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<SEC-DOCUMENT>0000950123-10-008494.txt : 20100204
<SEC-HEADER>0000950123-10-008494.hdr.sgml : 20100204
<ACCEPTANCE-DATETIME>20100203215429
ACCESSION NUMBER:		0000950123-10-008494
CONFORMED SUBMISSION TYPE:	S-3
PUBLIC DOCUMENT COUNT:		10
FILED AS OF DATE:		20100204
DATE AS OF CHANGE:		20100203

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HANMI FINANCIAL CORP
		CENTRAL INDEX KEY:			0001109242
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				954788120
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-164690
		FILM NUMBER:		10572304

	BUSINESS ADDRESS:	
		STREET 1:		3660 WILSHIRE BLVD SUITE PH-A
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90010
		BUSINESS PHONE:		2133822200
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3
<SEQUENCE>1
<FILENAME>v55011orsv3.htm
<DESCRIPTION>FORM S-3
<TEXT>
<HTML>
<HEAD>
<TITLE>sv3</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>As filed with the Securities and Exchange Commission on February&nbsp;3, 2010</B></DIV>

<DIV align="right" style="font-size: 10pt; margin-top: 6pt"><B>Registration No.&nbsp;333-</B></DIV>

<DIV align="left" style="font-size: 3pt">&nbsp;</DIV>

<DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>
<DIV style="width: 100%; border-bottom: 1pt solid black; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="font-size: 14pt; margin-top: 12pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION</B></DIV>

<DIV align="center" style="font-size: 12pt"><B>Washington, D.C. 20549</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
</DIV>

<DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>Form&nbsp;S-3</B>
</DIV>


<DIV align="center" style="font-size: 12pt; margin-top: 12pt"><B>REGISTRATION STATEMENT<BR>
UNDER<BR>
THE SECURITIES ACT OF 1933</B>
</DIV>

<DIV align="center" style="font-size: 24pt; margin-top: 12pt"><B>Hanmi Financial Corporation</B>
</DIV>

<DIV align="center" style="font-size: 10pt"><I>(Exact Name of Registrant as Specified in its Charter)</I></DIV>


<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="48%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="48%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD align="center" valign="top"><B>Delaware</B></TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><B>95-4788120</B></TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><I>(State or Other Jurisdiction of Incorporation or Organization)</I></TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top"><I>(I.R.S. Employer Identification Number)</I></TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>3660 Wilshire Boulevard, Penthouse Suite&nbsp;A<BR>
Los Angeles, California 90010<BR>
(213)&nbsp;382-2200</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><I>(Address, Including Zip Code, and Telephone Number, Including<BR>
Area Code, of Registrant&#146;s Principal Executive Offices)</I></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B>Jay S. Yoo</B><BR>
<B>Hanmi Financial Corporation<BR>
3660 Wilshire Boulevard, Penthouse Suite&nbsp;A<BR>
Los Angeles, California 90010<BR>
(213)&nbsp;382-2200</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><I>(Name, Address, Including Zip Code, and Telephone<BR>
Number, Including Area Code, of Agent for Service)</I></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><B><I>Copies to:</I></B><BR>
<B>Chet A. Fenimore, Esq.</B><BR>
<B>Lowell W. Harrison, Esq.<BR>
Hunton &#038; Williams LLP<BR>
111 Congress Avenue, Suite&nbsp;1800<BR>
Austin, Texas 78701<BR>
(512)&nbsp;542-5000</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 12pt"><DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt"><B>Approximate date of commencement of proposed sale to the public: </B>From time to time after the
effective date of this Registration Statement.</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">If the only securities being registered on this Form are being offered pursuant to dividend or
interest reinvestment plans, please check the following box. <FONT face="Wingdings">&#111;</FONT></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">If any of the securities being registered on this Form are to be offered on a delayed or continuous
basis pursuant to Rule&nbsp;415 under the Securities Act of 1933, other than securities offered only in
connection with dividend or interest reinvestment plans, check the following <font style="white-space: nowrap">box. <FONT face="Wingdings">&#254;</FONT></FONT></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">If this Form is filed to register additional securities for an offering pursuant to Rule 462(b)
under the Securities Act, please check the following box and list the Securities Act registration
statement number of the earlier effective registration statement for the same offering. <FONT face="Wingdings">&#111;</FONT></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">If this Form is a post-effective amendment filed pursuant to Rule 462(c) under the Securities Act,
check the following box and list the Securities Act registration statement number of the earlier
effective registration statement for the same offering. <FONT face="Wingdings">&#111;</FONT></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">If this Form is a registration statement pursuant to General Instruction I.D. or a post-effective
amendment thereto that shall become effective upon filing with the Commission pursuant to Rule
462(e) under the Securities Act, check the following box. <FONT face="Wingdings">&#111;</FONT></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">If this Form is a post-effective amendment to a registration statement filed pursuant to General
Instruction I.D. filed to register additional securities or additional classes of securities
pursuant to Rule 413(b) under the Securities Act, check the following box. <FONT face="Wingdings">&#111;</FONT></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a
non-accelerated filer or a smaller reporting company. See definitions of &#147;large accelerated
filer,&#148; &#147;accelerated filer&#148; and &#147;smaller reporting company&#148; in Rule&nbsp;12b-2 of the Securities
Exchange Act. (check one):</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="15%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="18%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="32%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD align="left" valign="top" nowrap>Large Accelerated Filer <FONT face="Wingdings">&#111;</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top" nowrap>Accelerated Filer <FONT face="Wingdings">&#254;</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top" nowrap>Non-Accelerated Filer <FONT face="Wingdings">&#111;</FONT></TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top" nowrap>Smaller Reporting Company <FONT face="Wingdings">&#111;</FONT></TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="3" valign="top" align="center" nowrap>(Do not check if a Smaller Reporting Company)<BR></TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>CALCULATION OF REGISTRATION FEE</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="1%">&nbsp;</TD>
    <TD width="54%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD><!-- VRule -->
    <TD width="2%">&nbsp;</TD>
    <TD width="7%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD><!-- VRule -->
    <TD width="2%">&nbsp;</TD>
    <TD width="7%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD><!-- VRule -->
    <TD width="2%">&nbsp;</TD>
    <TD width="7%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD><!-- VRule -->
    <TD width="2%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>

    <TD width="1%">&nbsp;</TD>
</TR><TR style="font-size: 1px" valign="bottom">
    <TD nowrap align="left" colspan="17" style="border-bottom: 3px double #000000">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">    <TD width="1%">&nbsp;</TD>

    <TD>&nbsp;</TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Proposed</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Proposed maximum</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">    <TD width="1%">&nbsp;</TD>

    <TD nowrap align="center"><B>Title of each class of securities to</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Amount to be</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>maximum offering</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>aggregate offering</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>Amount of</B></TD>
    <TD>&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">    <TD width="1%">&nbsp;</TD>

    <TD nowrap align="center"><B>be registered</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>registered</B></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>price per unit</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(1)</B></SUP></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>price</B><SUP style="font-size: 85%; vertical-align: text-top"><B>(1)</B></SUP></TD>
    <TD style="border-right: 2px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2"><B>registration fee</B></TD>
    <TD>&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD width="1%" style="border-top: 2px solid #000000">&nbsp;</TD>
                    <TD style="border-top: 2px solid #000000"><DIV style="margin-left:15px; text-indent:-15px">Common Stock, $0.001 par value per share</DIV></TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD align="center" valign="top" style="border-top: 2px solid #000000">5,070,423</TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD align="center" valign="top" style="border-top: 2px solid #000000">$&nbsp;2.00</TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD align="center" valign="top" style="border-top: 2px solid #000000">$&nbsp;10,140,846</TD>
    <TD style="border-right: 2px solid #000000; border-top: 2px solid #000000">&nbsp;</TD>
    <TD style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD align="center" valign="top" style="border-top: 2px solid #000000" colspan="2">$&nbsp;724.00</TD>

    <TD valign="top" style="border-top: 2px solid #000000">&nbsp;</TD>
    <TD width="1%" style="border-top: 2px solid #000000">&nbsp;</TD>
</TR>
<TR style="font-size: 1px" valign="bottom">
    <TD nowrap align="left" colspan="17" style="border-top: 3px double #000000">&nbsp;</TD>
</TR>

<!-- End Table Body -->
</TABLE>
</DIV>



<DIV style="margin-top: 3pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR>
    <TD width="3%"></TD>
    <TD width="1%"></TD>
    <TD width="96"></TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD>Estimated for the sole purpose of computing the registration fee pursuant to Rule 457(c)
under the Securities Act of 1933 (&#147;Rule&nbsp;457(c)&#148;). Pursuant to Rule&nbsp;457(c), the offering price
and the registration fee are computed based on the average of the high and low prices reported
for the registrant&#146;s common stock traded on The Nasdaq Global Select Market on February&nbsp;1,
2010.</TD>
</TR>

</TABLE>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>The registrant hereby amends this registration statement on such date or dates as may be necessary
to delay its effective date until the registrant shall file a further amendment which specifically
states that this registration statement shall thereafter become effective in accordance with
Section&nbsp;8(a) of the Securities Act of 1933 or until the registration statement shall become
effective on such dates as the Securities and Exchange Commission, acting pursuant to said Section
8(a), may determine.</B>
</DIV>


<DIV style="width: 100%; border-bottom: 1pt solid black; margin-top: 10pt; font-size: 1pt">&nbsp;</DIV>
<DIV style="width: 100%; border-bottom: 2pt solid black; font-size: 1pt">&nbsp;</DIV>





<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif">

<P style="padding: 5px; border: 3px double #000000; font-size: 11pt; color: #FF0000"><B>The information in this prospectus is not complete and may be changed. We may not sell these
securities until the registration statement filed with the Securities and Exchange Commission is
effective. This prospectus is not an offer to sell these securities and it is not soliciting an
offer to buy these securities in any state or jurisdiction where the offer or sale is not
permitted.</B>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt; color: #FF0000"><B>SUBJECT TO COMPLETION DATED FEBRUARY 3, 2010</B></DIV>

<DIV align="Center" style="font-size: 10pt; margin-top: 6pt"><B>PROSPECTUS</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><IMG src="v55011orv5501100.gif" alt="(LOGO)"></DIV>

<DIV align="center" style="font-size: 18pt; margin-top: 12pt"><B>HANMI FINANCIAL CORPORATION</B></DIV>

<DIV align="Center" style="font-size: 12pt; margin-top: 6pt"><B>Common Stock</B></DIV>

<DIV align="Center" style="font-size: 12pt; margin-top: 6pt">
<DIV align="center"><DIV style="font-size: 3pt; margin-top: 16pt; width: 26%; border-top: 1px solid #000000">&nbsp;</DIV></DIV>
</DIV>

<DIV align="left" style="font-size: 9pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This prospectus relates to the potential resale of up to 5,070,423 shares of our common stock
that the selling stockholder named in this prospectus may offer for sale from time to time. The
registration of the shares of common stock does not necessarily mean that the selling stockholder
will offer or sell all or any of these securities. We will not receive any of the proceeds from
the sale of any shares of common stock by the selling stockholder, but we will incur expenses in
connection with the registration of the securities.</DIV>

<DIV align="left" style="font-size: 9pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The initial selling stockholder and its successors, including transferees, which we
collectively refer to as the selling stockholder, may offer the securities from time to time
directly or through underwriters, broker-dealers or agents and in one or more public or private
transactions and at fixed prices, prevailing market prices, at prices related to prevailing market
prices or at negotiated prices. If these securities are sold through underwriters, broker-dealers
or agents, the selling stockholder will be responsible for underwriting discounts or commissions or
agents&#146; commissions.</DIV>

<DIV align="left" style="font-size: 9pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Our common stock is listed on the Nasdaq Global Select Market under the trading symbol &#147;HAFC.&#148;
On February&nbsp;1, 2010, the last reported sale price of our common stock as reported on the NASDAQ
Global Select Market was $ 1.98 per share. You are urged to obtain current quotations of the
common stock.</DIV>

<DIV align="left" style="font-size: 9pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Investing in our common stock involves risks. Before buying our common stock, you should
carefully consider the risk factors discussed in the section entitled &#147;Risk Factors&#148; on page 5 of
this prospectus and in the sections entitled &#147;Risk Factors&#148; in our most recent Annual Report on
Form&nbsp;10-K and in any quarterly report on </B><B>Form 10-Q</B><B>, as well as in any prospectus supplements
relating to specific offerings.</B></DIV>

<DIV align="left" style="font-size: 9pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Neither the Securities and Exchange Commission nor any state securities commission has
approved or disapproved of these securities or passed upon the adequacy or accuracy of this
prospectus. Any representation to the contrary is a criminal offense.</B></DIV>

<DIV align="left" style="font-size: 9pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>These securities are not savings accounts, deposits or other obligations of any bank and are
not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental
agency.</B></DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">The date of this prospectus is <U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U><U>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</U>, 2010</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>


<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left">
<!-- TOC -->
</DIV>
<DIV align="left">
<A name="tocpage"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>TABLE OF CONTENTS</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="88%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#101">About this prospectus</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">1</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#102">Incorporation of certain information by reference</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">1</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#103">Where you can find more information</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">2</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#104">Forward-looking and cautionary statements</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">3</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#105">Hanmi Financial Corporation</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#106">Risk factors</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#107">Use of proceeds</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#108">Description of capital stock</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#109">Selling stockholder</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">8</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#110">Plan of distribution</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">10</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#111">Legal matters</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">11</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px"><A href="#112">Experts</A></DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">11</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body -->
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="v55011orexv4w4.htm">EX-4.4</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="v55011orexv4w5.htm">EX-4.5</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="v55011orexv4w6.htm">EX-4.6</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="v55011orexv5w1.htm">EX-5.1</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="v55011orexv23w2.htm">EX-23.2</A></FONT></TD></TR>
</TABLE>
</DIV>

<DIV align="left">
<!-- /TOC -->
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left">
<A name="101"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>ABOUT THIS PROSPECTUS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This prospectus is part of a registration statement that we filed with the Securities and
Exchange Commission, or the SEC, using a &#147;shelf&#148; registration process for the delayed offering and
sale of securities pursuant to Rule&nbsp;415 under the Securities Act. Under the shelf registration
statement, the selling stockholder may, from time to time, sell the offered securities described in
this prospectus in one or more offerings. We will not receive any proceeds from the resale by the
selling stockholder of the offered securities described in this prospectus.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Additionally, we may provide a prospectus supplement that will contain specific information
about the terms of a particular offering by the selling stockholder. We may also provide a
prospectus supplement to add, update or change information contained in this prospectus. If the
information in this prospectus is inconsistent with a prospectus supplement, you should rely on the
information in that prospectus supplement. You should carefully read both this prospectus and each
applicable prospectus supplement together with the additional information described under the
headings <I>&#147;Where You Can Find More Information&#148; </I>and <I>&#147;Incorporation of Certain Information by
Reference.&#148;</I>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This prospectus and any accompanying prospectus supplement do not contain all of the
information included in the shelf registration statement. We have omitted parts of the shelf
registration statement in accordance with the rules and regulations of the SEC. For further
information, we refer you to the shelf registration statement on Form S-3 of which this prospectus
is a part, including its exhibits. Statements contained in this prospectus and any accompanying
prospectus supplement about the provisions or contents of any agreement or other document are not
necessarily complete. If the SEC rules and regulations require that an agreement or document be
filed as an exhibit to the shelf registration statement, please see that agreement or document for
a complete description of these matters.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;You should rely only on the information contained or incorporated by reference in this
prospectus and any prospectus supplement. We have not authorized anyone to provide you with any
other information. If you receive any other information, you should not rely on it. No offer to
sell these securities is being made in any jurisdiction where the offer or sale is not permitted.
You should not assume that the information contained in this prospectus and, if applicable, any
prospectus supplement or any document incorporated by reference in this prospectus or any
prospectus supplement, is accurate as of any date other than the date on the front cover of this
prospectus or on the front cover of the applicable prospectus supplement or documents or as
specifically indicated in the document. Our business, financial condition, results of operations
and prospects may have changed since that date.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In this prospectus, the terms &#147;we,&#148; &#147;us,&#148; and &#147;our&#148; refer to Hanmi Financial Corporation, and
our consolidated subsidiaries, unless otherwise stated or the context otherwise requires. The
terms &#147;our banking subsidiary&#148; or &#147;the Bank&#148; refer to Hanmi Bank, unless otherwise stated or the
context otherwise requires.
</DIV>
<DIV align="left">
<A name="102"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>INCORPORATION OF CERTAIN INFORMATION BY REFERENCE</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The SEC allows us to &#147;incorporate by reference&#148; into this prospectus much of the information
that we file with the SEC. This means that we can disclose important information to you by
referring you to another document without restating the information in this document. Any
information incorporated by reference into this prospectus is considered to be part of this
prospectus from the date we file that document. Any information filed by us with the SEC after the
date of this prospectus will automatically update and, where applicable, supersede any information
contained in this prospectus or previously incorporated by reference in this prospectus.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We incorporate by reference into this prospectus the following documents or information that
we previously filed with the SEC (other than, in each case, documents or information deemed to have
been furnished and not filed in accordance with SEC rules):
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Our Annual Report on Form 10-K for the year ended December&nbsp;31, 2008 (as amended
on April&nbsp;9, 2009);</TD>
</TR>

</TABLE>
</DIV>
<P align="center" style="font-size: 10pt"><!-- Folio -->1<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV style="margin-top: 6pt"><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">


