FAIR VALUE OF FINANCIAL INSTRUMENTS (Carrying Amount and Estimated Fair Values of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Financial assets:
Securities held to maturity	$ 343,800	$ 366,700
Financial liabilities:
Noninterest bearing demand accounts	1,384,524	1,334,054
Federal funds purchased	125,000	210,000
Federal Home Loan Bank of New York advances	160,000	240,000
Carrying Amount
Financial assets:
Cash and due from banks	18,572	13,078
Overnight deposits	177,891	187,190
Securities held to maturity	398,973	428,557
Loans, net	6,274,319	5,970,803
Other investments
FRB Stock	11,410	11,410
FHLB Stock	13,654	17,228
Disability Fund	1,500	1,500
Time deposits at banks	498	498
Accrued interest receivable	34,757	33,209
Financial liabilities:
Noninterest bearing demand accounts	1,384,524	1,334,054
Money market and savings deposits	4,930,910	4,523,522
Time deposits	133,858	125,397
Federal funds purchased	125,000	210,000
Federal Home Loan Bank of New York advances	160,000	240,000
Trust preferred securities payable	20,620	20,620
Accrued interest payable	3,075	1,809
Secured and other borrowings	17,403	7,441
Total Fair Value
Financial assets:
Cash and due from banks	18,572	13,078
Overnight deposits	177,891	187,190
Securities held to maturity	343,834	366,719
Loans, net	6,324,657	5,878,582
Other investments
Disability Fund	1,500	1,500
Time deposits at banks	498	498
Accrued interest receivable	34,757	33,209
Financial liabilities:
Noninterest bearing demand accounts	1,384,524	1,334,054
Money market and savings deposits	4,930,910	4,523,522
Time deposits	133,771	125,288
Federal funds purchased	125,000	210,000
Federal Home Loan Bank of New York advances	160,082	240,000
Trust preferred securities payable	20,024	20,024
Accrued interest payable	3,075	1,809
Secured and other borrowings	17,403	7,441
Fair Value, Inputs, Level 1
Financial assets:
Cash and due from banks	18,572	13,078
Overnight deposits	177,891	187,190
Other investments
Time deposits at banks	498	498
Financial liabilities:
Noninterest bearing demand accounts	1,384,524	1,334,054
Money market and savings deposits	4,930,910	4,523,522
Accrued interest payable	1,029	12
Fair Value, Inputs, Level 2
Financial assets:
Securities held to maturity	343,834	366,719
Other investments
Disability Fund	1,500	1,500
Accrued interest receivable	1,961	2,105
Financial liabilities:
Time deposits	133,771	125,288
Federal funds purchased	125,000	210,000
Federal Home Loan Bank of New York advances	160,082	240,000
Accrued interest payable	1,712	1,436
Secured and other borrowings	17,403	7,441
Fair Value, Inputs, Level 3
Financial assets:
Loans, net	6,324,657	5,878,582
Other investments
Accrued interest receivable	32,796	31,104
Financial liabilities:
Trust preferred securities payable	20,024	20,024
Accrued interest payable	$ 334	$ 361

This elements represents amount of disability fund.

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Represents amount of Overnight deposits.

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The fair value of secured and other borrowings as at the end of the reporting period.

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Trust Preferred Securities.

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- Definition

Fair value portion of amount due from customers or clients for goods or services, including trade receivables, that have been delivered or sold in the normal course of business, and amounts due from others, including related parties.

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Fair value portion of accrued expenses.

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Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.

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Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.

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Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts. Also includes amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written.

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Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank.

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Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).

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Federal Reserve Bank stock represents an equity interest in the Federal Reserve Bank. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).

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Fair value of investment in debt security measured at amortized cost (held-to-maturity).

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For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.

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Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts.

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The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.

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Amount of time deposit liabilities, including certificates of deposit.

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