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                                                                    EXHIBIT 99.2




                           HANMI FINANCIAL CORPORATION
                            STOCK BONUS GRANT NOTICE


Hanmi Financial Corporation (the "Company"), pursuant to the terms of that
Employment Agreement between the Company and Dr. Sung Won Sohn dated November 3,
2004 (the "Employment Agreement"), hereby grants to Dr. Sohn (the "Participant")
a stock bonus grant (the "Award") of that number of shares of the Company's
Common Stock set forth below (the "Shares"). This Award is subject to all of the
terms and conditions set forth herein and in the Stock Bonus Agreement attached
hereto and incorporated herein in its entirety (collectively, the "Award
Documents").

Participant:                                      Dr. Sung Won Sohn
Grant Date:                                       February [   ], 2005
Vesting Commencement Date:                        [        ], 2005
Number of Shares:                                 50,000
Fair Market Value on Grant Date (Per Share):      [$______]

VESTING SCHEDULE:        -  One-fifth (1/5th) of the Shares will be released
                            from the restrictions on transfer set forth in
                            Section 12 of the Stock Bonus Agreement on the
                            Vesting Commencement Date.

                         -  One-fifth (1/5th) of the Shares will be released
                            from the restrictions on transfer set forth in
                            Section 12 of the Stock Bonus Agreement on each of
                            the first four anniversaries of the Vesting
                            Commencement Date (or if the Shares are then listed
                            on a national securities exchange, automatic
                            quotation system or similar public securities
                            market, but are not actively traded on such date
                            (for example, because such date falls on a weekend
                            or holiday), then the date of release shall be the
                            first trading day immediately preceding such
                            anniversary date) in accordance with the standard
                            set forth in Section 4 of the Stock Bonus Agreement.

                         -  All Shares shall be released from the restrictions
                            on transfer set forth in Section 12 of the Stock
                            Bonus Agreement in the event of the Participant's
                            death or disability, or certain terminations of
                            employment upon or within 13 months after the
                            occurrence of a Change in Control, as described in
                            further detail in the Section 4 of the Stock Bonus
                            Agreement and the Employment Agreement.

CONSIDERATION:           The Shares are awarded to the Participant in
                         consideration for past services rendered to the Company
                         as an employee of the Company, including Participant's
                         execution of the Employment Agreement. No payment is
                         required for the Shares, although payment may be
                         required for the amount of any withholding taxes due as
                         a result of the award of, or release of, the Shares, as
                         described in greater detail in the Stock Bonus
                         Agreement.
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ADDITIONAL TERMS/ACKNOWLEDGEMENTS: The undersigned Participant acknowledges
receipt of the Award Documents, and understands and agrees to the terms set
forth in the Award Documents. Participant further acknowledges that as of the
Grant Date, the Award Documents set forth the entire understanding between
Participant and the Company regarding the acquisition of shares of the Company's
Common Stock and supersede all prior oral and written agreements on that subject
with the exception of (i) stock options previously granted and delivered to
Participant under the Employment Agreement, and (ii) the Employment Agreement.

HANMI FINANCIAL CORPORATION            DR. SUNG WON SOHN:

By:
   ---------------------------------   -----------------------------------------
               Signature                             Signature


Title:                                 Date:
      ------------------------------        ------------------------------------

Date:
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ATTACHMENTS: I.  Stock Bonus Agreement

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                                  ATTACHMENT I

                              STOCK BONUS AGREEMENT

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                           HANMI FINANCIAL CORPORATION
                              STOCK BONUS AGREEMENT

        Pursuant to the provisions of the Employment Agreement between you and
the Company dated November 3, 2004 ("Employment Agreement"), Hanmi Financial
Corporation (the "Company") grants you that number of shares of Common Stock of
the Company under the terms of the Stock Bonus Grant Notice to which this Stock
Bonus Agreement is attached ("Stock Bonus Grant Notice") and this Stock Bonus
Agreement ("Agreement") (together the Stock Bonus Grant Notice and the Agreement
shall be referred to as the "Award Documents"). Defined terms not explicitly
defined in the Award Documents but defined in the Employment Agreement shall
have the same definitions as in the Employment Agreement.

