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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest and dividend income      
Loans, including fees $ 480,497 $ 429,748 $ 345,039
Securities 23,601 21,378 18,525
Overnight deposits 9,347 15,013 9,319
Other interest and dividends 1,833 2,240 2,522
Total interest income 515,278 468,379 375,405
Interest expense      
Deposits 198,810 198,013 128,677
Borrowed funds 11,939 15,795 22,424
Trust preferred securities 1,294 1,487 1,468
Total interest expense 212,043 215,295 152,569
Net interest income 303,235 253,084 222,836
Provision for credit losses 37,592 6,257 12,283
Net interest income after provision for credit losses 265,643 246,827 210,553
Non-interest income      
Non-interest income 11,053 23,936 27,880
Other income 3,483 2,205 2,827
Total non-interest income 11,871 23,829 27,903
Non-interest expense      
Compensation and benefits 84,029 77,859 66,961
Bank premises and equipment 10,322 9,656 9,344
Professional fees 14,932 21,320 18,064
Technology costs 17,135 11,012 4,940
Deposit related program fees 24,021 16,836 13,104
FDIC assessments 9,548 11,780 9,077
Regulatory settlement reserve   9,463 (5,521)
Other expenses 16,018 15,649 15,569
Total non-interest expense 176,005 173,575 131,538
Net income before income tax expense 101,509 97,081 106,918
Income tax expense 30,411 30,395 29,650
Net income $ 71,098 $ 66,686 $ 77,268
Earnings per common share      
Basic earnings (in dollars per share) $ 6.71 $ 5.97 $ 6.95
Diluted earnings (in dollars per share) $ 6.62 $ 5.93 $ 6.91
Service charges on deposit accounts      
Non-interest income      
Non-interest income $ 8,388 $ 8,269 $ 6,071
Revenue, Product and Service [Extensible Enumeration] Service charges on deposit accounts Service charges on deposit accounts Service charges on deposit accounts
Global Payments Group revenue      
Non-interest income      
Non-interest income   $ 13,355 $ 19,005
Revenue, Product and Service [Extensible Enumeration] Global Payments Group revenue Global Payments Group revenue Global Payments Group revenue