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Regulatory Matters | 12 Months Ended
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Dec. 31, 2023
Regulatory Capital Requirements Under Banking Regulations [Abstract] |
Regulatory Matters | Note 13 — Regulatory Matters Risk-Based Capital Federal bank regulatory agencies require bank holding companies and banks to maintain a minimum ratio of qualifying total capital to risk-weighted assets of 8.00% and a minimum ratio of Tier 1 capital to risk-weighted assets of 6.00%. In addition to the risk-based guidelines, federal bank regulatory agencies require bank holding companies and banks to maintain a minimum ratio of Tier 1 capital to average assets, referred to as the leverage ratio, of 4.00%. In order for banks to be considered “well capitalized,” federal bank regulatory agencies require them to maintain a minimum ratio of qualifying total capital to risk-weighted assets of 10.00% and a minimum ratio of Tier 1 capital to risk-weighted assets of 8.00%. In addition to the risk-based guidelines, federal bank regulatory agencies require depository institutions to maintain a minimum ratio of Tier 1 capital to average assets, referred to as the leverage ratio, of 5.00%. At December 31, 2023, the Bank’s capital ratios exceeded the minimum requirements to place the Bank in the “well capitalized” category and the Company exceeded all of its applicable minimum regulatory capital ratio requirements. A capital conservation buffer of 2.50% must be met to avoid limitations on the ability of the Bank to pay dividends, repurchase shares or pay discretionary bonuses. The Bank’s capital conservation buffer was 6.27% and 5.86% and the Company's capital conservation buffer was 6.20% and 5.71% as of December 31, 2023 and 2022, respectively. The capital ratios of Hanmi Financial and the Bank as of December 31, 2023 and 2022 were as follows:
|  | Actual |  |  | Minimum Regulatory Requirement |  |  | Minimum to be Categorized as “Well Capitalized” |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
|  | (dollars in thousands) |
December 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 947,286 |  |  |  | 14.95 | % |  | $ | 506,891 |  |  |  | 8.00 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 904,153 |  |  |  | 14.27 | % |  | $ | 506,741 |  |  |  | 8.00 | % |  | $ | 633,426 |  |  |  | 10.00 | %
Tier 1 capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 773,179 |  |  |  | 12.20 | % |  | $ | 380,168 |  |  |  | 6.00 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 840,046 |  |  |  | 13.26 | % |  | $ | 380,056 |  |  |  | 6.00 | % |  | $ | 506,741 |  |  |  | 8.00 | %
Common equity Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 751,516 |  |  |  | 11.86 | % |  | $ | 285,126 |  |  |  | 4.50 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 840,046 |  |  |  | 13.26 | % |  | $ | 285,042 |  |  |  | 4.50 | % |  | $ | 411,727 |  |  |  | 6.50 | %
Tier 1 capital (to average assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 773,179 |  |  |  | 10.37 | % |  | $ | 298,277 |  |  |  | 4.00 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 840,046 |  |  |  | 11.32 | % |  | $ | 296,948 |  |  |  | 4.00 | % |  | $ | 371,185 |  |  |  | 5.00 | %
December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 901,239 |  |  |  | 14.49 | % |  | $ | 497,508 |  |  |  | 8.00 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 860,503 |  |  |  | 13.86 | % |  | $ | 496,607 |  |  |  | 8.00 | % |  | $ | 620,758 |  |  |  | 10.00 | %
Tier 1 capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 728,344 |  |  |  | 11.71 | % |  | $ | 373,131 |  |  |  | 6.00 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 797,608 |  |  |  | 12.85 | % |  | $ | 372,455 |  |  |  | 6.00 | % |  | $ | 496,607 |  |  |  | 8.00 | %
Common equity Tier 1 capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 707,101 |  |  |  | 11.37 | % |  | $ | 279,848 |  |  |  | 4.50 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 797,608 |  |  |  | 12.85 | % |  | $ | 279,341 |  |  |  | 4.50 | % |  | $ | 403,493 |  |  |  | 6.50 | %
Tier 1 capital (to average assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Hanmi Financial |  | $ | 728,344 |  |  |  | 10.07 | % |  | $ | 289,311 |  |  |  | 4.00 | % |  | N/A |  |  | N/A |
Hanmi Bank |  | $ | 797,608 |  |  |  | 11.07 | % |  | $ | 288,110 |  |  |  | 4.00 | % |  | $ | 360,137 |  |  |  | 5.00 | %

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- Definition Regulatory capital requirements under banking regulations. + References No definition available. + Details
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- Definition The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1D -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1D Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1A -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1A Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1F -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1F + Details
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