<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Our Quarterly Reports on Form 10-Q for the quarters ended March&nbsp;31, 2009 (as
amended on August&nbsp;17, 2009), June&nbsp;30, 2009 (as amended on November&nbsp;19, 2009) and
September&nbsp;30, 2009;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Our Current Reports on Form 8-K filed with the SEC on February&nbsp;5, 2009, February
18, 2009, April&nbsp;6, 2009 (as amended on April&nbsp;24, 2009), May&nbsp;11, 2009, June&nbsp;2, 2009,
June&nbsp;5, 2009, June&nbsp;15, 2009, August&nbsp;3, 2009, August&nbsp;6, 2009, September&nbsp;8, 2009,
September&nbsp;15, 2009, October&nbsp;2, 2009, October&nbsp;16, 2009 and November&nbsp;5, 2009; and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The description of our capital stock set forth in our registration statement on
Form 8-A, and all amendments thereto, filed with the SEC on April&nbsp;21, 2000.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;These documents contain important information about our business and our financial
performance.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We also incorporate by reference any future filings we make with the SEC pursuant to Sections
13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended, or the Exchange Act,
on or after the date of the filing of the registration statement and prior to the termination of
the offering (except for information furnished to the SEC that is not deemed to be &#147;filed&#148; for
purposes of the Securities Exchange Act). Our future filings with the SEC will automatically
update and supersede any inconsistent information in this prospectus.
</DIV>
<DIV align="left">
<A name="103"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>WHERE YOU CAN FIND MORE INFORMATION</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We will provide to each person, including any beneficial owner, to whom a copy of this
prospectus is delivered, a copy of any or all of the information or documents that we have
incorporated by reference into this prospectus. We will provide this information upon written or
oral request at no cost to the requester. You may request this information by contacting our
corporate headquarters at the following address and telephone number:
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">David Yang<BR>
Investor Relations Officer<BR>
Hanmi Financial Corporation<BR>
3660 Wilshire Boulevard, Penthouse Suite&nbsp;A<BR>
Los Angeles, California 90010<BR>
(213)&nbsp;382-2200
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any statement made in this prospectus concerning the contents of any contract, agreement or
other document is only a summary of the actual document. You may obtain a copy of any document
summarized in this prospectus at no cost by writing to or telephoning us at the address and
telephone number given above. Each statement regarding a contract, agreement or other document is
qualified in its entirety by reference to the actual document.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We file annual, quarterly and current reports, proxy statements and other information with the
SEC. You may read and copy, at prescribed rates, any documents we have filed with the SEC at its
Public Reference Room located at 100 F Street, N.E., Washington, D.C. 20549. You may obtain
information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330. We
also file these documents with the SEC electronically. You can access the electronic versions of
these filings on the SEC&#146;s Internet website found at <U>http://www.sec.gov</U> and our website:
<U>www.hanmi.com</U> (the other information contained in, or that can be accessed through, our
website is not a part of this prospectus or any prospectus supplement).
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We have filed a registration statement on Form S-3 under the Securities Act of 1933, as
amended, with the SEC with respect to the securities to be sold hereunder. This prospectus has
been filed as part of that registration statement. This prospectus does not contain all of the
information set forth in the registration statement because certain parts of the registration
statement are omitted in accordance with the rules and regulations of the SEC. The registration
statement is available for inspection and copy as set forth above.
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->2<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left">
<A name="104"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>FORWARD-LOOKING AND CAUTIONARY STATEMENTS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This prospectus, any accompanying prospectus supplements and the documents incorporated by
reference in this prospectus contain statements that are &#147;forward-looking statements&#148; within the
meaning of Section&nbsp;27A of the Securities Act and Section&nbsp;21E of the Exchange Act. Forward-looking
statements discuss future expectations, describe future plans and strategies, contain projections
of results of operations or of financial condition or state other forward-looking information.
Forward-looking statements are generally identifiable by the use of forward-looking terminology
such as &#147;anticipate,&#148; &#147;believe,&#148; &#147;continue,&#148; &#147;could,&#148; &#147;would,&#148; &#147;endeavor,&#148; &#147;estimate,&#148; &#147;expect,&#148;
&#147;forecast,&#148; &#147;goal,&#148; &#147;intend,&#148; &#147;may,&#148; &#147;objective,&#148; &#147;potential,&#148; &#147;plan,&#148; &#147;predict,&#148; &#147;project,&#148;
&#147;seek,&#148; &#147;should,&#148; &#147;will&#148; or the negative such terms and other similar words and expressions of
future intent.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Our ability to predict results or the actual effect of future plans or strategies is
inherently uncertain. Although we believe that the expectations reflected in such forward-looking
statements are based on reasonable assumptions, our actual results and performance could differ
materially from those set forth in the forward-looking statements. By their nature,
forward-looking statements are subject to numerous assumptions, risks and uncertainties. A number
of factors could cause actual conditions, events or results to differ significantly from those
described in the forward-looking statements. These factors include, but are not limited to, those
which may be set forth in any accompanying prospectus supplement and those included in our Annual
Report on Form 10-K and our Quarterly Reports on Form 10-Q, and other factors described in our
periodic reports filed from time to time with the SEC. Factors that could cause actual results and
performance to differ from those expressed in our forward-looking statements we make or incorporate
by reference in this prospectus include, but are not limited to:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>failure to maintain adequate levels of capital and liquidity to support our
operations could effect the ability of the Bank to continue as a going concern;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>a significant number of our customers failing to perform under their loans and
other terms of credit agreements;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the effect of regulatory orders we have entered into and potential future
regulatory enforcement action against us or the Bank;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>fluctuations in interest rates and a decline in the level of our interest rate
spread;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>failure to attract or retain deposits;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>sources of liquidity available to us and to the Bank becoming limited or our
potential inability to access sufficient sources of liquidity when needed or the
requirement that we obtain government waivers to do so;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>adverse changes in domestic or global financial markets, economic conditions or
business conditions or the effects of pandemic flu;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>regulatory restrictions on the Bank&#146;s ability to pay dividends to us and on our
ability to make payments on Hanmi Financial obligations;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>significant reliance on loans secured by real estate and the associated
vulnerability to downturns in the local real estate market, natural disasters and
other variables impacting the value of real estate;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>failure to retain our key employees;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>failure to maintain our status as a financial holding company;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>adequacy of our allowance for loan losses;</TD>
</TR>

</TABLE>
</DIV>
<P align="center" style="font-size: 10pt"><!-- Folio -->3<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV style="margin-top: 6pt"><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">


<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>credit quality and the effect of credit quality on our provision for credit
losses and allowance for loan losses;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>failure to manage our future growth or successfully integrate acquisitions;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>volatility and disruption in financial, credit and securities markets, and the
price of our common stock;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>deterioration in the financial markets that may result in other-than-temporary
impairment charges relating to our securities portfolio;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>competition in our primary market areas;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>demographic changes in our primary market areas; and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>significant government regulations, legislation and potential changes thereto.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The cautionary statements in this prospectus, any accompanying prospectus supplement and any
documents incorporated by reference herein also identify important factors and possible events that
involve risk and uncertainties that could cause our actual results to differ materially from those
contained in the forward-looking statements. These forward-looking statements speak only as of the
date on which the statements were made. We do not intend, and undertake no obligation, to update
or revise any forward-looking statements contained in this prospectus, whether as a result of
differences in actual results, changes in assumptions or changes in other factors affecting such
statements, except as required by law.
</DIV>
<DIV align="left">
<A name="105"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>HANMI FINANCIAL CORPORATION</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We are a Delaware corporation, incorporated on March&nbsp;14, 2000 for the purpose of becoming a
holding company for Hanmi Bank. We became a registered holding company for Hanmi Bank in June
2000, and thereafter have been subject to the Bank Holding Company Act of 1956, as amended, or the
&#147;BHCA.&#148; Also in 2000, we elected to become a &#147;financial holding company&#148; under the BHCA.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We are a diversified financial holding company offering a broad array of financial services
through our wholly-owned banking subsidiary, Hanmi Bank, and our wholly-owned insurance agency
subsidiaries, Chun-Ha Insurance Services, Inc., or &#147;Chun-Ha,&#148; and All World Insurance Services,
Inc., or &#147;All World.&#148; As of September&nbsp;30, 2009, we had, on an unaudited, consolidated basis, total
assets of $3.5&nbsp;billion, net loans receivable of $2.8&nbsp;billion, investment securities available for
sale of $205.0&nbsp;million, total deposits of $3.0&nbsp;billion, and stockholders&#146; equity of $187.1&nbsp;million.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Hanmi Bank, our primary subsidiary, is a state chartered bank that was incorporated under the
laws of the State of California on August&nbsp;24, 1981. Hanmi Bank&#146;s deposit accounts are insured
under the Federal Deposit Insurance Act up to applicable limits thereunder, and Hanmi Bank is a
member of the Federal Reserve System. Hanmi Bank&#146;s main office is located at 3660 Wilshire
Boulevard, Penthouse Suite&nbsp;A, Los Angeles, California 90010.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Hanmi Bank is a community bank, with its primary market including the Korean-American
community as well as other communities in the multi-ethnic populations of Los Angeles County,
Orange County, San Bernardino County, San Diego County, the San Francisco Bay area, and the Silicon
Valley area in Santa Clara County, California. Hanmi Bank&#146;s full-service offices are strategically
located in areas where many of the businesses are owned by immigrants and other minority groups.
Hanmi Bank&#146;s client base reflects the multi-ethnic composition of those communities. As of
February&nbsp;1, 2010, Hanmi Bank maintained a network of 27 full-service branch offices in California
and two loan production offices in Virginia and Washington.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Hanmi Bank is engaged in substantially all of the business operations customarily conducted by
independent financial institutions in California and the United States, including the acceptance of
checking, savings
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">and time deposits and the making of commercial and consumer loans, residential mortgage loans,
real estate loans, lease financing, and other installment and term loans. Through Chun-Ha and All
World, our insurance subsidiaries, we are also able to offer our customers a wide array of
insurance services and products, including life, commercial, automobile, health, and property and
casualty insurance.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Our principal office is located at 3660 Wilshire Boulevard, Penthouse Suite&nbsp;A, Los Angeles,
California 90010, and our telephone number is (213)&nbsp;382-2200. Our Internet website address is
<U>www.hanmi.com</U>. The information contained in, or that can be accessed through, our website
is not a part of this prospectus or any prospectus supplement.
</DIV>
<DIV align="left">
<A name="106"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>RISK FACTORS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;An investment in our securities involves a high degree of risk. Before making an investment
decision, you should carefully read and consider the risk factors incorporated by reference in this
prospectus, as well as those contained in any applicable prospectus supplement, as the same may be
updated from time to time by our future filings with the SEC under the Exchange Act. You should
also refer to other information contained in or incorporated by reference in this prospectus and
any applicable prospectus supplement, including our financial statements and the related notes
incorporated by reference herein. Additional risks and uncertainties not presently known to us at
this time or that we currently deem immaterial may also materially and adversely affect our
business and operations.
</DIV>
<DIV align="left">
<A name="107"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>USE OF PROCEEDS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We will not receive any proceeds from any sale of shares of our common stock by the selling
stockholder pursuant to this prospectus. The selling stockholder will pay any underwriting
discounts and commissions and expenses incurred by the selling stockholder for brokerage,
accounting, tax or legal services or any other expenses incurred by the selling stockholder in
disposing of the shares covered by this prospectus. We will bear the costs, fees and expenses
incurred in effecting the registration of the shares covered by this prospectus, including, without
limitation, all registration and filing fees and fees and expenses of our counsel and our
accountants.
</DIV>
<DIV align="left">
<A name="108"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>DESCRIPTION OF CAPITAL STOCK</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The following summary describes the material features and rights of our capital stock and is
subject to, and qualified in its entirety by, applicable law and the provisions of our amended and
restated certificate of incorporation and bylaws.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>General</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Our authorized capital stock consists of 210,000,000 shares, of which 200,000,000 shares are
common stock, par value $0.001 per share, and 10,000,000 shares are preferred stock, par value
$0.001 per share. Our outstanding shares of common stock are, and the shares of common stock to be
issued in this offering will be, validly issued, fully paid and non-assessable. As of February&nbsp;1,
2010, there were 51,182,390 shares of our common stock outstanding,
held by approximately 324
stockholders of record, and no shares of our preferred stock were outstanding. As of February&nbsp;1,
2010, 1,174,958 shares of our common stock were reserved for issuance upon the exercise of options
that have been granted under our existing stock option plan.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>Common Stock</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Liquidation Rights</I>. Upon our liquidation, dissolution or winding up, the holders of our
common stock are entitled to receive, pro rata, our assets which are legally available for
distribution, after payment of all debts and other liabilities and subject to the prior rights of
any holders of preferred stock then outstanding (including holders of our junior subordinated
debentures).
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Our board of directors may approve for issuance, without approval of the holders of common
stock, preferred stock that has voting, dividend or liquidation rights superior to that of our
common stock and which may
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">adversely affect the rights of holders of common stock. The issuance of preferred stock,
while providing flexibility in connection with possible acquisitions and other corporate purposes,
could, among other things, adversely affect the voting power of the holders of common stock and
could have the effect of delaying, deferring or preventing a change in control of our company.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Dividends and Other Distributions</I>. Subject to certain regulatory restrictions, we may pay
dividends out of our statutory surplus or from certain net profits if, as and when declared by our
board of directors. The holders of our common stock are entitled to receive and share equally in
dividends declared by our board of directors out of funds legally available for such dividends. If
we issue preferred stock in the future, the holders of that preferred stock may have a priority
over the holders of our common stock with respect to dividends.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We are a bank holding company, and our primary source for the payment of dividends is
dividends from our direct, wholly-owned subsidiary, Hanmi Bank. Various banking laws applicable to
Hanmi Bank limit the payment of dividends, management fees and other distributions by Hanmi Bank to
us, and may therefore limit our ability to pay dividends on our common stock. On August&nbsp;29, 2008,
our board of directors announced its decision to suspend the quarterly cash dividend previously
paid on shares of our common stock. The most recent quarterly dividend of $0.03 per share was paid
on July&nbsp;21, 2008. In addition, on November&nbsp;2, 2009, the board of directors of Hanmi Bank consented
to the issuance of a Final Order from the California Department of Financial Institutions that
currently restricts the Bank from paying dividends without the prior approval of the department.
In addition, on November&nbsp;2, 2009, Hanmi Financial and Hanmi Bank entered into a Written Agreement
that restricts each of Hanmi Financial and Hanmi Bank from paying dividends without the prior
approval of the Federal Reserve Bank of San Francisco. Accordingly, our ability to pay dividends
will be restricted until these regulatory orders are lifted.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Under the terms of our trust preferred financings on January&nbsp;8, 2004, March&nbsp;15, 2004, and
April&nbsp;28, 2004, respectively, we cannot declare or pay any dividends or distributions on, or
redeem, purchase, acquire or make a liquidation payment with respect to, any shares of our capital
stock if (1)&nbsp;an event of default under such debt instrument has occurred and is continuing, or (2)
if we give notice of our election to begin an extension period whereby we may defer payment of
interest on the trust preferred securities for a period of up to twenty consecutive quarterly
interest payment periods. In October&nbsp;2008, our board of directors elected to defer quarterly
interest payments on its trust preferred securities until further notice. In addition, we are
currently restricted from making payments of principal or interest on our trust preferred
securities under the terms of our Written Agreement without the prior approval of the Federal
Reserve Bank of San Francisco.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any future determination relating to dividend policy will be made at the discretion of our
board of directors and will depend on a number of factors, including our future earnings, capital
requirements, financial condition, future prospects and such other factors as our board of
directors may deem relevant.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Voting Rights</I>. The holders of our common stock currently possess exclusive voting rights on
matters that come before our stockholders. Our common stockholders elect our board of directors
and act on such other matters as are required to be presented to our stockholders under Delaware
law, our amended and restated certificate of incorporation or as may be otherwise presented to our
stockholders by our board of directors. Each outstanding share of our common stock is entitled to
one vote on all matters submitted to a vote of our stockholders. There is no cumulative voting in
the election of directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Anti-Takeover Provisions</I>. Provisions of our amended and restated certificate of incorporation
and bylaws may have anti-takeover effects. These provisions may discourage attempts by others to
acquire control of Hanmi Financial Corporation without negotiation with our board of directors.
The effect of these provisions is discussed briefly below.
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><I>Authorized Stock</I>. The shares of our common stock authorized by our amended and
restated certificate of incorporation but not issued provide our board of directors
with the flexibility to effect financings, acquisitions, stock dividends, stock
splits and stock-based grants without the need for a stockholder vote. Our board
of directors, consistent with its fiduciary duties, could also authorize the
issuance of shares of preferred stock, and could establish voting, conversion,
liquidation and other rights for our preferred stock being issued, in an effort to
deter attempts to</TD>
</TR>

</TABLE>
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV style="margin-top: 6pt"><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">


<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>gain control of Hanmi Financial Corporation.</TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><I>Stockholder Action by Unanimous Written Consent. </I>Our amended and restated
certificate of incorporation prohibits stockholder action by written consent. The
purpose of this provision is to prevent any person or persons holding the
percentage of our voting stock otherwise required to take corporate action from
taking that action without giving notice to other stockholders and without
satisfying the procedures required by our bylaws to hold a stockholder meeting.</TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD><I>Amendment of Certificate of Incorporation and Bylaws. </I>Our amended and restated
certificate of incorporation requires the approval of 66 2/3% of our stockholders
to amend certain of the provisions of our amended and restated certificate of
incorporation. This requirement is intended to prevent a stockholder who controls
a majority of our common stock from avoiding the requirements of important
provisions of our amended and restated certificate of incorporation simply by
amending or repealing those provisions. Accordingly, the holders of a minority of
the shares of our common stock could block the future repeal or modification of
certain provisions of our amended and restated certificate of incorporation, even
if that action were deemed beneficial by the holders of more than a majority, but
less than 66 2/3%, of our common stock.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Business Combination Provisions</I>. Our amended and restated certificate of incorporation elects
to be subject to the requirements of Section&nbsp;203 of the Delaware General Corporation Law.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;203 of the Delaware General Corporation Law generally prohibits business combinations,
including mergers, sales and leases of assets, issuances of securities and similar transactions by
a corporation or a subsidiary, with an interested stockholder, which is defined generally as
someone who beneficially owns 15% or more of a corporation&#146;s voting stock, within three years after
the person or entity becomes an interested stockholder, unless:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>either the business combination or the transaction that caused the person to
become an interested stockholder was approved by the board of directors prior to
the transaction;</TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>after the completion of the transaction in which the person becomes an
interested stockholder, the interested stockholder holds at least 85% of the voting
stock of the corporation not including (a)&nbsp;shares held by persons who are both
officers and directors of the issuing corporation and (b)&nbsp;shares held by specified
employee benefit plans; or</TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>after the person becomes an interested stockholder, the business combination is
approved by the board of directors and holders of at least 66 2/3% of the
outstanding voting stock, excluding shares held by the interested stockholder.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In addition to the foregoing, our amended and restated certificate of incorporation contains
heightened restrictions on business combinations with an interested stockholder or an affiliate of
any interested stockholder, which is defined generally as someone who is the beneficial owner of
10% or more of our capital stock or who is an affiliate of Hanmi Financial Corporation and who,
within the past two years, was the beneficial owner of 10% or more of our capital stock, unless:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the business combination is approved by the affirmative vote of not less than 66
2/3% of the outstanding shares of voting stock; and</TD>
</TR>

