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Commitments and Off-Balance Sheet Risk (Tables)

6 Months Ended

Jun. 30, 2013

Commitments and Off-Balance Sheet Risk [Abstract]

Summary of the contractual amounts of financial instruments with off-balance sheet risk

A summary of the contractual amounts of our financial instruments with off-balance sheet risk at June 30, 2013 and December 31, 2012 follows:

		June 30,				December 31,
		2013				2012
Commercial unused lines of credit		$	231,892,000			$	222,237,000
Unused lines of credit secured by 1 – 4 family residential properties			23,490,000				24,250,000
Credit card unused lines of credit			8,552,000				8,512,000
Other consumer unused lines of credit			7,020,000				4,613,000
Commitments to extend credit			100,018,000				64,565,000
Standby letters of credit			13,550,000				10,591,000
		$	384,522,000			$	334,768,000

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Summary of contractual amounts of financial instruments with off balance sheet risk.

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