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Note 4 - Loans and Allowance for Loan Losses (Tables)
3 Months Ended
Mar. 31, 2015
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
                                   

Percent

 
   

March 31, 2015

   

December 31, 2014

   

Increase

 
   

Balance

   

%

   

Balance

   

%

   

(Decrease)

 

Originated loans

                                       

Commercial:

                                       

Commercial and industrial

  $ 434,211,000       32.6 %   $ 384,570,000       30.8 %     12.9 %

Vacant land, land development, and residential construction

    35,948,000       2.7       29,826,000       2.4       20.5  

Real estate – owner occupied

    302,379,000       22.8       291,758,000       23.4       3.6  

Real estate – non-owner occupied

    423,381,000       31.9       410,977,000       33.0       3.0  

Real estate – multi-family and residential rental

    34,922,000       2.6       36,058,000       2.9       (3.2 )

Total commercial

    1,230,841,000       92.6       1,153,189,000       92.5       6.7  
                                         

Retail:

                                       

Home equity and other

    53,707,000       4.1       50,059,000       4.0       7.3  

1-4 family mortgages

    44,165,000       3.3       42,868,000       3.5       3.0  

Total retail

    97,872,000       7.4       92,927,000       7.5       5.3  
                                         

Total originated loans

  $ 1,328,713,000       100.0 %   $ 1,246,116,000       100.0 %     6.6 %
                                   

Percent

 
   

March 31, 2015

   

December 31, 2014

   

Increase

 

 

 

Balance

   

%

   

Balance

   

%

   

(Decrease)

 
Acquired loans                                        

Commercial:

                                       

Commercial and industrial

  $ 153,464,000       19.4 %   $ 166,037,000       19.7       (7.6 )%

Vacant land, land development, and residential construction

    20,102,000       2.5       22,148,000       2.6       (9.2 )

Real estate – owner occupied

    129,616,000       16.4       138,630,000       16.4       (6.5 )

Real estate – non-owner occupied

    142,771,000       18.0       148,597,000       17.6       (3.9 )

Real estate – multi-family and residential rental

    82,555,000       10.4       86,702,000       10.3       (4.8 )

Total commercial

    528,508,000       66.7       562,114,000       66.6       (6.0 )

Retail:

                                       

Home equity and other

    99,279,000       12.5       109,219,000       13.0       (9.1 )

1-4 family mortgages

    164,260,000       20.8       171,828,000       20.4       (4.4 )

Total retail

    263,539,000       33.3       281,047,000       33.4       (6.2 )
                                         

Total acquired loans

  $ 792,047,000       100.0 %   $ 843,161,000       100.0 %     (6.1 )%
   

March 31, 2015

   

December 31, 2014

   

Percent

Increase

 
   

Balance

   

%

   

Balance

   

%

   

(Decrease)

 

Total loans

                                       

Commercial:

                                       

Commercial and industrial

  $ 587,675,000       27.7 %   $ 550,607,000       26.4 %     6.7 %

Vacant land, land development, and residential construction

    56,050,000       2.7       51,974,000       2.5       7.8  

Real estate – owner occupied

    431,995,000       20.4       430,388,000       20.5       0.4  

Real estate – non-owner occupied

    566,152,000       26.7       559,574,000       26.8       1.2  

Real estate – multi-family and residential rental

    117,477,000       5.5       122,760,000       5.9       (4.3 )

Total commercial

    1,759,349,000       83.0       1,715,303,000       82.1       2.6  
                                         
Retail:                                        

Home equity and other

    152,986,000       7.2       159,278,000       7.6       (4.0 )

1-4 family mortgages

    208,425,000       9.8       214,696,000       10.3       (2.9 )

Total retail

    361,411,000       17.0       373,974,000       17.9       (3.4 )
                                         

Total loans

  $ 2,120,760,000       100.0 %   $ 2,089,277,000       100.0 %     1.5 %
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at December 31, 2014

  $ 4,998,000  

Additions

    0  

Accretion income

    (646,000 )

Net reclassification from nonaccretable to accretable

    941,000  

Reductions (1)

    (52,000 )
         

