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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period $ 58,538,000 $ 47,752,000 $ 57,965,000 $ 44,876,000
Provision/(credit) for credit losses 1,486,000 3,942,000 2,059,000 4,667,000
Loans charged-off (16,000) (44,000) (18,000) (143,000)
Recoveries     2,000  
Total ending allowance balance 60,008,000 51,650,000 60,008,000 51,650,000
Net charge-offs (16,000) 44,000 (16,000) 143,000
Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   2,250,000   2,250,000
Real Estate | Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 36,704,000 31,836,000 35,635,000 29,496,000
Provision/(credit) for credit losses 1,780,000 2,785,000 2,848,000 5,077,000
Recoveries     1,000  
Total ending allowance balance 38,484,000 34,621,000 38,484,000 34,621,000
Real Estate | Commercial | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   48,000   48,000
Real Estate | Construction        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 1,712,000 1,261,000 1,765,000 1,983,000
Provision/(credit) for credit losses 47,000 339,000 (6,000) (807,000)
Total ending allowance balance 1,759,000 1,600,000 1,759,000 1,600,000
Real Estate | Construction | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   424,000   424,000
Real Estate | Multi-family        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 8,171,000 2,871,000 8,215,000 2,823,000
Provision/(credit) for credit losses (344,000) 672,000 (388,000) 15,000
Total ending allowance balance 7,827,000 3,543,000 7,827,000 3,543,000
Real Estate | Multi-family | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   705,000   705,000
Real Estate | One-to-four-family        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 521,000 407,000 663,000 105,000
Provision/(credit) for credit losses (390,000) (45,000) (532,000) 76,000
Total ending allowance balance 131,000 362,000 131,000 362,000
Real Estate | One-to-four-family | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   181,000   181,000
Commercial & industrial        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 10,937,000 10,757,000 11,207,000 10,274,000
Provision/(credit) for credit losses 345,000 220,000 75,000 232,000
Total ending allowance balance 11,282,000 10,977,000 11,282,000 10,977,000
Commercial & industrial | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   471,000   471,000
Consumer        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 493,000 620,000 480,000 195,000
Provision/(credit) for credit losses 48,000 (29,000) 62,000 74,000
Loans charged-off (16,000) (44,000) (18,000) (143,000)
Recoveries     1,000  
Total ending allowance balance $ 525,000 547,000 $ 525,000 547,000
Consumer | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   $ 421,000   $ 421,000