</TABLE>
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the business combination is approved by a majority of the voting power of all
outstanding shares of our voting stock, other than shares held by interested
stockholders or affiliates of interested stockholders.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A business combination may also be permitted under our amended and restated certificate of
incorporation if a majority of our disinterested directors have approved the business combination
and the business combination has been approved by the affirmative vote of our stockholders as
required by law. Alternatively, our amended and
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">restated certificate of incorporation permits a business combination if it has been approved
by a majority of the voting power of all outstanding shares of our voting common stock and if
certain price considerations required by our amended and restated certificate of incorporation have
been satisfied.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The effect of Section&nbsp;203 of the Delaware General Corporation Law and the business combination
provisions of our amended and restated certificate of incorporation could have the effect of
preventing the acquisition of control of Hanmi Financial Corporation by an interested stockholder
or its affiliate, even though that interested stockholder or its affiliate would otherwise have the
ability to engage in the business combination.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Preemptive Rights</I>. Holders of our common stock do not have preemptive rights with respect to
any shares that may be issued. Shares of our common stock are not subject to redemption.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Listing</I>. Our common stock is listed on the Nasdaq Global Select Market under the symbol
&#147;HAFC.&#148;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<I>Transfer Agent</I>. The transfer agent for our common stock is Computershare Limited. The
transfer agent&#146;s address is Computershare Investor Services, 250 Royall Street, Canton, MA 02021.
</DIV>
<DIV align="left">
<A name="109"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>SELLING STOCKHOLDER</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On June&nbsp;12, 2009, we entered into a Securities Purchase Agreement (as amended, the &#147;Securities
Purchase Agreement&#148;) with Leading Investment &#038; Securities Co., Ltd., a Korean securities
broker-dealer (the &#147;selling stockholder&#148;), providing for the sale of 8,079,612 unregistered shares
of our common stock, par value $0.001 per share, to the selling stockholder at a purchase price of
$1.37 per share (the &#147;Acquisition&#148;). Pursuant to the terms of the Securities Purchase Agreement,
it was contemplated that the selling stockholder would accomplish the Acquisition through an
initial purchase of 5,070,423 shares of our common stock, representing up to 9.9% of the issued and
outstanding shares of our common stock after giving effect to the sale of such shares (the &#147;Initial
Acquisition&#148;), and a subsequent purchase of 3,009,189 shares of our common stock (the &#147;Additional
Acquisition&#148;), which together with the Initial Acquisition will represent up to 14.9% of the issued
and outstanding shares of our common stock after giving effect to the sale of such shares. In
connection with the Acquisition, we also entered into a Registration Rights Agreement, dated
June&nbsp;12, 2009, with the selling stockholder (the &#147;Registration Rights Agreement&#148;) pursuant to which
we agreed to grant the selling stockholder certain demand registration rights with respect to the
shares purchased in the Acquisition.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;On September&nbsp;4, 2009, in accordance with the terms of the Securities Purchase Agreement, we
received an initial investment of $6.9&nbsp;million from the selling stockholder for the purchase of
5,070,423 shares of our common stock, representing 9.9% of the issued and outstanding shares after
giving effect to such purchase, at a purchase price of $1.37 per share. Based on discussions with
applicable regulatory authorities, it is not anticipated that the Additional Acquisition will be
consummated as initially contemplated by the Securities Purchase Agreement.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We are registering for resale the shares of common stock acquired by the selling
stockholder pursuant to the terms of the Securities Purchase Agreement as required under the
Registration Rights Agreement. The following table sets forth information, as of February&nbsp;1, 2010,
with respect to the selling stockholder, shares of common stock beneficially owned by the selling
stockholder that the selling stockholder proposes to offer pursuant to this prospectus and shares
of common stock that the selling stockholder will beneficially own after completion of the sale of
the shares pursuant to this prospectus. In accordance with the rules of the SEC, the selling
stockholder&#146;s beneficial ownership includes:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>all shares the selling stockholder actually owns beneficially or of record;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>all shares over which the selling stockholder has or shares voting or
dispositive control (such as in the capacity as a general partner of an investment
fund); and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>all shares the selling stockholder has the right to acquire within 60&nbsp;days (such
as upon exercise of options that are currently vested or that are scheduled to vest
within 60&nbsp;days).</TD>
</TR>

</TABLE>
</DIV>
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<DIV style="margin-top: 6pt"><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">



</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except for the ownership of its shares, the selling stockholder does not have, and has had not
within the past three years, any position, office or other material relationship with us or any of
our affiliates. In connection with the selling stockholder&#146;s acquisition of shares of our common
stock pursuant to the Securities Purchase Agreement, the selling stockholder and certain of its
affiliated entities (the &#147;Leading Group&#148;) delivered a passivity commitment to the Board of
Governors of the Federal Reserve System pursuant to which the Leading Group agreed that they will
not, without prior written approval, directly or indirectly:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>exercise or attempt to exercise a controlling influence over the management or
policies of Hanmi or any of its subsidiaries, including Hanmi Bank;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>seek or accept representation on the board of directors of Hanmi or any of its
subsidiaries;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>have or seek to have any employee or representative of the Leading Group serve
as an officer, agent, or employee of Hanmi or any of its subsidiaries;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>take any action that would cause Hanmi or any of its subsidiaries to become a
subsidiary of any member of the Leading Group;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>own, control, or hold with power to vote securities that, when aggregated with
securities owned, controlled, or held with the power to vote by that the officers,
directors, partners, and significant shareholders of the Leading Group collectively
(the &#147;Leading Insiders&#148; and each, individually, an &#147;Leading Insider&#148;) or any
members of any Leading Insider&#146;s immediate family (as defined in 12 CFR
225.41(b)(2)), represent 9.9% or more of any class of voting securities, or
otherwise acquire control of Hanmi or any of its subsidiaries;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>own or control equity interests that would cause the combined voting and
nonvoting equity interests of the Leading Group, the Leading Insiders, and any
members of any Leading Insider&#146;s immediate family to equal or exceed 9.9% of the
total equity capital of Hanmi or any of its subsidiaries;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>propose a director or slate of directors for Hanmi or any of its subsidiaries;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>enter into any agreement with Hanmi or any of its subsidiaries that
substantially limits the discretion of Hanmi&#146;s management over major policies and
decisions, including, but not limited to, policies or decisions about employing and
compensating executive officers; engaging in new business lines; raising additional
debt or equity capital; merging or consolidating with another firm; or acquiring,
selling, leasing, transferring, or disposing of material assets, subsidiaries, or
other entities;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>solicit or participate in soliciting proxies with respect to any matter
presented to the shareholders of Hanmi or any of its subsidiaries;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>dispose or threaten to dispose (explicitly or implicitly) of equity interests of
Hanmi or any of its subsidiaries in any manner as a condition or inducement of
specific action or non-action by Hanmi or any of its subsidiaries; or</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>enter into any other banking or nonbanking transactions with Hanmi or any of its
subsidiaries, except the Leading Group, Leading Insiders, and members of any
Leading Insider&#146;s immediate family, may establish and maintain deposit accounts
with Hanmi, provided that the aggregate balance of all such deposit accounts does
not exceed $500,000 and that the accounts are maintained on substantially the same
terms as those prevailing for comparable accounts of persons unaffiliated with
Hanmi.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We do not know if the selling stockholder actually will offer to sell shares pursuant to this
prospectus, or the number of shares that it may determine offer. The selling stockholder may offer
all, some or none of the shares
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->9<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">of common stock indicated below. Because the selling stockholder may offer all or some
portion of the shares, we have assumed below that all shares offered hereby will have been sold by
the selling stockholder upon termination of sales pursuant to the registration statement of which
this prospectus is a part.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Information concerning the selling stockholder may change from time to time, and any changed
information will be set forth in one or more prospectus supplements or post-effective amendments,
as may be appropriate.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="40%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3"><B>Number of</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="7">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="7"><B>Shares of Common Stock</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3"><B>Shares of</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="7"><B>Shares of Common Stock</B></TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="7"><B>Beneficially Owned as of</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3"><B>Common Stock</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="7"><B>Beneficially Owned After</B></TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="7" style="border-bottom: 1px solid #000000"><B>February 1, 2010</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3"><B>Being Registered</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="7" style="border-bottom: 1px solid #000000"><B>Resale</B></TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>Selling Stockholder</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000"><B>Number</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000"><B>Percentage</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000"><B>Hereby</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000"><B>Number</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000"><B>Percentage</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Leading Investment &#038;
Securities Co., Ltd.</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5,070,423</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right">&nbsp;</TD>
    <TD align="right">9.9</TD>
    <TD nowrap>%<SUP style="font-size: 85%; vertical-align: text-top">(1)</SUP></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5,070,423</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">&#151;</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>

<DIV align="left">
<DIV style="font-size: 3pt; margin-top: 16pt; width: 18%; border-top: 1px solid #000000">&nbsp;</DIV>
</div>
<DIV style="margin-top: 3pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR>
    <TD width="3%"></TD>
    <TD width="1%"></TD>
    <TD width="96"></TD>
</TR>
<TR valign="top">
    <TD nowrap align="left">(1)</TD>
    <TD>&nbsp;</TD>
    <TD>Based on 51,182,390 shares of common stock issued and outstanding as of February&nbsp;1, 2010.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left">
<A name="110"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>PLAN OF DISTRIBUTION</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The selling stockholder may, from time to time, sell its shares of common stock on The NASDAQ
Global Select Market or in privately negotiated transactions. These sales may be at fixed prices,
prevailing market prices at the time of sale, prices related to the prevailing market prices,
varying prices determined at the time of sale or negotiated prices. The selling stockholder will
act independently of us in making decisions regarding the timing, manner and size of each sale.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The selling stockholder may sell the shares of common stock by one or more of the following
methods:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>ordinary brokerage transactions and transactions in which the broker-dealer
solicits purchasers;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>block trades, as referenced above, in which the broker-dealer will attempt to
sell the shares as agent but may position and resell a portion of the block as
principal to facilitate the transaction;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>purchases by a broker-dealer as principal and resale by the broker-dealer for
its account;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>an exchange distribution in accordance with the rules of the applicable
exchange;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>settlement of short sales entered into after the date of this prospectus;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>broker-dealers may agree with the selling stockholder to sell a specified number
of such shares at a stipulated price per share;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>through the writing of options on the shares;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>private sales or private transactions; or</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left"><B>&#149;</B></TD>
    <TD width="1%">&nbsp;</TD>
    <TD>a combination of any of these methods of sale or any other legally available
means, whether or not described in this prospectus.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The selling stockholder may also sell shares under Rule&nbsp;144 under the Securities Act, if
available, rather than under this prospectus. The selling stockholder shall have the sole and
absolute discretion not to accept any purchase offer or make any sale of shares if it deems the
purchase price to be unsatisfactory at any particular time.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In connection with sales of the shares of common stock, the selling stockholder may enter into
hedging transactions with broker-dealers or other financial institutions only to the extent
permitted by the Securities Act and
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->10<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">any applicable securities laws of any state of the United States. These broker-dealers may in
turn engage in short sales of the shares of common stock and deliver shares of common stock to
close out such short positions, or loan or pledge shares of common stock to broker-dealers that may
in turn sell such securities. The selling stockholder may pledge or grant a security interest in
some or all of the shares of common stock that it owns and, if it defaults in the performance of
its secured obligations, the pledgees or secured parties may offer and sell the shares of common
stock from time to time pursuant to this prospectus. The selling stockholder may also transfer and
donate shares of common stock in other circumstances, in which case the transferees, donees,
pledgees or other successors in interest will be selling stockholders for the purposes of this
prospectus.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The selling stockholder may decide not to sell all or a portion of the common stock offered by
it pursuant to this prospectus. In addition, the selling stockholder may transfer, devise or give
the common stock by other means not described in this prospectus. Any common stock covered by this
prospectus that qualifies for sale pursuant to Rule&nbsp;144 or Rule&nbsp;144A under the Securities Act, or
Regulation&nbsp;S under the Securities Act, may be sold under Rule&nbsp;144, Rule&nbsp;144A or Regulation&nbsp;S rather
than pursuant to this prospectus.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We will not receive any proceeds from sales of any shares of common stock by the selling
stockholder.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The selling stockholder and any other persons participating in the distribution of the common
stock will be subject to the Exchange Act. The Exchange Act rules include, without limitation,
Regulation&nbsp;M, which may limit the timing of purchases and sales of any of the common stock by the
selling stockholder and any such other person. In addition, Regulation&nbsp;M may restrict the ability
of any person engaged in the distribution of the common stock to engage in market-making activities
with respect to the particular common stock being distributed for a period of up to five business
days prior to the commencement of such distribution. This may affect the marketability of the
common stock and the ability to engage in market-making activities with respect to the common
stock.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The selling stockholder is responsible for all costs and expenses incurred by them in
connection with the sales of the shares of common stock, including any underwriting, brokerage or
transactions fees as well as all legal fees of counsel retained by the selling stockholder with
respect to the registration and sale of the shares.
</DIV>
<DIV align="left">
<A name="111"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>LEGAL MATTERS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The validity of our common stock offered hereby will be passed upon for us by Hunton &#038;
Williams LLP.
</DIV>
<DIV align="left">
<A name="112"></A>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>EXPERTS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The consolidated financial statements of Hanmi Financial Corporation and subsidiaries as of
December&nbsp;31, 2008 and 2007, and for each of the years in the three-year period ended December&nbsp;31,
2008, and management&#146;s assessment of the effectiveness of internal control over financial reporting
as of December&nbsp;31, 2008, have been incorporated by reference herein and in the registration
statement in reliance upon the reports of KPMG LLP, independent registered public accounting firm,
incorporated by reference herein, and upon the authority of said firm as experts in accounting and
auditing.
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->11<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>PART II</B></DIV>

