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Loans (Tables) | 6 Months Ended
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Jun. 30, 2012
Loans [Abstract] |
Loans Receivable |
|  | June 30, 2012 |  |  | December 31, 2011 |
|  | (In Thousands) |
Real Estate Loans: |  |  |  |  |  |  |  |
Commercial Property |  | $ | 724,129 |  |  | $ | 663,023 |
Construction |  |  | 7,930 |  |  |  | 33,976 |
Residential Property |  |  | 107,757 |  |  |  | 52,921 |
Total Real Estate Loans |  |  | 839,816 |  |  |  | 749,920 |
Commercial and Industrial Loans |  |  |  |  |  |  |  |
Commercial Term Loans (1) |  |  | 854,499 |  |  |  | 944,836 |
Commercial Lines of Credit (2) |  |  | 53,916 |  |  |  | 55,770 |
SBA Loans (3) |  |  | 129,415 |  |  |  | 116,192 |
International Loans |  |  | 32,639 |  |  |  | 28,676 |
Total Commercial and Industrial Loans |  |  | 1,070,469 |  |  |  | 1,145,474 |
Consumer Loans |  |  | 39,339 |  |  |  | 43,346 |
Total Gross Loans |  |  | 1,949,624 |  |  |  | 1,938,740 |
Allowance for Loan Losses |  |  | (71,893 | ) |  |  | (89,936 | )
Deferred Loan Costs |  |  | 636 |  |  |  | 216 |
Loans Receivable, Net |  | $ | 1,878,367 |  |  | $ | 1,849,020 |
(1) | Includes owner-occupied property loans of $722.5 million and $786.3 million as of June 30, 2012 and December 31, 2011, respectively.
(2) | Includes owner-occupied property loans of $919,000 and $936,000 as of June 30, 2012 and December 31, 2011, respectively.
(3) | Includes owner-occupied property loans of $114.5 million and $93.6 million as of June 30, 2012 and December 31, 2011, respectively.
Loans receivable to loans held for sale |
|  | Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans Held for Sale: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 10,879 |  |  | $ | 45,114 |  |  | $ | — |  |  | $ | 55,993 |
Origination of Loans Held for Sale |  |  | — |  |  |  | 34,723 |  |  |  | — |  |  |  | 34,723 |
Reclassification from Loans Receivable to Loans Held for Sale |  |  | 15,148 |  |  |  | 11,842 |  |  |  | — |  |  |  | 26,990 |
Reclassification from Loans Held for Sale to Loan Receivables |  |  | (1,647 | ) |  |  | (132 | ) |  |  | — |  |  |  | (1,779 | )
Sales of Loans Held for Sale |  |  | (21,909 | ) |  |  | (87,552 | ) |  |  | — |  |  |  | (109,461 | )
Principal Payoffs and Amortization |  |  | (58 | ) |  |  | (146 | ) |  |  | — |  |  |  | (204 | )
Valuation Adjustments |  |  | (1,124 | ) |  |  | — |  |  |  | — |  |  |  | (1,124 | )
Ending Balance |  | $ | 1,289 |  |  | $ | 3,849 |  |  | $ | — |  |  | $ | 5,138 |
June 30, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans Held for Sale: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 3,513 |  |  | $ | 44,136 |  |  | $ | — |  |  | $ | 47,649 |
Origination of Loans Held for Sale |  |  | — |  |  |  | 1,771 |  |  |  | — |  |  |  | 1,771 |
Reclassification from Loans Receivable to Loans Held for Sale |  |  | 266 |  |  |  | 9,567 |  |  |  | — |  |  |  | 9,833 |
Sales of Loans Held for Sale |  |  | (2,664 | ) |  |  | (11,557 | ) |  |  | — |  |  |  | (14,221 | )
Principal Payoffs and Amortization |  |  | (8 | ) |  |  | (237 | ) |  |  | — |  |  |  | (245 | )
Valuation Adjustments |  |  | (133 | ) |  |  | (549 | ) |  |  | — |  |  |  | (682 | )
Ending Balance |  | $ | 974 |  |  | $ | 43,131 |  |  | $ | — |  |  | $ | 44,105 |
|  | Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Total |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans Held for Sale: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 11,068 |  |  | $ | 11,519 |  |  | $ | — |  |  | $ | 22,587 |
Origination of Loans Held for Sale |  |  | — |  |  |  | 60,589 |  |  |  | — |  |  |  | 60,589 |
Reclassification from Loans Receivable to Loans Held for Sale |  |  | 32,224 |  |  |  | 32,247 |  |  |  | — |  |  |  | 64,471 |
Reclassification from Loans Held for Sale to OREO |  |  | (360 | ) |  |  | — |  |  |  | — |  |  |  | (360 | )
Reclassification from Loans Held for Sale to Loan Receivables |  |  | (1,647 | ) |  |  | (132 | ) |  |  | — |  |  |  | (1,779 | )
Sales of Loans Held for Sale |  |  | (38,703 | ) |  |  | (99,455 | ) |  |  | — |  |  |  | (138,158 | )
Principal Payoffs and Amortization |  |  | (169 | ) |  |  | (262 | ) |  |  | — |  |  |  | (431 | )
