<SEC-DOCUMENT>0001140361-24-046886.txt : 20241114
<SEC-HEADER>0001140361-24-046886.hdr.sgml : 20241114
<ACCEPTANCE-DATETIME>20241114160225
ACCESSION NUMBER:		0001140361-24-046886
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20240930
FILED AS OF DATE:		20241114
DATE AS OF CHANGE:		20241114
EFFECTIVENESS DATE:		20241114

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUSTCO BANK CORP N Y
		CENTRAL INDEX KEY:			0000357301
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				141630287
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-06657
		FILM NUMBER:		241461611

	BUSINESS ADDRESS:	
		STREET 1:		6 METRO PARK ROAD
		CITY:			ALBANY
		STATE:			NY
		ZIP:			12205
		BUSINESS PHONE:		5183773311

	MAIL ADDRESS:	
		STREET 1:		6 METRO PARK ROAD
		CITY:			ALBANY
		STATE:			NY
		ZIP:			12205
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
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  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <credentials>
          <cik>0000357301</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>09-30-2024</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>09-30-2024</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>TRUSTCO BANK CORP N Y</name>
        <address>
          <com:street1>6 METRO PARK ROAD</com:street1>
          <com:city>ALBANY</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>12205</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-06657</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>THOMAS ALTEIO</name>
      <title>INVESTMENT OFFICER</title>
      <phone>518-381-3644</phone>
      <signature>/s/ Thomas Alteio</signature>
      <city>Albany</city>
      <stateOrCountry>NY</stateOrCountry>
      <signatureDate>11-14-2024</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>1</otherIncludedManagersCount>
      <tableEntryTotal>132</tableEntryTotal>
      <tableValueTotal>99595545</tableValueTotal>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
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            <cik>0001213066</cik>
            <form13FFileNumber>028-10307</form13FFileNumber>
            <name>TRUSTCO BANK</name>
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      </otherManagers2Info>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>informationtable.xml
<TEXT>
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            <sshPrnamt>1480</sshPrnamt>
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        <cusip>020002101</cusip>
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            <sshPrnamt>200</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>200</Sole>
            <Shared>0</Shared>
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    <infoTable>
        <nameOfIssuer>ALPHABET INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>02079K107</cusip>
        <value>254129</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1520</sshPrnamt>
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    <infoTable>
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            <Shared>561</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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            <sshPrnamt>17934</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>17934</Sole>
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            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>CISCO SYSTEMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>17275R102</cusip>
        <value>144014</value>
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            <sshPrnamt>2706</sshPrnamt>
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        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>992</Sole>
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        <nameOfIssuer>COCA COLA CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>191216100</cusip>
        <value>2718825</value>
        <shrsOrPrnAmt>
            <sshPrnamt>37835</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>37235</Sole>
            <Shared>0</Shared>
            <None>600</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>COCA COLA CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>191216100</cusip>
        <value>451498</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6283</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3397</Sole>
            <Shared>2886</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>194162103</cusip>
        <value>859548</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8280</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>8280</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>194162103</cusip>
        <value>423337</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4078</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3678</Sole>
            <Shared>400</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>254687106</cusip>
        <value>1343105</value>
        <shrsOrPrnAmt>
            <sshPrnamt>13963</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>12763</Sole>
            <Shared>0</Shared>
            <None>1200</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>254687106</cusip>
        <value>76954</value>
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            <sshPrnamt>800</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>400</Sole>
            <Shared>400</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>DOW INC COM</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>260557103</cusip>
        <value>171324</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3136</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2624</Sole>
            <Shared>0</Shared>
            <None>512</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>DOW INC COM</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>260557103</cusip>
        <value>73260</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1341</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1075</Sole>
            <Shared>266</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>26614N102</cusip>
        <value>263501</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2957</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2445</Sole>
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            <None>512</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>DUPONT DE NEMOURS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>26614N102</cusip>
        <value>48208</value>
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            <sshPrnamt>541</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>275</Sole>
            <Shared>266</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>ECOLAB INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>278865100</cusip>
        <value>423849</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1660</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1660</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>ECOLAB INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>278865100</cusip>
        <value>25533</value>
        <shrsOrPrnAmt>
            <sshPrnamt>100</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>100</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>291011104</cusip>
        <value>843901</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7716</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>7716</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>291011104</cusip>
        <value>71090</value>
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            <sshPrnamt>650</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>650</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30231G102</cusip>
        <value>2890062</value>
        <shrsOrPrnAmt>
            <sshPrnamt>24655</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>23505</Sole>
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            <None>1150</None>
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    <infoTable>
        <nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30231G102</cusip>
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            <sshPrnamt>7078</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2788</Sole>
            <Shared>4290</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30303M102</cusip>
        <value>16028</value>
        <shrsOrPrnAmt>
            <sshPrnamt>28</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>28</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>30303M102</cusip>
        <value>300531</value>
        <shrsOrPrnAmt>
            <sshPrnamt>525</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>525</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>FIDELITY MSCI CONSUMER</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>316092204</cusip>
        <value>247632</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2800</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2800</Sole>
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            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>FIDELITY MSCI CONSUMER</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>316092204</cusip>
        <value>15919</value>
        <shrsOrPrnAmt>
            <sshPrnamt>180</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>180</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36266G107</cusip>
        <value>694869</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7404</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>7245</Sole>
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            <None>159</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GE HEALTHCARE TECHNOLOGIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36266G107</cusip>
        <value>68136</value>
        <shrsOrPrnAmt>
            <sshPrnamt>726</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>214</Sole>
            <Shared>512</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36828A101</cusip>
        <value>1607912</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6306</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6186</Sole>
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            <None>120</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GE VERNOVA INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>36828A101</cusip>
        <value>138964</value>
        <shrsOrPrnAmt>
            <sshPrnamt>545</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>140</Sole>
            <Shared>405</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>369604301</cusip>
        <value>4879135</value>
        <shrsOrPrnAmt>
            <sshPrnamt>25873</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>25392</Sole>
