Loans and Leases Receivable Disclosure [Line Items]

Schedule of changes in the allowance for loan losses by portfolio segment

The following tables present the activity in the ACL for funded loans by segment. The portfolio segments represent the categories that the Company uses to determine its ACL (in thousands):


							Multi-		One-to four-
Three months ended March 31, 2024	CRE		C&I		Construction		family		family		Consumer		Total
Allowance for credit losses:
Beginning balance	$	35,635	$	11,207	$	1,765	$	8,215	$	663	$	480	$	57,965
Provision/(credit) for credit losses		1,068		(270)		(53)		(44)		(142)		15		574
Loans charged-off		—		—		—		—		—		(3)		(3)
Recoveries		1		—		—		—		—		1		2
Total ending allowance balance	$	36,704	$	10,937	$	1,712	$	8,171	$	521	$	493	$	58,538


							Multi-		One-to four-
Three months ended March 31, 2023	CRE		C&I		Construction		family		family		Consumer		Total
Allowance for credit losses:
Beginning balance	$	29,496	$	10,274	$	1,983	$	2,823	$	105	$	195	$	44,876
Cumulative effect of changes in accounting principle		48		471		424		705		181		421		2,250
Provision/(credit) for credit losses		2,292		12		(1,146)		(657)		121		104		726
Loans charged-off		—		—		—		—		—		(100)		(100)
Recoveries		—		—		—		—		—		—		—
Total ending allowance balance	$	31,836	$	10,757	$	1,261	$	2,871	$	407	$	620	$	47,752

Schedule of recorded investment in non-accrual loans, loans past due over 90 days and still accruing by class of loans

The following tables present the recorded investment in non-accrual loans and loans past due over 90 days and still accruing, by class of loans (in thousands):


			Non-accrual		Loans Past Due
			Without an		Over 90 Days
At March 31, 2024	Non-accrual		ACL		Still Accruing
Commercial real estate	$	24,000	$	24,000	$	—
Commercial & industrial		6,989		6,989		—
Multi-family		20,939		—		—
Consumer		—		—		145
Total	$	51,928	$	30,989	$	145


			Non-accrual		Loans Past Due
			Without an		Over 90 Days
At December 31, 2023	Non-accrual		ACL		Still Accruing
Commercial real estate	$	24,000	$	24,000	$	—
Commercial & industrial		6,934		6,934		—
Multi-family		20,939		—		—
Consumer		24		—		—
Total	$	51,897	$	30,934	$	—

Schedule of risk category of loans by class of loans

The following table presents loan balances by credit quality indicator and year of origination at March 31, 2024 (in thousands):


											2019
	2024		2023		2022		2021		2020		& Prior		Revolving		Total
CRE
Pass	$	396,529	$	1,381,085	$	1,239,785	$	421,698	$	127,352	$	235,302	$	34,618	$	3,836,369
Special Mention		—		24,500		38,834		14,484		300		12,584		—		90,702
Substandard		—		—		24,000		—		—		—		—		24,000
Total	$	396,529	$	1,405,585	$	1,302,619	$	436,182	$	127,652	$	247,886	$	34,618	$	3,951,071

Construction
Pass	$	19,416	$	52,463	$	61,125	$	—	$	—	$	—	$	17,253	$	150,257
Total	$	19,416	$	52,463	$	61,125	$	—	$	—	$	—	$	17,253	$	150,257

Multi-family
Pass	$	44,275	$	111,697	$	82,500	$	61,549	$	23,539	$	86,820	$	6,361	$	416,741
Substandard		—		—		30,299		20,939		—		—		—		51,238
Total	$	44,275	$	111,697	$	112,799	$	82,488	$	23,539	$	86,820	$	6,361	$	467,979

One-to four-family
Current	$	—	$	45,000	$	3,680	$	—	$	9,715	$	34,869	$	—	$	93,264
Total	$	—	$	45,000	$	3,680	$	—	$	9,715	$	34,869	$	—	$	93,264

