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CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Interest and dividend income        
Loans, including fees $ 111,286 $ 90,666 $ 318,262 $ 247,142
Securities 5,434 4,686 16,071 13,864
Overnight deposits 3,223 1,783 12,544 7,353
Other interest and dividends 511 762 1,673 1,779
Total interest income 120,454 97,897 348,550 270,138
Interest expense        
Deposits 51,737 36,234 149,178 86,010
Borrowed funds 3,105 7,710 11,753 17,197
Trust preferred securities 379 396 1,138 1,089
Total interest expense 55,221 44,340 162,069 104,296
Net interest income 65,233 53,557 186,481 165,842
Provision for credit losses 2,691 791 4,757 5,742
Net interest income after provision for credit losses 62,542 52,766 181,724 160,100
Non-interest income        
Non-interest income 6,218 6,577 19,392 21,413
Other income 650 803 2,081 2,114
Total non-interest income 6,285 6,513 19,428 21,342
Non-interest expense        
Compensation and benefits 19,885 17,208 58,244 48,751
Bank premises and equipment 2,471 2,396 7,136 7,027
Professional fees 4,745 3,873 17,633 13,033
Technology costs 2,969 1,171 9,023 3,966
Licensing fees 3,411 3,504 9,867 9,180
FDIC assessments 2,950 1,984 8,800 6,438
Regulatory settlement reserve 10,000 (3,021) 10,000 (5,521)
Other expenses 4,826 3,809 14,711 11,517
Total non-interest expense 51,257 30,924 135,414 94,391
Net income before income tax expense 17,570 28,355 65,738 87,051
Income tax expense 5,304 6,292 20,470 24,351
Net income $ 12,266 $ 22,063 $ 45,268 $ 62,700
Earnings per common share        
Basic earnings (in dollars per share) $ 1.10 $ 1.99 $ 4.05 $ 5.64
Diluted earnings (in dollars per share) $ 1.08 $ 1.97 $ 4.04 $ 5.61
Service charges on deposit accounts        
Non-interest income        
Non-interest income $ 2,135 $ 1,463 $ 6,092 $ 4,400
Revenue, Product and Service [Extensible List] Service charges on deposit accounts Service charges on deposit accounts Service charges on deposit accounts Service charges on deposit accounts
Global Payments Group revenue        
Non-interest income        
Non-interest income $ 3,500 $ 4,247 $ 11,255 $ 14,828
Revenue, Product and Service [Extensible List] Global Payments Group revenue Global Payments Group revenue Global Payments Group revenue Global Payments Group revenue