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COMMITMENTS AND CONTINGENCIES (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Sep. 30, 2024 | Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Amount of off-balance-sheet financial instruments |  | $ 140,481 | $ 126,950 |
Regulatory settlement reserve | $ 10,000 | 9,463 | $ (5,521) | $ 35,000
FRB Consent Order |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Civil money penalty |  | 14,500 |  |
NYSDFS Consent Order |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Civil money penalty |  | $ 15,000 |  |
Minimum |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Fixed interest rate off-balance-sheet financial instruments |  | 3.00% | 3.00% |
Variable interest rate off-balance-sheet financial instrument |  | 6.30% | 6.00% |
Maximum |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Fixed interest rate off-balance-sheet financial instruments |  | 9.30% | 9.50% |
Variable interest rate off-balance-sheet financial instrument |  | 11.50% | 12.50% |
Commitments term |  | 2 years |  |
Standby and commercial letters of credit |  |  |  |
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items] |  |  |  |
Amount of off-balance-sheet financial instruments |  | $ 31,920 | $ 59,532 |
Amount of off-balance-sheet financial instruments collateral received |  | $ 24,100 | $ 36,200 |

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