<DIV align="Center" style="font-size: 10pt; margin-top: 6pt"><B>INFORMATION NOT REQUIRED IN PROSPECTUS</B></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>ITEM 14. OTHER EXPENSES OF ISSUANCE AND DISTRIBUTION</B></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The following table sets forth the various expenses, other than underwriting discounts and
commissions, in connection with the registration and offering of the securities to which this
registration statement relates. All amounts shown are estimates, except the Securities and
Exchange Commission&#146;s registration fee.</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="88%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="3%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">SEC registration fee </DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">724</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Legal fees and expenses </DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">50,000</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Accounting fees and expenses </DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">10,000</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Printing and duplication expenses </DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">10,000</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Miscellaneous expenses </DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">5,000</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left: 30px; text-indent:-15px">Total </DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="right">$</TD>
    <TD align="right">75,724</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>ITEM 15. INDEMNIFICATION OF DIRECTORS AND OFFICERS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We are incorporated under the laws of the State of Delaware. Section&nbsp;102 of the Delaware
General Corporation Law allows Hanmi Financial Corporation, as a Delaware corporation to eliminate
the personal liability of our directors to us or to our stockholders for monetary damages for
breach of fiduciary duty as a director, except in cases where the director has (i)&nbsp;breached his
duty of loyalty, (ii)&nbsp;failed to act in good faith, (iii)&nbsp;engaged in intentional misconduct or
knowing violation of law, (iv)&nbsp;authorized the unlawful payment of a dividend or approved an
unlawful stock repurchase, or (vi)&nbsp;obtained an improper personal benefit.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;145 of the Delaware General Corporation Law, as amended, provides that a corporation
may indemnify any person who was or is a party or is threatened to be a party to any threatened,
pending or completed action, suit, or proceeding, whether civil, criminal, administrative or
investigative, by reason of the fact that he is or was a director, officer, employee or agent of
Hanmi Financial Corporation or is or was serving at its request in such capacity in another
corporation or business association against expenses (including attorneys&#146; fees), judgments, fines
and amounts paid in settlement, actually and reasonably incurred by him in connection with such
action, suit or proceeding if he acted in good faith and in a manner he reasonably believed to be
in or not opposed to the best interests of Hanmi Financial Corporation and, with respect to any
criminal action or proceeding, had no reasonable cause to believe his conduct was unlawful.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;145 further provides that Hanmi Financial Corporation similarly may indemnify any such
person serving in any such capacity who was or is a party or is threatened to be made a party to
any threatened, pending or completed action or suit by or in the right of Hanmi Financial
Corporation to procure judgment in its favor, against expenses actually and reasonably incurred in
connection with the defense or settlement of such action or suit if he acted in good faith and in a
manner he reasonably believed to be in or not opposed to the best interests of the corporation and
except that no indemnification shall be made in respect of any claim, issue or matter as to which
such person shall have been adjudged to be liable to Hanmi Financial Corporation unless and only to
the extent that the Delaware Court of Chancery or such other court in which such action or suit was
brought shall determine upon application that, despite the adjudication of liability but in view of
all the circumstances of the case, such person is fairly and reasonably entitled to indemnity for
such expenses which the Court of Chancery or such other court shall deem proper.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The above-described Delaware limitation of liability provisions may not limit a director&#146;s
liability for violation of, or otherwise relieve us or our directors from, the necessity of
complying with Federal or state securities laws, or affect the availability of non-monetary
remedies such as injunctive relief or rescission.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Article&nbsp;XI of our amended and restated certificate of incorporation eliminates the liability
of directors to Hanmi Financial Corporation or our stockholders for monetary damages for breach of
fiduciary duty as a director to
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->II-1<!-- /Folio -->
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">the fullest extent permissible under Delaware law, as such law exists currently or as it may
be amended in the future. Article&nbsp;VI of our bylaws provides that we shall indemnify our officers
and directors and that we may indemnify our employees and agents in substantially the same manner
as provided by Sections&nbsp;102 and 145 of the Delaware General Corporation Law. Article&nbsp;VI of our
bylaws also provides that we may purchase and maintain insurance covering certain liabilities of
our officers and directors and to ensure the performance of our indemnification obligations as
described above. We are authorized to enter into of indemnity contracts and we have provided
insurance pursuant to which our officers and directors are indemnified or insured against liability
or loss under certain circumstances.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>ITEM 16. EXHIBITS</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="8%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="center"><B>Exhibit No.</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Description</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.1</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Amended and Restated Certificate of Incorporation of Hanmi Financial Corporation
(incorporated by reference herein from Hanmi Financial Corporation&#146;s Quarterly Report on
Form&nbsp;10-Q for the quarterly period ended June&nbsp;30, 2009 filed with the SEC on August&nbsp;17,
2009, as amended on November&nbsp;18, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.2</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Second Amendment of the Certificate of Incorporation of Hanmi Financial
Corporation effective as of June&nbsp;29, 2004 (incorporated by reference herein from Hanmi
Financial Corporation&#146;s Quarterly Report on Form&nbsp;10-Q for
the quarterly period ended June 30, 2009 filed with the SEC on August&nbsp;17, 2009, as amended on November&nbsp;18, 2009)</TD>
</TR>
<TR valign="top"><TD>&nbsp;</TD></TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.3</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Third Amendment of the Certificate of Incorporation of Hanmi Financial
Corporation effective as of May&nbsp;29, 2009 (incorporated by reference herein from Hanmi
Financial Corporation&#146;s Quarterly Report on Form&nbsp;10-Q for the quarterly period ended June
30, 2009 filed with the SEC on August&nbsp;17, 2009, as amended on November&nbsp;18, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.4</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Amended and Restated Bylaws of Hanmi Financial Corporation</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.5</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Amendment to Bylaws of Hanmi Financial Corporation dated November&nbsp;21, 2007</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.6</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Amendment to Bylaws of Hanmi Financial Corporation dated October&nbsp;14, 2009</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.7</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Specimen stock certificate representing Hanmi Financial Corporation Common Stock
(incorporated by reference herein from Hanmi Financial Corporation&#146;s Registration Statement
on Form&nbsp;S-4 (No.&nbsp;333-32770) filed with the SEC on March&nbsp;20, 2000)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.8</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Securities Purchase Agreement, dated June&nbsp;12, 2009, by and between Hanmi Financial
Corporation and Leading Investment &#038; Securities Co., Ltd. (incorporated by reference herein
from Hanmi Financial Corporation&#146;s Current Report on Form&nbsp;8-K filed with the SEC on June
15, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.9</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">First Amendment to the Securities Purchase Agreement, dated July&nbsp;31, 2009, by and between
Hanmi Financial Corporation and Leading Investment &#038; Securities Co., Ltd. (incorporated by
reference herein from Hanmi Financial Corporation&#146;s Current Report on Form&nbsp;8-K filed with
the SEC on August&nbsp;3, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.10</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Second Amendment to the Securities Purchase Agreement, dated September&nbsp;28, 2009, by and
between Hanmi Financial Corporation and Leading Investment &#038; Securities Co., Ltd.
(incorporated by reference herein from Hanmi Financial Corporation&#146;s Current Report on Form
8-K filed with the SEC on October&nbsp;2, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.11</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Registration Rights Agreement, dated June&nbsp;12, 2009, by and between Hanmi Financial
Corporation and Leading Investment &#038; Securities Co., Ltd. (incorporated by reference herein
from Hanmi Financial Corporation&#146;s Current Report on Form&nbsp;8-K filed with the SEC on June
15, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">5.1</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Opinion of Hunton &#038; Williams LLP</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.1</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Consent of Hunton &#038; Williams LLP (included in Exhibit&nbsp;5.1)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.2</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Consent of KPMG LLP</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">24.1</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Powers of Attorney (included in the signature page in Part II of the registration statement)</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->II-2<!-- /Folio -->
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>ITEM 17. UNDERTAKINGS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt"><B><I>A. Rule&nbsp;415 Offering</I></B>

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The undersigned registrant hereby undertakes:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) To file, during any period in which offers or sales are being made, a
post-effective amendment to this registration statement:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) To include any prospectus required by Section&nbsp;10(a)(3) of the Securities
Act of 1933;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) To reflect in the prospectus any facts or events arising after the
effective date of this registration statement (or the most recent post-effective
amendment thereof) which, individually or in the aggregate, represent a fundamental
change in the information set forth in this registration statement. Notwithstanding
the foregoing, any increase or decrease in volume of securities offered (if the
total dollar value of securities offered would not exceed that which was registered)
and any deviation from the low or high end of the estimated maximum offering range
may be reflected in the form of prospectus filed with the SEC pursuant to Rule
424(b) if, in the aggregate, the changes in volume and price represent no more than
a 20% change in the maximum aggregate offering price set forth in the &#147;Calculation
of Registration Fee&#148; table in the effective registration statement; and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) To include any material information with respect to the plan of
distribution not previously disclosed in this registration statement or any material
change to such information in this registration statement;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%"><I>provided, however</I>, that paragraphs (a)(1)(i), (a)(1)(ii) and (a)(1)(iii) do not
apply if the information required to be included in a post-effective amendment by
those paragraphs is contained in reports filed with or furnished to the SEC by the
registrant pursuant to Section&nbsp;13 or Section 15(d) of the Securities Exchange Act of
1934 that are incorporated by reference in the registration statement, or is
contained in a form of prospectus filed pursuant to Rule 424(b) that is part of the
registration statement.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2) That, for the purpose of determining any liability under the Securities Act of
1933, each such post-effective amendment shall be deemed to be a new registration statement
relating to the securities offered herein, and the offering of such securities at that time
shall be deemed to be the initial <I>bona fide </I>offering thereof.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3) To remove from registration by means of a post-effective amendment any of the
securities being registered which remain unsold at the termination of the offering.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4) &#091;Intentionally omitted&#093;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(5) That, for the purpose of determining liability under the Securities Act of 1933 to
any purchaser:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) Each prospectus filed by the registrant pursuant to Rule&nbsp;424(b)(3) shall be
deemed to be part of the registration statement as of the date the filed prospectus
was deemed part of and included in the registration statement; and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) Each prospectus required to be filed pursuant to Rule&nbsp;424(b)(2), (b)(5), or
(b)(7) as part of a registration statement in reliance on Rule&nbsp;430B relating to an
offering made pursuant to Rule&nbsp;415(a)(1)(i), (vii), or (x)&nbsp;for the purpose of
providing the information required by Section 10(a) of the Securities Act of 1933
shall be deemed to be part of and included in the registration
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->II-3<!-- /Folio -->
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">statement as of the earlier of the date such form of prospectus is first used
after effectiveness or the date of the first contract of sale of securities in the
offering described in the prospectus. As provided in Rule&nbsp;430B, for liability
purposes of the issuer and any person that is at that date an underwriter, such date
shall be deemed to be a new effective date of the registration statement relating to
the securities in the registration statement to which that prospectus relates, and
the offering of such securities at that time shall be deemed to be the initial <I>bona
fide </I>offering thereof.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%"><I>provided, however</I>, that no statement made in a registration statement or prospectus
that is part of the registration statement or made in a document incorporated or
deemed incorporated by reference into the registration statement or prospectus that
is part of the registration statement will, as to a purchaser with a time of
contract of sale prior to such effective date, supersede or modify any statement
that was made in the registration statement or prospectus that was part of the
registration statement or made in any such document immediately prior to such
effective date.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6) That, for the purpose of determining liability of the registrant under the
Securities Act of 1933 to any purchaser in the initial distribution of the securities, the
undersigned registrant undertakes that in a primary offering of securities of the
undersigned registrant pursuant to this registration statement, regardless of the
underwriting method used to sell the securities to the purchaser, if the securities are
offered or sold to such purchaser by means of any of the following communications, the
undersigned registrant will be a seller to the purchaser and will be considered to offer or
sell such securities to such purchaser:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i) Any preliminary prospectus or prospectus of the undersigned registrant
relating to the offering required to be filed pursuant to Rule&nbsp;424;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii) Any free writing prospectus relating to the offering prepared by or on
behalf of the undersigned registrant or used or referred to by the undersigned
registrant;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii) The portion of any other free writing prospectus relating to the offering
containing material information about the undersigned registrant or its securities
provided by or on behalf of the undersigned registrant; and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv) Any other communication that is an offer in the offering made by the
undersigned registrant to the purchaser.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B><I>B. Filings Incorporating Subsequent Exchange Act Documents By Reference</I></B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The undersigned registrant hereby undertakes that, for the purpose of determining any
liability under the Securities Act of 1933, each filing of the registrant&#146;s annual report pursuant
to Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934 that is incorporated by
reference in the registration statement shall be deemed to be a new registration statement relating
to the securities offered therein, and the offering of such securities at that time shall be deemed
to be the initial <I>bona fide </I>offering thereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B><I>H. Request for Acceleration of Effective Date or Filing of Registration Statement on Form&nbsp;S-3</I></B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be
permitted to directors, officers and controlling persons of the registrant pursuant to the
foregoing provisions or otherwise, the registrant has been advised that in the opinion of the SEC
such indemnification is against public policy as expressed in the Securities Act of 1933 and is,
therefore, unenforceable. In the event that a claim for indemnification against such liabilities
(other than the payment by the registrant of expenses incurred or paid by a director, officer or
controlling person of the registrant in the successful defense of any action, suit or proceeding)
is asserted by such director, officer or controlling person in connection with the securities being
registered, the registrant will, unless in the opinion of its counsel the matter has been settled
by controlling precedent, submit to a court of appropriate jurisdiction the question whether such
indemnification by it is against public policy as expressed in the Securities Act of 1933 and will
be governed by the final adjudication of such issue.
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->II-4<!-- /Folio -->
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>SIGNATURES</B></DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, as amended, the registrant
certifies that it has reasonable grounds to believe that it meets all of the requirements for
filing on Form S-3 and has duly caused this Registration Statement to be signed on its behalf by
the undersigned, thereunto duly authorized, in Los Angeles, California, on the 3<SUP style="font-size: 85%; vertical-align: text-top">rd</SUP> day
of February, 2010.</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><B>HANMI FINANCIAL CORPORATION</B><BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">           /s/ Jay S. Yoo
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">Jay S. Yoo&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">President and Chief Executive Officer<br>
(Principal Executive Officer)&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>POWER OF ATTORNEY</B>
</DIV>



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and
appoints Jay S. Yoo and Brian E. Cho his true and lawful attorney-in-fact and agent, with full
power of substitution and resubstitution, for him and in his name, place and stead, in any and all
capacities, to sign any and all amendments (including pre-effective and post-effective amendments)
to this Registration Statement and to sign any registration statement (and any post-effective
amendments thereto) effective upon filing pursuant to Rule 462(b) under the Securities Act of 1933,
and to file the same, with all exhibits thereto, and other documents in connection therewith, with
the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full power
and authority to do and perform each and every act and thing requisite and necessary to be done in
and about the premises, as fully to all intents and purposed as he might or could do in person,
hereby ratifying and confirming that said attorney-in-fact, agent or his substitutes may lawfully
do or cause to be done by virtue hereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration
Statement has been signed by the following persons in the capacities and on the dates indicated.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="2%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="40%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="30%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="25%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000"><B>Signature</B><B></B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>Title</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>Date</B></TD>
</TR>

<TR valign="top"><TD>&nbsp;</TD></TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ Jay S. Yoo
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
Jay S. Yoo
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">President and Chief
Executive Officer
(Principal Executive
Officer) and Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ Brian E. Cho
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
Brian E. Cho
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Executive Vice President
and Chief Financial
Officer
(Principal Financial
Officer and Principal
Accounting Officer)
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ Joseph Rho
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
Joseph Rho
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Chairman of the Board and
Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ I Joon Ahn
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
I Joon Ahn
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->II-5<!-- /Folio -->
</DIV>
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>
<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="2%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="40%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="30%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="25%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="center" colspan="3" style="border-bottom: 1px solid #000000"><B>Signature</B><B></B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>Title</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" style="border-bottom: 1px solid #000000"><B>Date</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="top"><TD>&nbsp;</TD></TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ John A. Hall
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
John A. Hall
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010&nbsp;</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ Paul Seon-Hong Kim
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
Paul Seon-Hong Kim
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010&nbsp;</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ Joon Hyung Lee
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
Joon Hyung Lee
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010&nbsp;</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">By:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ William Stolte
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
William Stolte
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Director
</TD>
    <TD>&nbsp;</TD>
    <TD align="center" valign="top">February&nbsp;3, 2010&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio -->II-6<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#tocpage">Table of Contents</A></H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>EXHIBIT INDEX</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="8%">&nbsp;</TD>
    <TD width="2%">&nbsp;</TD>
    <TD width="90%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="center"><B>Exhibit No.</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center"><B>Description</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Amended and Restated Certificate of Incorporation of Hanmi Financial Corporation
(incorporated by reference herein from Hanmi Financial Corporation&#146;s Quarterly Report on
Form&nbsp;10-Q for the quarterly period ended June&nbsp;30, 2009 filed with the SEC on August&nbsp;17,
2009, as amended on November&nbsp;18, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.2
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Second Amendment of the Certificate of Incorporation of Hanmi Financial
Corporation effective as of June&nbsp;29, 2004 (incorporated by reference herein from Hanmi
Financial Corporation&#146;s Quarterly Report on Form&nbsp;10-Q for the quarterly period ended June
30, 2009 filed with the SEC on August&nbsp;17, 2009, as amended on November&nbsp;18, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.3
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Third Amendment of the Certificate of Incorporation of Hanmi Financial
Corporation effective as of May&nbsp;29, 2009 (incorporated by reference herein from Hanmi
Financial Corporation&#146;s Quarterly Report on Form&nbsp;10-Q for the quarterly period ended June
30, 2009 filed with the SEC on August&nbsp;17, 2009, as amended on November&nbsp;18, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.4
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Amended and Restated Bylaws of Hanmi Financial Corporation</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.5
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Amendment to Bylaws of Hanmi Financial Corporation dated November&nbsp;21, 2007</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.6
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Certificate of Amendment to Bylaws of Hanmi Financial Corporation dated October&nbsp;14, 2009</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.7
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Specimen stock certificate representing Hanmi Financial Corporation Common Stock
(incorporated by reference herein from Hanmi Financial Corporation&#146;s Registration Statement
on Form&nbsp;S-4 (No.&nbsp;333-32770) filed with the SEC on March&nbsp;20, 2000)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.8
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Securities Purchase Agreement, dated June&nbsp;12, 2009, by and between Hanmi Financial
Corporation and Leading Investment &#038; Securities Co., Ltd. (incorporated by reference herein
from Hanmi Financial Corporation&#146;s Current Report on Form&nbsp;8-K filed with the SEC on June
15, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.9
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">First Amendment to the Securities Purchase Agreement, dated July&nbsp;31, 2009, by and between
Hanmi Financial Corporation and Leading Investment &#038; Securities Co., Ltd. (incorporated by
reference herein from Hanmi Financial Corporation&#146;s Current Report on Form&nbsp;8-K filed with
the SEC on August&nbsp;3, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.10
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Second Amendment to the Securities Purchase Agreement, dated September&nbsp;28, 2009, by and
between Hanmi Financial Corporation and Leading Investment &#038; Securities Co., Ltd.
(incorporated by reference herein from Hanmi Financial Corporation&#146;s Current Report on Form
8-K filed with the SEC on October&nbsp;2, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">4.11
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Registration Rights Agreement, dated June&nbsp;12, 2009, by and between Hanmi Financial
Corporation and Leading Investment &#038; Securities Co., Ltd. (incorporated by reference herein
from Hanmi Financial Corporation&#146;s Current Report on Form&nbsp;8-K filed with the SEC on June
15, 2009)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">5.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Opinion of Hunton &#038; Williams LLP</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Consent of Hunton &#038; Williams LLP (included in Exhibit&nbsp;5.1)</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">23.2
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Consent of KPMG LLP</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD align="center" valign="top"><DIV style="margin-left:0px; text-indent:-0px">24.1
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Powers of Attorney (included in the signature page in Part II of the registration statement)</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>