        The details of your Award are as follows:

        1. THE AWARD. The Company hereby awards to you the aggregate number of
shares of Common Stock specified in your Stock Bonus Grant Notice (the
"Shares"). The Shares are awarded to you in consideration for past service to
the Company as an employee of the Company, including your execution of the
Employment Agreement.

        2. DOCUMENTATION. As a condition to the award of the Shares, and prior
to the receipt of any share certificates by you, you agree to execute the Stock
Bonus Grant Notice and to deliver the same to the Company, along with such
additional documents as the Company may reasonably require.

        3. CONSIDERATION FOR THE AWARD. No cash payment is required for the
Shares, although you may be required to tender payment in cash or other
acceptable form of consideration for the amount of any withholding taxes due as
a result of the award of, or release from the restrictions on transfer of, the
Shares.

        4. RELEASE FROM RESTRICTIONS.

           (a) Subject to the limitations contained in Sections 11 and 12 of
this Agreement and the terms of the Employment Agreement, the Shares will be
released to you as provided in the Stock Bonus Grant Notice. If your employment
with the Company terminates for any reason prior to the release of any number of
Shares, the Shares will nevertheless be released from the restrictions on
transfer in accordance with the release schedule provided in the Stock Bonus
Grant Notice as if you had continued to deliver services to the Company under
the Employment Agreement for the remainder of the term of the Employment
Agreement; provided that you execute an effective release of claims to the
extent required by the Employment Agreement and comply with the covenants set
forth in Sections 3, 5, and 6 of the Employment Agreement.

           (b) Notwithstanding the foregoing, in the event that: (i) your
employment is terminated due to your death; (ii) your employment is terminated
due to your disability (as defined in the Employment Agreement); or (iii) (A)
your employment is terminated without "good cause" (as defined in the Employment
Agreement) or you resign on account of a Constructive Termination (as defined in
the Employment Agreement), and such termination of employment or resignation
occurs upon or within thirteen (13) months following the occurrence of a Change
in Control (as defined in the Employment Agreement), or (B) you and the Company
have not received written notice at least five (5) business days prior to the
anticipated closing



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date of the transaction giving rise to the Change in Control from the successor
to all or a substantial portion of the Company's business and/or assets that
such successor is willing and able as of the closing to assume and agree to
perform the Company's obligations under the Employment Agreement in the same
manner and to the same extent that the Company is hereby required to perform,
then in either case termination or failure to assume the Company's obligations
under this Agreement shall be treated as a termination of the Employment
Agreement by the Company without "good cause" and upon your termination of
employment (including a resignation by you for any reason pursuant to Section
4(b)(iii)(B) above); then all of the Shares subject to this Award shall be
released in their entirety from the restrictions on transfer set forth in
Section 12 hereof on the effective date of the termination, provided that in the
event of a termination pursuant to Section 4(b)(iii) above, you must execute an
effective release of claims to the extent required by the Employment Agreement
and comply with the covenants set forth in Sections 3, 5, and 6 of the
Employment Agreement..

        5. NUMBER OF SHARES. If the outstanding shares of Common Stock of the
Company are increased, decreased, or changed into or exchanged for a different
number or kind of securities and/or property, through a reorganization, merger,
recapitalization, reclassification, spin-off, combination, exchange of shares of
Common Stock of the Company or other corporate exchange, forward stock split,
reverse stock split, stock dividend, stock consolidation, any distribution to
stockholders of Common Stock other than regular cash dividends, or any
transaction similar to the foregoing, in each case without consideration to the
Company, an appropriate and proportionate adjustment shall be made to the Shares
awarded to you. Adjustments under this Section shall be made by the Committee
appointed by the Company's Board of Directors to administer your award of the
Shares, whose determination as to what adjustments shall be made, and the extent
thereof, shall be final and conclusive. No fractional shares of stock shall be
issued or made available under this award of Shares on account of such
adjustments, and fractional share interests shall be disregarded, except that
they may be accumulated.

        6. CERTIFICATES. Certificates evidencing the Shares shall be issued by
the Company and shall be registered in your name as soon as reasonably
practicable after the Grant Date.

