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LOANS AND ALLOWANCE FOR CREDIT LOSSES (Schedule of Activity in the Allowance for Loan Losses by Segment) (Details) - USD ($) | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance at the beginning of period | $ 74,071,000 | $ 60,008,000 | $ 63,273,000 | $ 57,965,000 | $ 57,965,000
Provision/(credit) for credit losses | 23,955,000 | 2,605,000 | 34,676,000 | 4,664,000 |
Loans charged-off | (3,859,000) | (122,000) | (4,090,000) | (140,000) |
Recoveries | 72,000 | 2,000 | 380,000 | 4,000 |
Total ending allowance balance | 94,239,000 | 62,493,000 | 94,239,000 | 62,493,000 | 63,273,000
Net charge-offs (Recoveries) | 3,800,000 | 120,000 | 3,700,000 | 136,000 |
Real Estate | Commercial |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance at the beginning of period | 50,454,000 | 38,484,000 | 42,070,000 | 35,635,000 | 35,635,000
Provision/(credit) for credit losses | 5,921,000 | 2,965,000 | 14,305,000 | 5,813,000 |
Recoveries |  |  |  | 1,000 |
Total ending allowance balance | 56,375,000 | 41,449,000 | 56,375,000 | 41,449,000 | 42,070,000
Real Estate | Construction |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance at the beginning of period | 2,340,000 | 1,759,000 | 1,962,000 | 1,765,000 | 1,765,000
Provision/(credit) for credit losses | 28,000 | (41,000) | 406,000 | (47,000) |
Total ending allowance balance | 2,368,000 | 1,718,000 | 2,368,000 | 1,718,000 | 1,962,000
Real Estate | Multi-family |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance at the beginning of period | 7,671,000 | 7,827,000 | 7,290,000 | 8,215,000 | 8,215,000
Provision/(credit) for credit losses | 18,464,000 | (329,000) | 18,845,000 | (717,000) |
Loans charged-off | (3,827,000) |  | (3,827,000) |  |
Total ending allowance balance | 22,308,000 | 7,498,000 | 22,308,000 | 7,498,000 | 7,290,000
Real Estate | One-to-four-family |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance at the beginning of period | 579,000 | 131,000 | 577,000 | 663,000 | 663,000
Provision/(credit) for credit losses | (13,000) | 282,000 | (11,000) | (250,000) |
Total ending allowance balance | 566,000 | 413,000 | 566,000 | 413,000 | 577,000
Commercial and industrial |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance at the beginning of period | 12,724,000 | 11,282,000 | 10,991,000 | 11,207,000 | 11,207,000
Provision/(credit) for credit losses | (428,000) | (338,000) | 999,000 | (263,000) |
Recoveries | 70,000 |  | 376,000 |  |
Total ending allowance balance | 12,366,000 | 10,944,000 | 12,366,000 | 10,944,000 | 10,991,000
Consumer |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance at the beginning of period | 303,000 | 525,000 | 383,000 | 480,000 | 480,000
Provision/(credit) for credit losses | (17,000) | 66,000 | 132,000 | 128,000 |
Loans charged-off | (32,000) | (122,000) | (263,000) | (140,000) | (247,000)
Recoveries | 2,000 | 2,000 | 4,000 | 3,000 |
Total ending allowance balance | $ 256,000 | $ 471,000 | $ 256,000 | $ 471,000 | $ 383,000

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