<SUBMISSION>
<ACCESSION-NUMBER>0000950134-08-002013
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>1
<PERIOD>20080207
<ITEMS>2.02
<ITEMS>8.01
<FILING-DATE>20080208
<DATE-OF-FILING-DATE-CHANGE>20080208
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>HANMI FINANCIAL CORP
<CIK>0001109242
<ASSIGNED-SIC>6021
<IRS-NUMBER>954788120
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>000-30421
<FILM-NUMBER>08586855
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>3660 WILSHIRE BLVD SUITE PH-A
<CITY>LOS ANGELES
<STATE>CA
<ZIP>90010
<PHONE>2133822200
</BUSINESS-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>v37853e8vk.htm
<DESCRIPTION>FORM 8-K
<TEXT>
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<TITLE>Hanmi Financial Corporation</TITLE>
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<DIV align="center" style="font-size: 14pt; margin-top: 12pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</B>
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<DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549-1004</B>
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<DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>FORM 8-K</B>
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<DIV align="center" style="font-size: 12pt; margin-top: 12pt"><B>CURRENT REPORT<BR>
Pursuant to Section&nbsp;13 or 15(d) of the<BR>
Securities Exchange Act of 1934</B>
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<DIV align="center" style="font-size: 10pt; margin-top: 18pt">Date of report (Date of earliest event reported): <B>February&nbsp;7, 2008</B>
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<DIV align="center" style="font-size: 24pt; margin-top: 12pt"><B>Hanmi Financial Corporation</B>
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<DIV align="center" style="font-size: 10pt">(Exact Name of Registrant as Specified in Charter)</DIV>



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    <TD align="center" valign="top"><B>Delaware</B><BR>
(State or Other Jurisdiction of <BR>
Incorporation)
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    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>000-30421</B><BR>
(Commission File Number)
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    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>95-4788120</B><BR>
(IRS Employer<BR>
Identification No.)</TD>
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    <TD align="center" valign="top"><B>3660 Wilshire Boulevard <BR>
Los Angeles California</B><BR>
(Address of Principal Executive Offices)
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    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><BR><B>90010</B><BR>
(Zip Code)</TD>
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<DIV align="center" style="font-size: 10pt; margin-top: 18pt">Registrant&#146;s telephone number, including area code: <B>(213)&nbsp;382-2200</B>
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<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>Not applicable</B><BR>
(Former name of former address, if changed since last report)
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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Check the appreciate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following provisions (see General
Instruction A.2. below):
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT style="font-family: Wingdings">&#111;</FONT> Written communications pursuant to Rule&nbsp;425 under the Securities Act (17 CFR 230.425)</DIV></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT style="font-family: Wingdings">&#111;</FONT> Soliciting material pursuant to Rule&nbsp;14a-12 under the Exchange Act (17 CFR 240.14a-12)</DIV></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT style="font-family: Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule&nbsp;14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</DIV></TD>
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    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><FONT style="font-family: Wingdings">&#111;</FONT> Pre-commencement communications pursuant to Rule&nbsp;13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</DIV></TD>
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<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt"><B>The information contained in Item&nbsp;8.01 is incorporated herein by reference.</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>ITEM 8.01 OTHER EVENTS</B>
</DIV>




<DIV align="left" style="font-size: 10pt; margin-top: 6pt">On January&nbsp;31, 2008, Hanmi Bank (the &#147;Bank&#148;) filed its Consolidated Report of Condition and
Income (&#147;Call Report&#148;) for the Bank for the period ended December&nbsp;31, 2007. Hanmi Financial
Corporation (the &#147;Company&#148;) is in current discussions with its accountants regarding a non-cash
goodwill impairment charge of at least $70&nbsp;million. Such an impairment charge would result in a net loss for the Company and the Bank for the fourth
quarter and year ended December&nbsp;31, 2007. Generally accepted accounting principles in the United
States (&#147;GAAP&#148;) requires that when a company&#146;s fair value becomes less than the carrying amount of
stockholders&#146; equity, an assessment of impairment of goodwill must be performed. The Company&#146;s
goodwill was primarily associated with its acquisition of Pacific Union Bank on April&nbsp;30, 2004.
GAAP requires that the Company use the most readily available indicator of market value, which is
the market price of the Company&#146;s stock, as part of the assessment of goodwill impairment. This
charge is not expected to impact the Company&#146;s ongoing operations. The Bank
will amend its Call Report to reflect any goodwill impairment charge as well as amend its
Call Report to reflect an additional $2.7&nbsp;million to its existing provision for loan
losses. Additionally, the call report does not reflect the consolidated operations of a parent bank
holding company.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">The Company intends to release financial results for the fourth-quarter and year ended December&nbsp;31,
2007 after the close of the market on Tuesday, February&nbsp;12, 2008, as previously announced.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">This report contains forward-looking statements, which are included in accordance with the
&#147;safe harbor&#148; provisions of the Private Securities Litigation Reform Act of 1995. In some cases,
you can identify forward-looking statements by terminology such as &#147;may,&#148; &#147;will,&#148; &#147;should,&#148;
&#147;could,&#148; &#147;expects,&#148; &#147;plans,&#148; &#147;intends,&#148; &#147;anticipates,&#148; &#147;believes,&#148; &#147;estimates,&#148; &#147;predicts,&#148;
&#147;potential,&#148; or &#147;continue,&#148; or the negative of such terms and other comparable terminology.
Although we believe that the expectations reflected in the forward-looking statements are
reasonable, we cannot guarantee future results, levels of activity, performance or achievements.
These statements involve known and unknown risks, uncertainties and other factors that may cause
our actual results, levels of activity, performance or achievements to differ from those expressed
or implied by the forward-looking statement. These factors include the following: resolution of
discussions with the Company&#146;s accountants regarding the goodwill impairment charge, general
economic and business conditions in those areas in which we operate; demographic changes;
competition for loans and deposits; fluctuations in interest rates; risks of natural disasters
related to our real estate portfolio; risks associated with SBA loans; changes in governmental
regulation; credit quality; the ability of borrowers to perform under the terms of their loans and
other terms of credit agreements; our ability to successfully integrate acquisitions we may make;
the availability of capital to fund the expansion of our business; and changes in securities
markets. In addition, we set forth certain risks in our reports filed with the Securities and
Exchange Commission, including our Annual Report on Form 10-K for the fiscal year ended December
31, 2006, which could cause actual results to differ from those projected. We undertake no
obligation to update such forward-looking statements except as required by law.
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<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>SIGNATURES</B>
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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly
caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
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    <TD valign="top" align="left">Date: February 8, 2008&nbsp;</TD>
    <TD colspan="3" align="left">Hanmi Financial Corporation <BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">/s/ Brian E. Cho
&nbsp;</TD>
    <TD>&nbsp;</TD>
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    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">Brian E. Cho                 &nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">Chief Financial Officer&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
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    <TD colspan="5">&nbsp;</TD>
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