        7. RIGHTS AS A STOCKHOLDER. You shall be the record owner of the Shares,
and as record owner shall be entitled to the rights of a common stockholder of
the Company, including, without limitation, voting rights with respect to the
Shares and you shall receive, when paid, any dividends on all of the Shares
granted hereunder as to which you are the record holder on the applicable record
date; provided that any cash or in-kind dividends paid with respect to the
Shares which remain subject to the restrictions on transfer set forth in this
Agreement shall be retained by the Company and shall be paid to you only when,
and if, such Shares are released from such restrictions pursuant to Section 4
and the Stock Bonus Grant Notice.

        8. SECURITIES LAWS. You may not be issued any Shares under your Award
unless the Shares are either (i) then registered under the Securities Act or
(ii) the Company has determined that such issuance would be exempt from the
registration requirements of the Securities Act. Your Award must also comply
with other applicable laws and regulations governing the Award, and you will not
receive such Shares if the Company determines that such receipt would not be in
material compliance with such laws and regulations.

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        9. LEGENDS ON CERTIFICATES. The certificates representing the Shares
delivered to you shall be subject to such stop transfer orders and other
restrictions as the Company may deem advisable under this Agreement or the
rules, regulations, and other requirements of the Securities and Exchange
Commission, any stock exchange upon which such Shares are listed, and any
applicable federal, state or foreign laws, and the Company may cause a legend or
legends to be put on any such certificates to make appropriate reference to such
restrictions.

        10. AWARD NOT A SERVICE CONTRACT. Your Award is not an employment or
service contract, and nothing in your Award shall be deemed to create in any way
whatsoever any obligation on your part to continue to serve as an employee of
the Company. In addition, nothing in your Award shall obligate the Company, its
stockholders, its Board or employees to continue any relationship that you might
have as an employee of the Company or any affiliate of the Company or as a
member of the Company's Board of Directors or the board of directors of any
affiliate of the Company, or otherwise.

        11. WITHHOLDING OBLIGATIONS.

           (a) At the time your Award is made, or at any time thereafter as
requested by the Company, you agree to make adequate provision for any sums
required to satisfy the federal, state, local and foreign tax withholding
obligations of the Company, if any, which arise in connection with your Award.
You agree that in the event that you do not make adequate provision for the
payment of such sums, the Company shall be entitled, but not obligated, to
withhold that number of Shares with a value sufficient to satisfy its
withholding obligations from those Shares to be released from the restrictions
on transfer provided for herein.

           (b) Unless the tax withholding obligations of the Company, if any,
are satisfied, the Company shall have no obligation to release such Shares from
any restrictions on transfer provided for herein, notwithstanding the release
schedule set forth in the Stock Bonus Grant Notice or the terms of Section 4
hereof.

        12. RESTRICTIONS ON TRANSFER. You agree that you will not transfer any
Shares except as permitted under the terms of the Award Documents, including the
provisions of this Section 12.

           (a) You agree that you will not sell, or otherwise dispose of in an
exchange subject to income and/or employment tax, all or any part of the Shares
subject to this Award prior to the time that they are released from this
restriction according to the terms of the release schedule set forth in the
Stock Bonus Grant Notice and Section 4 hereof and the satisfaction of the
Company's tax withholding obligations pursuant to Section 11 hereof.

           (b) You agree that you may not transfer in a transaction that is not
subject to income and/or employment tax, any part of the Shares subject to this
Award prior to the time that they are released from this restriction according
to the terms of the release schedule set forth in the Stock Bonus Grant Notice
and Section 4 hereof and the satisfaction of the Company's tax withholding
obligations pursuant to Section 11 hereof. The Company may in its discretion
permit such a non-taxable transfer upon such terms and conditions as it shall
determine, including but not limited to an agreement by the transferee to accept
such a transfer of Shares subject to the same conditions and limitations imposed
on you had such a transfer not occurred.

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               (c) In the event of any purported transfer of Shares which is in
violation of the terms of this Agreement, such purported transfer shall be void
and of no effect, and the Company shall have an irrevocable option (the
"Reacquisition Option") to reacquire from you all of the Shares subject to the
purported transfer at no cost to the Company.

               (d) Each certificate representing Shares held by you will bear a
legend on the face thereof substantially to the following effect (with such
additions thereto or changes therein as the Company may be advised by counsel
are required by law or necessary to give full effect to this Agreement or to
reflect restrictions imposed under applicable securities and other law.

