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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities    
Net income $ 42,240 $ 45,268
Adjustments to reconcile net income to net cash:    
Net depreciation, amortization, and accretion (8,782) (9,031)
Provision for credit losses 34,746 4,757
Stock-based compensation 7,070 6,601
Other, net (439) (3,090)
Net change in:    
Receivable from global payments, net   (8,400)
Third-party debit cardholder balances   11,792
Other assets (25,847) (10,014)
Other liabilities 8,956 27,170
Net cash provided by (used in) operating activities 57,944 65,053
Cash flows from investing activities    
Loan originations and payments, net (740,403) (261,256)
Redemptions of FRB and FHLB Stock 29,820 37,770
Purchases of FRB and FHLB Stock (26,514) (25,390)
Purchase of securities available-for-sale (125,873) (72,810)
Proceeds from paydowns and maturities of securities available-for-sale 76,048 38,164
Proceeds from paydowns and maturities of securities held-to-maturity 51,695 29,976
Purchase of premises and equipment (3,369) (1,493)
Net cash provided by (used in) investing activities (738,596) (255,039)
Cash flows from financing activities    
Proceeds from (repayments of) federal funds purchased, net (85,000) (99,000)
Proceeds from (repayments of) FHLB advances, net (90,000) (290,000)
Redemption of common stock for tax withholdings for restricted stock vesting (3,550) (4,509)
Proceeds from (repayments of) other borrowings, net   100,000
Proceeds from (repayments of) secured borrowings, net 9,914 (107)
Net increase (decrease) in deposits 1,089,786 532,615
Purchase of treasury stock (53,267)  
Cash Dividend Paid (1,563)  
Net cash provided by (used in) financing activities 866,320 238,999
Increase (decrease) in cash and cash equivalents 185,668 49,013
Cash and cash equivalents at the beginning of the period 200,268 269,465
Cash and cash equivalents at the end of the period 385,936 318,478
Cash paid for:    
Interest 159,459 158,294
Income Taxes $ 25,382 $ 30,001