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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Cash flows from operating activities    
Net income $ 45,268 $ 62,700
Adjustments to reconcile net income to net cash:    
Net depreciation, amortization, and accretion (9,031) 4,831
Provision for credit losses 4,757 5,742
Stock-based compensation 6,601 7,438
Other, net (3,090) 33
Net change in:    
Receivable from global payments, net (8,400) 5,713
Third-party debit cardholder balances 11,792 (282)
Other assets (10,014) (22,681)
Other liabilities 27,170 9,679
Net cash provided by (used in) operating activities 65,053 73,173
Cash flows from investing activities    
Loan originations, purchases and payments, net (261,256) (516,724)
Redemptions of FRB and FHLB Stock 37,770 136,551
Purchases of FRB and FHLB Stock (25,390) (149,456)
Purchase of securities available-for-sale (72,810) (27,864)
Purchase of securities held-for-investment   (24,595)
Proceeds from paydowns and maturities of securities available-for-sale 38,164 32,292
Proceeds from paydowns and maturities of securities held-to-maturity 29,976 56,080
Purchase of premises and equipment, net (1,493) (4,911)
Net cash provided by (used in) investing activities (255,039) (498,627)
Cash flows from financing activities    
Proceeds from (repayments of) federal funds purchased, net (99,000) (150,000)
Proceeds from (repayments of) FHLB advances, net (290,000)  
Proceeds from (repayments of) FHLB advances, net   255,000
Redemption of common stock for tax withholdings for restricted stock vesting (4,509) (3,170)
Proceeds from (repayments of) secured and other borrowings, net 99,893 (104)
Net increase (decrease) in deposits 532,615 243,677
Net cash provided by (used in) financing activities 238,999 345,403
Increase (decrease) in cash and cash equivalents 49,013 (80,051)
Cash and cash equivalents at the beginning of the period 269,465 257,418
Cash and cash equivalents at the end of the period 318,478 177,367
Cash paid for:    
Interest 158,294 103,813
Income Taxes $ 30,001 $ 34,522