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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Cash flows from operating activities    
Net income $ 16,203 $ 25,076
Adjustments to reconcile net income to net cash:    
Net depreciation, amortization, and accretion (3,193) 1,234
Provision for credit losses 528 646
Stock-based compensation 1,926 2,222
Other, net 8 (39)
Net change in:    
Receivable from global payments, net (6,204) 1,818
Third-party debit cardholder balances 8,507 523
Other assets 4,784 (2,645)
Other liabilities 2,437 10,193
Net cash provided by (used in) operating activities 24,996 39,028
Cash flows from investing activities    
Loan originations, purchases and payments, net (90,473) (11,433)
Redemptions of FRB and FHLB Stock 6,300 53,998
Purchases of FRB and FHLB Stock (3) (58,488)
Purchase of securities available-for-sale (53,306)  
Proceeds from paydowns and maturities of securities available-for-sale 12,314 9,751
Proceeds from paydowns and maturities of securities held-to-maturity 8,463 8,741
Purchase of premises and equipment, net (111) (980)
Net cash provided by (used in) investing activities (116,816) 1,589
Cash flows from financing activities    
Proceeds from (repayments of) federal funds purchased (99,000) 45,000
Proceeds from (repayments of) FHLB advances, net (140,000)  
Proceeds from (repayments of) FHLB advances, net   100,000
Proceeds from exercise of stock options   3,964
Redemption of common stock for tax withholdings for restricted stock vesting (4,456) (1,336)
Proceeds from (repayments of) secured and other borrowings, net 99,964 (36)
Net increase (decrease) in deposits 500,250 (146,124)
Net cash provided by (used in) financing activities 356,758 1,468
Increase (decrease) in cash and cash equivalents 264,938 42,085
Cash and cash equivalents at the beginning of the period 269,465 257,418
Cash and cash equivalents at the end of the period 534,403 299,503
Cash paid for:    
Interest 51,874 24,768
Income Taxes $ 11,367 $ 3,192