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Off-Balance Sheet Commitments (Tables) | 9 Months Ended
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Sep. 30, 2025
Risks and Uncertainties [Abstract] |
Distribution of Total Loan Commitments | The following table shows the distribution of total loan commitments as of the dates indicated:
|  | September 30, |  |  | December 31, |
|  | 2025 |  |  | 2024 |
|  | (in thousands) |
Unused commitments to extend credit |  | $ | 952,475 |  |  | $ | 782,291 |
Standby letters of credit |  |  | 137,509 |  |  |  | 97,463 |
Commercial letters of credit |  |  | 5,639 |  |  |  | 18,324 |
Total commitments |  | $ | 1,095,623 |  |  | $ | 898,078 |
Allowance for Credit Losses Related to Off-Balance Sheet Items | Activity in the allowance for credit losses related to off-balance sheet items was as follows for the periods indicated:
|  | Three Months Ended September 30, |  |  | Nine Months Ended September 30, |
|  | 2025 |  |  | 2024 |  |  | 2025 |  |  | 2024 |
|  | (in thousands) |  |  | (in thousands) |
Balance at beginning of period |  | $ | 2,506 |  |  | $ | 2,010 |  |  | $ | 2,074 |  |  | $ | 2,474 |
Credit loss expense (recovery) |  |  | (399 | ) |  |  | (26 | ) |  |  | 33 |  |  |  | (490 | )
Balance at end of period |  | $ | 2,107 |  |  | $ | 1,984 |  |  | $ | 2,107 |  |  | $ | 1,984 |

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- Definition Tabular disclosure of allowance for credit loss on securities borrowed. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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