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REGULATORY CAPITAL (Summary of actual capital amounts and ratios) (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
REGULATORY CAPITAL    
Percentage of capital conversion buffer 0.043% 0.053%
Tier 1 leverage ratio (to average assets), Actual Amount $ 793,738 $ 793,847
Tier 1 leverage ratio (to average assets), Actual Ratio 0.095 0.108
Tier 1 leverage ratio (to average assets), For Capital Adequacy Amount $ 333,936 $ 294,141
Tier 1 leverage ratio (to average assets), For Capital Adequacy Ratio 0.04 0.04
Tier 1 common equity (to risk-weighted assets), Actual Amount $ 773,118 $ 773,227
Tier 1 common equity (to risk-weighted assets), Actual Ratio 0.107 0.119
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Amount $ 324,706 $ 291,450
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Ratio 0.045 0.045
Tier 1 common equity (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Tier 1 capital (to risk-weighted assets), Actual Amount $ 793,738 $ 793,847
Tier 1 capital (to risk-weighted assets), Actual Ratio 0.11 0.123
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Amount $ 432,941 $ 388,600
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Ratio 0.06 0.06
Tier 1 capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Total capital (to risk-weighted assets), Actual Amount $ 884,046 $ 859,129
Total capital (to risk-weighted assets), Actual Ratio 0.123 0.133
Total capital (to risk-weighted assets), For Capital Adequacy Amount $ 577,255 $ 518,134
Total capital (to risk-weighted assets), For Capital Adequacy Ratio 0.08 0.08
Total capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Metropolitan Commercial Bank    
REGULATORY CAPITAL    
Percentage of capital conversion buffer 0.037% 0.05%
Tier 1 leverage ratio (to average assets), Actual Amount $ 756,729 $ 775,106
Tier 1 leverage ratio (to average assets), Actual Ratio 0.091 0.106
Tier 1 leverage ratio (to average assets), For Capital Adequacy Amount $ 334,012 $ 293,513
Tier 1 leverage ratio (to average assets), For Capital Adequacy Ratio 0.04 0.04
Tier 1 leverage ratio (to average assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 417,514 $ 366,892
Tier 1 leverage ratio (to average assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.05 0.05
Tier 1 common equity (to risk-weighted assets), Actual Amount $ 756,729 $ 775,106
Tier 1 common equity (to risk-weighted assets), Actual Ratio 0.105 0.12
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Amount $ 324,676 $ 291,421
Tier 1 common equity (to risk-weighted assets), For Capital Adequacy Ratio 0.045 0.045
Tier 1 common equity (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 468,976 $ 420,942
Tier 1 common equity (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.065 0.065
Tier 1 common equity (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Tier 1 capital (to risk-weighted assets), Actual Amount $ 756,729 $ 775,106
Tier 1 capital (to risk-weighted assets), Actual Ratio 0.105 0.12
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Amount $ 432,901 $ 388,562
Tier 1 capital (to risk-weighted assets), For Capital Adequacy Ratio 0.06 0.06
Tier 1 capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 577,202 $ 518,082
Tier 1 capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.08 0.08
Tier 1 capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025
Total capital (to risk-weighted assets), Actual Amount $ 847,028 $ 840,387
Total capital (to risk-weighted assets), Actual Ratio 0.117 0.13
Total capital (to risk-weighted assets), For Capital Adequacy Amount $ 577,202 $ 518,082
Total capital (to risk-weighted assets), For Capital Adequacy Ratio 0.08 0.08
Total capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Amount $ 721,502 $ 647,603
Total capital (to risk-weighted assets), To be Well Capitalized under Prompt Corrective Action Regulations Ratio 0.10 0.10
Total capital (to risk-weighted assets), Minimum Capital Conservation Buffer 0.025 0.025