Ending balance

  $ 5,241,000  
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
   

March 31,

   

December 31,

 
   

2015

   

2014

 
                 

Loans past due 90 days or more still accruing interest

  $ 0     $ 0  

Nonaccrual loans

    23,077,000       26,048,000  
                 

Total nonperforming originated loans

  $ 23,077,000     $ 26,048,000  
   

March 31,

   

December 31,

 
   

2015

   

2014

 
                 

Loans past due 90 days or more still accruing interest

  $ 0     $ 26,000  

Nonaccrual loans

    3,190,000       3,358,000  
                 

Total nonperforming acquired loans

  $ 3,190,000     $ 3,384,000  
   

March 31,

   

December 31,

 
   

2015

   

2014

 

Commercial:

               

Commercial and industrial

  $ 5,636,000     $ 6,478,000  

Vacant land, land development, and residential construction

    197,000       209,000  

Real estate – owner occupied

    17,467,000       18,062,000  

Real estate – non-owner occupied

    360,000       378,000  

Real estate – multi-family and residential rental

    87,000       106,000  

Total commercial

    23,747,000       25,233,000  
                 

Retail:

               

Home equity and other

    762,000       800,000  

1-4 family mortgages

    1,758,000       3,399,000  

Total retail

    2,520,000       4,199,000  
                 

Total nonperforming loans

  $ 26,267,000     $ 29,432,000  
Past Due Financing Receivables [Table Text Block]
                   

Greater

                           

Recorded

Balance

 
   

30 – 59

   

60 – 89

   

Than 89

                           

> 89

 
   

Days

   

Days

   

Days

   

Total

           

Total

   

Days and

 
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

   

Accruing

 

Originated loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0     $ 434,211,000     $ 434,211,000     $ 0  

Vacant land, land development, and residential construction

    0       0       0       0       35,948,000       35,948,000       0  

Real estate – owner occupied

    0       0       106,000       106,000       302,273,000       302,379,000       0  

Real estate – non-owner occupied

    0       0       113,000       113,000       423,268,000       423,381,000       0  

Real estate – multi-family and residential rental

    0       0       0       0       34,922,000       34,922,000       0  

Total commercial

    0       0       219,000       219,000       1,230,622,000       1,230,841,000       0  
                                                         

Retail:

                                                       

Home equity and other

    133,000       300,000       0       433,000       53,274,000       53,707,000       0  

1-4 family mortgages

    0       84,000       321,000       405,000       43,760,000       44,165,000       0  

Total retail

    133,000       384,000       321,000       838,000       97,034,000       97,872,000       0  
                                                         

Total past due loans

  $ 133,000     $ 384,000     $ 540,000     $ 1,057,000     $ 1,327,656,000     $ 1,328,713,000     $ 0  
                    Greater                            

Recorded
Balance

 
   

30 – 59

   

60 – 89

   

Than 89

                            > 89  
   

Days

   

Days

   

Days

   

Total

            Total     Days and  
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

    Accruing  

Acquired loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 285,000     $ 0     $ 711,000     $ 996,000     $ 152,468,000     $ 153,464,000     $ 0  

Vacant land, land development, and residential construction

    26,000       0       0       26,000       20,076,000       20,102,000       0  

Real estate – owner occupied

    1,371,000       0       1,041,000       2,412,000       127,204,000       129,616,000       0  

Real estate – non-owner occupied

    0       0       296,000       296,000       142,475,000       142,771,000       0  

Real estate – multi-family and residential rental

    0       69,000       93,000       162,000       82,393,000       82,555,000       0  

Total commercial

    1,682,000       69,000       2,141,000       3,892,000       524,616,000       528,508,000       0  
                                                         

Retail:

                                                       

Home equity and other

    245,000       90,000       362,000       697,000       98,582,000       99,279,000       0  

1-4 family mortgages

    1,204,000       54,000       1,021,000       2,279,000       161,981,000       164,260,000       0  

Total retail

    1,449,000       144,000       1,383,000       2,976,000       260,563,000       263,539,000       0  
                                                         

