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COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |  |
Amount of off-balance-sheet financial instruments |  |  | $ 211,386 |  | $ 126,950
Regulatory settlement reserve | $ 10,000 | $ (3,021) | $ 10,000 | $ (5,521) |
Minimum |  |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |  |
Fixed interest rate off-balance-sheet financial instruments | 3.00% |  | 3.00% |  | 3.00%
Variable interest rate off-balance-sheet financial instrument | 7.00% |  | 7.00% |  | 6.00%
Maximum |  |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |  |
Fixed interest rate off-balance-sheet financial instruments | 9.00% |  | 9.00% |  | 9.50%
Variable interest rate off-balance-sheet financial instrument | 12.00% |  | 12.00% |  | 12.50%
Commitments term |  |  | 2 years |  |
Standby and commercial letters of credit |  |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |  |
Amount of off-balance-sheet financial instruments |  |  | $ 36,629 |  | $ 59,532
Amount of off-balance-sheet financial instruments collateral received |  |  | $ 27,500 |  | $ 36,200

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