            <Shared>0</Shared>
            <None>481</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GE AEROSPACE</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>369604301</cusip>
        <value>415631</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2204</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>572</Sole>
            <Shared>1632</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>370334104</cusip>
        <value>888711</value>
        <shrsOrPrnAmt>
            <sshPrnamt>12034</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>12034</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>370334104</cusip>
        <value>243706</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3300</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1900</Sole>
            <Shared>1400</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>437076102</cusip>
        <value>1009758</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2492</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>2492</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>437076102</cusip>
        <value>60780</value>
        <shrsOrPrnAmt>
            <sshPrnamt>150</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>150</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>INTEL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>458140100</cusip>
        <value>750510</value>
        <shrsOrPrnAmt>
            <sshPrnamt>31991</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>31991</Sole>
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            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INTEL CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>458140100</cusip>
        <value>123002</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5243</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>4393</Sole>
            <Shared>850</Shared>
            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>459200101</cusip>
        <value>804288</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3638</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>3638</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>459200101</cusip>
        <value>556238</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2516</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2316</Sole>
            <Shared>200</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>46090E103</cusip>
        <value>660360</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1353</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1353</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>46090E103</cusip>
        <value>129338</value>
        <shrsOrPrnAmt>
            <sshPrnamt>265</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>265</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES CORE S&amp;P MID-CAP (MKT)</nameOfIssuer>
        <titleOfClass>MUTUAL FUND/STO</titleOfClass>
        <cusip>464287507</cusip>
        <value>349242</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5604</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
        </shrsOrPrnAmt>
        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>5604</Sole>
            <Shared>0</Shared>
            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>18529</Sole>
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        <nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>46625H100</cusip>
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            <sshPrnamt>3851</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2761</Sole>
            <Shared>1090</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>46982L108</cusip>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1275</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>JACOBS SOLUTIONS INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>46982L108</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
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            <Shared>570</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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            <sshPrnamt>16136</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>16136</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>478160104</cusip>
        <value>695401</value>
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            <sshPrnamt>4291</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1791</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>944</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>225</Sole>
            <Shared>700</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>539830109</cusip>
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            <sshPrnamt>524</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>524</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>539830109</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>508</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>548661107</cusip>
        <value>1428735</value>
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            <sshPrnamt>5275</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>5275</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>LOWES COMPANIES INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>628</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MASCO CORP</nameOfIssuer>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>6925</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MASCO CORP</nameOfIssuer>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Shared>2600</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <value>1703734</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>5595</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>580135101</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>487</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>58933Y105</cusip>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>6374</Sole>
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            <None>0</None>
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    <infoTable>
        <nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>58933Y105</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1188</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>594918104</cusip>
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            <sshPrnamt>9988</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>9988</Sole>
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            <None>0</None>
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    <infoTable>
        <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>3474</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>NIKE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>654106103</cusip>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>10183</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>NIKE INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>946</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>1107</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>ORACLE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>68389X105</cusip>
        <value>1516388</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>ORACLE CORP</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>68389X105</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>100</Sole>
            <Shared>100</Shared>
            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>PEPSICO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>713448108</cusip>
        <value>1934831</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>11378</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PEPSICO INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>713448108</cusip>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>2989</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>PFIZER INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>717081103</cusip>
        <value>468569</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>16191</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PFIZER INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>717081103</cusip>
        <value>96977</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3351</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>3351</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>PHILIP MORRIS INTERNATIONAL INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>718172109</cusip>
        <value>337978</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>2784</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PHILIP MORRIS INTERNATIONAL INC</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>718172109</cusip>
        <value>242679</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1999</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>742718109</cusip>
        <value>2510186</value>
        <shrsOrPrnAmt>
            <sshPrnamt>14493</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>14493</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>742718109</cusip>
        <value>465042</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2685</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>2685</Sole>
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            <None>0</None>
        </votingAuthority>
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        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>75513E101</cusip>
        <value>1393582</value>
        <shrsOrPrnAmt>
            <sshPrnamt>11502</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>11502</Sole>
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            <None>0</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>RTX CORPORATION</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>75513E101</cusip>
        <value>124795</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1030</sshPrnamt>
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        <investmentDiscretion>OTR</investmentDiscretion>
        <otherManager>7000</otherManager>
        <votingAuthority>
            <Sole>1030</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>842587107</cusip>
        <value>607092</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6732</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <otherManager>7000</otherManager>
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            <Sole>6732</Sole>
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            <None>0</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>SOUTHERN CO</nameOfIssuer>
        <titleOfClass>COMMON STOCK</titleOfClass>
        <cusip>842587107</cusip>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
