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CONSOLIDATED STATEMENTS OF OPERATIONS (unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and dividend income        
Loans, including fees $ 123,521 $ 111,286 $ 353,160 $ 318,262
Securities 6,047 5,434 17,219 16,071
Overnight deposits 1,995 3,223 5,998 12,544
Other interest and dividends 437 511 1,436 1,673
Total interest income 132,000 120,454 377,813 348,550
Interest expense        
Deposits 51,177 51,737 148,178 149,178
Borrowed funds 3,179 3,105 10,742 11,753
Trust preferred securities 333 379 983 1,138
Total interest expense 54,689 55,221 159,903 162,069
Net interest income 77,311 65,233 217,910 186,481
Provision for credit losses 23,862 2,691 34,746 4,757
Net interest income after provision for credit losses 53,449 62,542 183,164 181,724
Non-interest income        
Non-interest income 2,485 6,218 8,660 19,392
Other income 480 650 2,437 2,081
Total non-interest income 2,527 6,285 8,788 19,428
Non-interest expense        
Compensation and benefits 21,674 19,885 63,668 58,244
Bank premises and equipment 2,664 2,471 7,640 7,136
Professional fees 3,506 4,745 12,075 17,633
Technology costs 5,297 2,969 11,170 9,023
Licensing fees 4,354 3,411 10,290 9,867
FDIC assessments 1,972 2,950 7,938 8,800
Regulatory settlement reserve   10,000   10,000
Other expenses 6,327 4,826 18,844 14,711
Total non-interest expense 45,794 51,257 131,625 135,414
Net income before income tax expense 10,182 17,570 60,327 65,738
Income tax expense 3,063 5,304 18,087 20,470
Net income $ 7,119 $ 12,266 $ 42,240 $ 45,268
Earnings per common share        
Basic earnings (in dollars per share) $ 0.68 $ 1.1 $ 3.94 $ 4.05
Diluted earnings (in dollars per share) $ 0.67 $ 1.08 $ 3.89 $ 4.04
Service charges on deposit accounts        
Non-interest income        
Non-interest income $ 2,047 $ 2,135 $ 6,351 $ 6,092
Revenue, Product and Service [Extensible Enumeration] Service charges on deposit accounts Service charges on deposit accounts Service charges on deposit accounts Service charges on deposit accounts
Global Payments Group revenue        
Non-interest income        
Non-interest income   $ 3,500   $ 11,255
Revenue, Product and Service [Extensible Enumeration] Global Payments Group revenue Global Payments Group revenue Global Payments Group revenue Global Payments Group revenue