Valuation Adjustments |  |  | (1,124 | ) |  |  | (657 | ) |  |  | — |  |  |  | (1,781 | )
Ending Balance |  | $ | 1,289 |  |  | $ | 3,849 |  |  | $ | — |  |  | $ | 5,138 |
June 30, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans Held for Sale: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 3,666 |  |  | $ | 32,954 |  |  | $ | — |  |  | $ | 36,620 |
Origination of Loans Held for Sale |  |  | — |  |  |  | 16,056 |  |  |  | — |  |  |  | 16,056 |
Reclassification from Loans Receivable to Loans Held for Sale |  |  | 18,175 |  |  |  | 19,631 |  |  |  | — |  |  |  | 37,806 |
Sales of Loans Held for Sale |  |  | (20,653 | ) |  |  | (22,140 | ) |  |  | — |  |  |  | (42,793 | )
Principal Payoffs and Amortization |  |  | (14 | ) |  |  | (667 | ) |  |  | — |  |  |  | (681 | )
Valuation Adjustments |  |  | (200 | ) |  |  | (2,703 | ) |  |  | — |  |  |  | (2,903 | )
Ending Balance |  | $ | 974 |  |  | $ | 43,131 |  |  | $ | — |  |  | $ | 44,105 |
Allowance for Loan Losses and Allowance for Off-Balance Sheet Items |
|  | As of and for the Three Months Ended |  |  | As of and for the Six Months Ended |
|  | June 30, 2012 |  |  | March 31, 2012 |  |  | June 30, 2011 |  |  | June 30, 2012 |  |  | June 30, 2011 |
|  | (In Thousands) |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at Beginning of Period |  | $ | 81,052 |  |  | $ | 89,936 |  |  | $ | 125,780 |  |  | $ | 89,936 |  |  | $ | 146,059 |
Actual Charge-Offs |  |  | (14,716 | ) |  |  | (12,321 | ) |  |  | (20,652 | ) |  |  | (27,037 | ) |  |  | (45,833 | )
Recoveries on Loans Previously Charged Off |  |  | 1,324 |  |  |  | 1,037 |  |  |  | 4,151 |  |  |  | 2,361 |  |  |  | 7,777 |
Net Loan Charge-Offs |  |  | (13,392 | ) |  |  | (11,284 | ) |  |  | (16,501 | ) |  |  | (24,676 | ) |  |  | (38,056 | )
Provision Charged to Operating Expense |  |  | 4,233 |  |  |  | 2,400 |  |  |  | (250 | ) |  |  | 6,633 |  |  |  | 1,026 |
Balance at End of Period |  | $ | 71,893 |  |  | $ | 81,052 |  |  | $ | 109,029 |  |  | $ | 71,893 |  |  | $ | 109,029 |
Allowance for Off-Balance Sheet Items: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at Beginning of Period |  | $ | 2,581 |  |  | $ | 2,981 |  |  | $ | 2,141 |  |  | $ | 2,981 |  |  | $ | 3,417 |
Provision Charged to (Reversal of Charged to) Operating Expense |  |  | (233 | ) |  |  | (400 | ) |  |  | 250 |  |  |  | (633 | ) |  |  | (1,026 | )
Balance at End of Period |  | $ | 2,348 |  |  | $ | 2,581 |  |  | $ | 2,391 |  |  | $ | 2,348 |  |  | $ | 2,391 |
Allowance for credit losses by portfolio segment |
|  | Real Estate |  |  | Commercial andIndustrial |  |  | Consumer |  |  | Unallocated |  |  | Total |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 22,230 |  |  | $ | 54,638 |  |  | $ | 2,244 |  |  | $ | 1,940 |  |  | $ | 81,052 |
Charge-Offs |  |  | 5,243 |  |  |  | 9,393 |  |  |  | 80 |  |  |  | — |  |  |  | 14,716 |
Recoveries on Loans Previously Charged Off |  |  | 517 |  |  |  | 789 |  |  |  | 18 |  |  |  | — |  |  |  | 1,324 |
Provision |  |  | 3,902 |  |  |  | 776 |  |  |  | (425 | ) |  |  | (20 | ) |  |  | 4,233 |
Ending Balance |  | $ | 21,406 |  |  | $ | 46,810 |  |  | $ | 1,757 |  |  | $ | 1,920 |  |  | $ | 71,893 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 437 |  |  | $ | 7,224 |  |  | $ | — |  |  | $ | — |  |  | $ | 7,661 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 20,969 |  |  | $ | 39,586 |  |  | $ | 1,757 |  |  | $ | 1,920 |  |  | $ | 64,232 |
Loans Receivable: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 839,816 |  |  | $ | 1,070,469 |  |  | $ | 39,339 |  |  | $ | — |  |  | $ | 1,949,624 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 16,619 |  |  | $ | 42,087 |  |  | $ | 1,401 |  |  | $ | — |  |  | $ | 60,107 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 823,197 |  |  | $ | 1,028,382 |  |  | $ | 37,938 |  |  | $ | — |  |  | $ | 1,889,517 |
June 30, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 25,884 |  |  | $ | 93,878 |  |  | $ | 1,732 |  |  | $ | 4,286 |  |  | $ | 125,780 |
Charge-Offs |  |  | 5,591 |  |  |  | 14,741 |  |  |  | 320 |  |  |  | — |  |  |  | 20,652 |
Recoveries on Loans Previously Charged Off |  |  | 2,223 |  |  |  | 1,915 |  |  |  | 13 |  |  |  | — |  |  |  | 4,151 |
