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FAIR VALUE OF FINANCIAL INSTRUMENTS (Carrying Amount and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands | Dec. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Financial assets: |  |
Securities held to maturity | $ 366,700 | $ 404,300
Other investments |  |
FRB Stock | 11,400 | 11,400
FHLB Stock | 17,200 | 25,600
Receivable from global payments business, net |  | 87,648
Financial liabilities: |  |
Noninterest bearing demand accounts | 1,334,054 | 1,837,874
Time deposits | 125,397 | 35,400
Federal funds purchased | 210,000 | 99,000
Federal Home Loan Bank of New York advances | 240,000 | 440,000
Carrying Amount |  |
Financial assets: |  |
Cash and due from banks | 13,078 | 31,973
Overnight deposits | 187,190 | 237,492
Securities held to maturity | 428,557 | 468,860
Loans, net | 5,970,803 | 5,566,832
Other investments |  |
FRB Stock | 11,410 | 11,410
FHLB Stock | 17,228 | 25,558
Disability Fund | 1,500 | 1,500
Time deposits at banks | 498 | 498
Receivable from global payments business, net |  | 87,648
Accrued interest receivable | 33,209 | 31,948
Financial liabilities: |  |
Noninterest bearing demand accounts | 1,334,054 | 1,837,874
Money market and savings deposits | 4,523,522 | 3,864,018
Time deposits | 125,397 | 35,400
Federal funds purchased | 210,000 | 99,000
Federal Home Loan Bank of New York advances | 240,000 | 440,000
Trust preferred securities payable | 20,620 | 20,620
Prepaid debit cardholder balances |  | 10,178
Accrued interest payable | 1,809 | 1,894
Secured and other borrowings | 7,441 | 7,585
Total Fair Value |  |
Financial assets: |  |
Cash and due from banks | 13,078 | 31,973
Overnight deposits | 187,190 | 237,492
Securities held to maturity | 366,719 | 404,252
Loans, net | 5,878,582 | 5,474,238
Other investments |  |
Disability Fund | 1,500 | 1,500
Time deposits at banks | 498 | 498
Receivable from global payments business, net |  | 87,648
Accrued interest receivable | 33,209 | 31,948
Financial liabilities: |  |
Noninterest bearing demand accounts | 1,334,054 | 1,837,874
Money market and savings deposits | 4,523,522 | 3,864,018
Time deposits | 125,288 | 35,011
Federal funds purchased | 210,000 | 99,000
Federal Home Loan Bank of New York advances | 240,000 | 440,000
Trust preferred securities payable | 20,024 | 20,007
Prepaid debit cardholder balances |  | 10,178
Accrued interest payable | 1,809 | 1,894
Secured and other borrowings | 7,441 | 7,585
Fair Value, Inputs, Level 1 |  |
Financial assets: |  |
Cash and due from banks | 13,078 | 31,973
Overnight deposits | 187,190 | 237,492
Other investments |  |
Time deposits at banks | 498 | 498
Financial liabilities: |  |
Noninterest bearing demand accounts | 1,334,054 | 1,837,874
Money market and savings deposits | 4,523,522 | 3,864,018
Accrued interest payable | 12 | 1,028
Fair Value, Inputs, Level 2 |  |
Financial assets: |  |
Securities held to maturity | 366,719 | 404,252
Other investments |  |
Disability Fund | 1,500 | 1,500
Accrued interest receivable | 2,105 | 2,007
Financial liabilities: |  |
Time deposits | 125,288 | 35,011
Federal funds purchased | 210,000 | 99,000
Federal Home Loan Bank of New York advances | 240,000 | 440,000
Accrued interest payable | 1,436 | 475
Secured and other borrowings | 7,441 | 7,585
Fair Value, Inputs, Level 3 |  |
Financial assets: |  |
Loans, net | 5,878,582 | 5,474,238
Other investments |  |
Receivable from global payments business, net |  | 87,648
Accrued interest receivable | 31,104 | 29,941
Financial liabilities: |  |
Trust preferred securities payable | 20,024 | 20,007
Prepaid debit cardholder balances |  | 10,178
Accrued interest payable | $ 361 | $ 391

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