               "THE SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO AN
AGREEMENT IN FAVOR OF THE COMPANY, A COPY OF WHICH IS ON FILE WITH THE COMPANY.
NO TRANSFER, SALE, ASSIGNMENT, PLEDGE, HYPOTHECATION OR OTHER DISPOSITION OF THE
SECURITIES REPRESENTED BY THIS CERTIFICATE, DIRECTLY OR INDIRECTLY, MAY BE MADE
EXCEPT IN ACCORDANCE WITH THE PROVISIONS OF SUCH AGREEMENT. THE HOLDER OF THIS
CERTIFICATE, BY ACCEPTANCE OF THIS CERTIFICATE, AGREES TO BE BOUND BY ALL OF THE
PROVISIONS OF SUCH AGREEMENT."

               The Company shall also be authorized to issue stop transfer
instructions to the Company's transfer agent in order to enforce further the
restrictions on transfer set forth herein. _

        13. NOTICES. Any notices provided for in your Award Documents shall be
deemed given and effective upon the occurrence of (i) the signing by the
recipient of an acknowledgement of receipt form accompanying delivery through
the U.S. Mail sent by certified mail, return receipt requested, with postage
prepaid, (ii) personal service by a process server, or (iii) delivery to the
recipient's address by overnight delivery (e.g., FedEx, UPS, or DHL) or other
commercial delivery service, with all delivery charges paid by the sender.
Notices sent to the Company shall be sent to the attention of the Company's
General Counsel at the address for the Company's main offices. Notices addressed
to you shall be sent to the address that you most recently provided to the
Company and is reflected in the Company's books and records.

        14. ADMINISTRATION AND INTERPRETATION. The Award Documents shall be
interpreted and administered by the Stock Option Committee. The Board of
Directors of the Company may select and designate a Stock Option Committee
consisting of two or more directors of the Company, each of whom may be an
"outside director" within the meaning of Section 162(m) of the Internal Revenue
Code of 1986, as amended, and a "non-employee director" within the meaning of
Rule 16b-3 of the Securities Exchange Act of 1934, as amended. Regardless of
whether a Stock Option Committee is selected, the Board of Directors may act as
the Stock Option Committee and any action taken by said Board of Directors as
such shall be deemed to be action taken by the Stock Option Committee. All
references in this Agreement to the "Stock Option Committee" shall be deemed to
refer to the Board of Directors acting as the Stock Option Committee and to a
duly appointed Stock Option Committee, if there be one. In the event of any
conflict between action taken by the Board of Directors acting as a Stock Option
Committee and action taken by a duly appointed Stock Option Committee, the
action taken by the Board of Directors shall be controlling and the action taken
by the duly appointed Stock Option Committee shall be disregarded.


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        Any such action taken by the Stock Option Committee in the
administration of this Agreement shall be valid and binding, so long as the same
is not inconsistent with the terms and conditions of this Agreement. Subject to
the express provisions of the Agreement, the Stock Option Committee shall have
the authority to construe and interpret this Agreement, to define the terms used
herein, to prescribe, amend, and rescind rules and regulations relating to the
administration of the Agreement, and to make all other determinations necessary
or advisable for administration of the Agreement. Determinations of the Stock
Option Committee on matters referred to in this Section shall be final and
conclusive so long as the same are not clearly inconsistent with the terms of
this Agreement.

        15. MISCELLANEOUS.

           (a) You agree upon request to execute any further documents or
instruments necessary or desirable in the good faith determination of the
Company to carry out the purposes or intent of this Award.

           (b) You acknowledge and agree that you have reviewed your Award
Documents in their entirety, have had an opportunity to obtain the advice of
counsel prior to executing and accepting your Award and fully understand all
provisions of your Award Documents.

           (c) The waiver by either party of compliance with any provision of
the Award by the other party shall not operate or be construed as a waiver of
any other provision of the Award, or of any subsequent breach by such party of a
provision of the Award.

           (d) The Shares will be issued out of the authorized but unissued
shares of the Company's Common Stock, as authorized pursuant to the Company's
Certificate of Incorporation.