<P align="center" style="font-size: 10pt"><!-- Folio -->II-7<!-- /Folio -->
</DIV>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.4
<SEQUENCE>2
<FILENAME>v55011orexv4w4.htm
<DESCRIPTION>EX-4.4
<TEXT>
<HTML>
<HEAD>
<TITLE>exv4w4</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="RIGHT" style="font-size: 10pt; margin-top: 12pt"><U><B>EXHIBIT
4.4</B></U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>AMENDED AND RESTATED</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>BYLAWS</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>OF</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>HANMI FINANCIAL CORPORATION</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE I
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">OFFICES
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;1.1 Principal Offices.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The registered office of Hanmi Bancorp, Inc. shall be in the City of Wilmington, County of New
Castle, State of Delaware.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;1.2 Other Offices.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Board of Directors may at any time establish branch or subordinate offices at any place or
places where the Corporation is qualified to do business.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE II
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">MEETINGS OF STOCKHOLDERS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.1 Place of Meetings.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Meetings of stockholders shall be held at any place within or outside the State of Delaware
designated by the Board of Directors. In the absence of any such designation, stockholders&#146;
meetings shall be held at the principal executive office of the Corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.2 Annual Meetings of Stockholders.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The annual meeting of stockholders shall be held each year on a date and at a time designated
by the Board of Directors. At each annual meeting, directors shall be elected and any other proper
business may be transacted.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.3 Special Meetings of Stockholders.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Special meeting of stockholders of the Corporation may be called only by the chairman of the
board, if there be one, or by the Board of Directors pursuant to a resolution adopted by a majority
of the total number of authorized directors (whether or not there exist any vacancies in previously
authorized directorships at the time any such resolution is presented to the Board of Directors for
adoption), by the President of the Corporation or by holders of shares entitled to cast not less
than 10% of the votes at the meeting.
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.4 &#091;Omitted&#093;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.5 Notice of Stockholders&#146; Meetings.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All notices of meetings of stockholders shall be sent or otherwise given in accordance with
Section&nbsp;2.5 of this Article&nbsp;II not less than ten (10)&nbsp;nor more than sixty (60)&nbsp;days before the date
of the meeting being noticed. The notice shall specify the place, date and hour of the meeting and
(i)&nbsp;in the case of a special meeting, the general nature of the business to be transacted, or (ii)
in the case of the annual meeting, those matters which the Board of Directors, at the time of
giving the notice, intends to present for action by the stockholders. The notice of any meeting at
which directors are to be elected shall include the name of any nominee or nominees which, at the
time of the notice, the Board of Directors intends to present for election. No business may be
transacted at an annual or special meeting of stockholders, other than business that is (a)
specified in the notice of meeting (or any supplement thereto) given by or at the direction of the
Board of Directors (or any duly authorized committee thereof), (b)&nbsp;otherwise properly brought
before the annual or special meeting by or at the direction of the Board of Directors (or any duly
authorized committee thereto) or (c)&nbsp;otherwise properly brought before the annual or special
meeting by any stockholder. In addition to any other applicable requirements, for business to be
properly brought before an annual or special meeting by a stockholder such stockholder must (i)&nbsp;be
a stockholder of record on the date of the giving of the notice provided for in this Section&nbsp;2.4 of
this Article&nbsp;II and on the record date for the determination of stockholders entitled to vote at
such annual or special meeting and (ii)&nbsp;provide timely notice in proper form to the secretary
pursuant to the procedures set forth in this Section&nbsp;2.4 of this Article&nbsp;II.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To be timely, a stockholder&#146;s notice to the secretary (other than a request for inclusion of a
proposal in the Corporation&#146;s proxy statement pursuant to Rule&nbsp;14a-8 of the Securities Exchange Act
of 1934, as amended (the &#147;Exchange Act&#148;)) must be delivered to or mailed and received at the
principal executive offices of the Corporation, in the case of an annual meeting, not less than
sixty (60)&nbsp;days nor more than ninety (90)&nbsp;days prior to the anniversary date of the immediately
preceding annual meeting of stockholders, and in the case of a special meeting, not more than
ninety (90)&nbsp;days prior to such meeting and not later than the later of sixty (60)&nbsp;days prior to the
special meeting or ten (10)&nbsp;days following the day on which public announcement of the meeting is
first made by the Corporation; provided, however, that in the event that the annual meeting is
called for a date that is not within thirty (30)&nbsp;days before or after such anniversary date, notice
by the stockholder in order to be timely must be so received not later than the close of business
on the tenth (10th) day following the day on which such notice of the date of the annual meeting
was mailed or such public disclosure of the date of the annual meeting was made, whichever first
occurs.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To be in proper written form, a stockholder&#146;s notice to the secretary must set forth as to
each matter such stockholder proposes to bring before the annual or special meeting (a)&nbsp;a brief
description of the business desired to be brought before the annual or special meeting and the
reasons for conducting such business at the annual or special meeting, (b)&nbsp;the name and record
address of such stockholder, (c)&nbsp;the class or series and number of shares of capital stock of the
Corporation which are owned beneficially or of record by such stockholder, (d)&nbsp;a description of all
arrangements or understandings between such stockholder and any other person or persons (including
their names) in connection with the proposal of such business by such stockholder and any material
interest of such stockholder in such business and (e)&nbsp;a representation that such stockholder
intends to appear in person or by proxy at the annual or special meeting to bring such business
before the meeting.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No business shall be conducted at the annual or special meeting of stockholders, except
business brought before the annual or special meeting in accordance with the procedures set forth
in this Section&nbsp;2.4 of this Article&nbsp;II, provided, however, that, once business has been properly
brought before the annual or special meeting in accordance with such procedures, nothing in this
Section&nbsp;2.4 of this Article&nbsp;II shall be deemed to preclude discussion by any stockholder of any
such business. If the chairman of an annual or special meeting determines that business was not
property brought before such meeting in accordance with the foregoing procedures, the chairman
shall declare to the meeting that the business was not properly brought before the meeting and such
business shall not be transacted.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.6 Manner of Giving Notice; Affidavit of Notice.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notice of any meeting of stockholders shall be given either personally or by first-class mail,
telegraphic, facsimile, or other written communication, charges prepaid, addressed to the
stockholder at the address of such stockholder appearing on the books of the Corporation or given
by the stockholder to the Corporation for the purpose of notice. If no such address appears on the
Corporation&#146;s books or is given, notice shall be deemed to have been given if sent by first-class
mail or telegram to the Corporation&#146;s principal executive office, or if published at least once in
a newspaper of general circulation in the county where this office is located. Notice shall be
deemed to have been given at the time when delivered personally or deposited in the mail or sent by
telegram, facsimile, or other means of written communication.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If any notice addressed to a stockholder at the address of such stockholder appearing on the
books of the Corporation is returned to the Corporation by the United States Postal Service marked
to indicate that the United States Postal Service is unable to deliver the notice to the
stockholder at such address, all future notices or reports shall be deemed to have been duly given
without further mailing if the same shall be available to the stockholder upon written demand of
the stockholder at the principal executive office of the Corporation for a period of one year from
the date of the giving of such notice.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;An affidavit of the mailing or other means of giving any notice of any stockholders&#146; meeting
shall be executed by the secretary, assistant secretary or any transfer agent of the Corporation
giving such notice, and shall be filed and maintained in the minute book of the Corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.7 Quorum.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The presence in person or by proxy of the holders of a majority of the shares of all classes
of stock entitled to vote at a meeting of stockholders shall constitute a quorum for the
transaction of business. The stockholders present at a duly called or held meeting at which a
quorum is present may continue to do business until adjournment, notwithstanding the withdrawal of
enough stockholders to leave less than a quorum, if any action taken (other than adjournment) is
approved by at least a majority of the shares required to constitute a quorum.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.8 Adjourned Meeting and Notice Thereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any stockholders&#146; meeting, annual or special, whether or not a quorum is present, may be
adjourned from time to time by the vote of the majority of the shares represented at such meeting,
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">either in person or by proxy, but in the absence of a quorum, no other business may be transacted
at such meeting, except as provided in Section&nbsp;2.6 of this Article&nbsp;II.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;When any meeting of stockholders, either annual or special, is adjourned to another time or
place, notice need not be given of the adjourned meeting if the time and place thereof are
announced at a meeting at which the adjournment is taken, unless a new record date for the
adjourned meeting is fixed, or unless the adjournment is for more than forty-five (45)&nbsp;days from
the date set for the original meeting, in which case the Board of Directors shall set a new record
date. Notice of any such adjourned meeting shall be given to each stockholder of record entitled to
vote at the adjourned meeting in accordance with the provisions of Sections&nbsp;2.4 and 2.5 of this
Article&nbsp;II. At any adjourned meeting the Corporation may transact any business which might have
been transacted at the original meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.9 Voting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The stockholders entitled to vote at any meeting of stockholders shall be determined in
accordance with the provisions of Section&nbsp;2.11 of this Article&nbsp;II. Voting at meetings of
Stockholders need not be by written ballot unless the holders of a majority of the outstanding
shares of all classes of stock entitled to vote thereon present in person or by proxy at such
meeting shall so determine. Any stockholder entitled to vote on any matter (other than elections of
directors) may vote part of the shares in favor of the proposal and refrain from voting the
remaining shares or vote them against the proposal, but, if the stockholder fails to specify the
number of shares such stockholder is voting affirmatively, it will be conclusively presumed that
the stockholder&#146;s approving vote is with respect to all shares such stockholder is entitled to
vote. Except as provided in Section&nbsp;2.6 of this Article&nbsp;II, the affirmative vote of a majority of
the shares represented and voting at a duly held meeting at which a quorum is present (which shares
voting affirmatively also constitute at least a majority of the required quorum) shall be the act
of the stockholders, unless the vote of a greater number or voting by classes is required by the
Corporations Code of Delaware or the Certificate of Incorporation or these Bylaws.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.10 Waiver of Notice or Consent by Absent Stockholder.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The transactions at any meeting of stockholders, either annual or special, however called and
noticed, and wherever held, shall be as valid as though had at a meeting duly held after regular
call and notice, if a quorum be present either in person or by proxy, and if, either before or
after the meeting, each person entitled to vote, not present in person or by proxy, signs a written
waiver of notice or a consent to a holding of the meeting, or an approval of the minutes thereof.
The waiver of notice, consent to the holding of the meeting or approval of the minutes thereof need
not specify either the business to be transacted or the purpose of any annual or special meeting of
stockholders. All such waivers, consents or approvals shall be filed with the corporate records or
made a part of the minutes of the meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Attendance of a person at a meeting shall also constitute a waiver of notice of and presence
at such meeting, except when the person objects, at the beginning of the meeting, to the
transaction of any business because the meeting is not lawfully called or convened and except that
attendance at a meeting is not a waiver of any right to object to the consideration of matters
required by the Corporations Code of Delaware to be included in the notice but which were not
included in the notice, if such objection is expressly made at the meeting.
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.11 List of Stockholders Entitled to Vote.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall prepare and make, or cause to be prepared and made, at least ten (10)&nbsp;days
before every meeting of stockholders, a complete list of the stockholders entitled to vote at the
meeting, arranged in alphabetical order, and showing the address of each stockholder and the number
of shares registered in the name of each stockholder. Such list shall be open to the examination of
any stockholder, for any purpose germane to the meeting, during ordinary business hours, for a
period of at least then (10)&nbsp;days prior to the meeting, either at a place within the city where the
meeting is to be held, such place to be specified in the notice of the meeting, or, if not so
specified, at the place where the meeting is to be held. The list shall also be produced and kept
at the time and place of the meeting during the whole time thereof, and may be inspected by any
stockholder who is present. The stock ledger shall be the only evidence as to who are the
stockholders entitled to examine the stock ledger, the list of stockholders required by this
Section&nbsp;2.10 of Article&nbsp;II or the books of the Corporation, or to vote in person or by proxy at any
meeting of stockholders.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.12 Record Date for Stockholder Notice, Voting, and Giving Consents.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For purposes of determining the stockholders entitled to notice of any meeting or to vote, the
Board of Directors may fix, in advance, a record date, which shall not be more than sixty (60)&nbsp;days
nor less than ten (10)&nbsp;days prior to the date of any such meeting and in such case only
stockholders at the close of business on the record date so fixed are entitled to notice and to
vote, notwithstanding any transfer of any shares on the books of the Corporation after the record
date fixed as aforesaid, except as otherwise provided in the Corporations Code of Delaware.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the Board of Directors does not so fix a record date, the record date for determining
stockholders entitled to notice of or to vote at a meeting of stockholders shall be at the close of
business on the business day next preceding the day on which notice is given or, if notice is
waived, at the close of business on the business day next preceding the day on which the meeting is
held.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.13 Proxies.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Every person entitled to vote for directors or on any other matter shall have the right to do
so either in person or by one or more agents authorized by a written proxy signed by the person and
filed with the secretary of the Corporation. A proxy shall be deemed signed if the stockholder&#146;s
name is placed on the proxy (whether by manual signature, typewriting, telegraphic transmission or
otherwise) by the stockholder or the stockholder&#146;s attorney in fact. A validly executed proxy which
does not state that it is irrevocable shall continue in full force and effect unless (i)&nbsp;revoked by
the person executing it, prior to the vote pursuant thereto, by a writing delivered to the
Corporation stating that the proxy is revoked or by a subsequent proxy executed by the person
executing the prior proxy and presented to the meeting, or as to any meeting by attendance at such
meeting and voting in person by the person executing the proxy; or (ii)&nbsp;written notice of the death
or incapacity of the maker of such proxy is received by the Corporation before the vote pursuant
thereto is counted; provided, however, that no such proxy shall be valid after the expiration of
eleven (11)&nbsp;months from the date of such proxy, unless otherwise provided in the proxy.
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.14 Inspectors of Election.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Before any meeting of stockholders, the Board of Directors may appoint any persons other than
nominees for office to act as inspectors of election at the meeting or its adjournment. If no
inspectors of election are so appointed, the chairman of the meeting may, and on the request of any
stockholder or a stockholder&#146;s proxy shall, appoint inspectors of election at the meeting. The
number of inspectors shall be either one (1)&nbsp;or three (3). If inspectors are appointed at a meeting
on the request of one or more stockholders or proxies, the holders of a majority of shares or their
proxies present at the meeting shall determine whether one (1)&nbsp;or three (3)&nbsp;inspectors are to be
appointed. If any person appointed as inspector fails to appear or fails or refuses to act, the
chairman of the meeting may, and upon the request of any stockholder or a stockholder&#146;s proxy
shall, appoint a person to fill such vacancy.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The duties of these inspectors shall be as follows:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;Determine the number of shares outstanding and the voting power of each, the shares
represented at the meeting, the existence of a quorum, and the authenticity, validity and effect of
proxies;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;Receive votes, ballots or consents;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;Hear and determine all challenges and questions in any way arising in connection with the
right to vote;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;Count and tabulate all votes or consents;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;Determine when the polls shall close;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;Determine the result; and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;Do any other acts that may be proper to conduct the election or vote with fairness to all
stockholders.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;2.15 No Action By Written Consent.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any action required or permitted to be taken by stockholders of the Corporation must be
effected at an annual or special meeting of stockholders of the Corporation and may not be effected
by any consent in writing by such stockholders.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE III
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">DIRECTORS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.1 Powers.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to the provisions of the Corporations Code of Delaware and any limitations in the
Certificate of Incorporation and these bylaws relating to action required to be approved by the
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">stockholders or by the outstanding shares, the business and affairs of the Corporation shall be
managed and all corporate powers shall be exercised by or under the direction of the Board of
Directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.2 Number.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as may be provided by the terms of any class or series of stock having a preference
over the Corporation&#146;s common stock, the number of directors of the Corporation shall be fixed from
time to time by resolution of the Board of Directors, but shall not be less than seven (7)&nbsp;and not
more than fifteen (15), divided into three equal classes, to the extent possible, with the terms of
office of one class expiring each year. The classes shall be initially comprised of directors
appointed by the board of directors. If the number of directors is changed by the board of
directors, then any newly created directorships or any decrease in directorships shall be
apportioned among the classes as to make all classes as nearly equal as possible; provided,
however, that no decrease in the number of directors shall shorten the term of any incumbent
director. Subject to the rights of the holders of any class or series of stock having a preference
over the Corporation&#146;s common stock as to dividends or upon liquidation, at each annual meeting,
the successors of the class of directors whose terms expire at that meeting shall be elected to
hold office for a term expiring at the annual meeting of stockholders held in the third year
following the year of their election. The first board of directors and subsequent boards of
directors shall consist of eleven (11)&nbsp;directors until changed as herein provided.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.3 Terms.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as may be otherwise provided by the terms of any class or series of stock having a
preference over the Corporation&#146;s common stock, each director shall hold office until (i)&nbsp;the
annual meeting of stockholders in the calendar year in which his or her term of office expires and
until his successor is elected and qualified or (ii)&nbsp;his earlier death, resignation or removal in
the manner that the directors of the Corporation, other than those who may be elected pursuant to
the terms of any series of preferred stock or any other securities of the Corporation other than
common stock, may determine from time to time. Except as may be otherwise provided by the terms of
any series of preferred stock or any other securities of the Corporation, no decrease in the
authorized number of directors shall shorten the term of any incumbent directors. In any election
of directors, the persons receiving a plurality of the votes) cast up to a number of directors to
be elected in such election, shall be deemed to be elected.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.4 Removal.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At any meeting of stockholders properly called for such purpose and with prior notice thereof,
all the directors, or all the directors of a particular class, or any individual director, may be
removed with or without cause by the affirmative vote of a majority of the outstanding shares
entitled to vote.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.5 Nomination of Directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to the rights of the holders of any class or series having a preference over common
stock, only persons who are nominated in accordance with the following procedures shall be eligible
for election as directors of the Corporation, except as may be otherwise provided in the
Certificate
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">of Incorporation with respect to the right of holders of preferred stock of the Corporation to
nominate and elect a specified number of directors in certain circumstances. Nominations of persons
for election to the Board of Directors may be made at any annual meeting of stockholders, or at any
special meeting of stockholders called for the purpose of electing directors, (a)&nbsp;by or at the
direction of the Board of Directors (or any duly authorized committee thereof) or (b)&nbsp;by any
stockholder of the Corporation (i)&nbsp;who is a stockholder of record on the date of the giving of the
notice provided for in this Section&nbsp;3.5 of this Article&nbsp;III and on the record date of the
determination of stockholders entitled to vote at such meeting and (ii)&nbsp;who complies with the
notice procedures set forth in this Section&nbsp;3.5 of this Article&nbsp;III.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In addition to any other applicable requirements, for a nomination to be made by a
stockholder, such stockholder must have given timely notice thereof in proper written form to the
secretary of the Corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To be timely, a stockholder&#146;s notice to the secretary must be delivered to or mailed and
received at the principal executive offices of the Corporation (a)&nbsp;in the case of annual meeting,
not less than sixty (60)&nbsp;days nor more than ninety (90)&nbsp;days prior to the anniversary date of the
immediately preceding annual meeting of stockholders; provided, however, that in the event that the
annual meeting is called for a date that is not within thirty (30)&nbsp;days before or after such
anniversary date, notice by the stockholder in order to be timely must be so received not later
than the close of business on the tenth (10th) day following the day on which such notice of the
date of the annual meeting was mailed or such public disclosure of the date of the annual meeting
was made, whichever first occurs; and (b)&nbsp;in the case of a special meeting of stockholders called
for the purpose of electing directors, not more than ninety (90)&nbsp;days prior to such meeting and not
later than the later of sixty (60)&nbsp;days prior to the special meeting or ten (10)&nbsp;days following the
day on which public announcement of the meeting is first made by the Company.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To be in proper written form, a stockholder&#146;s notice to the secretary must set forth (a)&nbsp;as to
each person whom the stockholder proposes to nominate for election as a director (i)&nbsp;the name, age,
business address and residence address of the person, (ii)&nbsp;the principal occupation or employment
of the person, (iii)&nbsp;the class or series and number of shares of capital stock of the Corporation
which are owned beneficially or of record by the person and (iv)&nbsp;any other information relating to
the person that would be required to be disclosed in a proxy statement or other filings required to
be made in connection with solicitations of proxies for election of directors pursuant to Section
14 of the Exchange Act, and the rules and regulations promulgated thereunder; and (b)&nbsp;as to the
stockholder giving the notice (i)&nbsp;the name and record address of such stockholder, (ii)&nbsp;the class
or series and number of shares of capital stock of the Corporation which are owned beneficially or
of record by such stockholder, (iii)&nbsp;a description of all arrangements or understandings between
such stockholder and each proposed nominee and any other person or persons (including their names)
pursuant to which the nomination(s) are to be made by such stockholder, (iv)&nbsp;a representation that
such stockholder intends to appear in person or by proxy at the meeting to nominate the person(s)
named in his notice and (v)&nbsp;any other information relating to such stockholder that would be
required to be disclosed in a proxy statement or other filings required to be made in connection
with solicitation of proxies for election of directors pursuant to Section&nbsp;14 of the Exchange Act
and the rules and regulations promulgated thereunder. Such notice must be accompanied by a written
consent of each proposed nominee to be named as nominee and to serve as a director if elected.
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No person shall be eligible for election as a director of the Corporation unless nominated in
accordance with the procedures set forth in this Section&nbsp;3.5 of this Article&nbsp;III. If the chairman
of the meeting determines that a nomination was not made in accordance with the foregoing
procedures, the chairman shall declare to the meeting that the nomination was defective and such
defective nomination shall be disregarded.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.6 Vacancies.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as may be otherwise provided by the terms of any class or series of stock having a
preference over the Corporation&#146;s common stock, newly created directorships resulting from any
increase in the number of directors and any vacancies on the Board of Directors resulting from
death, resignation, disqualification, removal or other cause shall be filled solely by the
affirmative vote two-thirds (2/3) of the remaining directors then in office, even though less than
a quorum of the Board of Directors. Any director elected in accordance with the preceding sentence
shall hold office for the remainder of the full term of the director in which the new directorship
was created or the vacancy occurred and until such director&#146;s successor shall have been elected and
qualified.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any director may resign effective upon giving written notice to the chairman of the board, the
president, the secretary or the Board of Directors, unless the notice specifies a later time for
the effectiveness of such resignation. If the resignation of a director is effective at a future
time, the Board of Directors may, subject to Section&nbsp;3.17, elect a successor to take office when
the resignation becomes effective.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No reduction of the authorized number of directors shall have the effect of removing any
director prior to the expiration of his term of office.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.7 Place of Meetings and Telephonic Meetings.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Regular meetings of the Board of Directors may be held at any place within or without the
State of Delaware that has been designated from time to time by resolution of the board. In the
absence of such designation, regular meetings shall be held at the principal executive office of
the Corporation. Special meetings of the board shall be held at any place within or without the
State of Delaware that has been designated in the notice of the meeting or, if not stated in the
notice or there is no notice, at the principal executive office of the Corporation. Any meeting,
regular or special, may be held by conference telephone or similar communication equipment, so long
as all directors participating in such meeting can hear one another, and all such directors shall
be deemed to be present in person at such meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.8 Annual Meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Immediately following each annual meeting of stockholders, the Board of Directors shall hold a
regular meeting for the purpose of organization, any desired election of officers and the
transaction of other business. Notice of this meeting shall not be required.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.9 Other Regular Meetings.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Other regular meetings of the Board of Directors shall be held without call at such time as
shall from time to time be fixed by the Board of Directors. Such regular meetings may be held
without notice.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.10 Special Meetings.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Special meetings of the Board of Directors for any purpose or purposes may be called at any
time by the chairman of the board or the president or any vice president or the secretary or any
two directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notice of the time and place of special meetings shall be delivered personally or by telephone
to each director or sent by first-class mail or telegram, charges pre-paid, addressed to each
director at his or her address as it is shown upon the records of the Corporation. In case such
notice is mailed, it shall be deposited in the United States mail at least four (4)&nbsp;days prior to
the time of the holding of the meeting. In case such notice is delivered personally, or by
telephone or telegram, it shall be delivered personally or by telephone or to the telegraph company
at least forty-eight (48)&nbsp;hours prior to the time of the holding of the meeting. Any oral notice
given personally or by telephone may be communicated to either the director or to a person at the
office of the director who the person giving the notice has reason to believe will promptly
communicate it to the director. The notice need not specify the purpose of the meeting nor the
place if the meeting is to be held at the principal executive office of the Corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.11 Quorum.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A majority of the authorized number of directors shall constitute a quorum for the transaction
of business, except to adjourn as hereinafter provided. Every act or decision done or made by a
majority of the directors present at a meeting duly held at which a quorum is present shall be
regarded as the act of the Board of Directors. A meeting at which a quorum is initially present may
continue to transact business notwithstanding the withdrawal of directors, if any action taken is
approved by at least a majority of the required quorum for such meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.12 Waiver of Notice.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notice of a meeting need not be given to any director who signs a waiver of notice or a
consent to holding the meeting or an approval of the minutes thereof, whether before or after the
meeting, or who attends the meeting without protesting, prior thereto or at its commencement, the
lack of notice. The waiver of notice or consent need not specify the purpose of the meeting. All
such waivers, consents and approvals shall be filed with the corporate records or made a part of
the minutes of the meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.13 Adjournment.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A majority of the directors present, whether or not constituting a quorum, may adjourn any
meeting to another time and place.
</DIV>