Provision |  |  | 1,599 |  |  |  | 1,793 |  |  |  | 162 |  |  |  | (3,804 | ) |  |  | (250 | )
Ending Balance |  | $ | 24,115 |  |  | $ | 82,845 |  |  | $ | 1,587 |  |  | $ | 482 |  |  | $ | 109,029 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 3,324 |  |  | $ | 26,149 |  |  | $ | 223 |  |  | $ | — |  |  | $ | 29,696 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 20,791 |  |  | $ | 56,696 |  |  | $ | 1,364 |  |  | $ | 482 |  |  | $ | 79,333 |
Loans Receivable: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 787,585 |  |  | $ | 1,234,519 |  |  | $ | 46,500 |  |  | $ | — |  |  | $ | 2,068,604 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 78,065 |  |  | $ | 114,560 |  |  | $ | 870 |  |  | $ | — |  |  | $ | 193,495 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 709,520 |  |  | $ | 1,119,959 |  |  | $ | 45,630 |  |  | $ | — |  |  | $ | 1,875,109 |
|  | Real Estate |  |  | Commercial and Industrial |  |  | Consumer |  |  | Unallocated |  |  | Total |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 19,637 |  |  | $ | 66,005 |  |  | $ | 2,243 |  |  | $ | 2,051 |  |  | $ | 89,936 |
Charge-Offs |  |  | 8,085 |  |  |  | 18,508 |  |  |  | 444 |  |  |  | — |  |  |  | 27,037 |
Recoveries on Loans Previously Charged Off |  |  | 517 |  |  |  | 1,802 |  |  |  | 42 |  |  |  | — |  |  |  | 2,361 |
Provision |  |  | 9,337 |  |  |  | (2,489 | ) |  |  | (84 | ) |  |  | (131 | ) |  |  | 6,633 |
Ending Balance |  | $ | 21,406 |  |  | $ | 46,810 |  |  | $ | 1,757 |  |  | $ | 1,920 |  |  | $ | 71,893 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 437 |  |  | $ | 7,224 |  |  | $ | — |  |  | $ | — |  |  | $ | 7,661 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 20,969 |  |  | $ | 39,586 |  |  | $ | 1,757 |  |  | $ | 1,920 |  |  | $ | 64,232 |
Loans Receivable: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 839,816 |  |  | $ | 1,070,469 |  |  | $ | 39,339 |  |  | $ | — |  |  | $ | 1,949,624 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 16,619 |  |  | $ | 42,087 |  |  | $ | 1,401 |  |  | $ | — |  |  | $ | 60,107 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 823,197 |  |  | $ | 1,028,382 |  |  | $ | 37,938 |  |  | $ | — |  |  | $ | 1,889,517 |
June 30, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 32,766 |  |  | $ | 108,986 |  |  | $ | 2,079 |  |  | $ | 2,228 |  |  | $ | 146,059 |
Charge-Offs |  |  | 12,644 |  |  |  | 32,693 |  |  |  | 496 |  |  |  | — |  |  |  | 45,833 |
Recoveries on Loans Previously Charged Off |  |  | 2,744 |  |  |  | 5,011 |  |  |  | 22 |  |  |  | — |  |  |  | 7,777 |
Provision |  |  | 1,249 |  |  |  | 1,541 |  |  |  | (18 | ) |  |  | (1,746 | ) |  |  | 1,026 |
Ending Balance |  | $ | 24,115 |  |  | $ | 82,845 |  |  | $ | 1,587 |  |  | $ | 482 |  |  | $ | 109,029 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 3,324 |  |  | $ | 26,149 |  |  | $ | 223 |  |  | $ | — |  |  | $ | 29,696 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 20,791 |  |  | $ | 56,696 |  |  | $ | 1,364 |  |  | $ | 482 |  |  | $ | 79,333 |
Loans Receivable: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending Balance |  | $ | 787,585 |  |  | $ | 1,234,519 |  |  | $ | 46,500 |  |  | $ | — |  |  | $ | 2,068,604 |
Ending Balance: Individually Evaluated for Impairment |  | $ | 78,065 |  |  | $ | 114,560 |  |  | $ | 870 |  |  | $ | — |  |  | $ | 193,495 |
Ending Balance: Collectively Evaluated for Impairment |  | $ | 709,520 |  |  | $ | 1,119,959 |  |  | $ | 45,630 |  |  | $ | — |  |  | $ | 1,875,109 |
Credit quality of loan portfolio |
|  | Pass (Grade 0-4) |  |  | Criticized (Grade 5) |  |  | Classified (Grade 6-7) |  |  | Total Loans |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | 332,656 |  |  | $ | 3,095 |  |  | $ | 9,975 |  |  | $ | 345,726 |
Land |  |  | 6,163 |  |  |  | — |  |  |  | 12,340 |  |  |  | 18,503 |
Other |  |  | 330,499 |  |  |  | 25,141 |  |  |  | 4,260 |  |  |  | 359,900 |
Construction |  |  | — |  |  |  | — |  |  |  | 7,930 |  |  |  | 7,930 |
Residential Property |  |  | 103,901 |  |  |  | — |  |  |  | 3,856 |  |  |  | 107,757 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 102,701 |  |  |  | 1,356 |  |  |  | 27,923 |  |  |  | 131,980 |
