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EARNINGS PER SHARE CALCULATION | 12 Months Ended
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Jun. 30, 2025
Earnings Per Share [Abstract] |
EARNINGS PER SHARE CALCULATION | EARNINGS PER SHARE CALCULATION The calculation of basic and diluted earnings per share is presented below:
| Year ended June 30,
($ in thousands, except share and per share data) | 2025 |  | 2024 |  | 2023
Numerator for basic and diluted earnings per share |  |  |  |  |
Net income | $ | 64,533 |  |  | $ | 11,993 |  |  | $ | 633 |
Preferred dividends | (578) |  |  | (578) |  |  | (623) |
Net income available to common shareholders | $ | 63,955 |  |  | $ | 11,415 |  |  | $ | 10 |
Denominator for basic earnings per share - Weighted average shares outstanding | 73,162,211 |  |  | 72,819,220 |  |  | 71,978,901 |
Effect of dilutive potential common shares | 1,520,854 |  |  | 1,352,878 |  |  | 535,733 |
Denominator for diluted earnings per share - Adjusted weighted average shares outstanding | 74,683,065 |  |  | 74,172,098 |  |  | 72,514,634 |
Basic earnings per share | $ | 0.87 |  |  | $ | 0.16 |  |  | $ | — |
Diluted earnings per share | $ | 0.86 |  |  | $ | 0.15 |  |  | $ | — |
Potentially anti-dilutive shares excluded from the calculation of diluted earnings per share were approximately 0.9 million, 0.0 million, and 4.2 million for the year ended June 30, 2025, 2024 and 2023, respectively.

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