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Consolidated Statements of Cash Flows (Unaudited) (USD $)
 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Cash flows from operating activities    
Net income (loss) $ 4,138,000 $ (3,006,000)
Adjustments to reconcile net income (loss) to net cash from operating activities    
Depreciation and amortization 1,149,000 1,306,000
Provision for loan losses 3,900,000 14,600,000
Stock-based compensation expense 44,000 252,000
Proceeds from sales of mortgage loans held for sale 16,574,000 14,497,000
Origination of mortgage loans held for sale (14,312,000) (13,215,000)
Net gain from sales of mortgage loans held for sale (190,000) (147,000)
Gain from sale of commercial loans 0 (225,000)
Net gain from sale of held to maturity securities 0 (476,000)
Net loss from sale and valuation write-down of foreclosed assets 1,100,000 1,523,000
Recognition of unrealized gain on interest rate swaps 0 (99,000)
Earnings on bank owned life insurance (888,000) (865,000)
Net change in:    
Accrued interest receivable 932,000 810,000
Other assets 891,000 599,000
Accrued expenses and other liabilities 1,683,000 (480,000)
Net cash from operating activities 15,021,000 15,074,000
Cash flows from investing activities    
Loan originations and payments, net 119,240,000 101,912,000
Purchases of:    
Securities available for sale (2,012,000) (37,516,000)
Proceeds from:    
Maturities, calls and repayments of available for sale securities 25,062,000 45,836,000
Sales of held to maturity securities 0 20,452,000
Redemption of Federal Home Loan Bank stock 2,384,000 0
Proceeds from sales of commercial loans 0 5,648,000
Proceeds from sales of foreclosed assets 4,873,000 7,962,000
Purchases of premises and equipment, net (92,000) (30,000)
Net cash from investing activities 149,455,000 144,264,000
Cash flows from financing activities    
Net decrease in time deposits (83,711,000) (152,027,000)
Net increase in all other deposits 57,811,000 90,560,000
Net increase (decrease) in securities sold under agreements to repurchase (45,772,000) 8,516,000
Net decrease in federal funds purchased 0 (2,600,000)
Maturities and prepayments of Federal Home Loan Bank advances (20,000,000) (45,000,000)
Maturities of wholesale repurchase agreements (10,000,000) 0
Net decrease in other borrowed money (83,000) (54,000)
Proceeds from stock option exercises 54,000 0
Employee stock purchase plan 20,000 23,000
Dividend reinvestment plan 6,000 3,000
Payment of cash dividends on preferred stock 0 (526,000)
Payment of cash dividends on common shares 0 (85,000)
Net cash for financing activities (101,675,000) (101,190,000)
Net change in cash and cash equivalents 62,801,000 58,148,000
Cash and cash equivalents at beginning of period 64,198,000 21,735,000
Cash and cash equivalents at end of period 126,999,000 79,883,000
Cash paid during the period for:    
Interest 10,754,000 18,631,000
Federal income tax 0 0
Noncash financing and investing activities:    
Transfers from loans to foreclosed assets 7,771,000 5,898,000
Preferred stock cash dividend accrued $ 1,211,000 $ 134,000