Secured by Real Estate |  |  | 651,727 |  |  |  | 16,145 |  |  |  | 54,647 |  |  |  | 722,519 |
Commercial Lines of Credit |  |  | 50,808 |  |  |  | 885 |  |  |  | 2,223 |  |  |  | 53,916 |
SBA Loans |  |  | 113,925 |  |  |  | 1,382 |  |  |  | 14,108 |  |  |  | 129,415 |
International Loans |  |  | 31,589 |  |  |  | — |  |  |  | 1,050 |  |  |  | 32,639 |
Consumer Loans |  |  | 35,821 |  |  |  | 218 |  |  |  | 3,300 |  |  |  | 39,339 |
Total |  | $ | 1,759,790 |  |  | $ | 48,222 |  |  | $ | 141,612 |  |  | $ | 1,949,624 |
December 31, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | 292,914 |  |  | $ | 8,858 |  |  | $ | 10,685 |  |  | $ | 312,457 |
Land |  |  | 4,351 |  |  |  | — |  |  |  | 3,418 |  |  |  | 7,769 |
Other |  |  | 297,734 |  |  |  | 8,428 |  |  |  | 36,635 |  |  |  | 342,797 |
Construction |  |  | — |  |  |  | 14,080 |  |  |  | 19,896 |  |  |  | 33,976 |
Residential Property |  |  | 48,592 |  |  |  | — |  |  |  | 4,329 |  |  |  | 52,921 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 100,804 |  |  |  | 8,680 |  |  |  | 41,796 |  |  |  | 151,280 |
Secured by Real Estate |  |  | 634,822 |  |  |  | 36,290 |  |  |  | 122,444 |  |  |  | 793,556 |
Commercial Lines of Credit |  |  | 44,985 |  |  |  | 7,676 |  |  |  | 3,109 |  |  |  | 55,770 |
SBA Loans |  |  | 96,983 |  |  |  | 1,496 |  |  |  | 17,713 |  |  |  | 116,192 |
International Loans |  |  | 26,566 |  |  |  | — |  |  |  | 2,110 |  |  |  | 28,676 |
Consumer Loans |  |  | 40,454 |  |  |  | 676 |  |  |  | 2,216 |  |  |  | 43,346 |
Total |  | $ | 1,588,205 |  |  | $ | 86,184 |  |  | $ | 264,351 |  |  | $ | 1,938,740 |
Analysis of past due loans, disaggregated by class of loans |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days or More Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Loans |  |  | Accruing 90 Days or More Past Due |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 345,726 |  |  | $ | 345,726 |  |  | $ | — |
Land |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 18,503 |  |  |  | 18,503 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | 62 |  |  |  | 62 |  |  |  | 359,838 |  |  |  | 359,900 |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | 7,930 |  |  |  | 7,930 |  |  |  | — |  |  |  | 7,930 |  |  |  | — |
Residential Property |  |  | 211 |  |  |  | 235 |  |  |  | 191 |  |  |  | 637 |  |  |  | 107,120 |  |  |  | 107,757 |  |  |  | — |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 793 |  |  |  | 371 |  |  |  | 702 |  |  |  | 1,866 |  |  |  | 130,114 |  |  |  | 131,980 |  |  |  | — |
Secured by Real Estate |  |  | 293 |  |  |  | 939 |  |  |  | 1,202 |  |  |  | 2,434 |  |  |  | 720,085 |  |  |  | 722,519 |  |  |  | — |
Commercial Lines of Credit |  |  | 150 |  |  |  | — |  |  |  | 616 |  |  |  | 766 |  |  |  | 53,150 |  |  |  | 53,916 |  |  |  | — |
SBA Loans |  |  | 2,145 |  |  |  | 228 |  |  |  | 5,534 |  |  |  | 7,907 |  |  |  | 121,508 |  |  |  | 129,415 |  |  |  | — |
International Loans |  |  | — |  |  |  | 1,050 |  |  |  | — |  |  |  | 1,050 |  |  |  | 31,589 |  |  |  | 32,639 |  |  |  | — |
Consumer Loans |  |  | 330 |  |  |  | 104 |  |  |  | 1,209 |  |  |  | 1,643 |  |  |  | 37,696 |  |  |  | 39,339 |  |  |  | — |
Total |  | $ | 3,922 |  |  | $ | 2,927 |  |  | $ | 17,446 |  |  | $ | 24,295 |  |  | $ | 1,925,329 |  |  | $ | 1,949,624 |  |  | $ | — |
December 31, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | 485 |  |  | $ | — |  |  | $ | — |  |  | $ | 485 |  |  | $ | 311,972 |  |  | $ | 312,457 |  |  | $ | — |
Land |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 7,769 |  |  |  | 7,769 |  |  |  | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 342,797 |  |  |  | 342,797 |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | 8,310 |  |  |  | 8,310 |  |  |  | 25,666 |  |  |  | 33,976 |  |  |  | — |
Residential Property |  |  | 277 |  |  |  | 1,613 |  |  |  | 2,221 |  |  |  | 4,111 |  |  |  | 48,810 |  |  |  | 52,921 |  |  |  | — |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 438 |  |  |  | 611 |  |  |  | 1,833 |  |  |  | 2,882 |  |  |  | 148,398 |  |  |  | 151,280 |  |  |  | — |
Secured by Real Estate |  |  | 3,162 |  |  |  | 6,496 |  |  |  | 1,202 |  |  |  | 10,860 |  |  |  | 782,696 |  |  |  | 793,556 |  |  |  | — |
