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COMMITMENTS AND CONTINGENCIES (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Sep. 30, 2024
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]        
Amount of off-balance-sheet financial instruments   $ 140,481 $ 126,950  
Regulatory settlement reserve $ 10,000 9,463 $ (5,521) $ 35,000
FRB Consent Order        
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]        
Civil money penalty   14,500    
NYSDFS Consent Order        
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]        
Civil money penalty   $ 15,000    
Minimum        
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]        
Fixed interest rate off-balance-sheet financial instruments   3.00% 3.00%  
Variable interest rate off-balance-sheet financial instrument   6.30% 6.00%  
Maximum        
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]        
Fixed interest rate off-balance-sheet financial instruments   9.30% 9.50%  
Variable interest rate off-balance-sheet financial instrument   11.50% 12.50%  
Commitments term   2 years    
Standby and commercial letters of credit        
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]        
Amount of off-balance-sheet financial instruments   $ 31,920 $ 59,532  
Amount of off-balance-sheet financial instruments collateral received   $ 24,100 $ 36,200