Total past due loans

  $ 3,131,000     $ 213,000     $ 3,524,000     $ 6,868,000     $ 785,179,000     $ 792,047,000     $ 0  
                    Greater                            

Recorded

Balance

 
   

30 – 59

   

60 – 89

   

Than 89

                            > 89  
   

Days

   

Days

   

Days

   

Total

            Total     Days and  
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

    Accruing  

Originated loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0     $ 384,570,000     $ 384,570,000     $ 0  

Vacant land, land development, and residential construction

    0       0       0       0       29,826,000       29,826,000       0  

Real estate – owner occupied

    0       0       120,000       120,000       291,638,000       291,758,000       0  

Real estate – non-owner occupied

    0       0       116,000       116,000       410,861,000       410,977,000       0  

Real estate – multi-family and residential rental

    0       0       0       0       36,058,000       36,058,000       0  

Total commercial

    0       0       236,000       236,000       1,152,953,000       1,153,189,000       0  
                                                         

Retail:

                                                       

Home equity and other

    38,000       3,000       0       41,000       50,018,000       50,059,000       0  

1-4 family mortgages

    0       0       366,000       366,000       42,502,000       42,868,000       0  

Total retail

    38,000       3,000       366,000       407,000       92,520,000       92,927,000       0  
                                                         

Total past due loans

  $ 38,000     $ 3,000     $ 602,000     $ 643,000     $ 1,245,473,000     $ 1,246,116,000     $ 0  
                Greater                            

Recorded

Balance

 
   

30 – 59

   

60 – 89

   

Than 89

                           

 > 89

 
   

Days

   

Days

   

Days

   

Total

            Total     Days and  
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

    Accruing  

Acquired Loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 29,000     $ 32,000     $ 76,000     $ 137,000     $ 165,900,000     $ 166,037,000     $ 0  

Vacant land, land development, and residential construction

    0       38,000       0       38,000       22,110,000       22,148,000       0  

Real estate – owner occupied

    51,000       425,000       1,625,000       2,101,000       136,529,000       138,630,000       0  

Real estate – non-owner occupied

    68,000       598,000       395,000       1,061,000       147,536,000       148,597,000       0  

Real estate – multi-family and residential rental

    37,000       0       105,000       142,000       86,560,000       86,702,000       0  

Total commercial

    185,000       1,093,000       2,201,000       3,479,000       558,635,000       562,114,000       0  
                                                         

Retail:

                                                       

Home equity and other

    445,000       419,000       155,000       1,019,000       108,200,000       109,219,000       26,000  

1-4 family mortgages

    1,087,000       408,000       750,000       2,245,000       169,583,000       171,828,000       0  

Total retail

    1,532,000       827,000       905,000       3,264,000       277,783,000       281,047,000       26,000  
                                                         

Total past due loans

  $ 1,717,000     $ 1,920,000     $ 3,106,000     $ 6,743,000     $ 836,418,000     $ 843,161,000     $ 26,000  
Impaired Financing Receivables [Table Text Block]
                            First Quarter  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

    Related    

Principal

 
   

Balance

   

Balance

    Allowance    

Balance

 

With no related allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 1,955,000     $ 1,936,000      $     $ 1,550,000  

Vacant land, land development and residential construction

    535,000       197,000        -       203,000  

Real estate – owner occupied

    3,629,000       2,000,000        -       1,950,000  

Real estate – non-owner occupied

    198,000       114,000        -       662,000  

Real estate – multi-family and residential rental

    368,000       309,000        -       313,000  
Total commercial     6,685,000       4,556,000        -       4,678,000  
                                 

Retail:

                               

Home equity and other

    207,000       190,000        -       191,000  

1-4 family mortgages

    1,135,000       534,000        -       547,000  

Total retail

    1,342,000       724,000        -       738,000  
                                 

Total with no related allowance recorded

  $ 8,027,000     $ 5,280,000      $     $ 5,416,000  
                            First Quarter  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

   

Related

    Principal  
   

Balance

   

Balance

   

Allowance

    Balance  

With an allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 5,296,000     $ 5,165,000     $ 2,776,000     $ 5,196,000  

