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Deposits | 12 Months Ended
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Dec. 31, 2012
Deposits [Abstract] |
DEPOSITS | NOTE 5 – DEPOSITS Deposits at year-end are summarized as follows:
|  |  |  |  |  |  |  |  |  |  |  |  |  | Percent |
|  | December 31, 2012 |  |  | December 31, 2011 |  |  | Increase |
|  | Balance |  |  | % |  |  | Balance |  |  | % |  |  | (Decrease) |
Noninterest-bearing demand |  | $ | 190,241,000 |  |  |  | 16.8 | % |  | $ | 147,031,000 |  |  |  | 13.2 | % |  |  | 29.4 | %
Interest-bearing checking |  |  | 188,057,000 |  |  |  | 16.5 |  |  |  | 179,770,000 |  |  |  | 16.2 |  |  |  | 4.6 |
Money market |  |  | 144,479,000 |  |  |  | 12.7 |  |  |  | 145,402,000 |  |  |  | 13.1 |  |  |  | (0.6 | )
Savings |  |  | 56,454,000 |  |  |  | 5.0 |  |  |  | 32,468,000 |  |  |  | 2.9 |  |  |  | 73.9 |
Time, under $100,000 |  |  | 51,730,000 |  |  |  | 4.6 |  |  |  | 63,330,000 |  |  |  | 5.7 |  |  |  | (18.3 | )
Time, $100,000 and over |  |  | 234,430,000 |  |  |  | 20.6 |  |  |  | 213,548,000 |  |  |  | 19.2 |  |  |  | 9.8 |
|  |  | 865,391,000 |  |  |  | 76.2 |  |  |  | 781,549,000 |  |  |  | 70.3 |  |  |  | 10.7 |
Out-of-area interest-bearing checking |  |  | 21,967,000 |  |  |  | 1.9 |  |  |  | 26,142,000 |  |  |  | 2.3 |  |  |  | (16.0 | )
Out-of-area time, under $100,000 |  |  | 7,706,000 |  |  |  | 0.7 |  |  |  | 18,457,000 |  |  |  | 1.7 |  |  |  | (58.2 | )
Out-of-area time, $100,000 and over |  |  | 240,140,000 |  |  |  | 21.2 |  |  |  | 285,927,000 |  |  |  | 25.7 |  |  |  | (16.0 | )
|  |  | 269,813,000 |  |  |  | 23.8 |  |  |  | 330,526,000 |  |  |  | 29.7 |  |  |  | (18.4 | )
Total deposits |  | $ | 1,135,204,000 |  |  |  | 100.0 | % |  | $ | 1,112,075,000 |  |  |  | 100.0 | % |  |  | 2.1 | %
Out-of-area certificates of deposit consist of certificates obtained from depositors outside of our primary market areas. As of December 31, 2012, out-of-area certificates of deposit totaling $242.8 million were obtained through deposit brokers, with the remaining $5.0 million obtained directly from the depositors. The following table depicts the maturity distribution for certificates of deposit at year-end:
|  | 2012 |  |  | 2011 |
In one year or less |  | $ | 246,630,000 |  |  | $ | 369,362,000 |
In one to two years |  |  | 61,004,000 |  |  |  | 107,463,000 |
In two to three years |  |  | 67,635,000 |  |  |  | 37,290,000 |
In three to four years |  |  | 63,894,000 |  |  |  | 44,034,000 |
In four to five years |  |  | 94,843,000 |  |  |  | 23,113,000 |
Total certificates of deposit |  | $ | 534,006,000 |  |  | $ | 581,262,000 |
The following table depicts the maturity distribution for certificates of deposit with balances of $100,000 or more at year-end:
|  | 2012 |  |  | 2011 |
Up to three months |  | $ | 100,460,000 |  |  | $ | 163,617,000 |
Three months to six months |  |  | 51,762,000 |  |  |  | 77,164,000 |
Six months to twelve months |  |  | 64,633,000 |  |  |  | 78,592,000 |
Over twelve months |  |  | 257,715,000 |  |  |  | 180,102,000 |
Total certificates of deposit |  | $ | 474,570,000 |  |  | $ | 499,475,000 |

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.12) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 14 -Subparagraph e -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 405 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6479006&loc=d3e64164-112818 + Details
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