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INCOME TAXES (Schedule of Deferred tax assets and liabilities) (Details) - USD ($) $ in Thousands | Dec. 31, 2025 | Dec. 31, 2024
--- | --- | ---
Deferred tax assets: |  |
Allowance for credit losses | $ 29,093 | $ 19,208
Lease liabilities | 14,785 | 15,555
Net unrealized loss on securities available for sale | 16,057 | 23,063
Off balance sheet reserves | 641 | 382
Net unrealized loss on interest rate derivatives | 1,201 |
Restricted stock | 1,856 | 1,822
Other | 75 | 136
Total gross deferred tax assets | 63,708 | 60,166
Deferred tax liabilities: |  |
Right of use lease asset | 13,484 | 14,269
Depreciation and amortization | 4,258 | 3,190
Net unrealized gain on interest rate derivatives |  | 147
Prepaid assets | 1,762 | 1,181
Total gross deferred tax liabilities | 19,504 | 18,787
Net deferred tax asset, included in other assets | $ 44,204 | $ 41,379

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