Vacant land, land development and residential construction

    2,000,000       2,000,000       232,000       2,000,000  

Real estate – owner occupied

    15,729,000       15,518,000       2,179,000       15,596,000  

Real estate – non-owner occupied

    15,682,000       15,682,000       4,394,000       15,816,000  

Real estate – multi-family and residential rental

    1,336,000       1,336,000       577,000       1,354,000  

Total commercial

    40,043,000       39,701,000       10,158,000       39,962,000  
                                 

Retail:

                               

Home equity and other

    200,000       167,000       131,000       125,000  

1-4 family mortgages

    346,000       302,000       77,000       1,151,000  

Total retail

    546,000       469,000       208,000       1,276,000  
                                 

Total with an allowance recorded

  $ 40,589,000     $ 40,170,000     $ 10,366,000     $ 41,238,000  
                                 

Total impaired loans:

                               

Commercial

  $ 46,728,000     $ 44,257,000     $ 10,158,000     $ 44,640,000  

Retail

    1,888,000       1,193,000       208,000       2,014,000  

Total impaired loans

  $ 48,616,000     $ 45,450,000     $ 10,366,000     $ 46,654,000  
                            First Quarter  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

    Related    

Principal

 
   

Balance

   

Balance

    Allowance    

Balance

 

With no related allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 1,006,000     $ 956,000      $     $ 1,267,000  

Vacant land, land development and residential construction

    0       0             0  

Real estate – owner occupied

    233,000       206,000             160,000  

Real estate – non-owner occupied

    349,000       308,000             317,000  

Real estate – multi-family and residential rental

    959,000       941,000             714,000  
Total commercial     2,547,000       2,411,000             2,458,000  
                                 

Retail:

                               

Home equity and other

    525,000       368,000             504,000  

1-4 family mortgages

    1,173,000       923,000             894,000  

Total retail

    1,698,000       1,291,000             1,398,000  
                                 

Total with no related allowance recorded

  $ 4,245,000     $ 3,702,000      $     $ 3,856,000  
                            First Quarter  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

   

Related

    Principal  
   

Balance

   

Balance

   

Allowance

    Balance  

With an allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 115,000     $ 115,000     $ 13,000     $ 57,000  

Vacant land, land development and residential construction

    0       0       0       0  

Real estate – owner occupied

    1,471,000       1,426,000       562,000       1,464,000  

Real estate – non-owner occupied

    0       0       0       0  

Real estate – multi-family and residential rental

    28,000       28,000       0       14,000  

Total commercial

    1,614,000       1,569,000       575,000       1,535,000  
                                 

Retail:

                               

Home equity and other

    0       0       0       0  

1-4 family mortgages

    343,000       283,000       13,000       142,000  

Total retail

    343,000       283,000       13,000       142,000  
                                 

Total with an allowance recorded

  $ 1,957,000     $ 1,852,000     $ 588,000     $ 1,677,000  
                                 

Total impaired loans:

                               

Commercial

  $ 4,161,000     $ 3,980,000     $ 575,000     $ 3,993,000  

Retail

    2,041,000       1,574,000       13,000       1,540,000  

Total impaired loans

  $ 6,202,000     $ 5,554,000     $ 588,000     $ 5,533,000  
                            Year-To-Date  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

    Related    

Principal

 
   

Balance

   

Balance

    Allowance    

Balance

 

With no related allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 1,170,000     $ 1,164,000      $ -     $ 358,000  

Vacant land, land development and residential construction

    540,000       209,000        -       353,000  

Real estate – owner occupied

    3,609,000       1,901,000        -       735,000  

Real estate – non-owner occupied

    1,210,000       1,210,000        -       1,247,000  

Real estate – multi-family and residential rental

    375,000       317,000        -       1,000  
Total commercial     6,904,000       4,801,000        -       2,694,000  
                                 

Retail:

                               

Home equity and other

    207,000       191,000        -       555,000  

1-4 family mortgages

    1,144,000       560,000        -       629,000  

Total retail

    1,351,000       751,000        -       1,184,000  
                                 

Total with no related allowance recorded

  $ 8,255,000     $ 5,552,000      $  -     $ 3,878,000  
                            Year-To-Date  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

