XML 52 R42.htm IDEA: XBRL DOCUMENT v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period $ 67,803,000 $ 58,538,000 $ 63,273,000 $ 57,965,000
Provision/(credit) for credit losses 6,254,000 1,486,000 10,723,000 2,060,000
Loans charged-off (112,000) (16,000) (231,000) (18,000)
Recoveries 126,000   306,000 2,000
Total ending allowance balance 74,071,000 60,008,000 74,071,000 60,008,000
Net charge-offs (14,000) 16,000 (76,000) 16,000
Real Estate | Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 44,647,000 36,704,000 42,070,000 35,635,000
Provision/(credit) for credit losses 5,808,000 1,780,000 8,385,000 2,848,000
Recoveries       1,000
Total ending allowance balance 50,455,000 38,484,000 50,455,000 38,484,000
Real Estate | Construction        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 2,518,000 1,712,000 1,962,000 1,765,000
Provision/(credit) for credit losses (178,000) 47,000 378,000 (6,000)
Total ending allowance balance 2,340,000 1,759,000 2,340,000 1,759,000
Real Estate | Multi-family        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 7,259,000 8,171,000 7,290,000 8,215,000
Provision/(credit) for credit losses 412,000 (344,000) 381,000 (388,000)
Total ending allowance balance 7,671,000 7,827,000 7,671,000 7,827,000
Real Estate | One-to-four-family        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 602,000 521,000 577,000 663,000
Provision/(credit) for credit losses (24,000) (390,000) 1,000 (532,000)
Total ending allowance balance 578,000 131,000 578,000 131,000
Commercial and industrial        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 12,433,000 10,937,000 10,991,000 11,207,000
Provision/(credit) for credit losses 166,000 345,000 1,428,000 75,000
Recoveries 125,000   305,000  
Total ending allowance balance 12,724,000 11,282,000 12,724,000 11,282,000
Consumer        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at the beginning of period 344,000 493,000 383,000 480,000
Provision/(credit) for credit losses 70,000 48,000 150,000 62,000
Loans charged-off (112,000) (16,000) (231,000) (18,000)
Recoveries 1,000   1,000 1,000
Total ending allowance balance $ 303,000 $ 525,000 $ 303,000 $ 525,000