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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash flows from operating activities      
Net income $ 17,033,000 $ 12,535,000 $ 37,485,000
Adjustments to reconcile net income to net cash from (for) operating activities:      
Depreciation and amortization 2,208,000 2,238,000 2,200,000
Provision for loan losses (7,200,000) (3,100,000) 6,900,000
Deferred income tax expense (benefit) 8,092,000 5,636,000 (27,361,000)
Stock-based compensation expense 473,000 54,000 61,000
Proceeds from sales of mortgage loans held for sale 51,373,000 83,713,000 50,925,000
Origination of mortgage loans held for sale (48,321,000) (83,986,000) (50,195,000)
Net gain on sales of mortgage loans held for sale (658,000) (1,247,000) (681,000)
Net (gain) loss on sale and valuation write-downs of foreclosed assets (1,585,000) 1,725,000 1,826,000
Earnings on bank owned life insurance (1,329,000) (1,528,000) (1,777,000)
Net change in:      
Accrued interest receivable 225,000 529,000 1,539,000
Other assets 8,465,000 (1,805,000) 2,771,000
Accrued interest and other liabilities (269,000) 2,257,000 (1,187,000)
Net cash from operating activities 28,507,000 17,021,000 22,506,000
Cash flows from investing activities      
Purchase of securities available for sale (49,812,000) (69,956,000) (28,835,000)
Proceeds from maturities, calls and repayments of securities available for sale 34,809,000 102,672,000 80,739,000
Proceeds from sales of securities available for sale 10,310,000 0 0
Proceeds from Federal Home Loan Bank stock redemption 0 0 2,384,000
Loan originations and payments, net (15,298,000) 16,237,000 162,928,000
Purchases of premises and equipment, net (326,000) (571,000) (556,000)
Proceeds from sale of foreclosed assets 7,898,000 18,348,000 11,062,000
Net cash from (for) investing activities (12,419,000) 66,730,000 227,722,000
Cash flows from financing activities      
Net decrease in time deposits (23,038,000) (47,257,000) (210,617,000)
Net increase in all other deposits 6,745,000 70,386,000 48,860,000
Net increase (decrease) in securities sold under agreements to repurchase 4,540,000 (7,804,000) (44,410,000)
Proceeds from Federal Home Loan Bank advances 10,000,000 20,000,000 0
Maturities and prepayments of Federal Home Loan Bank advances 0 (30,000,000) (20,000,000)
Maturities of wholesale repurchase agreements 0 0 (10,000,000)
Net increase (decrease) in other borrowed money 175,000 10,000 (370,000)
Repurchase of preferred stock 0 (21,000,000) 0
Repurchase of common stock warrant 0 (7,465,000) 0
Proceeds from stock option exercises, net of cashless exercises 289,000 227,000 55,000
Employee stock purchase plan 19,000 39,000 42,000
Dividend reinvestment plan 33,000 14,000 6,000
Payment of cash dividends on preferred stock 0 (496,000) (1,620,000)
Payment of cash dividends to common shareholders (3,889,000) (774,000) 0
Net cash for financing activities (5,126,000) (24,120,000) (238,054,000)
Net change in cash and cash equivalents 10,962,000 59,631,000 12,174,000
Cash and cash equivalents at beginning of period 136,003,000 76,372,000 64,198,000
Cash and cash equivalents at end of period 146,965,000 136,003,000 76,372,000
Cash paid during the year for:      
Interest 11,059,000 13,741,000 21,742,000
Federal income taxes 0 0 0
Noncash financing and investing activities:      
Transfers from loans to foreclosed assets 2,194,000 11,761,000 11,495,000
Preferred stock cash dividend accrued $ 0 $ 0 $ 134,000