   

Related

    Principal  
   

Balance

   

Balance

   

Allowance

    Balance  

With an allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 5,299,000     $ 5,226,000     $ 1,578,000     $ 1,197,000  

Vacant land, land development and residential construction

    2,000,000       2,000,000       151,000       4,023,000  

Real estate – owner occupied

    15,745,000       15,674,000       2,200,000       1,500,000  

Real estate – non-owner occupied

    16,033,000       15,949,000       4,779,000       20,262,000  

Real estate – multi-family and residential rental

    1,371,000       1,371,000       666,000       1,886,000  

Total commercial

    40,448,000       40,220,000       9,374,000       28,868,000  
                                 

Retail:

                               

Home equity and other

    115,000       84,000       84,000       190,000  

1-4 family mortgages

    2,194,000       2,000,000       694,000       2,196,000  

Total retail

    2,309,000       2,084,000       778,000       2,386,000  
                                 

Total with an allowance recorded

  $ 42,757,000     $ 42,304,000     $ 10,152,000     $ 31,254,000  
                                 

Total impaired loans:

                               

Commercial

  $ 47,352,000     $ 45,021,000     $ 9,374,000     $ 31,562,000  

Retail

    3,660,000       2,835,000       778,000       3,570,000  

Total impaired loans

  $ 51,012,000     $ 47,856,000     $ 10,152,000     $ 35,132,000  
                            Year-To-Date  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

    Related    

Principal

 
   

Balance

   

Balance

    Allowance    

Balance

 

With no related allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 1,586,000     $ 1,579,000      $ -     $ NA  

Vacant land, land development and residential construction

    0       0        -    

NA

 

Real estate – owner occupied

    113,000       113,000        -    

NA

 

Real estate – non-owner occupied

    326,000       326,000        -    

NA

 

Real estate – multi-family and residential rental

    487,000       487,000        -    

NA

 
Total commercial     2,512,000       2,505,000        -     NA  
                                 

Retail:

                               

Home equity and other

    641,000       639,000        -    

NA

 

1-4 family mortgages

    866,000       866,000        -    

NA

 

Total retail

    1,507,000       1,505,000        -    

NA

 
                                 

Total with no related allowance recorded

  $ 4,019,000     $ 4,010,000      $  -     $ NA  
                            Year-To-Date  
   

Unpaid

                    Average  
   

Contractual

   

Recorded

            Recorded  
   

Principal

   

Principal

   

Related

    Principal  
   

Balance

   

Balance

   

Allowance

    Balance  

With an allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 0     $ 0     $ 0     $ NA  

Vacant land, land development and residential construction

    0       0       0    

NA

 

Real estate – owner occupied

    1,516,000       1,502,000       605,000    

NA

 

Real estate – non-owner occupied

    0       0       0    

NA

 

Real estate – multi-family and residential rental

    0       0       0    

NA

 

Total commercial

    1,516,000       1,502,000       605,000    

NA

 
                                 

Retail:

                               

Home equity and other

    0       0       0    

NA

 

1-4 family mortgages

    0       0       0    

NA

 

Total retail

    0       0       0    

NA

 
                                 

Total with an allowance recorded

  $ 1,516,000     $ 1,502,000     $ 605,000     NA  
                                 

Total impaired loans:

                               

Commercial

  $ 4,028,000     $ 4,007,000     $ 605,000     NA  

Retail

    1,507,000       1,505,000       0    

NA

 

Total impaired loans

  $ 5,535,000     $ 5,512,000     $ 605,000     NA  
Financing Receivable Credit Quality Indicators [Table Text Block]
           

Commercial

Vacant Land,

                    Commercial  
           

Land

   

Commercial

    Commercial    

Real Estate -

 
   

Commercial

   

Development,

   

Real Estate -

   

Real Estate -

    Multi-Family  
   

and

   

and Residential

   

Owner

   

Non-Owner

    and Residential  
   

Industrial

   

Construction

   

Occupied

   

