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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Cash flows from operating activities    
Net income $ 8,416,000 $ 6,871,000
Adjustments to reconcile net income to net cash from operating activities    
Depreciation and amortization 1,086,000 1,088,000
Provision for loan losses (3,000,000) (3,000,000)
Stock-based compensation expense 236,000 9,000
Proceeds from sales of mortgage loans held for sale 29,298,000 32,503,000
Origination of mortgage loans held for sale (28,383,000) (32,749,000)
Net gain from sales of mortgage loans held for sale (395,000) (483,000)
Net (gain) loss from sale and valuation write-down of foreclosed assets (895,000) 1,112,000
Earnings on bank owned life insurance (688,000) (792,000)
Net change in:    
Accrued interest receivable 214,000 508,000
Other assets 11,930,000 1,000
Accrued expenses and other liabilities (1,368,000) 2,900,000
Net cash from operating activities 16,451,000 7,968,000
Cash flows from investing activities    
Loan originations and payments, net (20,433,000) (559,000)
Purchases of securities available for sale (28,973,000) (21,993,000)
Proceeds from maturities, calls and repayments of securities available for sale 28,538,000 66,837,000
Proceeds from sales of securities available for sale 3,905,000 0
Proceeds from sales of foreclosed assets 5,659,000 11,496,000
Purchases of premises and equipment (134,000) (137,000)
Net cash from (for) investing activities (11,438,000) 55,644,000
Cash flows from financing activities    
Net decrease in time deposits (51,608,000) (23,340,000)
Net increase (decrease) in all other deposits (22,281,000) 16,895,000
Net decrease in securities sold under agreements to repurchase (7,437,000) (19,738,000)
Proceeds from Federal Home Loan Bank advances 0 20,000,000
Maturities of Federal Home Loan Bank advances 0 (30,000,000)
Net increase (decrease) in other borrowed money 49,000 (11,000)
Repurchase of preferred stock 0 (21,000,000)
Proceeds from stock option exercises, net of cashless exercises 0 18,000
Employee stock purchase plan 19,000 20,000
Dividend reinvestment plan 33,000 0
Payment of cash dividends on preferred stock 0 (362,000)
Payment of cash dividends to common shareholders (1,814,000) 0
Net cash for financing activities (83,039,000) (57,518,000)
Net change in cash and cash equivalents (78,026,000) 6,094,000
Cash and cash equivalents at beginning of period 136,003,000 76,372,000
Cash and cash equivalents at end of period 57,977,000 82,466,000
Cash paid during the period for:    
Interest 6,068,000 7,705,000
Federal income tax 0 0
Noncash financing and investing activities:    
Transfers from loans to foreclosed assets $ 1,710,000 $ 8,871,000