Commercial Lines of Credit |  |  | — |  |  |  | — |  |  |  | 416 |  |  |  | 416 |  |  |  | 55,354 |  |  |  | 55,770 |  |  |  | — |
SBA Loans |  |  | 260 |  |  |  | 472 |  |  |  | 7,108 |  |  |  | 7,840 |  |  |  | 108,352 |  |  |  | 116,192 |  |  |  | — |
International Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 28,676 |  |  |  | 28,676 |  |  |  | — |
Consumer Loans |  |  | 126 |  |  |  | 7 |  |  |  | 154 |  |  |  | 287 |  |  |  | 43,059 |  |  |  | 43,346 |  |  |  | — |
Total |  | $ | 4,748 |  |  | $ | 9,199 |  |  | $ | 21,244 |  |  | $ | 35,191 |  |  | $ | 1,903,549 |  |  | $ | 1,938,740 |  |  | $ | — |
Information on impaired loans, disaggregated by class of loans |
|  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | With No Related Allowance Recorded |  |  | With an Allowance Recorded |  |  | Related Allowance |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | 2,538 |  |  | $ | 2,584 |  |  | $ | 2,406 |  |  | $ | 132 |  |  | $ | 122 |
Land |  |  | 2,112 |  |  |  | 2,235 |  |  |  | 2,112 |  |  |  | — |  |  |  | — |
Other |  |  | 874 |  |  |  | 936 |  |  |  | 874 |  |  |  | — |  |  |  | — |
Construction |  |  | 7,930 |  |  |  | 8,108 |  |  |  | 7,930 |  |  |  | — |  |  |  | — |
Residential Property |  |  | 3,166 |  |  |  | 3,206 |  |  |  | 1,299 |  |  |  | 1,867 |  |  |  | 315 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 13,442 |  |  |  | 14,279 |  |  |  | 457 |  |  |  | 12,985 |  |  |  | 5,153 |
Secured by Real Estate |  |  | 18,927 |  |  |  | 19,930 |  |  |  | 16,235 |  |  |  | 2,692 |  |  |  | 573 |
Commercial Lines of Credit |  |  | 1,777 |  |  |  | 1,929 |  |  |  | 882 |  |  |  | 895 |  |  |  | 475 |
SBA Loans |  |  | 7,941 |  |  |  | 12,231 |  |  |  | 6,073 |  |  |  | 1,868 |  |  |  | 1,023 |
Consumer Loans |  |  | 1,401 |  |  |  | 1,433 |  |  |  | 1,401 |  |  |  | — |  |  |  | — |
Total |  | $ | 60,108 |  |  | $ | 66,871 |  |  | $ | 39,669 |  |  | $ | 20,439 |  |  | $ | 7,661 |
December 31, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | 1,260 |  |  | $ | 1,260 |  |  | $ | 1,100 |  |  | $ | 160 |  |  | $ | 126 |
Land |  |  | 3,178 |  |  |  | 3,210 |  |  |  | — |  |  |  | 3,178 |  |  |  | 360 |
Other |  |  | 14,773 |  |  |  | 14,823 |  |  |  | 1,131 |  |  |  | 13,642 |  |  |  | 3,004 |
Construction |  |  | 14,120 |  |  |  | 14,120 |  |  |  | 14,120 |  |  |  | — |  |  |  | — |
Residential Property |  |  | 5,368 |  |  |  | 5,408 |  |  |  | 3,208 |  |  |  | 2,160 |  |  |  | 128 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 16,035 |  |  |  | 16,559 |  |  |  | 244 |  |  |  | 15,791 |  |  |  | 10,793 |
Secured by Real Estate |  |  | 53,159 |  |  |  | 54,156 |  |  |  | 14,990 |  |  |  | 38,169 |  |  |  | 7,062 |
Commercial Lines of Credit |  |  | 1,431 |  |  |  | 1,554 |  |  |  | 715 |  |  |  | 716 |  |  |  | 716 |
SBA Loans |  |  | 11,619 |  |  |  | 12,971 |  |  |  | 9,445 |  |  |  | 2,174 |  |  |  | 1,167 |
International Loans |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer Loans |  |  | 746 |  |  |  | 788 |  |  |  | 511 |  |  |  | 235 |  |  |  | 26 |
Total |  | $ | 121,689 |  |  | $ | 124,849 |  |  | $ | 45,464 |  |  | $ | 76,225 |  |  | $ | 23,382 |
Impaired loans disaggregated by class average recorded investment and interest income recognized |
|  | Average Recorded Investment for the Three Months Ended |  |  | Interest Income Recognized for the Three Months Ended |  |  | Average Recorded Investment for the Six Months Ended |  |  | Interest Income Recognized for the Six Months Ended |
|  | (In Thousands) |
June 30, 2012: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | 2,546 |  |  | $ | 19 |  |  | $ | 1,945 |  |  | $ | 48 |
Land |  |  | 2,137 |  |  |  | 45 |  |  |  | 2,175 |  |  |  | 91 |
Other |  |  | 878 |  |  |  | 11 |  |  |  | 1,138 |  |  |  | 33 |
Construction |  |  | 7,983 |  |  |  | 89 |  |  |  | 8,090 |  |  |  | 178 |
Residential Property |  |  | 3,177 |  |  |  | 48 |  |  |  | 3,259 |  |  |  | 84 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 13,474 |  |  |  | 192 |  |  |  | 14,257 |  |  |  | 430 |
Secured by Real Estate |  |  | 19,021 |  |  |  | 525 |  |  |  | 22,756 |  |  |  | 958 |
