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Consolidated Statements of Operations (Unaudited) (USD $)
 3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Interest income        
Loans, including fees $ 16,171,000 $ 20,066,000 $ 32,903,000 $ 40,471,000
Securities, taxable 1,781,000 2,039,000 3,697,000 4,022,000
Securities, tax-exempt 454,000 544,000 929,000 1,304,000
Federal funds sold 48,000 37,000 78,000 69,000
Interest-bearing deposit balances 6,000 10,000 12,000 19,000
Total interest income 18,460,000 22,696,000 37,619,000 45,885,000
Interest expense        
Deposits 4,333,000 5,992,000 8,967,000 12,489,000
Short-term borrowings 116,000 353,000 277,000 697,000
Federal Home Loan Bank advances 606,000 1,576,000 1,212,000 3,272,000
Other borrowings 247,000 354,000 556,000 700,000
Total interest expense 5,302,000 8,275,000 11,012,000 17,158,000
Net interest income 13,158,000 14,421,000 26,607,000 28,727,000
Provision for loan losses 1,700,000 6,200,000 3,900,000 14,600,000
Net interest income after provision for loan losses 11,458,000 8,221,000 22,707,000 14,127,000
Noninterest income        
Services charges on accounts 401,000 447,000 823,000 913,000
Earnings on bank owned life insurance 449,000 454,000 888,000 865,000
Rental income from other real estate owned 205,000 390,000 391,000 791,000
Mortgage banking activities 127,000 130,000 258,000 230,000
Net gain on sales of securities 0 0 0 476,000
Gain on sales of commercial loans 0 5,000 0 225,000
Other income 521,000 570,000 1,095,000 1,151,000
Total noninterest income 1,703,000 1,996,000 3,455,000 4,651,000
Noninterest expense        
Salaries and benefits 4,364,000 4,559,000 8,735,000 9,225,000
Occupancy 708,000 723,000 1,409,000 1,473,000
Furniture and equipment depreciation, rent and maintenance 304,000 396,000 607,000 805,000
Nonperforming asset costs 1,950,000 2,460,000 5,048,000 4,964,000
FDIC insurance costs 719,000 1,167,000 1,635,000 2,353,000
Other expense 2,398,000 2,137,000 4,590,000 4,256,000
Total noninterest expenses 10,443,000 11,442,000 22,024,000 23,076,000
Income (loss) before federal income tax expense (benefit) 2,718,000 (1,225,000) 4,138,000 (4,298,000)
Federal income tax expense (benefit) 0 (862,000) 0 (1,292,000)
Net income (loss) 2,718,000 (363,000) 4,138,000 (3,006,000)
Preferred stock dividends and accretion 337,000 321,000 669,000 641,000
Net income (loss) available to common shareholders $ 2,381,000 $ (684,000) $ 3,469,000 $ (3,647,000)
Basic earnings (loss) per share $ 0.28 $ (0.08) $ 0.40 $ (0.43)
Diluted earnings (loss) per share $ 0.27 $ (0.08) $ 0.39 $ (0.43)
Cash dividends per share $ 0.00 $ 0.00 $ 0.00 $ 0.01
Average basic shares outstanding 8,604,476 8,505,086 8,601,835 8,503,388
Average diluted shares outstanding 8,872,692 8,505,086 8,878,595 8,503,388