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Schedule II. Condensed Financial Statements of Parent Company | 12 Months Ended
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Dec. 31, 2025
Condensed Financial Information Disclosure [Abstract] |
Schedule II. Condensed Financial Statements of Parent Company | Schedule II. Condensed Financial Statements of Parent Company United Fire Group, Inc. (parent company only) Condensed Balance Sheets
| December 31,
(In thousands, except share data) | 2025 | 2024
Assets |  |
Investment in consolidated subsidiaries | $ | 1,030,539 |  | $ | 844,638 |
Cash and cash equivalents | 5,066 |  | 3,822 |
Federal income tax receivable | 1,592 |  | — |
Other assets | 1,173 |  | 135 |
Total assets | $ | 1,038,370 |  | $ | 848,595 |
Liabilities and stockholders' equity |  |
Long term debt | $ | 96,200 |  | $ | 67,059 |
Accrued interest payable | 750 |  | 525 |
Other liabilities | 250 |  | (520) |
Total Liabilities | $ | 97,200 |  | $ | 67,064 |
Stockholders' equity |  |
Common stock, $0.001 par value, authorized 75,000,000 shares 25,522,051 and 25,378,291 issued and outstanding in 2025 and 2024, respectively | $ | 25 |  | $ | 25 |
Additional paid-in capital | 223,887 |  | 215,851 |
Retained earnings | 722,321 |  | 620,436 |
Accumulated other comprehensive income (loss), net of tax | (5,063) |  | (54,781) |
Total stockholders' equity | $ | 941,170 |  | $ | 781,531 |
Total liabilities and stockholders' equity | $ | 1,038,370 |  | $ | 848,595 |
This condensed financial information should be read in conjunction with the Consolidated Financial Statements and Notes included in Part II, Item 8 of this Annual Report on Form 10-K. Schedule II. Condensed Financial Statements of Parent Company (continued) United Fire Group, Inc. (parent company only) Condensed Statements of Income and Comprehensive Income
| For the Years Ended December 31,
(In thousands) | 2025 | 2024 | 2023
Revenues |  |  |
Investment income | $ | 250 |  | $ | 223 |  | $ | 99 |
Total revenues | 250 |  | 223 |  | 99 |
Expenses |  |  |
Interest expense | 7,829 |  | 3,844 |  | — |
Total expenses | 7,829 |  | 3,844 |  | — |
Income before income taxes and equity in net income of subsidiary | (7,579) |  | (3,621) |  | 99 |
Income tax expense (benefit) | (1,591) |  | (760) |  | 21 |
Net income before equity in net income (loss) of subsidiary | $ | (5,988) |  | $ | (2,861) |  | $ | 78 |
Equity in net income (loss) of subsidiary | 124,179 |  | 64,818 |  | (29,778) |
Net income (loss) | $ | 118,191 |  | $ | 61,957 |  | $ | (29,700) |
Other comprehensive income (loss) |  |  |
Change in unrealized gain (loss) on investments held by subsidiary | $ | 55,644 |  | $ | (13,466) |  | $ | 26,373 |
Change in liability for underfunded employee benefit plans of subsidiary | 1,138 |  | 2,089 |  | 18,953 |
Other comprehensive income (loss), before tax and reclassification adjustments | $ | 56,782 |  | $ | (11,377) |  | $ | 45,326 |
Income tax effect | (12,420) |  | 2,388 |  | (9,518) |
Other comprehensive income (loss), after tax, before reclassification adjustments | $ | 44,362 |  | $ | (8,989) |  | $ | 35,808 |
Reclassification adjustment for net realized gains of the subsidiary included in income | 3,822 |  | 6,791 |  | 718 |
Reclassification adjustment for employee benefit costs of the subsidiary included in expense | — |  | — |  | 207 |
Total reclassification adjustments, before tax | $ | 3,822 |  | $ | 6,791 |  | $ | 925 |
Income tax effect | (803) |  | (1,426) |  | (194) |
Total reclassification adjustments, after tax | $ | 3,019 |  | $ | 5,365 |  | $ | 731 |
Comprehensive income (loss) | $ | 165,572 |  | $ | 58,333 |  | $ | 6,839 |
United Fire Group, Inc. and its subsidiaries file a consolidated federal income tax return. The federal income tax provision represents an allocation under its tax allocation agreements. This condensed financial information should be read in conjunction with the Consolidated Financial Statements and Notes included in Part II, Item 8 of this Annual Report on Form 10-K. Schedule II. Condensed Financial Statements of Parent Company (continued) United Fire Group, Inc. (parent company only) Condensed Statements of Cash Flows
| For the Years Ended December 31,
(In thousands) | 2025 | 2024 | 2023
Cash flows from operating activities |  |  |
Net income (loss) | $ | 118,191 |  | $ | 61,957 |  | $ | (29,700) |
Adjustments to reconcile net income to net cash provided by operating activities |  |  |
Equity in net income of subsidiary | (124,179) |  | (64,818) |  | 29,778 |
Dividends received from subsidiary | 21,700 |  | 22,800 |  | 13,200 |
Other, net | 3,929 |  | 2,245 |  | 1,691 |
Net cash provided by (used in) operating activities | $ | 19,641 |  | $ | 22,184 |  | $ | 14,969 |
Cash flows from investing activities |  |  |
Capital contributions to subsidiaries | (30,000) |  | (70,000) |  | — |
Net cash provided by (used in) investing activities | $ | (30,000) |  | $ | (70,000) |  | $ | — |
Cash flows from financing activities |  |  |
Payment of cash dividends | $ | (16,306) |  | $ | (16,213) |  | $ | (16,164) |
Issuance of common stock | (993) |  | 348 |  | (290) |
Debt note issuance | 30,000 |  | 70,000 |  | — |
Debt note issuance costs | (1,098) |  | (3,050) |  | — |
Net cash provided by (used in) financing activities | $ | 11,603 |  | $ | 51,085 |  | $ | (16,454) |
Net change in cash and cash equivalents | $ | 1,244 |  | $ | 3,269 |  | $ | (1,485) |
Cash and cash equivalents at beginning of period | 3,822 |  | 553 |  | 2,038 |
Cash and cash equivalents at end of year | $ | 5,066 |  | $ | 3,822 |  | $ | 553 |
This condensed financial information should be read in conjunction with the Consolidated Financial Statements and Notes included in Part II, Item 8 of this Annual Report on Form 10-K.

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- Definition The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 235 -Name Accounting Standards Codification -Section S99 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-2 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480738/235-10-S50-4 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 235 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 3 -Subparagraph (SX 210.12-04(a)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3 Reference 4: http://www.xbrl.org/2003/role/recommendedDisclosureRef -Topic 810 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481231/810-10-45-11 + Details
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