Commercial Lines of Credit |  |  | 1,788 |  |  |  | 22 |  |  |  | 1,835 |  |  |  | 30 |
SBA Loans |  |  | 8,336 |  |  |  | 286 |  |  |  | 8,150 |  |  |  | 483 |
Consumer Loans |  |  | 1,402 |  |  |  | 2 |  |  |  | 903 |  |  |  | 10 |
Total |  | $ | 60,742 |  |  | $ | 1,239 |  |  | $ | 64,508 |  |  | $ | 2,345 |
June 30, 2011: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | 17,260 |  |  | $ | 26 |  |  | $ | 17,633 |  |  | $ | 51 |
Land |  |  | 27,561 |  |  |  | — |  |  |  | 29,023 |  |  |  | — |
Other |  |  | 21,849 |  |  |  | 60 |  |  |  | 21,864 |  |  |  | 121 |
Construction |  |  | 12,535 |  |  |  | — |  |  |  | 12,578 |  |  |  | — |
Residential Property |  |  | 2,371 |  |  |  | — |  |  |  | 2,386 |  |  |  | — |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 15,365 |  |  |  | 53 |  |  |  | 15,571 |  |  |  | 105 |
Secured by Real Estate |  |  | 84,898 |  |  |  | 456 |  |  |  | 85,504 |  |  |  | 821 |
Commercial Lines of Credit |  |  | 3,076 |  |  |  | 2 |  |  |  | 3,090 |  |  |  | 4 |
SBA Loans |  |  | 18,900 |  |  |  | 31 |  |  |  | 19,107 |  |  |  | 57 |
International Loans |  |  | 3,243 |  |  |  | — |  |  |  | 2,255 |  |  |  | — |
Consumer Loans |  |  | 889 |  |  |  | 1 |  |  |  | 893 |  |  |  | 1 |
Total |  | $ | 207,947 |  |  | $ | 629 |  |  | $ | 209,904 |  |  | $ | 1,160 |
Summary of interest foregone on impaired loans |
|  | Three Months Ended |  |  | Six Months Ended |
|  | June 30, |  |  | June 30, |  |  | June 30, |  |  | June 30, |
|  | 2012 |  |  | 2011 |  |  | 2012 |  |  | 2011 |
|  | (In Thousands) |
Interest Income That Would Have Been Recognized Had Impaired |  | $ | 1,505 |  |  | $ | 2,001 |  |  | $ | 2,933 |  |  | $ | 4,475 |
Loans Performed in Accordance With Their Original Terms |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Less: Interest Income Recognized on Impaired Loans |  |  | (1,239 | ) |  |  | (629 | ) |  |  | (2,345 | ) |  |  | (1,160 | )
Interest Foregone on Impaired Loans |  | $ | 266 |  |  | $ | 1,372 |  |  | $ | 588 |  |  | $ | 3,315 |
Non-accrual loans, disaggregated by class of loans |
|  | June 30, |  |  | December 31, |
|  | 2012 |  |  | 2011 |
|  | (In Thousands) |
Real Estate Loans: |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |
Retail |  | $ | 1,203 |  |  | $ | 1,260 |
Land |  |  | 2,112 |  |  |  | 2,362 |
Other |  |  | 936 |  |  |  | 1,199 |
Construction |  |  | 7,930 |  |  |  | 8,310 |
Residential Property |  |  | 1,298 |  |  |  | 2,097 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |
Commercial Term Loans |  |  |  |  |  |  |  |
Unsecured |  |  | 6,953 |  |  |  | 7,706 |
Secured by Real Estate |  |  | 5,826 |  |  |  | 11,725 |
Commercial Lines of Credit |  |  | 1,585 |  |  |  | 1,431 |
SBA Loans |  |  | 15,720 |  |  |  | 15,479 |
Consumer Loans |  |  | 1,580 |  |  |  | 809 |
Total |  | $ | 45,143 |  |  | $ | 52,378 |
Non-performing Assets |
|  | June 30, |  |  | December 31, |
|  | 2012 |  |  | 2011 |
|  | (In Thousands) |
Non-Accrual Loans |  | $ | 45,143 |  |  | $ | 52,378 |
Loans 90 Days or More Past Due and Still Accruing |  |  | — |  |  |  | — |
Total Non-Performing Loans |  |  | 45,143 |  |  |  | 52,378 |
Other Real Estate Owned |  |  | 1,071 |  |  |  | 180 |
Total Non-Performing Assets |  | $ | 46,214 |  |  | $ | 52,558 |
Troubled debt restructuring, disaggregated by type of concession and by type of loans |
|  | As of June 30, 2012 |
|  | Non-Accrual TDRs |  |  | Accrual TDRs |
|  | (In Thousands) |
|  | Deferral of Principal |  |  | Deferral of Principal and Interest |  |  | Reduction of Principal or Interest |  |  | Extension of Maturity |  |  | Total |  |  | Deferral of Principal |  |  | Deferral of Principal and Interest |  |  | Reduction of Principal or Interest |  |  | Extension of Maturity |  |  | Total |
Trouble Debt Restructuring: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,202 |  |  | $ | 1,202 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Other |  |  | 874 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 874 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Residential Property |  |  | 843 |  |  |  | — |  |  |  | 127 |  |  |  | — |  |  |  | 970 |  |  |  | 1,295 |  |  |  | 572 |  |  |  | — |  |  |  | — |  |  |  | 1,867 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | — |  |  |  | 622 |  |  |  | 4,686 |  |  |  | 664 |  |  |  | 5,972 |  |  |  | 1,029 |  |  |  | — |  |  |  | 2,639 |  |  |  | 2,211 |  |  |  | 5,879 |
