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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities      
Net income $ 71,098 $ 66,686 $ 77,268
Adjustments to reconcile net income to net cash:      
Net depreciation, amortization, and accretion (11,053) (11,412) 7,142
Provision for credit losses 37,592 6,257 12,283
Stock-based compensation 8,928 8,899 9,765
Other, net (1,174) (2,986) (75)
Deferred income tax (benefit) expense (9,264) (2,798) (2,800)
Net change in:      
Receivable from global payments, net   87,648 (2,043)
Third-party debit cardholder balances   (10,178) (401)
Other assets (3,963) (4,089) (30,019)
Other liabilities (3,484) 10,432 (28,694)
Net cash provided by (used in) operating activities 88,680 148,459 42,426
Cash flows from investing activities      
Loan originations and payments, net (765,847) (395,390) (789,736)
Redemptions of FRB and FHLB Stock 36,570 48,348 152,400
Purchases of FRB and FHLB Stock (26,566) (40,018) (169,256)
Purchase of securities available-for-sale (199,063) (72,810) (46,809)
Purchase of securities held-for-investment     (24,595)
Proceeds from sales and calls of securities available-for-sale 18,400    
Proceeds from paydowns and maturities of securities available-for-sale 108,419 53,166 42,342
Proceeds from paydowns and maturities of securities held-to-maturity 71,381 39,724 65,954
Purchase of premises and equipment (6,257) (2,631) (5,749)
Net cash provided by (used in) investing activities (762,963) (369,611) (775,449)
Cash flows from financing activities      
Proceeds from (repayments of) federal funds purchased, net (210,000) 111,000 (51,000)
Proceeds from (repayments of) FHLB advances, net (240,000) (200,000)  
Proceeds from (repayments of) FHLB advances, net     340,000
Redemption of common stock for tax withholdings for restricted stock vesting (3,551) (4,582) (3,170)
Proceeds from (repayments of) other borrowings, net   100,000  
Proceeds from (repayments of) secured borrowings, net 3,534 (100,144) (140)
Net increase (decrease) in deposits 1,394,205 245,681 459,380
Purchase of treasury stock (73,466)    
Cash dividend paid (3,120)    
Net cash provided by (used in) financing activities 867,602 151,955 745,070
Increase (decrease) in cash and cash equivalents 193,319 (69,197) 12,047
Cash and cash equivalents at the beginning of the period 200,268 269,465 257,418
Cash and cash equivalents at the end of the period 393,587 200,268 269,465
Cash paid for:      
Interest 212,217 215,380 151,403
Income Taxes $ 25,852 $ 34,795 $ 36,171