C&I
Pass	$	40,553	$	160,593	$	225,846	$	87,368	$	21,310	$	17,814	$	430,030	$	983,514
Special Mention		—		3,840		33,668		—		2,080		—		27,397		66,985
Substandard		—		3,803		—		—		—		—		3,186		6,989
Total	$	40,553	$	168,236	$	259,514	$	87,368	$	23,390	$	17,814	$	460,613	$	1,057,488

Consumer
Current	$	—	$	—	$	—	$	—	$	—	$	15,924	$	—	$	15,924
Past due		—		—		—		—		—		145		—		145
Total	$	—	$	—	$	—	$	—	$	—	$	16,069	$	—	$	16,069

Total
Pass/Current	$	500,773	$	1,750,838	$	1,612,936	$	570,615	$	181,916	$	390,729	$	488,262	$	5,496,069
Special Mention		—		28,340		72,502		14,484		2,380		12,584		27,397		157,687
Substandard/Past due		—		3,803		54,299		20,939		—		145		3,186		82,372
Total	$	500,773	$	1,782,981	$	1,739,737	$	606,038	$	184,296	$	403,458	$	518,845	$	5,736,128

Charge-offs
C&I	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Consumer		—		—		—		—		—		—		3		3
	$	—	$	—	$	—	$	—	$	—	$	—	$	3	$	3

The following table presents loan balances by credit quality indicator and year of origination at December 31, 2023 (in thousands):


											2018
	2023		2022		2021		2020		2019		& Prior		Revolving		Total
CRE
Pass	$	1,500,873	$	1,268,550	$	512,497	$	128,320	$	200,304	$	83,309	$	44,672	$	3,738,525
Special Mention		24,500		38,867		14,561		304		—		—		—		78,232
Substandard		—		40,954		—		—		—		—		—		40,954
Total	$	1,525,373	$	1,348,371	$	527,058	$	128,624	$	200,304	$	83,309	$	44,672	$	3,857,711

Construction
Pass	$	84,881	$	56,065	$	—	$	—	$	—	$	—	$	12,566	$	153,512
Total	$	84,881	$	56,065	$	—	$	—	$	—	$	—	$	12,566	$	153,512

Multi-family
Pass	$	115,761	$	114,652	$	51,768	$	23,655	$	34,533	$	69,510	$	6,415	$	416,294
Special Mention		—		30,303		—		—		—		—		—		30,303
Substandard		—		—		20,939		—		—		—		—		20,939
Total	$	115,761	$	144,955	$	72,707	$	23,655	$	34,533	$	69,510	$	6,415	$	467,536

One-to four-family
Current	$	45,000	$	4,081	$	—	$	9,784	$	12,157	$	23,682	$	—	$	94,704
Total	$	45,000	$	4,081	$	—	$	9,784	$	12,157	$	23,682	$	—	$	94,704

C&I
Pass	$	178,814	$	252,359	$	98,753	$	23,943	$	14,390	$	5,904	$	402,247	$	976,410
Special Mention		3,840		33,918		—		2,080		—		—		28,281		68,119
Substandard		3,435		—		—		—		—		—		3,499		6,934
Total	$	186,089	$	286,277	$	98,753	$	26,023	$	14,390	$	5,904	$	434,027	$	1,051,463

Consumer
Current	$	—	$	—	$	—	$	—	$	—	$	17,062	$	—	$	17,062
Past due		—		—		—		—		—		24		—		24
Total	$	—	$	—	$	—	$	—	$	—	$	17,086	$	—	$	17,086

Total
Pass/Current	$	1,925,329	$	1,695,707	$	663,018	$	185,702	$	261,384	$	199,467	$	465,900	$	5,396,507
Special Mention		28,340		103,088		14,561		2,384		—		—		28,281		176,654
Substandard/Past due		3,435		40,954		20,939		—		—		24		3,499		68,851
Total	$	1,957,104	$	1,839,749	$	698,518	$	188,086	$	261,384	$	199,491	$	497,680	$	5,642,012

Charge-offs
C&I	$	—	$	—	$	915	$	—	$	—	$	31	$	—	$	946
Consumer		—		—		—		—		—		273		—		273
	$	—	$	—	$	915	$	—	$	—	$	304	$	—	$	1,219

Loans and Leases Receivable Disclosure [Line Items]