<SEC-DOCUMENT>0000101199-19-000097.txt : 20190710
<SEC-HEADER>0000101199-19-000097.hdr.sgml : 20190710
<ACCEPTANCE-DATETIME>20190710161119
ACCESSION NUMBER:		0000101199-19-000097
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190710
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190710
DATE AS OF CHANGE:		20190710

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNITED FIRE GROUP INC
		CENTRAL INDEX KEY:			0000101199
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				452302834
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34257
		FILM NUMBER:		19949456

	BUSINESS ADDRESS:	
		STREET 1:		118 SECOND AVE SE
		CITY:			CEDAR RAPIDS
		STATE:			IA
		ZIP:			52401
		BUSINESS PHONE:		3193995700

	MAIL ADDRESS:	
		STREET 1:		P O BOX 73909
		CITY:			CEDAR RAPIDS
		STATE:			IA
		ZIP:			52407

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED FIRE GROUP, INC.
		DATE OF NAME CHANGE:	20120202

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED FIRE & CASUALTY CO
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>ufg8-k7x10x19.htm
<DESCRIPTION>8-K
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Document</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="s37C43DFB2DDD840CE13A9FBEB15643DA"></a></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;font-weight:bold;">UNITED STATES</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;font-weight:bold;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;font-weight:bold;">Washington, D.C. 20549</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;font-weight:bold;">FORM 8-K</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">CURRENT REPORT</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Date of Report (Date of earliest event reported): July 10, 2019 </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font><img src="ufglogo2017color600a14.gif" alt="ufglogo2017color600a14.gif" style="height:77px;width:160px;"></div><div style="line-height:120%;text-align:center;font-size:15pt;"><font style="font-family:inherit;font-size:15pt;font-weight:bold;">United Fire Group, Inc.</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Exact name of registrant as specified in its charter)</font></div><div style="line-height:120%;text-align:center;padding-left:0px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:625px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:226px;"></td><td style="width:170px;"></td><td style="width:226px;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;text-decoration:underline;">Iowa</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">001-34257</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;text-decoration:underline;">45-2302834</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">(State of incorporation )</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">(Commission File Number)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">(I.R.S Employer Identification No.)</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;padding-left:0px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#32;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:295px;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:294px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">118 Second Avenue SE</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;text-decoration:underline;">Cedar Rapids, Iowa 52401</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">(Address of principal executive offices) (Zip Code)</font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Registrant's telephone number, including area code: (319)&#160;399-5700</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">_______________________N/A________________________</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Former name or former address, if changed since last report)</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:2%;"></td><td style="width:1%;"></td><td style="width:97%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:10px;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">&#9744;</font></div><div style="font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:10px;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">&#9744;</font></div><div style="font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:10px;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">&#9744;</font></div><div style="font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:10px;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">&#9744;</font></div><div style="font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter). </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:29px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;">Emerging growth company </font><font style="font-family:inherit;font-size:11pt;">&#9744;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </font><font style="font-family:inherit;font-size:11pt;">&#9744;</font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Securities Registered Pursuant to Section&#160;12(b) of the Exchange Act:</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:623px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:245px;"></td><td style="width:133px;"></td><td style="width:245px;"></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Title of each class</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Trading Symbol</font></div></td><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Name of each exchange on which registered</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">Common Stock, $0.001 par value</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">UFCS</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;font-weight:bold;">The NASDAQ Global Select Market</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><hr style="page-break-after:always"><div><a name="s10B4307A6DFF879409909FBEB189B994"></a></div><div><br></div><div style="line-height:120%;padding-bottom:16px;text-align:left;-sec-extract:summary;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 8.01. Other Events.</font></div><div style="line-height:120%;padding-top:13px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">On July 10, 2019, a press release was issued announcing that the Company will hold its 2019 second quarter earnings conference call on August 7, 2019. The release is furnished as Exhibit 99.1 hereto. The information in this Current Report is being furnished and shall not be deemed &#8220;filed&#8221; for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. The information in this Current Report shall not be incorporated by reference into any registration statement or other document filed with the Commission.