<SUBMISSION>
<ACCESSION-NUMBER>0000950124-07-005276
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>2
<PERIOD>20071024
<ITEMS>2.02
<ITEMS>9.01
<FILING-DATE>20071024
<DATE-OF-FILING-DATE-CHANGE>20071024
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>HANMI FINANCIAL CORP
<CIK>0001109242
<ASSIGNED-SIC>6021
<IRS-NUMBER>954788120
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-30421
<FILM-NUMBER>071187537
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>3660 WILSHIRE BLVD SUITE PH-A
<CITY>LOS ANGELES
<STATE>CA
<ZIP>90010
<PHONE>2133822200
</BUSINESS-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>v34808e8vk.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<HTML>
<HEAD>
<TITLE>Hanmi Financial Corporation</TITLE>
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<DIV align="center" style="font-size: 14pt; margin-top: 12pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</B>
</DIV>

<DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549-1004</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
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<DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>FORM 8-K</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
</DIV>


<DIV align="center" style="font-size: 12pt; margin-top: 12pt"><B>CURRENT REPORT<BR>
Pursuant to Section&nbsp;13 or 15(d) of the<BR>
Securities Exchange Act of 1934</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">Date of report (Date of earliest event reported): <B>October&nbsp;24, 2007</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
</DIV>

<DIV align="center" style="font-size: 24pt; margin-top: 12pt"><B>Hanmi Financial Corporation</B>
</DIV>

<DIV align="center" style="font-size: 10pt">(Exact Name of Registrant as Specified in its Charter)</DIV>



<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
</DIV>

<DIV align="center">
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    <TD width="30%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
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    <TD width="5%">&nbsp;</TD>
    <TD width="30%">&nbsp;</TD>
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<TR valign="bottom">
    <TD align="center" valign="top"><B>Delaware</B><BR>
(State or Other Jurisdiction of <BR>
Incorporation)
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>000-30421</B><BR>
(Commission File Number)
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>95-4788120</B><BR>
(IRS Employer<BR>
Identification No.)</TD>
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</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
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    <TD width="47%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="47%">&nbsp;</TD>
</TR>
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<TR valign="bottom">
    <TD align="center" valign="top"><B>3660 Wilshire Boulevard <BR>
Los Angeles, California</B><BR>
(Address of Principal Executive Offices)
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>90010</B><BR>
(Zip Code)</TD>
</TR>
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</TABLE>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">Registrant&#146;s telephone number, including area code: (<B>213) 382-2200</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>Not applicable</B><BR>
(Former name or former address, if changed since last report)
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the
filing obligation of the registrant under any of the following provisions (see General Instruction
A.2. below):
</DIV>

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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT face="Wingdings">&#111;</FONT>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Written communications pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425)</TD>
</TR>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT face="Wingdings">&#111;</FONT>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a-12)</TD>
</TR>
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    <TD>&nbsp;</TD>
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</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT face="Wingdings">&#111;</FONT>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Pre-commencement communications pursuant to Rule&nbsp;14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</TD>
</TR>
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    <TD>&nbsp;</TD>
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</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT face="Wingdings">&#111;</FONT>
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Pre-commencement communications pursuant to Rule&nbsp;13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</TD>
</TR>
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</DIV>


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<DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>


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<DIV align="right" style="font-size: 10pt; margin-top: 12pt">2</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;2.02 Results of Operations and Financial Condition</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">On October&nbsp;24, 2007, we issued a press release to announce certain expected results and rescheduled
our third-quarter 2007 earnings release to after the market close on November&nbsp;6, 2007. A copy of
this press release is attached hereto as Exhibit&nbsp;99.1.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">This information, including the press release filed as Exhibit&nbsp;99.1, shall not be deemed to be
&#147;filed&#148; for purposes of Section&nbsp;18 of the Securities and Exchange Act of 1934, nor shall it be
deemed to be incorporated by reference in any filing under the Securities Act of 1933.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Item&nbsp;9.01</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
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<TR valign="bottom">
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    <TD width="93%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 10pt" valign="bottom">
    <TD nowrap align="left"><B>(d) Exhibits</B></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

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    <TD align="center"><DIV style="margin-left:15px; text-indent:-15px">99.1</DIV></TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" align="left">Press Release, dated October 24, 2007, issued by Hanmi Financial Corporation</TD>
</TR>
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</DIV>


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<DIV align="right" style="font-size: 10pt; margin-top: 12pt">3</DIV>




<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>SIGNATURES</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly
caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
</DIV>

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    <TD width="48%">&nbsp;</TD>
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    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">Date: October 24, 2007&nbsp;</TD>
    <TD colspan="3" align="left">Hanmi Financial Corporation <BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">/s/ Sung Won Sohn
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">Sung Won Sohn, Ph. D.<BR>                      &nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">President and Chief Executive Officer&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

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<DIV align="right" style="font-size: 10pt; margin-top: 12pt">4</DIV>



