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COMMITMENTS AND CONTINGENCIES (Tables)
12 Months Ended
Dec. 31, 2025
COMMITMENTS AND CONTINGENCIES  
Schedule of off-balance-sheet financial instruments

The following off-balance-sheet financial instruments whose contract amounts represent credit risk, are outstanding (in thousands):

At December 31, 2025

At December 31, 2024

Fixed

Variable

Fixed

Variable

  ​ ​ ​

Rate

  ​ ​ ​

Rate

  ​ ​ ​

Rate

  ​ ​ ​

Rate

Unused loan commitments

$

113,438

$

486,517

$

108,561

$

586,821

Standby and commercial letters of credit

26,388

31,920

$

139,826

$

486,517

$

140,481

$

586,821