</font></div><div style="line-height:120%;padding-top:13px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Item 9.01. Financial Statements and Exhibits.</font></div><div style="line-height:120%;padding-top:13px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(d) Exhibits.</font></div><div style="line-height:120%;padding-top:13px;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following exhibits are furnished herewith.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:15%;"></td><td style="width:85%;"></td></tr><tr><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Exhibit 99.1</font></div></td><td style="vertical-align:middle;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><a style="text-decoration:underline;color:#0000FF;-sec-extract:exhibit;" href="ufgpressrelease7-10x19.htm"><font style="font-family:inherit;font-size:10pt;">Press Release dated July 10, 2019, announcing the 2019 second quarter earnings conference call.</font></a></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Signatures</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:7%;"></td><td style="width:33%;"></td><td style="width:1%;"></td><td style="width:59%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">United Fire Group, Inc.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Registrant)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dated:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">July 10, 2019</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">/s/ Dawn M. Jaffray</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Dawn M. Jaffray, Executive Vice President &amp; Chief Financial Officer</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ufgpressrelease7-10x19.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2019 Workiva -->
		<title>Exhibit</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sF68C284B81576AFD80029FBEB0B107CE"></a></div><div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Exhibit 99.1</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:13px;padding-top:6px;text-align:left;"><img src="ufglogo2017color600a14.gif" alt="ufglogo2017color600a14.gif" style="height:77px;width:158px;"></div><div style="line-height:120%;padding-bottom:13px;padding-top:6px;text-align:left;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;font-weight:bold;">United Fire Group, Inc. Announces Its 2019 Second Quarter Earnings Call</font></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">CEDAR RAPIDS, IOWA-July 10, 2019-United Fire Group, Inc. (Nasdaq: UFCS) (the "Company", "UFG", "we", or "our") announced today that its 2019 second quarter earnings results will be released before the market opens on August 7, 2019. An earnings call will be held at 9:00 a.m. central time on that date to allow securities analysts, shareholders and other interested parties the opportunity to hear management discuss the Company's 2019 second quarter results. </font></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">Teleconference:</font><font style="font-family:inherit;font-size:11pt;">&#32;Dial-in information for the call is toll-free 1-844-492-3723 (international 1-412-542-4184). Participants should request to join the United Fire Group call. The event will be archived and available for digital replay through August 21, 2019. The replay access information is toll-free 1-877-344-7529 (international 1-412-317-0088); access code no. 10133214.</font></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">Webcast:</font><font style="font-family:inherit;font-size:11pt;">&#32;A webcast of the teleconference can be accessed at the Company's investor relations page at </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">http://ir.ufginsurance.com/event</font><font style="font-family:inherit;font-size:11pt;">&#32;or </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">https://services.choruscall.com/links/ufcs190807</font><font style="font-family:inherit;font-size:11pt;">. The archived audio webcast will be available until August 21, 2019.</font></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">Transcript:</font><font style="font-family:inherit;font-size:11pt;">&#32;A transcript of the teleconference will be available on the Company's website soon after the completion of the teleconference.</font></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">About UFG</font><font style="font-family:inherit;font-size:11pt;font-weight:bold;">: </font><font style="font-family:inherit;font-size:11pt;">Founded in 1946 as United Fire &amp; Casualty Company, UFG, through its insurance company subsidiaries, is engaged in the business of writing property and casualty insurance.</font></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Through our subsidiaries, we are licensed as a property and casualty insurer in 46 states, plus the District of Columbia, and we are represented by approximately 1,100 independent agencies. A.M. Best Company assigns a rating of "A" (Excellent) for members of the United Fire &amp; Casualty Group.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">For more information about UFG visit </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">www.ufginsurance.com</font><font style="font-family:inherit;font-size:11pt;">.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">Contact:</font><font style="font-family:inherit;font-size:11pt;">&#32;&#32;Randy Patten, AVP &amp; Controller, Corporate Finance, 319-286-2537 or rpatten@unitedfiregroup.com</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>ufglogo2017color600a14.gif
<TEXT>
begin 644 ufglogo2017color600a14.gif
M1TE&.#EA6 (C =4  ,A87(V:L55HB\;,V.W'R-J/DO'R]2I";JJSQ4=;@3A.
M=]39XN/F['&!GB(?'V-TE8".J)NFN[C SOKQ\;LN,\1*3K\\0/;CY/'5UN2K
MK=%T=]^=GUE75\C'Q^BYN]:"A9"/C\UF:?'Q\:RKJ^/CXS M+75S<TQ)2=75
MU6=E93X[.[JYN9Z=G8.!@;8@)1PU9/___P
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M'/T<YB=0N!M(L& =!A$>U%O($)F"!A+>C"BG8H0((B)&['.@SJ#'CR#!&$#
MJJ')D[(:?%(ST8&))"),E.L8LJ;-FTPD*$3)LZ<K_P4!<IGI4 X$C!'^^J4
M$0V&3 <"<4J=&M)  &T^L_I\$)',OA1"0)@;RU'(OQ-4TZIEMZ"!UK=O%40(
M!Z9E4[$GGG58<:+<11+E5JP==(& X<.($RM.? 'D@DV0(TN>3+FR)J&1!@B
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M@T_CH!3RE#H+2/!PXR,1D;Z@O!.BCWLJ-$+T,C"[W*TH4& XGPU]5[<<)@&
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M4P$ :*  'BAC(_(9G'TR082^2H!%X6"5A6V4" 4(J4A'2M*2FO2D*"VI1*D
MFY2Z]*7_,!6I$PJJN7NJ80(9" $MNV,!#7B $13MS$>1X$Q?Q;(/# @JDH (
M!??MQJ93^*1374 $J4X54P"8 @&^-RL*?&"EA5 J7(9Z!+$VL9A56( G/'%
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MJ6 T*WWW;=KI<C>$(6XYYA9S'#N_$NH4<KTRI:<TJ^(V['D#CX1E-"38C'#
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M0 ,"328#1 #.57JUL=^K;76O&\$6%58"(E#MEZ[YHDRJ-;OQG>_7QAI5"0A
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8/3NE!X"<*WO*HH!,L0P!Q/FSR20(   [

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
