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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($)
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period $ 60,008,000 $ 51,650,000 $ 57,965,000 $ 44,876,000
Provision/(credit) for credit losses 2,605,000 777,000 4,664,000 5,445,000
Loans charged-off (122,000) (129,000) (140,000) (273,000)
Recoveries 2,000   4,000  
Total ending allowance balance 62,493,000 52,298,000 62,493,000 52,298,000
Net charge-offs 120,000 129,000 136,000 273,000
Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   2,250,000   2,250,000
Real Estate | Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 38,484,000 34,621,000 35,635,000 29,496,000
Provision/(credit) for credit losses 2,965,000 404,000 5,813,000 5,481,000
Recoveries     1,000  
Total ending allowance balance 41,449,000 35,025,000 41,449,000 35,025,000
Real Estate | Commercial | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   48,000   48,000
Real Estate | Construction        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 1,759,000 1,600,000 1,765,000 1,983,000
Provision/(credit) for credit losses (41,000) 169,000 (47,000) (638,000)
Total ending allowance balance 1,718,000 1,769,000 1,718,000 1,769,000
Real Estate | Construction | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   424,000   424,000
Real Estate | Multi-family        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 7,827,000 3,543,000 8,215,000 2,823,000
Provision/(credit) for credit losses (329,000) (54,000) (717,000) (39,000)
Total ending allowance balance 7,498,000 3,489,000 7,498,000 3,489,000
Real Estate | Multi-family | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   705,000   705,000
Real Estate | One-to-four-family        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 131,000 362,000 663,000 105,000
Provision/(credit) for credit losses 282,000 (11,000) (250,000) 65,000
Total ending allowance balance 413,000 351,000 413,000 351,000
Real Estate | One-to-four-family | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   181,000   181,000
Commercial & industrial        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 11,282,000 10,977,000 11,207,000 10,274,000
Provision/(credit) for credit losses (338,000) 119,000 (263,000) 351,000
Total ending allowance balance 10,944,000 11,096,000 10,944,000 11,096,000
Commercial & industrial | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   471,000   471,000
Consumer        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 525,000 547,000 480,000 195,000
Provision/(credit) for credit losses 66,000 150,000 128,000 225,000
Loans charged-off (122,000) (129,000) (140,000) (273,000)
Recoveries 2,000   3,000  
Total ending allowance balance $ 471,000 568,000 $ 471,000 568,000
Consumer | Cumulative Effect, Period of Adoption, Adjustment        
Allowance for Loan and Lease Losses [Roll Forward]        
Total ending allowance balance   $ 421,000   $ 421,000