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                                                                    EXHIBIT 23.1



               CONSENT OF DELOITTE & TOUCHE, INDEPENDENT AUDITORS

     We consent to the incorporation by reference in the Registration Statement
(Form S-8) of Hanmi Financial Corporation on Form S-8, our report dated February
18, 2000 appearing in the Annual Report of Hanmi Bank for the year ended
December 31, 1999 and in the Hanmi Financial Corporation Registration Statement
on Form S-4 (333-32770).

                                                           Deloitte & Touche LLP

Los Angeles, California
July 31, 2000