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</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.14 Notice of Adjournment.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notice of the time and place of holding an adjourned meeting need not be given, unless the
meeting is adjourned for more than twenty-four hours, in which case notice of such time and place
shall be given prior to the time of the adjourned meeting, in the manner specified in Section&nbsp;3.10
of this Article&nbsp;III, to the directors who were not present at the time of the adjournment.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.15 Action Without Meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any action required or permitted to be taken by the Board of Directors may be taken without a
meeting, if all members of the board shall individually or collectively consent in writing to such
action. Such action by written consent shall have the same force and effect as a unanimous vote of
the Board of Directors. Such written consent or consents shall be filed with the minutes of the
proceedings of the board.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;3.16 Fees and Compensation of Directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Directors and members of committees may receive such compensation, if any, for their services,
and such reimbursement of expenses, as may be fixed or determined by resolution of the Board of
Directors. Nothing contained herein shall be construed to preclude any director from serving the
Corporation in any other capacity as an officer, agent, employee, or otherwise, and receiving
compensation for such services.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE IV
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">COMMITTEES
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;4.1 Committees of Directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Board of Directors may, by resolution adopted by a majority of the authorized number of
directors, designate one or more committees, each consisting of two or more directors, to serve at
the pleasure of the board. The board may designate one or more directors as alternate members of
any committee, who may replace any absent member at any meeting of the committee. The appointment
of members or alternate members of a committee requires the vote of a majority of the authorized
number of directors. Any such committee, to the extent provided in the resolution of the board,
shall have all the authority of the board, except with respect to:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;the approval of any action which, under the Corporations Code of Delaware or in the
Certificates of Incorporation, also requires stockholders&#146; approval or approval of the outstanding
shares;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;the filling of vacancies on the Board of Directors or in any committee;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;the fixing of compensation of the directors for serving on the board or on any committee;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;the amendment or repeal of bylaws or the adoption of new bylaws;
</DIV>



