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INCOME TAXES (Reconciliation of statutory federal income tax rate) (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INCOME TAXES      
Pretax income at statutory, amount $ 21,317 $ 20,367 $ 22,453
Pretax income at statutory rates 21.00% 21.00% 21.00%
State and local taxes, net of federal income tax benefit, amount $ 8,561 $ 8,804 $ 8,539
State and local taxes, net of federal income tax benefit, rate 8.43% 9.08% 7.99%
Tax-exempt income, net amount $ (101) $ (103) $ (104)
Tax-exempt income, net rate (0.10%) (0.11%) (0.10%)
Nontaxable other, amount $ 650 $ 1,780 $ (940)
Nontaxable other, rate 0.64% 1.84% (0.88%)
Equity compensation, amount     $ (1,063)
Equity compensation, rate     (0.99%)
Other, amount $ (16) $ (453) $ 765
Other, rate (0.01%) (0.47%) 0.71%
Total income tax expense $ 30,411 $ 30,395 $ 29,650
Effective income tax expense, rate 29.96% 31.34% 27.73%