<SEC-DOCUMENT>0001140361-23-039309.txt : 20230811
<SEC-HEADER>0001140361-23-039309.hdr.sgml : 20230811
<ACCEPTANCE-DATETIME>20230811164727
ACCESSION NUMBER:		0001140361-23-039309
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230630
FILED AS OF DATE:		20230811
DATE AS OF CHANGE:		20230811
EFFECTIVENESS DATE:		20230811

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUSTCO BANK CORP N Y
		CENTRAL INDEX KEY:			0000357301
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				141630287
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06657
		FILM NUMBER:		231164843

	BUSINESS ADDRESS:	
		STREET 1:		6 METRO PARK ROAD
		CITY:			ALBANY
		STATE:			NY
		ZIP:			12205
		BUSINESS PHONE:		5183773311

	MAIL ADDRESS:	
		STREET 1:		6 METRO PARK ROAD
		CITY:			ALBANY
		STATE:			NY
		ZIP:			12205
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <credentials>
          <cik>0000357301</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>06-30-2023</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>06-30-2023</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>TRUSTCO BANK CORP N Y</name>
        <address>
          <com:street1>6 METRO PARK ROAD</com:street1>
          <com:city>ALBANY</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>12205</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06657</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>MICHAEL R. NOVAK</name>
      <title>INVESTMENT MANAGER</title>
      <phone>518-381-3644</phone>
      <signature>/s/ MICHAEL R. NOVAK</signature>
      <city>GLENVILLE</city>
      <stateOrCountry>NY</stateOrCountry>
      <signatureDate>08-11-2023</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>1</otherIncludedManagersCount>
      <tableEntryTotal>135</tableEntryTotal>
      <tableValueTotal>92949886</tableValueTotal>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <cik>0001213066</cik>
            <form13FFileNumber>028-10307</form13FFileNumber>
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      </otherManagers2Info>
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</TEXT>
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<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
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        <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
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        <nameOfIssuer>ABBVIE INC SR NT</nameOfIssuer>
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        <shrsOrPrnAmt>
            <sshPrnamt>2858</sshPrnamt>
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        <otherManager>7000</otherManager>
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            <Sole>2486</Sole>
            <Shared>372</Shared>
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    <infoTable>
        <nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>009158106</cusip>
        <value>299530</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1000</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1000</Sole>
            <Shared>0</Shared>
            <None>0</None>
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    <infoTable>
        <nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>020002101</cusip>
        <value>193655</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1776</sshPrnamt>
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        <votingAuthority>
            <Sole>1776</Sole>
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            <None>0</None>
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    <infoTable>
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        <cusip>020002101</cusip>
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        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02079K107</cusip>
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            <Sole>610</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>1391</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>149123101</cusip>
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        <shrsOrPrnAmt>
            <sshPrnamt>200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>200</Sole>
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        <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>166764100</cusip>
        <value>2288506</value>
        <shrsOrPrnAmt>
            <sshPrnamt>14545</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>14545</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>166764100</cusip>
        <value>484484</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2464</Sole>
            <Shared>615</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>17275R102</cusip>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>21508</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>17275R102</cusip>
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            <sshPrnamt>2856</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1142</Sole>
            <Shared>1714</Shared>
            <None>0</None>
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        <nameOfIssuer>COCA COLA CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>191216100</cusip>
        <value>2417414</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>39543</Sole>
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            <None>600</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>COCA COLA CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>191216100</cusip>
        <value>399201</value>
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            <sshPrnamt>6629</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3579</Sole>
            <Shared>3050</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>194162103</cusip>
        <value>1303748</value>
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            <sshPrnamt>16923</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>16923</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>194162103</cusip>
        <value>342829</value>
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            <sshPrnamt>4450</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>4050</Sole>
            <Shared>400</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>COMCAST CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>20030N101</cusip>
        <value>222294</value>
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            <sshPrnamt>5350</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>5350</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>254687106</cusip>
        <value>1377145</value>
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            <sshPrnamt>15425</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>14225</Sole>
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            <None>1200</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>254687106</cusip>
        <value>80352</value>
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            <sshPrnamt>900</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>500</Sole>
            <Shared>400</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>DOW INC COM</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>260557103</cusip>
        <value>233442</value>
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            <sshPrnamt>4384</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3872</Sole>
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            <None>512</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>DOW INC COM</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>260557103</cusip>
        <value>73552</value>
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            <sshPrnamt>1381</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1115</Sole>
            <Shared>266</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>26614N102</cusip>
        <value>277902</value>
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            <sshPrnamt>3891</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>3379</Sole>
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            <None>512</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>26614N102</cusip>
        <value>41507</value>
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            <sshPrnamt>581</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>315</Sole>
            <Shared>266</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>ECOLAB INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>278865100</cusip>
        <value>351911</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1885</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1885</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>ECOLAB INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>278865100</cusip>
        <value>18669</value>
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            <sshPrnamt>100</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>100</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>291011104</cusip>
        <value>1235182</value>
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            <sshPrnamt>13665</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>13665</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>291011104</cusip>
        <value>63274</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>700</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EXELON CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30161N101</cusip>
        <value>189970</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4663</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>4663</Sole>
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            <None>0</None>
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        <nameOfIssuer>EXELON CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30161N101</cusip>
        <value>86371</value>
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            <sshPrnamt>2120</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>1520</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30231G102</cusip>
        <value>2963861</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>26435</Sole>
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            <None>1200</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30231G102</cusip>
        <value>770700</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2896</Sole>
            <Shared>4290</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36266G107</cusip>
        <value>747171</value>
        <shrsOrPrnAmt>
            <sshPrnamt>9197</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>9038</Sole>
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            <None>159</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36266G107</cusip>
        <value>68567</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>303</Sole>
            <Shared>541</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>369604301</cusip>
        <value>3095243</value>
        <shrsOrPrnAmt>
            <sshPrnamt>28177</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>27696</Sole>
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            <None>481</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>369604301</cusip>
        <value>271550</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2472</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>840</Sole>
            <Shared>1632</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>370334104</cusip>
        <value>998176</value>