<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>EXHIBIT INDEX</B>
</DIV>

<DIV align="center">
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    <TD width="92%">&nbsp;</TD>
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    <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>Exhibit No.</B></TD>
    <TD>&nbsp;</TD>

        <TD nowrap align="left" style="border-bottom: 1px solid #000000"><B>Exhibit</B></TD>
</TR>

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<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">99.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Press Release, dated October&nbsp;24, 2007, issued by Hanmi Financial Corporation</TD>
</TR>
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</TABLE>
</DIV>



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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>v34808exv99w1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
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<TITLE>Exhibit 99.1</TITLE>
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<DIV align="right" style="font-size: 10pt; margin-top: 12pt">Exhibit&nbsp;99.1
</DIV>


<DIV align="center" style="font-size: 12pt; margin-top: 18pt"><FONT style="font-variant: SMALL-CAPS">Hanmi Financial Corporation Reschedules</FONT><BR>
<FONT style="font-variant: SMALL-CAPS">Third-Quarter 2007 Earnings Release</FONT>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 12pt">&#151; Cites Need for More Time to Determine Appropriate Allowance for Credit Losses &#151;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt">LOS ANGELES &#151; October&nbsp;24, 2007 &#151; Hanmi Financial Corporation (Nasdaq: HAFC), the holding
company for Hanmi Bank, announced that it has rescheduled to after the market close on November&nbsp;6,
2007 its third-quarter 2007 earnings release, originally scheduled for October&nbsp;25.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">The company cited the need for additional time to determine the appropriate level of the allowance
for loan losses. The third-quarter provision for credit losses is currently expected to be at
least $7.5&nbsp;million. Current indications are that for the three months ended September&nbsp;30, 2007
earnings per share (diluted)&nbsp;will be at least 20&nbsp;percent lower than the $0.31 per share (diluted)
reported for the quarter ended June&nbsp;30, 2007, due primarily to the anticipated increase in the
provision for credit losses.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">The Company will hold a teleconference beginning at 1:45 p.m. PDT (4:45 p.m. EDT) on November 6 to
review the third-quarter results. To participate in the teleconference, approximately 10 minutes
before the start time dial toll-free 800-591-6923 (or 617-614-4907 for international callers) and
provide the teleconference passcode &#147;Hanmi.&#148; One may also listen to the teleconference live via
the Internet at <U>www.hanmifinancial.com</U> or at <U>www.earnings.com</U>. For those unable to attend, these
Web sites will host an archive of the call.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt"><U>About Hanmi Financial Corporation:</U><BR>
Headquartered in Los Angeles, Hanmi Bank, a wholly owned subsidiary of Hanmi Financial Corporation,
provides services to the multi-ethnic communities of California, with 24 full-service offices in
Los Angeles, Orange, San Francisco, Santa Clara, San Diego and San Bernardino counties. Hanmi Bank
specializes in commercial, SBA, trade finance and consumer lending, and is a recognized community
leader. Hanmi Bank&#146;s mission is to provide varied quality products and premier services to its
customers and to maximize shareholder value. Additional information is available at
<U>www.hanmifinancial.com</U>.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt"><U>Forward-Looking Statements:</U><BR>
<I>This release contains forward-looking statements, which are included in accordance with the
&#147;safe harbor&#148; provisions of the Private Securities Litigation Reform Act of 1995. In some cases,
you can identify forward-looking statements by terminology such as &#147;may,&#148; &#147;will,&#148; &#147;should,&#148;
&#147;could,&#148; &#147;expects,&#148; &#147;plans,&#148; &#147;intends,&#148; &#147;anticipates,&#148; &#147;believes,&#148; &#147;estimates,&#148; &#147;predicts,&#148;
&#147;potential,&#148; or &#147;continue,&#148; or the negative of such terms and other comparable terminology.
Although we believe that the expectations reflected in the forward-looking statements are
reasonable, we cannot guarantee future results, levels of activity, performance or achievements.
These statements involve known and unknown risks, uncertainties and other factors that may cause
our actual results, levels of activity, performance or achievements to differ from those expressed
or implied by the forward-looking statement. These factors include the following: general economic
and business conditions in those areas in which we operate; demographic changes; competition for
loans and deposits; fluctuations in interest rates; risks of natural disasters related to our real
estate portfolio; risks associated with SBA loans; changes in governmental regulation; changes in
credit quality; the availability of capital to fund the expansion of our business; final review of
third-quarter 2007 results; and changes in securities markets. In addition, we set forth certain
risks in our reports filed with the Securities and Exchange Commission, including our Annual Report
on </I><I>Form 10-K</I><I> for the fiscal year ended December&nbsp;31, 2006, which could cause actual results to
differ from those projected in our forward-looking statements.</I>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><U>Contact:</U>
</DIV>



<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 3%">Stephanie Yoon<BR>
Investor Relations<BR>
(213)&nbsp;427-5631
</DIV>


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