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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;the amendment or repeal of any resolution of the Board of Directors which by its express
terms is not so amendable or repealable;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;a distribution to the stockholders of the Corporation, except at a rate or in a periodic
amount or within a price range determined by the Board of Directors; or
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;the appointment of any other committees of the Board of Directors or the members thereof.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;4.2 Meetings and Action of Committees.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Meetings and action of committees shall be governed by, and held and taken in accordance with,
the provisions of Article&nbsp;III of these bylaws, Sections&nbsp;3.7 (place of meetings), 3.9 (regular
meetings), 3.10 (special meetings and notice), 3.11 (quorum), 3.12 (waiver of notice), 3.13
(adjournment), 3.14 (notice of adjournment) and 3.15 (action without meeting), with such changes in
the context of those bylaws as are necessary to substitute the committee and its members for the
Board of Directors and its members, except that the time of regular meetings of committees may be
determined by resolution of the Board of Directors as well as by resolution of the committee;
special meetings of committees may also be called by resolution of the Board of Directors; and
notice of special meetings of committees shall also be given to all alternate members, who shall
have the right to attend all meetings of the committee. The Board of Directors may adopt rules for
the government of any committee not inconsistent with the provisions of these bylaws.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE V
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">OFFICERS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.1 Officers.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The officers of the Corporation shall be a president, a secretary and a chief financial
officer. The Corporation may also have, at the discretion of the Board of Directors, a chairman of
the board, one or more vice-presidents, one or more assistant secretaries, one or more assistant
treasurers, and such other officers as may be appointed in accordance with the provisions of
Section&nbsp;5.3 of this Article&nbsp;V. Any number of offices may be held by the same person.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.2 Election of Officers.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The officers of the Corporation, except such officers as may be appointed in accordance with
the provisions of Section&nbsp;5.3 or Section&nbsp;5.5 of this Article&nbsp;V, shall be chosen by the Board of
Directors, and each shall serve at the pleasure of the board, subject to the rights, if any, of an
officer under any contract of employment.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.3 Subordinate Officers, Etc.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Board of Directors may appoint, and may empower the president to appoint, such other
officers as the business of the Corporation may require, each of whom shall hold office for such
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">period, have such authority and perform such duties as are provided in the bylaws or as the Board
of Directors may from time to time determine.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.4 Removal and Resignation of Officers.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to the rights, if any, of an officer under any contract of employment, any officer may
be removed, either with or without cause, by the Board of Directors, at any regular or special
meeting thereof, or, except in case of an officer chosen by the Board of Directors, by any officer
upon whom such power of removal may be conferred by the Board of Directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any officer may resign at any time by giving written notice to the Corporation. Any such
resignation shall take effect at the date of the receipt of such notice or at any later time
specified therein; and, unless otherwise specified therein, the acceptance of such resignation
shall not be necessary to make it effective. Any such resignation is without prejudice to the
rights, if any, of the Corporation under any contract to which the officer is a party.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.5 Vacancies in Offices.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A vacancy in any office because of death, resignation, removal, disqualification or any other
cause shall be filled in the manner prescribed in these bylaws for regular appointments to such
office.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.6 Chairman of the Board.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chairman of the board, if such an officer be elected, shall, if present, preside at all
meetings of the Board of Directors and exercise and perform such other powers and duties as may be
from time to time assigned to him by the Board of Directors or prescribed by the bylaws. If there
is no president, the chairman of the board shall in addition be the chief executive officer of the
Corporation and shall have the powers and duties prescribed in Section&nbsp;5.7 of this Article&nbsp;V.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.7 President.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Subject to such supervisory powers, if any, as may be given by the Board of Directors to the
chairman of the board, if there be such an officer, the president shall be the chief executive
officer of the Corporation and shall, subject to the control of the Board of Directors, have
general supervision, direction and control of the business and the officers of the Corporation. The
president shall preside at all meetings of the stockholders and, in the absence of the chairman of
the board, or if there be none, at all meetings of the Board of Directors. The president shall have
the general powers and duties of management usually vested in the office of president of a
Corporation, and shall have such other powers and duties as may be prescribed by the Board of
Directors or the bylaws.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.8 Vice Presidents.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the absence or disability of the president, the vice presidents, if any, in order of their
rank as fixed by the Board of Directors or, if not ranked, a vice president designated by the Board
of Directors, shall perform all the duties of the president, and when so acting shall have all the
powers of, and be subject to all restrictions upon, the president. The vice presidents shall have
such other
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">powers and perform such other duties as from time to time may be prescribed for them respectively
by the Board of Directors or the bylaws, the president or the chairman of the board.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.9 Secretary.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall keep or cause to be kept, at the principal executive office or such other
place as the Board of Directors may order, a book of minutes of all meetings and actions of
directors, committees of directors and stockholders, with the time and place of holding, whether
regular or special, and, if special, how authorized, the notice thereof given, the names of those
present at directors&#146; and committee meetings, the number of shares present or represented at
stockholders&#146; meetings, and the proceedings thereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall keep, or cause to be kept, at the principal executive office or at the
office of the Corporation&#146;s transfer agent or registrar, as determined by resolution of the Board
of Directors, a share register, or a duplicate share register, showing the names of all
stockholders and their addresses, the number and classes of shares held by each, the number and
date of certificates issued for the same, and the number and date of cancellation of every
certificate surrendered for cancellation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall give, or cause to be given, notice of all meetings of the stockholders and
of the Board of Directors required by the bylaws or by law to be given, and the secretary shall
keep the seal of the Corporation, if one be adopted, in safe custody, and shall have such other
powers and perform such other duties as may be prescribed by the Board of Directors or by the
bylaws.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.10 Chief Financial Officer.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chief financial officer shall keep and maintain, or cause to be kept and maintained,
adequate and correct books and records of accounts of the properties and business transactions of
the Corporation, including accounts of its assets, liabilities, receipts, disbursements, gains,
losses, capital, retained earnings and shares. The books of account shall at all reasonable times
be open to inspection by any director.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chief financial officer shall deposit all moneys and other valuables in the name and to
the credit of the Corporation with such depositaries as may be designated by the Board of
Directors. The chief financial officer shall disburse the funds of the Corporation as may be
ordered by the Board of Directors, shall render to the president and directors, whenever they
request it, an account of all transactions as chief financial officer and of the financial
condition of the Corporation, and shall have such other powers and perform such other duties as may
be prescribed by the Board of Directors or the bylaws.
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE VI
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">INDEMNIFICATION OF DIRECTORS,<BR>
OFFICERS, EMPLOYEES AND OTHER AGENTS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.1 Indemnification &#151; Third Party Proceedings.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall indemnify any person (the &#147;Indemnitee&#148;) who is or was a party or is
threatened to be made a party to any proceeding (other than an action by or in the right of the
Corporation to procure a judgment in its favor) by reason of the fact that Indemnitee is or was a
director or officer of the Corporation, or any subsidiary of the Corporation, and the Corporation
may indemnify a person who is or was a party or is threatened to be made a party to any proceeding
(other than an action by or in the right of the Corporation to procure a judgment in its favor) by
reason of the fact that such person is or was an employee or other agent of the Corporation (the
&#147;Indemnitee Agent&#148;) by reason of any action or inaction on the part of Indemnitee or Indemnitee
Agent while an officer, director or agent or by reason of the fact that Indemnitee or Indemnitee
Agent is or was serving at the request of the Corporation as a director, officer, employee or agent
of another Corporation, partnership, joint venture, trust or other enterprise, against expenses
(including subject to Section&nbsp;6.19, attorneys&#146; fees and any expenses of establishing a right to
indemnification pursuant to this Article&nbsp;VI or under Delaware law), judgments, fines, settlements
(if such settlement is approved in advance by the Corporation, which approval shall not be
unreasonably withheld) and other amounts actually and reasonably incurred by Indemnitee or
Indemnitee Agent in connection with such proceeding if Indemnitee or Indemnitee Agent acted in good
faith and in a manner Indemnitee or Indemnitee Agent reasonably believed to be in or not opposed to
the best interests of the Corporation and, in the case of a criminal proceeding, if Indemnitee or
Indemnitee Agent had no reasonable cause to believe Indemnitee&#146;s or Indemnitee Agent&#146;s conduct was
unlawful. The termination of any proceeding by judgment, order, settlement, conviction or upon a
plea of nolo contendere or its equivalent shall not, of itself, create a presumption that
Indemnitee or Indemnitee Agent did not act in good faith and in a manner which Indemnitee or
Indemnitee Agent reasonably believed to be in or not opposed to the best interests of the
Corporation, or with respect to any criminal proceedings, would not create a presumption that
Indemnitee or Indemnitee Agent had reasonable cause to believe that Indemnitee&#146;s or Indemnitee
Agent&#146;s conduct was unlawful.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.2 Indemnification &#151; Proceedings by or in the Right of the Corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall indemnify Indemnitee and may indemnify Indemnitee Agent if Indemnitee,
or Indemnitee Agent, as the case may be, was or is a party or is threatened to be made a party to
any proceeding in the right of the Corporation or any subsidiary of the Corporation to procure a
judgment in its favor by reason of the fact that Indemnitee or Indemnitee Agent is or was a
director, officer, employee or other agent of the Corporation, or any subsidiary of the
Corporation, by reason of any action or inaction on the part of Indemnitee or Indemnitee Agent
while an officer, director or agent or by reason of the fact that Indemnitee or Indemnitee Agent is
or was serving at the request of the Corporation as a director, officer, employee or agent of
another Corporation, partnership, joint venture, trust or other enterprise, against expenses
(including subject to Section&nbsp;6.19, attorneys&#146; fees and any expenses of establishing a right to
indemnification pursuant to this Article&nbsp;VI or under Delaware law) and, to the fullest extent
permitted by law, amounts paid in settlement, in each case to the extent actually and reasonably
incurred by Indemnitee or Indemnitee Agent in connection with the defense or settlement of the
proceeding if Indemnitee or
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Indemnitee Agent acted in good faith and in a manner Indemnitee or Indemnitee Agent believed to be
in or not opposed to the best interests of the Corporation and its stockholders, except that no
indemnification shall be made with respect to any claim, issue or matter to which Indemnitee or
Indemnitee Agent shall have been adjudged to have been liable to the Corporation in the performance
of Indemnitee&#146;s or Indemnitee Agent&#146;s duty to the Corporation and its stockholders, unless and only
to the extent that the court in which such proceeding is or was pending shall determine upon
application that, in view of all the circumstances of the case, Indemnitee or Indemnitee Agent is
fairly and reasonably entitled to indemnity for expenses and then only to the extent that the court
shall determine.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.3 Successful Defense on Merits.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To the extent that Indemnitee or Indemnitee Agent without limitation has been successful on
the merits in defense of any proceeding referred to in Sections&nbsp;6.1 or 6.2 above, or in defense of
any claim, issue or matter therein, the Corporation shall indemnify Indemnitee and may indemnify
Indemnitee Agent against expenses (including attorneys&#146; fees) actually and reasonably incurred by
Indemnitee or Indemnitee Agent in connection therewith. An Indemnitee shall be deemed to have been
successful on the merits, if the Plaintiff in the action does not prevail in obtaining the relief
sought in the suit or action or demanded in the claim.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.4 Certain Terms Defined.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For purposes of this Article&nbsp;VI, references to &#147;other enterprises&#148; shall include employee
benefit plans, references to &#147;fines&#148; shall include any excise taxes assessed on Indemnitee or
Indemnitee Agent with respect to an employee benefit plan, and references to &#147;proceeding&#148; shall
include any threatened, pending or completed action or proceeding, whether civil, criminal,
administrative or investigative. References to &#147;Corporation&#148; include all constituent Corporations
absorbed in a consolidation or merger as well as the resulting or surviving Corporation, so that
any person who is or was a director, officer, employee, or other agent of such a constituent
Corporation or who, being or having been such a director, officer, employee or other agent of
another Corporation, partnership, joint venture, trust or other enterprise shall stand in the same
position under the provisions of this Article&nbsp;VI with respect to the resulting or surviving
Corporation as such person would if he or she had served the resulting or surviving Corporation in
the same capacity.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.5 Advancement of Expenses.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall advance all expenses incurred by Indemnitee and may advance all or any
expenses incurred by Indemnitee Agent in connection with the investigation, defense, settlement
(excluding amounts actually paid in settlement of any action, suit or proceeding) or appeal of any
civil or criminal action, suit or proceeding referenced in Sections&nbsp;6.1 or 6.2 hereof. Indemnitee
or Indemnitee Agent hereby undertakes to repay such amounts advanced only if, and to the extent
that, it shall be determined ultimately that Indemnitee or Indemnitee Agent is not entitled to be
indemnified by the Corporation as authorized hereby. The advances to be made hereunder shall be
paid by the Corporation (i)&nbsp;to Indemnitee within twenty (20)&nbsp;days following delivery of a written
request therefor by Indemnitee to the Corporation; and (ii)&nbsp;to Indemnitee Agent within twenty (20)
days following the later of a written request therefor by Indemnitee Agent to the Corporation and
determination by the Corporation to advance expenses to Indemnitee Agent pursuant to the
Corporation&#146;s discretionary authority hereunder.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.6 Notice of Claim.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Indemnitee shall, as a condition precedent to his or her right to be indemnified under this
Article&nbsp;VI, and Indemnitee Agent shall, as a condition precedent to his or her ability to be
indemnified under this Article&nbsp;VI, give the Corporation notice in writing as soon as practicable of
any claim made against Indemnitee or Indemnitee Agent, as the case may be, for which
indemnification will or could be sought under this Article&nbsp;VI; provided, however, that the failure
to give such notice shall not affect the Indemnitee&#146;s rights hereunder except and only to the
extent such failure prejudiced the Corporation&#146;s ability to successfully defend the matter subject
to such notice. Notice to the Corporation shall be directed to the president and secretary of the
Corporation at the principal business office of the Corporation with copies to Buchalter, Nemer,
Fields &#038; Younger, 601 South Figueroa Street, Suite&nbsp;2400, Los Angeles, California 90017, Attention:
Mark A. Bonenfant, Esq. (or such other address as the Corporation shall designate in writing to
Indemnitee). In addition, Indemnitee or Indemnitee Agent shall give the Corporation such
information and cooperation as it may reasonably require and as shall be within Indemnitee&#146;s or
Indemnitee Agent&#146;s power.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.7 Enforcement Rights.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any indemnification provided for in Sections&nbsp;6.1 or 6.2 or 6.3 shall be made no later than
sixty (60)&nbsp;days after receipt of the written request of Indemnitee. If a claim or request under
this Article&nbsp;VI, under any statute, or under any provision of the Corporation&#146;s Certificate of
Incorporation providing for indemnification is not paid by the Corporation, or on its behalf,
within sixty (60)&nbsp;days after written request for payment thereof has been received by the
Corporation, Indemnitee may, but need not, at any time thereafter bring suit against the
Corporation to recover the unpaid amount of the claim or request, and subject to Section&nbsp;6.19,
Indemnitee shall also be entitled to be paid for the expenses (including attorneys&#146; fees) of
bringing such action. It shall be a defense to any such action (other than an action brought to
enforce a claim for expenses incurred in connection with any action, suit or proceeding in advance
of its final disposition) that Indemnitee has not met the standards of conduct which make it
permissible under applicable law for the Corporation to indemnify Indemnitee for the amount
claimed, but the burden of proving such defense shall be on the Corporation, and Indemnitee shall
be entitled to receive interim payments of expenses pursuant to Section&nbsp;6.5 unless and until such
defense may be finally adjudicated by court order or judgment for which no further right of appeal
exists. The parties hereto intend that if the Corporation contests Indemnitee&#146;s right to
indemnification, the question of Indemnitee&#146;s right to indemnification shall be a decision for the
court, and no presumption regarding whether the applicable standard has been met will arise based
on any determination or lack of determination of such by the Corporation (including its Board or
any subgroup thereof, independent legal counsel or its stockholders). The Board of Directors may,
in its discretion, provide by resolution for similar or identical enforcement rights for any
Indemnitee Agent.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.8 Assumption of Defense.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event the Corporation shall be obligated to pay the expenses of any proceeding against
the Indemnitee or Indemnitee Agent, as the case may be, the Corporation, if appropriate, shall be
entitled to assume the defense of such proceeding with counsel approved by Indemnitee or Indemnitee
Agent, which approval shall not be unreasonably withheld, upon the delivery to Indemnitee or
Indemnitee Agent of written notice of its election so to do. After delivery of such notice,
approval of such counsel by Indemnitee or Indemnitee Agent and the retention of such
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">counsel by the Corporation, the Corporation will not be liable to Indemnitee or Indemnitee Agent
under this Article&nbsp;VI for any fees of counsel subsequently incurred by Indemnitee or Indemnitee
Agent with respect to the same proceeding, unless (i)&nbsp;the employment of counsel by Indemnitee or
Indemnitee Agent is authorized by the Corporation, (ii)&nbsp;Indemnitee or Indemnitee Agent shall have
reasonably concluded, based upon written advice of counsel, that there may be a conflict of
interest of such counsel retained by the Corporation between the Corporation and Indemnitee or
Indemnitee Agent in the conduct of such defense, or (iii)&nbsp;the Corporation ceases or terminates the
employment of such counsel with respect to the defense of such proceeding, in any of which events
then the fees and expenses of Indemnitee&#146;s or Indemnitee Agent&#146;s counsel shall be at the expense of
the Corporation. At all times, Indemnitee or Indemnitee Agent shall have the right to employ other
counsel in any such proceeding at Indemnitee&#146;s or Indemnitee Agent&#146;s expense, and to participate in
the defense of the proceeding or claim through such counsel.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.9 Approval of Expenses.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No expenses for which indemnity shall be sought under this Article&nbsp;VI, other than those in
respect of judgments and verdicts actually rendered, shall be incurred without the prior consent of
the Corporation, which consent shall not be unreasonably withheld.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.10 Subrogation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event of payment under this Article&nbsp;VI, the Corporation shall be subrogated to the
extent of such payment to all of the rights of recovery of the Indemnitee or Indemnitee Agent, who
shall do all things that may be necessary to secure such rights, including the execution of such
documents necessary to enable the Corporation effectively to bring suit to enforce such rights.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.11 Exceptions.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding any other provision herein to the contrary, the Corporation shall not be
obligated pursuant to this Article&nbsp;VI:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;EXCLUDED ACTS. To indemnify Indemnitee (i)&nbsp;as to circumstances in which indemnity is
expressly prohibited pursuant to Delaware law, (ii)&nbsp;for any acts or omissions or transactions from
which a director may not be relieved of liability pursuant to Delaware law; or (iii)&nbsp;any act or
acts of bad faith or willful misconduct; or
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;CLAIMS INITIATED BY INDEMNITEE. To indemnify or advance expenses to Indemnitee with
respect to proceedings or claims initiated or brought voluntarily by Indemnitee and not by way of
defense, except with respect to proceedings brought to establish or enforce a right to
indemnification under this Article&nbsp;VI or any other statute or law or as otherwise required under
the Corporations Code of Delaware, but such indemnification or advancement of expenses may be
provided by the Corporation in specific cases if the Board of Directors has approved the initiation
or bringing of such suit; or
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;LACK OF GOOD FAITH. To indemnify Indemnitee for any expenses incurred by the Indemnitee
with respect to any proceeding instituted by Indemnitee to enforce or interpret this Article&nbsp;VI, if
a court of competent jurisdiction determines that such proceeding was not made in good faith or was
frivolous; or
</DIV>



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<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;INSURED CLAIMS. To indemnify Indemnitee for expenses or liabilities of any type whatsoever
(including, but not limited to, judgments, fines, ERISA excise taxes or penalties, and amounts paid
in settlement) which have been paid directly to Indemnitee by an insurance carrier under a policy
of officers&#146; and directors&#146; liability insurance maintained by the Corporation; or
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;BREACHES OF AGREEMENTS. To indemnify Indemnitee for expenses or liabilities (including
indemnification obligations of Indemnitee) of any type whatsoever arising from his breach of an
employment agreement with the Corporation (if any) or any other agreement with the Corporation or
any of its subsidiaries; or
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;CLAIMS UNDER SECTION 16(b). To indemnify Indemnitee for expenses and the payment of
profits arising from the purchase and sale by Indemnitee of securities in violation of Section
16(b) of the Exchange Act, as amended, or any similar successor statute.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.12 Partial Indemnification.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If Indemnitee is entitled under any provision of this Article&nbsp;VI to indemnification by the
Corporation for some or a portion of the expenses, judgments, fines or penalties actually or
reasonably incurred by the Indemnitee in the investigation, defense, appeal or settlement of any
civil or criminal action, suit or proceeding, but not, however, for the total amount thereof, the
Corporation shall nevertheless indemnify Indemnitee for the portion of such expenses, judgments,
fines or penalties to which Indemnitee is entitled.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.13 Coverage.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All rights to indemnification under this Article&nbsp;VI shall be deemed to be provided by a
contract between the Corporation and the Indemnitee in which the Corporation hereby agrees except
as expressly provided in these bylaws to indemnify Indemnitee to the fullest extent permitted by
law, notwithstanding that such indemnification is not specifically authorized by the Corporation&#146;s
Certificate of Incorporation, these bylaws or by statute. Any repeal or modification of these
bylaws, the Corporations Code of Delaware or any other applicable law shall not affect any rights
or obligations then existing under this Article&nbsp;VI. The provisions of this Article&nbsp;VI shall
continue as to Indemnitee and Indemnitee Agent for any action taken or not taken while serving in
an indemnified capacity even though the Indemnitee or Indemnitee Agent may have ceased to serve in
such capacity at the time of any action, suit or other covered proceeding. This Article&nbsp;VI shall be
binding upon the Corporation and its successors and assigns and shall inure to the benefit of
Indemnitee and Indemnitee Agent and Indemnitee&#146;s and Indemnitee Agent&#146;s estate, heirs, legal
representatives and assigns.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.14 Non-exclusivity.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nothing herein shall be deemed to diminish or otherwise restrict any rights to which
Indemnitee or Indemnitee Agent may be entitled under the Corporation&#146;s Certificate of
Incorporation, any agreement, any vote of stockholders or disinterested directors, or, except as
expressly provided herein, under the laws of the State of Delaware.
</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.15 Severability.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Nothing in this Article&nbsp;VI is intended to require or shall be construed as requiring the
Corporation to do or fail to do any act in violation of applicable law. If this Article&nbsp;VI or any
portion hereof shall be invalidated on any ground by any court of competent jurisdiction, then the
Corporation shall nevertheless indemnify Indemnitee or Indemnitee Agent to the fullest extent
permitted by any applicable portion of this Article&nbsp;VI that shall not have been invalidated.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.16 Mutual Acknowledgment.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Both the Corporation and Indemnitee acknowledge that in certain instances, Federal law or
applicable public policy may prohibit the Corporation from indemnifying its directors and officers
under this Article&nbsp;VI or otherwise. Indemnitee understands and acknowledges that the Corporation
has undertaken or may be required in the future to undertake with the Securities and Exchange
Commission to submit the question of indemnification to a court in certain circumstances for a
determination of the Corporation&#146;s right under public policy to indemnify Indemnitee.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.17 Officer and Director Liability Insurance.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall, from time to time, make the good faith determination whether or not it
is practicable for the Corporation to obtain and maintain a policy or policies of insurance with
reputable insurance companies providing the officers and directors of the Corporation with coverage
for losses from wrongful acts, or to ensure the Corporation&#146;s performance of its indemnification
obligations under this Article&nbsp;VI. Among other considerations, the Corporation will weigh the costs
of obtaining such insurance coverage against the protection afforded by such coverage.
Notwithstanding the foregoing, the Corporation shall have no obligation to obtain or maintain such
insurance if the Corporation determines in good faith that such insurance is not reasonably
available, if the premium costs for such insurance are disproportionate to the amount of coverage
provided, if the coverage provided by such insurance is limited by exclusions so as to provide an
insufficient benefit, or if Indemnitee is covered by similar insurance maintained by a subsidiary
or parent of the Corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.18 Notice to Insurers.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If, at the time of the receipt of a notice of a claim pursuant to Section&nbsp;6.6 hereof, the
Corporation has director and officer liability insurance in effect, the Corporation shall give
prompt notice of the commencement of such proceeding to the insurers in accordance with the
procedures set forth in the respective policies. The Corporation shall thereafter take all
necessary or desirable action to cause such insurers to pay, on behalf of the Indemnitee, all
amounts payable as a result of such proceeding in accordance with the terms of such policies.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.19 Attorneys&#146; Fees.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In the event that any action is instituted by Indemnitee under this Article&nbsp;VI to enforce or
interpret any of the terms hereof, Indemnitee shall be entitled to be paid all court costs and
expenses, including reasonable attorneys&#146; fees, incurred by Indemnitee with respect to such action,
unless as a part of such action, the court of competent jurisdiction determines that the action was
not instituted in good faith or was frivolous. In the event of an action instituted by or in the
name of the
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Corporation under this Article&nbsp;VI, or to enforce or interpret any of the terms of this Article&nbsp;VI,
Indemnitee shall be entitled to be paid all court costs and expenses, including attorneys&#146; fees,
incurred by Indemnitee in defense of such action (including with respect to Indemnitee&#146;s
counterclaims and cross-claims made in such action), unless as a part of such action the court
determines that Indemnitee&#146;s defenses to such action were not made in good faith or were frivolous.
The Board of Directors may, in its discretion, provide by resolution for payment of such attorneys&#146;
fees to any Indemnitee Agent.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;6.20 Notice.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All notices, requests, demands and other communications under this Article&nbsp;VI shall be in
writing and shall be deemed duly given (i)&nbsp;if delivered by hand and receipted for by the addressee,
on the date of such receipt, or (ii)&nbsp;if mailed by domestic certified or registered mail with
postage prepaid, on the third business day after the date postmarked.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE VII
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">RECORDS AND REPORTS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;7.1 Maintenance of Share Register.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall keep at its principal executive office, or at the office of its transfer
agent or registrar, if either be appointed and as determined by resolution of the Board of
Directors, a record of its stockholders, giving the names and addresses of all stockholders and the
number and class of shares held by each stockholder.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;7.2 Maintenance and Inspection of Bylaws.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Corporation shall keep at its principal executive office, or if its principal executive
office is not in the State of Delaware at its principal business office in California, the original
or a copy of the bylaws as amended to date, which shall be open to inspection by the stockholders
at all reasonable times during office hours. If the principal executive office of the Corporation
is outside California, and the Corporation has no principal business office in California, the
secretary shall, upon the written request of any stockholder, furnish to such stockholder a copy of
the bylaws as amended to date.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;7.3 Maintenance and Inspection of Other Corporate Records.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The accounting books and records and minutes of proceedings of the stockholders and the Board
of Directors and any committee or committees of the Board of Directors shall be kept at such place
or places designated by the Board of Directors, or, in the absence of such designation, at the
principal executive office of the Corporation. The minutes shall be kept in written form and the
accounting books and records shall be kept either in written form or in any other form capable of
being converted into written form. Such minutes and accounting books and records shall be open to
inspection upon the written demand of any stockholder or holder of a voting trust certificate, at
any reasonable time during usual business hours, for a purpose reasonably related to such holder&#146;s
interests as a stockholder or as the holder of a voting trust certificate. Such inspection may be
made
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->21<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">