        <shrsOrPrnAmt>
            <sshPrnamt>13014</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>13014</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>370334104</cusip>
        <value>282256</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3680</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2280</Sole>
            <Shared>1400</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>437076102</cusip>
        <value>411598</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1325</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1325</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>437076102</cusip>
        <value>46596</value>
        <shrsOrPrnAmt>
            <sshPrnamt>150</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>150</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTEL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>458140100</cusip>
        <value>1640201</value>
        <shrsOrPrnAmt>
            <sshPrnamt>49049</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>49049</Sole>
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            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTEL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>458140100</cusip>
        <value>190373</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5693</sshPrnamt>
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        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>4393</Sole>
            <Shared>1300</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>459200101</cusip>
        <value>585154</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4373</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>4373</Sole>
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            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>459200101</cusip>
        <value>336667</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2516</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2316</Sole>
            <Shared>200</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES MSCI EAFE (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUNDS GL</titleOfClass>
        <cusip>464287465</cusip>
        <value>167040</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2304</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2304</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES MSCI EAFE (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUNDS GL</titleOfClass>
        <cusip>464287465</cusip>
        <value>47923</value>
        <shrsOrPrnAmt>
            <sshPrnamt>661</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>661</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES CORE S&amp;P MID-CAP (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
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        <nameOfIssuer>ISHARES 3-7 YEAR TREASURY BOND</nameOfIssuer>
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        <cusip>464288661</cusip>
        <value>246656</value>
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            <None>0</None>
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        <nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
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        <cusip>46625H100</cusip>
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        <nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
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        <cusip>46625H100</cusip>
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        <nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
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        <nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <otherManager>7000</otherManager>
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            <Sole>18518</Sole>
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        <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>478160104</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <None>0</None>
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        <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <otherManager>7000</otherManager>
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            <None>0</None>
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        <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>532457108</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
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            <Shared>700</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>539830109</cusip>
        <value>241239</value>
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            <sshPrnamt>524</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>524</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>539830109</cusip>
        <value>245385</value>
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            <sshPrnamt>533</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>533</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>548661107</cusip>
        <value>1337274</value>
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            <sshPrnamt>5925</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>5925</Sole>
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            <None>0</None>
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        <nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>548661107</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>628</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MASCO CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>574599106</cusip>
        <value>397357</value>
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            <sshPrnamt>6925</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6925</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MASCO CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>574599106</cusip>
        <value>149188</value>
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            <sshPrnamt>2600</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>2600</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>580135101</cusip>
        <value>1799114</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6029</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6029</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>580135101</cusip>
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            <sshPrnamt>687</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>487</Sole>
            <Shared>200</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>58933Y105</cusip>
        <value>812347</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>7040</Sole>
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            <None>0</None>
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        <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>58933Y105</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1272</Sole>
            <Shared>2479</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>594918104</cusip>
        <value>3820520</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>11219</Sole>
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            <None>0</None>
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        <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>594918104</cusip>
        <value>1261358</value>
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            <sshPrnamt>3704</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3704</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>NIKE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>654106103</cusip>
        <value>1447947</value>
        <shrsOrPrnAmt>
            <sshPrnamt>13119</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>13119</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>NIKE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>654106103</cusip>
        <value>77260</value>
        <shrsOrPrnAmt>
            <sshPrnamt>700</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>700</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>655844108</cusip>
        <value>232202</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1024</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>1024</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>655844108</cusip>
        <value>261000</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>1151</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>NVIDIA CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>67066G104</cusip>
        <value>204741</value>
        <shrsOrPrnAmt>
            <sshPrnamt>484</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>484</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>ORACLE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>68389X105</cusip>
        <value>1206263</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10129</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>10129</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>ORACLE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>68389X105</cusip>
        <value>47636</value>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>300</Sole>
            <Shared>100</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>PEPSICO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>713448108</cusip>
        <value>2159853</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>11661</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PEPSICO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>713448108</cusip>
        <value>775887</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4189</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3189</Sole>
            <Shared>1000</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>PFIZER INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>717081103</cusip>
        <value>1111513</value>
        <shrsOrPrnAmt>
            <sshPrnamt>30303</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>30303</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PFIZER INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>717081103</cusip>
        <value>115615</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3152</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3152</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>PHILIP MORRIS INTERNATIONAL INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>718172109</cusip>
        <value>263574</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2700</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2700</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PHILIP MORRIS INTERNATIONAL INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>718172109</cusip>
        <value>214764</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2200</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2200</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>742718109</cusip>
        <value>2420405</value>
        <shrsOrPrnAmt>
            <sshPrnamt>15951</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>15951</Sole>
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            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>742718109</cusip>
        <value>426848</value>
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            <sshPrnamt>2813</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2813</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>RAYTHEON TECHNOLOGIES CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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</SEC-DOCUMENT>
