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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities    
Net income $ 35,121 $ 33,002
Adjustments to reconcile net income to net cash:    
Net depreciation, amortization, and accretion (3,414) (5,737)
Provision for credit losses 10,884 2,066
Stock-based compensation 4,417 4,126
Other, net (167) 1
Net change in:    
Receivable from global payments, net   (2,978)
Third-party debit cardholder balances   12,453
Other assets (13,845) 6,571
Other liabilities (6,847) 10,748
Net cash provided by (used in) operating activities 26,149 60,252
Cash flows from investing activities    
Loan originations and payments, net (574,464) (206,900)
Redemptions of FRB and FHLB Stock 24,195 37,768
Purchases of FRB and FHLB Stock (20,856) (25,386)
Purchase of securities available-for-sale (85,142) (72,810)
Proceeds from paydowns and maturities of securities available-for-sale 30,801 25,115
Proceeds from paydowns and maturities of securities held-to-maturity 40,385 19,200
Purchase of premises and equipment (3,064) (864)
Net cash provided by (used in) investing activities (588,145) (223,877)
Cash flows from financing activities    
Proceeds from (repayments of) federal funds purchased, net (160,000) (99,000)
Proceeds from (repayments of) FHLB advances, net (90,000) (290,000)
Redemption of common stock for tax withholdings for restricted stock vesting (3,550) (4,477)
Proceeds from (repayments of) other borrowings, net   100,000
Proceeds from (repayments of) secured borrowings, net 9,925 (71)
Net increase (decrease) in deposits 808,333 432,370
Purchase of treasury stock (50,527)  
Net cash provided by (used in) financing activities 514,181 138,822
Increase (decrease) in cash and cash equivalents (47,815) (24,803)
Cash and cash equivalents at the beginning of the period 200,268 269,465
Cash and cash equivalents at the end of the period 152,453 244,662
Cash paid for:    
Interest 103,688 104,866
Income Taxes $ 15,527 $ 19,415