<DIV align="left" style="font-size: 10pt; margin-top: 6pt">in person or by an agent or attorney, and shall include the right to copy and make extracts. The
foregoing rights of inspection shall extend to the records of each subsidiary of the Corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;7.4 Inspection by Directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Every director shall have the absolute right at any reasonable time to inspect all books,
records, and documents of every kind and the physical properties of the Corporation and each of its
subsidiary Corporations. This inspection by a director may be made in person or by an agent or
attorney and the right of inspection includes the right to copy and make extracts of documents.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE VIII
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">GENERAL CORPORATE MATTERS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.1 Record Date for Purposes Other than Notice and Voting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For purposes of determining the stockholders entitled to receive payment of any dividend or
other distribution or allotment of any rights or entitled to exercise any rights in respect of any
other lawful action (other than action by stockholders by written consent without a meeting), the
Board of Directors may fix, in advance, a record date, which shall not be more than sixty (60)&nbsp;days
prior to any such action, and in such case only stockholders of record on the date so fixed are
entitled to receive the dividend, distribution or allotment of rights or to exercise the rights, as
the case may be, notwithstanding any transfer of any shares on the books of the Corporation after
the record date fixed as aforesaid, except as otherwise provided in the Corporations Code of
Delaware.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If the Board of Directors does not so fix a record date, the record date for determining
stockholders for any such purpose shall be at the close of business on the day on which the board
adopts the resolution relating thereto, or the sixtieth (60th) day prior to the date of such
action, whichever is later.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.2 Checks, Drafts, Evidences of Indebtedness.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;All checks, drafts or other orders for payment of money, notes or other evidences of
indebtedness, issued in the name of or payable to the Corporation, shall be signed or endorsed by
such person or persons and in such manner as, from time to time, shall be determined by resolution
of the Board of Directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.3 Corporate Contracts and Instruments; How Executed.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Board of Directors, except as otherwise provided in these bylaws, may authorize any officer or
officers, agent or agents, to enter into any contract or execute any instrument in the name of and
on behalf of the Corporation, and such authority may be general or confined to specific instances;
and, unless so authorized or ratified by the Board of Directors or within the agency power of an
officer, no officer, agent or employee shall have any power or authority to bind the Corporation by
any contract or engagement or to pledge its credit or to render it liable for any purpose or for
any amount.
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->22<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.4 Certificates for Shares.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A certificate or certificates for shares of the capital stock of the Corporation shall be
issued to each stockholder when any such shares are fully paid, and the Board of Directors may
authorize the issuance of certificates for shares as partly paid provided that such certificates
shall state the amount of the consideration to be paid therefor and the amount paid thereon. All
certificates shall be signed in the name of the Corporation by the chairman of the board or vice
chairman of the board or the president or a vice president and by the chief financial officer or an
assistant treasurer or the secretary or any assistant secretary, certifying the number of shares
and the class or series of shares owned by the stockholder. Any or all of the signatures on the
certificate may be facsimile. In case any officer, transfer agent or registrar who has signed or
whose facsimile signature has been placed upon a certificate shall have ceased to be such officer,
transfer agent or registrar before such certificate is issued, it may be issued by the Corporation
with the same effect as if such person were an officer, transfer agent or registrar at the date of
issue.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.5 Lost Certificates.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as hereinafter in this Section&nbsp;8.5 provided, no new certificates for shares shall be
issued in lieu of an old certificate unless the latter is surrendered to the Corporation and
cancelled at the same time. The Board of Directors shall in case any share certificate or
certificate for any other security is lost, stolen or destroyed, authorize the issuance of a new
certificate in lieu thereof, upon such terms and conditions as the board may reasonably require
including provision for indemnification of the Corporation secured by a bond or other adequate
security sufficient to protect the Corporation against any claim that may be made against it,
including any expense or liability, on account of the alleged loss, theft or destruction of such
certificate or the issuance of such new certificate.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.6 Representation of Shares of Other Corporations.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chairman of the board, the president, or any vice president, or any other person
authorized by resolution of the Board of Directors by any of the foregoing designated officers, is
authorized to vote on behalf of the Corporation any and all shares of any other Corporation or
Corporations, foreign or domestic, standing in the name of the Corporation. The authority herein
granted to said officers to vote or represent on behalf of the Corporation any and all shares held
by the Corporation in any other Corporation or Corporations may be exercised by any such officer in
person or by any person authorized to do so by proxy duly executed by said officer.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.7 Construction and Definitions.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Unless the context requires otherwise, the general provisions, rules of construction, and
definitions in the Corporations Code of Delaware shall govern the construction of these bylaws.
Without limiting the generality of the foregoing, the singular number includes the plural, the
plural number includes the singular, and the term &#147;person&#148; shall be construed broadly and shall
include a natural person, Corporation or other entity.
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->23<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;8.8 Amendments.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except as otherwise provided in the Certificate of Incorporation, these bylaws (including this
Section&nbsp;8.8) may be altered, amended or repealed in whole or in part, or new bylaws may be adopted,
by the stockholders or by the Board of Directors. Except as otherwise provided in the Certificate
of Incorporation, all such amendments must be approved by either the holders of at least sixty six
and two-thirds percent (66.67%) of the combined voting power of all of the then outstanding capital
stock entitled to vote generally in the election of directors, voting together as a single class,
or by a majority of the Board of Directors.
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->24<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">CERTIFICATE OF SECRETARY
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;I, the undersigned, do hereby certify:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)&nbsp;That I am the duly elected and acting Secretary of HANMI FINANCIAL CORPORATION, a Delaware
Corporation; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2)&nbsp;That the foregoing bylaws, comprising of twenty-four (24)&nbsp;pages, constitute the bylaws of
such Corporation, as duly adopted by the Board of Directors of this Corporation on April&nbsp;19, 2000.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN WITNESS WHEREOF, I have hereunto subscribed my name and affixed the seal of such
Corporation this 19th day of April, 2000.
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">                                 /s/ Wun Hwa Choi
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Wun Hwa Choi, Secretary&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>




</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.5
<SEQUENCE>3
<FILENAME>v55011orexv4w5.htm
<DESCRIPTION>EX-4.5
<TEXT>
<HTML>
<HEAD>
<TITLE>exv4w5</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>EXHIBIT
4.5</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 10pt"><B>CERTIFICATE OF AMENDMENT TO BYLAWS<BR>
OF<BR>
HANMI FINANCIAL CORPORATION</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;I, the undersigned, do hereby certify:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. That I am the duly elected and acting Secretary of Hanmi Financial Corporation, a Delaware
corporation (the &#147;Company&#148;); and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. That the following is a true and correct copy of a resolution of the Company adopted by the
Board of Directors of the Company on November&nbsp;21, 2007.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW, THEREFORE, BE IT HEREBY RESOLVED, that Section&nbsp;8.4 of the Bylaws of the Company, be
deleted in its entirety and amended and restated to read as follows:
</DIV>



<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;Shares of the Corporation&#146;s stock may be certificated or uncertificated, as
provided under Delaware law, and the Corporation may adopt a system of issuance,
recordation and transfer of its shares by electronic means provided, however, any system
so adopted shall not become effective as to issued and outstanding securities until the
certificates therefore have been surrendered to the Corporation. All certificates shall
be signed in the name of the Corporation by the Chairman of the Board or the President
or a Vice President and by the Treasurer or an assistant treasurer or the Secretary or
an assistant secretary, certifying the number of shares and the class or series thereof
owned by the stockholder. Any or all of the signatures on the certificate may be by
facsimile signature. In the case any officer, transfer agent or registrar who has signed
or whose facsimile signature has been placed upon a certificate shall have ceased to be
such officer, transfer agent or registrar before such certificate is issued, it may be
issued by the Corporation with the same effect as if such person were an officer,
transfer agent or registrar at the date of issue.&#148;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The foregoing amendment is presently in full force and effect and has not been revoked or
rescinded as of the date hereof.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN WITNESS WHEREOF, I have hereupon set my hand this 21&nbsp;day of November, 2007.
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="45%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="18%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ Judith Kim
<DIV style="font-size: 1pt; border-top: 1px solid #000000">&nbsp;</DIV>
Judith Kim
</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Acting Corporate Secretary</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Hanmi Financial Corporation</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>4
<FILENAME>v55011orexv4w6.htm
<DESCRIPTION>EX-4.6
<TEXT>
<HTML>
<HEAD>
<TITLE>exv4w6</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>EXHIBIT 4.6</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>CERTIFICATE OF AMENDMENT TO BYLAWS<BR>
OF<BR>
HANMI FINANCIAL CORPORATION</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;I, the undersigned, do hereby certify:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;That I am the duly elected and acting Secretary of Hanmi Financial Corporation, a Delaware
corporation (the &#147;Company&#148;); and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;That the following is a true and correct copy of a resolution of the Company adopted by
the Board of Directors of the Company on October&nbsp;14, 2009.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW, THEREFORE, BE IT HEREBY RESOLVED, that Section&nbsp;3.2 the Bylaws of the Company, be deleted
in its entirety and amended and restated to read as follows:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 4%">&#147;Number. Except as may be provided by the terms of any class or series
of stock having a preference over the Corporation&#146;s Common Stock, the
number of directors of the Corporation shall be fixed from time to time
by resolution of the Board of Directors, but shall not be less than five
(5)&nbsp;and not more than eleven (11)&nbsp;and the exact number of directors
shall be fixed from time to time by the Board. Commencing with the
annual meeting of stockholders in 2010, the stockholders shall elect
members of the Board of Directors for a term expiring at the next annual
meeting of stockholders, subject to the rights of the holders of any
class or series of stock having a preference over the Corporation&#146;s
Common Stock.&#148;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The foregoing amendment is presently in full force and effect and has not been revoked or
rescinded as of the date hereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN WITNESS WHEREOF, I have hereupon set my hand this 14&nbsp;day of October, 2009.
</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="35%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="30%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="25%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">/s/ Judith Kim
<DIV style="font-size: 1pt; border-top: 0px solid #000000">&nbsp;</DIV>
<DIV align="left" style="font-size: 6pt">&nbsp;</DIV>Judith Kim</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Corporate Secretary</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Hanmi Financial Corporation</TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>



<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>




</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>5
<FILENAME>v55011orexv5w1.htm
<DESCRIPTION>EX-5.1
<TEXT>
<HTML>
<HEAD>
<TITLE>exv5w1</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>Exhibit&nbsp;5.1</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="47%">&nbsp;</TD>
    <TD width="6%">&nbsp;</TD>
    <TD width="47%">&nbsp;</TD>
</TR>
<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px"><IMG src="v55011orv5501102.gif" alt="(HUNTON &#038; WILLIAMS LOGO)">
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">HUNTON &#038; WILLIAMS LLP<BR>
111 CONGRESS AVENUE<BR>
SUITE 1800<BR>
AUSTIN, TEXAS 78701</TD>
</TR>
<TR valign="bottom"><!-- Blank Space -->
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">&nbsp;
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">TEL 512 <B>&#149;</B> 542 <B>&#149;</B> 5000<BR>
FAX 512 <B>&#149;</B> 542 <B>&#149;</B> 5049</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt">February&nbsp;3, 2010
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Board of Directors<BR>
Hanmi Financial Corporation<BR>
3660 Wilshire Boulevard, Penthouse Suite&nbsp;A<BR>
Los Angeles, California 90010

</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>Hanmi Financial Corporation<BR>
Registration Statement on Form&nbsp;S-3</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt">Ladies and Gentlemen:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We have acted as counsel to Hanmi Financial Corporation, a Delaware corporation (the
&#147;Company&#148;), in connection with the proposed sale of 5,070,423 shares of Common Stock, par value
$0.001 per share (the &#147;Securities&#148;), as set forth in the Registration Statement on Form S-3 (the
&#147;Registration Statement&#148;) that has been filed with the Securities and Exchange Commission (the
&#147;Commission&#148;) under the Securities Act of 1933, as amended (the &#147;Securities Act&#148;). All of the
Securities are being registered on behalf of certain securityholders of the Company.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This opinion is being furnished in accordance with the requirements of Item&nbsp;16 of Form S-3 and
Item&nbsp;601(b)(5)(i) of Regulation&nbsp;S-K.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The Securities were issued and sold to Leading Investment &#038; Securities Co., Ltd., a Korean
securities broker-dealer (&#147;Leading&#148;), pursuant to a definitive Securities Purchase Agreement, dated
June&nbsp;12, 2009 (as amended, the &#147;Securities Purchase Agreement&#148;), by and between the Company and
Leading.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In connection with this opinion, we have examined and relied upon originals or copies,
certified or otherwise identified to our satisfaction, of such corporate records, certificates of
corporate officers and public officials and such other documents as we have deemed necessary for
the purposes of rendering this opinion, including, among other things:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(i)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the Registration Statement, including the prospectus that forms a part of the
Registration Statement and the documents incorporated therein by reference</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(ii)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the Securities Purchase Agreement, including all amendments thereto;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(iii)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the Amended and Restated Certificate of Incorporation of the Company, as
amended to the date hereof and currently in effect, and certified by the Secretary</TD>
</TR>

</TABLE>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ATLANTA AUSTIN BANGKOK BEIJING BRUSSELS CHARLOTTE DALLAS HOUSTON LONDON LOS ANGELES<BR>
McLEAN MIAMI NEW YORK NORFOLK RALEIGH RICHMOND SAN FRANCISCO WASHINGTON<BR>
www.hunton.com
</DIV>




<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><IMG src="v55011orv5501103.gif" alt="(HUNTON &#038; WILLIAMS LOGO)">
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Hanmi Financial Corporation<BR>
February&nbsp;3, 2010<BR>
Page 2

</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>of  State of the State of Delaware on January&nbsp;21, 2010 (&#147;Articles of Incorporation&#148;);</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(iv)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the Bylaws of the Company, as amended to date hereof and currently in effect,
certified by the Secretary of the Company (the &#147;Bylaws&#148;);</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(v)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>a certificate, dated as of a recent date from the Secretary of State of the
State of Delaware, as to the existence and good standing in the State of Delaware of
the Company; and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(vi)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>certain resolutions of the Board of Directors of the Company relating to the
filing of the Registration Statement, the approval and authorization of the Securities
Purchase Agreement, the issuance and sale of the Securities and related matters.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For purposes of the opinion expressed below, we have assumed (i)&nbsp;the authenticity of all
documents submitted to us as originals, (ii)&nbsp;the conformity to the originals of all documents
submitted as certified or photostatic copies and the authenticity of the originals thereof, (iii)
the accuracy, completeness and authenticity of certificates, records and statements of public
officials, (iv)&nbsp;the genuineness of signatures not witnessed by us, (v)&nbsp;the legal capacity of
natural persons and (vi)&nbsp;the due authorization, execution and delivery of all documents by all
parties and the validity, binding effect and enforceability thereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;As to questions of fact material to this opinion, we have relied upon the accuracy of the
certificates and other comparable documents of officers and representatives of the Company, upon
statements made to us in discussions with the Company&#146;s management and upon certificates of public
officials and we do not assume any responsibility for the accuracy or completeness of such factual
assertions. We have not undertaken any independent investigation of factual matters.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Based upon the foregoing, and subject to the assumptions, qualifications and limitations
stated herein, we are of the opinion that the Securities to be sold by the selling securityholders
have been duly authorized and are validly issued, fully paid and nonassessable.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We do not purport to express an opinion on any laws other than those of the Delaware General
Corporation Law and those federal laws and regulations of the United States of America that
attorneys exercising customary diligence would reasonably recognize as being customarily
applicable to transactions of the type contemplated by the Registration Statement but without
our having made any special investigation concerning the applicability of any other law or
regulation.
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><IMG src="v55011orv5501103.gif" alt="(HUNTON &#038; WILLIAMS LOGO)">
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Hanmi Financial Corporation<BR>
February&nbsp;3, 2010<BR>
Page 3

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This opinion is rendered only to you and is solely for your benefit in connection with the
offer and sale of the Securities while the Registration Statement is in effect. This opinion may
not be relied upon by you for any other purpose or relied upon by any other person, firm or
corporation for any purpose, without our prior written consent. We undertake no responsibility or
obligation to update this opinion, to consider its applicability or correctness to other than its
addressee, or to take into account, or to advise you of, any changes in law, facts or other
developments of which we may become aware.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;We hereby consent to the filing of this opinion with the Commission as Exhibit&nbsp;5.1 to the
Registration Statement and the reference to our firm under the heading &#147;Legal Matters&#148; in the
prospectus that forms a part of the Registration Statement. In giving this consent, we do not
admit that we are within the category of persons whose consent is required by Section&nbsp;7 of the
Securities Act and the rules and regulations of the Commission promulgated thereunder.
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Very truly yours,<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">/s/ Hunton &#038; Williams LLP
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>6
<FILENAME>v55011orexv23w2.htm
<DESCRIPTION>EX-23.2
<TEXT>
<HTML>
<HEAD>
<TITLE>exv23w2</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>Consent of Independent Registered Public Accounting Firm</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">The Board of Directors and Stockholders<BR>
Hanmi Financial Corporation:

</DIV>
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">We consent to the use of our reports dated March&nbsp;13, 2009, with respect to the consolidated balance
sheets of Hanmi Financial Corporation and subsidiaries as of December&nbsp;31, 2008 and 2007, and the
related consolidated statements of operations, changes in stockholders&#146; equity and comprehensive
income, and cash flows for each of the years in the three-year period ended December&nbsp;31, 2008, and
the effectiveness of internal control over financial reporting as of December&nbsp;31, 2008,
incorporated herein by reference and to the reference to our firm under the heading &#147;Experts&#148; in
the prospectus.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><IMG src="v55011orv5501101.gif" alt="(KPMG LLP)">
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Los Angeles, California<BR>
January&nbsp;28, 2010

</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>




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