Secured by Real Estate |  |  | 1,202 |  |  |  | 1,436 |  |  |  | 358 |  |  |  | — |  |  |  | 2,996 |  |  |  | 441 |  |  |  | — |  |  |  | 1,619 |  |  |  | 6,521 |  |  |  | 8,581 |
Commercial Line of Credit |  |  | 695 |  |  |  | — |  |  |  | — |  |  |  | 273 |  |  |  | 968 |  |  |  | — |  |  |  | — |  |  |  | 192 |  |  |  | — |  |  |  | 192 |
SBA |  |  | 3,131 |  |  |  | 1,385 |  |  |  | 1,064 |  |  |  | — |  |  |  | 5,580 |  |  |  | 459 |  |  |  | 34 |  |  |  | 192 |  |  |  | — |  |  |  | 685 |
Total |  |  | $6,745 |  |  | $ | 3,443 |  |  | $ | 6,235 |  |  | $ | 2,139 |  |  | $ | 18,562 |  |  | $ | 3,224 |  |  | $ | 606 |  |  | $ | 4,642 |  |  | $ | 8,732 |  |  | $ | 17,204 |
|  | As of December 31, 2011 |
|  | Non-Accrual TDRs |  |  | Accrual TDRs |
|  | (In Thousands) |
|  | Deferral of Principal |  |  | Deferral of Principal and Interest |  |  | Reduction of Principal or Interest |  |  | Extension of Maturity |  |  | Total |  |  | Deferral of Principal |  |  | Deferral of Principal and Interest |  |  | Reduction of Principal or Interest |  |  | Extension of Maturity |  |  | Total |
Trouble Debt Restructuring: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,260 |  |  | $ | 1,260 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Other |  |  | 900 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 900 |  |  |  | 1,480 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1,480 |
Residential Property |  |  | — |  |  |  | — |  |  |  | 138 |  |  |  | — |  |  |  | 138 |  |  |  | 2,167 |  |  |  | 572 |  |  |  | — |  |  |  | — |  |  |  | 2,739 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 765 |  |  |  | 669 |  |  |  | 4,650 |  |  |  | 484 |  |  |  | 6,568 |  |  |  | 185 |  |  |  | — |  |  |  | 7,069 |  |  |  | 1,584 |  |  |  | 8,838 |
Secured by Real Estate |  |  | 1,202 |  |  |  | 1,523 |  |  |  | 2,403 |  |  |  | 3,243 |  |  |  | 8,371 |  |  |  | 2,005 |  |  |  | — |  |  |  | 8,628 |  |  |  | 2,699 |  |  |  | 13,332 |
Commercial Line of Credit |  |  | 715 |  |  |  | — |  |  |  | — |  |  |  | 198 |  |  |  | 913 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
SBA |  |  | 2,758 |  |  |  | 1,524 |  |  |  | 794 |  |  |  | — |  |  |  | 5,076 |  |  |  | 1,354 |  |  |  | 468 |  |  |  | — |  |  |  | — |  |  |  | 1,986 |
Total |  | $ | 6,340 |  |  | $ | 3,716 |  |  | $ | 7,985 |  |  | $ | 5,185 |  |  | $ | 23,226 |  |  | $ | 7,191 |  |  | $ | 1,040 |  |  | $ | 15,697 |  |  | $ | 4,283 |  |  | $ | 28,375 |
Troubled debt restructurings, disaggregated by class of loans |
|  | For the Three Months Ended |
|  | June 30, 2012 |  |  | June 30, 2011 |
|  | (In Thousands, Except for Number of Loans) |
|  | Number of Loans |  |  | Pre-Modification Outstanding Recorded Investment |  |  | Post-Modification Outstanding Recorded Investment |  |  | Number of Loans |  |  | Pre-Modification Outstanding Recorded Investment |  |  | Post-Modification Outstanding Recorded Investment |
Troubled Debt Restructuring: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  |  | — |  |  | $ | — |  |  | $ | — |  |  |  | — |  |  | $ | — |  |  | $ | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 941 |  |  |  | 941 |
Residential Property |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 867 |  |  |  | 866 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured (1) |  |  | 10 |  |  |  | 1,640 |  |  |  | 1,588 |  |  |  | 13 |  |  |  | 5,653 |  |  |  | 5,454 |
Secured by Real Estate (2) |  |  | 1 |  |  |  | 378 |  |  |  | 358 |  |  |  | 8 |  |  |  | 10,190 |  |  |  | 8,864 |
Commercial Line of Credit (3) |  |  | 1 |  |  |  | 196 |  |  |  | 192 |  |  |  | — |  |  |  | — |  |  |  | — |
SBA (4) |  |  | 4 |  |  |  | 681 |  |  |  | 653 |  |  |  | 6 |  |  |  | 4,909 |  |  |  | 4,607 |
Total |  |  | 16 |  |  | $ | 2,895 |  |  | $ | 2,791 |  |  |  | 29 |  |  | $ | 22,560 |  |  | $ | 20,732 |
(1) | Includes $893,000 of loan modifications made through deferred principal payments, $300,000 through deferred principal and accrued interest payments, and $394,000 through extensions of maturity.
