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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Balance at the beginning of period | $ 67,803,000 | $ 58,538,000 | $ 63,273,000 | $ 57,965,000
Provision/(credit) for credit losses | 6,254,000 | 1,486,000 | 10,723,000 | 2,060,000
Loans charged-off | (112,000) | (16,000) | (231,000) | (18,000)
Recoveries | 126,000 |  | 306,000 | 2,000
Total ending allowance balance | 74,071,000 | 60,008,000 | 74,071,000 | 60,008,000
Net charge-offs | (14,000) | 16,000 | (76,000) | 16,000
Real Estate | Commercial |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Balance at the beginning of period | 44,647,000 | 36,704,000 | 42,070,000 | 35,635,000
Provision/(credit) for credit losses | 5,808,000 | 1,780,000 | 8,385,000 | 2,848,000
Recoveries |  |  |  | 1,000
Total ending allowance balance | 50,455,000 | 38,484,000 | 50,455,000 | 38,484,000
Real Estate | Construction |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Balance at the beginning of period | 2,518,000 | 1,712,000 | 1,962,000 | 1,765,000
Provision/(credit) for credit losses | (178,000) | 47,000 | 378,000 | (6,000)
Total ending allowance balance | 2,340,000 | 1,759,000 | 2,340,000 | 1,759,000
Real Estate | Multi-family |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Balance at the beginning of period | 7,259,000 | 8,171,000 | 7,290,000 | 8,215,000
Provision/(credit) for credit losses | 412,000 | (344,000) | 381,000 | (388,000)
Total ending allowance balance | 7,671,000 | 7,827,000 | 7,671,000 | 7,827,000
Real Estate | One-to-four-family |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Balance at the beginning of period | 602,000 | 521,000 | 577,000 | 663,000
Provision/(credit) for credit losses | (24,000) | (390,000) | 1,000 | (532,000)
Total ending allowance balance | 578,000 | 131,000 | 578,000 | 131,000
Commercial and industrial |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Balance at the beginning of period | 12,433,000 | 10,937,000 | 10,991,000 | 11,207,000
Provision/(credit) for credit losses | 166,000 | 345,000 | 1,428,000 | 75,000
Recoveries | 125,000 |  | 305,000 |
Total ending allowance balance | 12,724,000 | 11,282,000 | 12,724,000 | 11,282,000
Consumer |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Balance at the beginning of period | 344,000 | 493,000 | 383,000 | 480,000
Provision/(credit) for credit losses | 70,000 | 48,000 | 150,000 | 62,000
Loans charged-off | (112,000) | (16,000) | (231,000) | (18,000)
Recoveries | 1,000 |  | 1,000 | 1,000
Total ending allowance balance | $ 303,000 | $ 525,000 | $ 303,000 | $ 525,000

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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