Occupied

    Rental  
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 317,742,000     $ 17,255,000     $ 203,094,000     $ 295,402,000     $ 12,632,000  

Grades 5 – 7

    108,649,000       16,430,000       81,245,000       117,222,000       20,947,000  

Grades 8 – 9

    7,820,000       2,263,000       18,040,000       10,757,000       1,343,000  

Total commercial

  $ 434,211,000     $ 35,948,000     $ 302,379,000     $ 423,381,000     $ 34,922,000  
           

Commercial

Vacant Land,

                    Commercial  
           

Land

   

Commercial

    Commercial     Real Estate -  
   

Commercial

   

Development,

   

Real Estate -

   

Real Estate -

    Multi-Family  
   

and

   

and Residential

   

Owner

   

Non-Owner

    and Residential  
   

Industrial

   

Construction

   

Occupied

   

Occupied

    Rental  
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 67,795,000     $ 5,635,000     $ 39,732,000     $ 67,500,000     $ 35,725,000  

Grades 5 – 7

    82,344,000       12,844,000       82,819,000       71,656,000       45,230,000  

Grades 8 – 9

    3,325,000       1,623,000       7,065,000       3,615,000       1,600,000  

Total commercial

  $ 153,464,000     $ 20,102,000     $ 129,616,000     $ 142,771,000     $ 82,555,000  
           

Commercial

Vacant Land,

                    Commercial  
           

Land

   

Commercial

    Commercial     Real Estate -  
   

Commercial

   

Development,

   

Real Estate -

   

Real Estate -

    Multi-Family  
   

and

   

and Residential

   

Owner

   

Non-Owner

    and Residential  
   

Industrial

   

Construction

   

Occupied

   

Occupied

    Rental  
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 266,631,000     $ 11,242,000     $ 190,656,000     $ 285,035,000     $ 12,394,000  

Grades 5 – 7

    109,639,000       16,375,000       83,123,000       113,982,000       22,282,000  

Grades 8 – 9

    8,300,000       2,209,000       17,979,000       11,960,000       1,382,000  

Total commercial

  $ 384,570,000     $ 29,826,000     $ 291,758,000     $ 410,977,000     $ 36,058,000  
           

Commercial

Vacant Land,

                    Commercial  
           

Land

   

Commercial

    Commercial     Real Estate -  
   

Commercial

   

Development,

   

Real Estate -

   

Real Estate -

    Multi-Family  
   

and

   

and Residential

   

Owner

   

Non-Owner

    and Residential  
   

Industrial

   

Construction

   

Occupied

   

Occupied

    Rental  
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 72,411,000     $ 5,875,000     $ 39,496,000     $ 65,886,000     $ 35,858,000  

Grades 5 – 7

    90,320,000       14,472,000       92,212,000       78,103,000       49,781,000  

Grades 8 – 9

    3,306,000       1,801,000       6,922,000       4,608,000       1,063,000  

Total commercial

  $ 166,037,000     $ 22,148,000     $ 138,630,000     $ 148,597,000     $ 86,702,000  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   

Commercial

   

Retail

                 
   

Loans

   

Loans

   

Unallocated

    Total  
                                 

Allowance for loan losses:

                               

Beginning balance

  $ 17,736,000     $ 1,487,000     $ 76,000     $ 19,299,000  

Provision for loan losses

    (499,000 )     79,000       (37,000 )     (457,000 )

Charge-offs

    (78,000 )     (363,000 )     0       (441,000 )

Recoveries

    1,818,000       32,000       0       1,850,000  

Ending balance

  $ 18,977,000     $ 1,235,000     $ 39,000     $ 20,251,000  
                                 

Ending balance: individually evaluated for impairment

  $ 10,158,000     $ 208,000     $ 0     $ 10,366,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 8,819,000     $ 1,027,000     $ 39,000     $ 9,885,000  
                                 
                                 

Total loans:

                               

Ending balance

  $ 1,230,841,000     $ 97,872,000             1,328,713,000   
                                 

Ending balance: individually evaluated for impairment

  $ 44,257,000     $ 1,193,000             45,450,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 1,186,584,000     $ 96,679,000             1,283,263,000  
   

