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PREMISES AND EQUIPMENT, NET (Tables)
12 Months Ended
Dec. 31, 2013
Property Plant And Equipment [Abstract]  
Summary of Premises and Equipment

Year-end premises and equipment were as follows:

 

     2013      2012  

Land and improvements

   $ 8,556,000       $ 8,556,000   

Buildings

     24,733,000         24,564,000   

Furniture and equipment

     12,718,000         12,861,000   
  

 

 

    

 

 

 
     46,007,000         45,981,000   

Less: accumulated depreciation

     21,109,000         20,062,000   
  

 

 

    

 

 

 

Total premises and equipment

   $ 24,898,000       $ 25,919,000