Loans and Leases Receivable Disclosure [Line Items]

Schedule of changes in the allowance for loan losses by portfolio segment

The following tables present the activity in the ACL by segment. The portfolio segments represent the categories that the Company uses to determine its ACL (in thousands):


							Multi-		One-to four-
Year ended December 31, 2024	CRE		C&I		Construction		family		family		Consumer		Total
Allowance for credit losses:
Beginning balance	$	35,635	$	11,207	$	1,765	$	8,215	$	663	$	480	$	57,965
Provision/(credit) for credit losses		6,434		(336)		197		(925)		(86)		147		5,431
Loans charged-off		—		—		—		—		—		(247)		(247)
Recoveries		1		120		—		—		—		3		124
Total ending allowance balance	$	42,070	$	10,991	$	1,962	$	7,290	$	577	$	383	$	63,273


							Multi-		One-to four-
Year ended December 31, 2023	CRE		C&I		Construction		family		family		Consumer		Total
Allowance for credit losses:
Beginning balance	$	29,496	$	10,274	$	1,983	$	2,823	$	105	$	195	$	44,876
Cumulative effect of changes in accounting principle		48		471		424		705		181		421		2,250
Provision/(credit) for credit losses		6,091		1,408		(642)		4,687		377		137		12,058
Loans charged-off		—		(946)		—		—		—		(273)		(1,219)
Recoveries		—		—		—		—		—		—		—
Total ending allowance balance	$	35,635	$	11,207	$	1,765	$	8,215	$	663	$	480	$	57,965

Schedule of aging of the recorded investment in past due loans by class of loans

The following tables present the aging of the recorded investment in past due loans by class of loans (in thousands):


					90
	30-59		60-89		Days and		Total Past		Current
At December 31, 2024	Days		Days		Greater		Due		Loans		Total
Commercial real estate	$	7,115	$	—	$	25,087	$	32,202	$	4,285,159	$	4,317,361
Commercial & industrial		—		—		6,989		6,989		1,039,157		1,046,146
Construction		—		—		—		—		206,960		206,960
Multi-family		—		—		—		—		376,737		376,737
One-to four-family		2,049		—		452		2,501		88,379		90,880
Consumer		124		22		72		218		12,743		12,961
Total	$	9,288	$	22	$	32,600	$	41,910	$	6,009,135	$	6,051,045


					90
	30-59		60-89		Days and		Total Past		Current
At December 31, 2023	Days		Days		Greater		Due		Loans		Total
Commercial real estate	$	—	$	—	$	24,000	$	24,000	$	3,833,711	$	3,857,711
Commercial & industrial		20		19		6,934		6,973		1,044,490		1,051,463
Construction		—		—		—		—		153,512		153,512
Multi-family		—		—		20,939		20,939		446,597		467,536
One-to four-family		612		—		—		612		94,092		94,704
Consumer		—		—		24		24		17,062		17,086
Total	$	632	$	19	$	51,897	$	52,548	$	5,589,464	$	5,642,012

Schedule of borrowers experiencing financial difficulty

The following tables show the amortized cost basis of modified loans to borrowers experiencing financial difficulty (in thousands):


	Combination
	Term						Modifications
	Extension and		Interest Rate				as a % of
Year ended December 31, 2024	Interest Rate		Reduction		Total		Loan Class
Commercial & industrial	$	11,686	$	—	$	11,686	1.1	%
Multi-family		48,224		3,015		51,239	13.6	%
Total	$	59,910	$	3,015	$	62,925


	Types of Modifications
		Weighted
		Average
		Interest
	Term	Rate
	Extension	Reduction
Year ended December 31, 2024
Commercial real estate
Commercial & industrial	11-12 months	2.9%
Multi-family	6-12 months	4.1%

Loans and Leases Receivable Disclosure [Line Items]