Commercial

   

Retail

                 
   

Loans

   

Loans

   

Unallocated

    Total  
                                 

Allowance for loan losses:

                               

Beginning balance

  $ 681,000     $ 61,000     $ 0     $ 742,000  

Provision for loan losses

    (60,000 )     117,000       0       57,000  

Charge-offs

    0       (7,000 )     0       (7,000 )

Recoveries

    1,000       6,000       0       7,000  

Ending balance

  $ 622,000     $ 177,000     $ 0     $ 799,000  
   

Commercial

   

Retail

                 
   

Loans

   

Loans

   

Unallocated

    Total  
                                 

Allowance for loan losses:

                               

Beginning balance

  $ 20,455,000     $ 2,358,000     $ 8,000     $ 22,821,000  

Provision for loan losses

    (1,454,000 )     (434,000 )     (12,000 )     (1,900,000 )

Charge-offs

    (586,000 )     (2,000 )     0       (588,000 )

Recoveries

    586,000       35,000       0       621,000  

Ending balance

  $ 19,001,000     $ 1,957,000     $ (4,000 )   $ 20,954,000  
                                 

Ending balance: individually evaluated for impairment

  $ 9,508,000     $ 971,000     $ 0     $ 10,479,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 9,493,000     $ 986,000     $ (4,000 )   $ 10,475,000  
                                 
                                 

Total loans:

                               

Ending balance

  $ 1,004,218,000     $ 62,578,000             $ 1,066,796,000  
                                 

Ending balance: individually evaluated for impairment

  $ 29,883,000     $ 3,512,000             $ 33,395,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 974,335,000     $ 59,066,000             $ 1,033,401,000  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
           

Pre-

    Post-  
            Modification     Modification  
            Recorded     Recorded  
   

Number of

   

Principal

    Principal  
   

Contracts

   

Balance

    Balance  

Originated loans

                       

Commercial:

                       

Commercial and industrial

    6     $ 568,000     $ 593,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    0       0       0  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total originated commercial

    6       568,000       593,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total originated retail

    0       0       0  
                         

Total originated loans

    6     $ 568,000     $ 593,000  
                         

Acquired loans

                       

Commercial:

                       

Commercial and industrial

    1     $ 79,000     $ 79,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    2       50,000       50,000  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total acquired commercial

    3       129,000       129,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total acquired retail

    0       0       0  
                         

Total acquired loans

    3     $ 129,000     $ 129,000  
           

Pre-

    Post-  
            Modification     Modification  
            Recorded     Recorded  
   

Number of

   

Principal

    Principal  
   

Contracts

   

Balance

    Balance  

Originated loans

                       

Commercial:

                       

Commercial and industrial

    1     $ 14,000     $ 14,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    0       0       0  

Real estate – non-owner occupied

    2       354,000       323,000  

Real estate – multi-family and residential rental

    0       0       0  

Total originated commercial

    3       368,000       337,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total originated retail

    0       0       0  
                         

Total originated loans

    3     $ 368,000     $ 337,000  
Troubled Debt Restructurings on Financing Receivables WithIn Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]
            Recorded  
   

Number of

    Principal  
   

Contracts

    Balance  

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    0       0  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    0       0  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    0     $ 0  
            Recorded  
   

Number of

    Principal  
   

Contracts

    Balance  

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    1       1,339,000  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    1       1,339,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    1     $ 1,339,000  
            Recorded  
   

Number of

    Principal  
   

Contracts

    Balance  

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    0       0  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    0       0  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    0     $ 0  
Trouble Debt Restructuring Activity [Table Text Block]
           

Commercial

Vacant Land,

                    Commercial  
           

Land

   

Commercial

    Commercial     Real Estate -  
   

Commercial

   

Development,

   

Real Estate -

   

Real Estate -

    Multi-Family  
   

and

   

and Residential

   

Owner

   

Non-Owner

    and Residential  
   

Industrial

   

Construction

   

Occupied

   

Occupied

    Rental  
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 7,026,000     $ 2,680,000     $ 17,160,000     $ 17,439,000     $ 505,000  

