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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($) | 3 Months Ended
--- | ---
Mar. 31, 2025 | Mar. 31, 2024
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at the beginning of period | $ 63,273,000 | $ 57,965,000
Provision/(credit) for credit losses | 4,468,000 | 574,000
Loans charged-off | (118,000) | (3,000)
Recoveries | 180,000 | 2,000
Total ending allowance balance | 67,803,000 | 58,538,000
Net charge-offs | (62,000) | 1,000
Real Estate | Commercial |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at the beginning of period | 42,070,000 | 35,635,000
Provision/(credit) for credit losses | 2,577,000 | 1,068,000
Recoveries |  | 1,000
Total ending allowance balance | 44,647,000 | 36,704,000
Real Estate | Construction |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at the beginning of period | 1,962,000 | 1,765,000
Provision/(credit) for credit losses | 556,000 | (53,000)
Total ending allowance balance | 2,518,000 | 1,712,000
Real Estate | Multi-family |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at the beginning of period | 7,290,000 | 8,215,000
Provision/(credit) for credit losses | (31,000) | (44,000)
Total ending allowance balance | 7,259,000 | 8,171,000
Real Estate | One-to-four-family |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at the beginning of period | 577,000 | 663,000
Provision/(credit) for credit losses | 25,000 | (142,000)
Total ending allowance balance | 602,000 | 521,000
Commercial & industrial |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at the beginning of period | 10,991,000 | 11,207,000
Provision/(credit) for credit losses | 1,262,000 | (270,000)
Recoveries | 180,000 |
Total ending allowance balance | 12,433,000 | 10,937,000
Consumer |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at the beginning of period | 383,000 | 480,000
Provision/(credit) for credit losses | 79,000 | 15,000
Loans charged-off | (118,000) | (3,000)
Recoveries |  | 1,000
Total ending allowance balance | $ 344,000 | $ 493,000

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- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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