(2) | Includes $358,000 of loan modifications made through reductions of principal or accrued interest payments.
(3) | Includes $192,000 of loan modifications made through reductions of principal or accrued interest payments.
(4) | Includes $373,000 of loan modifications made through deferred principal payments, and $291,000 through reductions of principal or accrued interest payments.
|  | For the Six Months Ended |
|  | June 30, 2012 |  |  | June 30, 2011 |
|  | (In Thousands, Except for Number of Loans) |
|  | Number of Loans |  |  | Pre-Modification Outstanding Recorded Investment |  |  | Post-Modification Outstanding Recorded Investment |  |  | Number of Loans |  |  | Pre-Modification Outstanding Recorded Investment |  |  | Post-Modification Outstanding Recorded Investment |
Troubled Debt Restructuring: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  |  | — |  |  | $ | — |  |  | $ | — |  |  |  | 3 |  |  | $ | 8,542 |  |  | $ | 8,409 |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | 1,824 |  |  |  | 1,824 |
Residential Property |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 867 |  |  |  | 866 |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured (1) |  |  | 27 |  |  |  | 4,696 |  |  |  | 4,426 |  |  |  | 17 |  |  |  | 6,039 |  |  |  | 5,831 |
Secured by Real Estate (2) |  |  | 3 |  |  |  | 2,211 |  |  |  | 2,144 |  |  |  | 11 |  |  |  | 15,904 |  |  |  | 14,578 |
Commercial Line of Credit (3) |  |  | 1 |  |  |  | 202 |  |  |  | 192 |  |  |  | — |  |  |  | — |  |  |  | — |
SBA (4) |  |  | 9 |  |  |  | 975 |  |  |  | 934 |  |  |  | 7 |  |  |  | 5,008 |  |  |  | 4,706 |
Total |  |  | 40 |  |  | $ | 8,084 |  |  | $ | 7,696 |  |  |  | 41 |  |  | $ | 38,184 |  |  | $ | 36,214 |
(1) | Includes $893,000 of loan modifications made through deferred principal payments, $1.9 million through reductions of principal or accrued interest payment, and $1.6 million through extensions of maturity.
(2) | Includes $1.6 million of loan modifications made through reductions of principal or accrued interest payments, and $497,000 through extensions of maturity.
(3) | Includes $192,000 of loan modifications made through reductions of principal or accrued interest payments.
(4) | Includes $503,000 of loan modifications made through deferred principal payments, and $442,000 through reductions of principal or accrued interest payments.
Troubled debt restructurings that defaulted subsequent to the modifications occurring within the previous twelve months, disaggregated by class of loans |
|  | For the Three Months Ended |  |  | For the Six Months Ended |
|  | June 30, 2012 |  |  | June 30, 2011 |  |  | June 30, 2012 |  |  | June 30, 2011 |
|  | (In Thousands, Except for Number of Loans) |  |  | (In Thousands, Except for Number of Loans) |
|  | Number of Loans |  |  | Recorded Investment |  |  | Number of Loans |  |  | Recorded Investment |  |  | Number of Loans |  |  | Recorded Investment |  |  | Number of Loans |  |  | Recorded Investment |
Troubled Debt Restructuring: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real Estate Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Property |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Retail |  |  | — |  |  | $ | — |  |  |  | — |  |  | $ | — |  |  |  | — |  |  | $ | — |  |  |  | — |  |  | $ | — |
Other |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Residential Property |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial and Industrial Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial Term |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Unsecured |  |  | 6 |  |  |  | 636 |  |  |  | 5 |  |  |  | 1,571 |  |  |  | 7 |  |  |  | 677 |  |  |  | 7 |  |  |  | 1,828 |
Secured by Real Estate |  |  | — |  |  |  | — |  |  |  | 3 |  |  |  | 1,345 |  |  |  | — |  |  |  | — |  |  |  | 4 |  |  |  | 5,012 |
Commercial Line of Credit |  |  | 1 |  |  |  | 273 |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | 273 |  |  |  | — |  |  |  | — |
SBA |  |  | 12 |  |  |  | 1,042 |  |  |  | 4 |  |  |  | 2,658 |  |  |  | 12 |  |  |  | 1,042 |  |  |  | 4 |  |  |  | 2,658 |
Total |  |  | 19 |  |  | $ | 1,951 |  |  |  | 12 |  |  | $ | 5,574 |  |  |  | 20 |  |  | $ | 1,992 |  |  |  | 15 |  |  | $ | 9,498 |
Changes in servicing assets |
|  | June 30, 2012 |  |  | June 30, 2011 |
|  | (In Thousands) |
Balance at Beginning of Period |  | $ | 3,720 |  |  | $ | 2,890 |
Additions |  |  | 1,702 |  |  |  | — |
Amortization |  |  | (419 | ) |  |  | (345 | )
Balance at End of Period |  | $ | 5,003 |  |  | $ | 2,545 |

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