Charge-Offs

    0       0       0       0       0  

Payments

    (1,155,000 )     (26,000 )     (194,000 )     (1,376,000 )     (7,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    685,000       0       0       0       0  

Ending Balance

  $ 6,556,000     $ 2,654,000     $ 16,966,000     $ 16,063,000     $ 498,000  
   

Retail

   

Retail

 
   

Home Equity

    1-4 Family  
   

and Other

    Mortgages  

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 1,967,000  

Charge-Offs

    0       (125,000 )

Payments

    0       (1,540,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       0  

Ending Balance

  $ 0     $ 302,000  
           

Commercial

Vacant Land,

                    Commercial  
           

Land

   

Commercial

    Commercial     Real Estate -  
   

Commercial

   

Development,

   

Real Estate -

   

Real Estate -

    Multi-Family  
   

and

   

and Residential

   

Owner

   

Non-Owner

    and Residential  
   

Industrial

   

Construction

   

Occupied

   

Occupied

    Rental  
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,439,000     $ 0     $ 1,569,000     $ 64,000     $ 381,000  

Charge-Offs

    0       0       0       0       0  

Payments

    0       0       (179,000 )     (2,000 )     (48,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    80,000       0       102,000       0       0  

Ending Balance

  $ 1,519,000     $ 0     $ 1,492,000     $ 62,000     $ 333,000  
   

Retail

   

Retail

 
   

Home Equity

    1-4 Family  
   

and Other

    Mortgages  

Retail Loan Portfolio:

               

Beginning Balance

  $ 26,000     $ 178,000  

Charge-Offs

    0       0  

Payments

    (26,000 )     (1,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       0  

Ending Balance

  $ 0     $ 177,000  
           

Commercial

Vacant Land,

                    Commercial  
           

Land

   

Commercial

    Commercial     Real Estate -  
   

Commercial

   

Development,

   

Real Estate -

   

Real Estate -

    Multi-Family  
   

and

   

and Residential

   

Owner

   

Non-Owner

    and Residential  
   

Industrial

   

Construction

   

Occupied

   

Occupied

    Rental  
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,656,000     $ 4,501,000     $ 1,816,000     $ 22,311,000     $ 2,620,000  

Charge-Offs

    0       0       (11,000 )     0       (420,000 )

Payments

    (266,000 )     (3,149,000 )     (49,000 )     (1,001,000 )     (1,468,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    14,000       2,898,000       0       319,000       0  

Ending Balance

  $ 1,404,000     $ 4,250,000     $ 1,756,000     $ 21,629,000     $ 732,000  
   

Retail

   

Retail

 
   

Home Equity

    1-4 Family  
   

and Other

    Mortgages  

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 2,191,000  

Charge-Offs

    0       0  

Payments

    0       (69,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       0  

Ending Balance

  $ 0     $ 2,122,000  
Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]
   

March 31,

   

December 31,

 
   

2015

    2014  
                 

Commercial:

               

Commercial and industrial

  $ 13,000     $ 16,000  

Vacant land, land development, and residential construction

    232,000       151,000  

Real estate – owner occupied

    168,000       182,000  

Real estate – non-owner occupied

    4,394,000       4,778,000  

Real estate – multi-family and residential rental

    577,000       666,000  

Total commercial

    5,384,000       5,793,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total related allowance

  $ 5,384,000     $ 5,793,000  
Retail Loan [Member]  
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
   

Retail

   

Retail

 
   

Home Equity

    1-4 Family  
   

and Other

    Mortgages  
                 

Total retail

  $ 53,707,000     $ 44,165,000  
   

Retail

   

Retail

 
   

Home Equity

    1-4 Family  
   

and Other

    Mortgages  
                 

Total retail

  $ 99,279,000     $ 164,260,000  
   

Retail

   

Retail

 
   

Home Equity

    1-4 Family  
   

and Other

    Mortgages  
                 

Total retail

  $ 50,059,000     $ 42,868,000  
   

Retail

   

Retail

 
   

Home Equity

    1-4 Family  
   

and Other

    Mortgages  
                 

Total retail

  $ 109,219,000     $ 171,828,000