XML 99 R73.htm IDEA: XBRL DOCUMENT v3.25.4
RESERVES FOR LOSSES AND LOSS SETTLEMENT EXPENSES - Cumulative Paid Claims and Allocated Claim Adjustment Expenses (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Liabilities for unpaid losses and loss settlement expenses, net of reinsurance $ 1,612,566                  
Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 1,133,333                  
All outstanding liabilities for unpaid losses and loss settlement expenses before 2016, net of reinsurance 15,406                  
Liabilities for unpaid losses and loss settlement expenses, net of reinsurance 811,208                  
Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 1,384,872                  
All outstanding liabilities for unpaid losses and loss settlement expenses before 2016, net of reinsurance 890                  
Liabilities for unpaid losses and loss settlement expenses, net of reinsurance 130,890                  
Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 1,647,507                  
All outstanding liabilities for unpaid losses and loss settlement expenses before 2016, net of reinsurance 628                  
Liabilities for unpaid losses and loss settlement expenses, net of reinsurance 256,254                  
Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 359,380                  
All outstanding liabilities for unpaid losses and loss settlement expenses before 2016, net of reinsurance 15,289                  
Liabilities for unpaid losses and loss settlement expenses, net of reinsurance 74,006                  
Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 322,951                  
All outstanding liabilities for unpaid losses and loss settlement expenses before 2016, net of reinsurance 234                  
Liabilities for unpaid losses and loss settlement expenses, net of reinsurance 9,866                  
2016 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 157,582 $ 141,445 $ 136,400 $ 126,561 $ 115,107 $ 102,757 $ 88,885 $ 63,526 $ 38,184 $ 13,782
2016 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 142,044 142,038 141,008 142,248 141,104 139,353 137,907 132,429 125,962 92,895
2016 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 173,673 173,661 172,928 171,380 168,950 164,341 148,224 128,156 103,528 66,013
2016 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 51,344 51,126 51,023 50,127 48,277 47,082 45,743 40,680 32,345 14,413
2016 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 45,160 45,159 44,827 44,828 44,737 44,618 44,046 42,660 40,910 $ 32,999
2017 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 159,008 148,295 138,127 128,430 111,085 91,984 70,500 43,172 17,716  
2017 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 160,543 160,487 159,456 159,286 157,512 152,219 145,900 137,058 99,484  
2017 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 229,444 228,129 228,749 223,076 212,947 197,893 166,170 126,644 81,311  
2017 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 46,202 46,154 45,742 45,508 43,833 41,672 38,082 31,309 14,647  
2017 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 58,597 58,597 58,377 58,206 57,824 57,169 55,982 53,111 $ 42,135  
2018 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 191,737 179,469 158,851 130,942 105,515 79,168 44,772 16,200    
2018 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 146,015 145,954 145,021 141,841 137,794 133,703 123,559 92,770    
2018 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 250,815 249,009 244,284 235,519 211,123 187,405 138,092 81,572    
2018 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 50,381 50,031 49,964 48,807 47,173 43,189 35,369 16,949    
2018 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 51,103 51,101 50,852 50,661 50,185 49,464 47,433 $ 37,410    
2019 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 159,813 138,236 127,650 102,510 72,179 46,986 18,221      
2019 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 154,217 153,893 151,739 150,196 142,342 136,084 100,980      
2019 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 270,603 268,355 264,151 246,801 205,614 153,244 91,919      
2019 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 48,263 47,308 46,101 43,044 38,382 29,668 13,582      
2019 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 57,510 56,971 56,852 56,658 54,935 52,390 $ 40,544      
2020 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 130,020 110,931 98,592 60,114 43,596 17,011        
2020 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 207,336 205,357 197,602 192,902 173,055 128,704        
2020 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 181,079 174,175 161,798 138,158 109,686 67,660        
2020 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 42,992 42,052 39,479 35,542 29,605 17,603        
2020 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 71,385 71,394 71,416 70,543 68,124 $ 54,181        
2021 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 111,221 90,607 59,278 33,642 12,434          
2021 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 169,172 161,705 154,242 140,406 97,451          
2021 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 160,062 146,436 128,283 99,116 64,381          
2021 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 37,598 36,512 34,074 29,453 17,949          
2021 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 25,822 25,764 24,889 23,829 $ 20,298          
2022 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 112,472 69,896 42,168 10,468            
2022 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 158,616 150,710 138,479 96,160            
2022 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 139,429 124,853 95,785 62,477            
2022 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 23,585 21,033 17,851 9,434            
2022 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 2,828 2,792 2,128 $ 551            
2023 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 70,767 41,847 9,335              
2023 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 119,537 106,083 75,304              
2023 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 110,254 85,483 56,175              
2023 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 21,458 18,085 10,227              
2023 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 4,598 3,089 $ 297              
2024 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 30,442 10,732                
2024 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 74,052 58,228                
2024 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 81,488 51,283                
2024 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 21,504 10,277                
2024 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 2,672 $ 617                
2025 | Commercial other liability                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 10,271                  
2025 | Commercial fire and allied                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 53,340                  
2025 | Commercial automobile                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 50,660                  
2025 | Commercial workers' compensation                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance 16,053                  
2025 | Personal                    
Liability for Claims and Claims Adjustment Expense [Line Items]                    
Cumulative paid losses and allocated loss settlement expenses, net of reinsurance $ 3,276