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Note 4 - Loans and Allowance for Loan Losses (Tables)
6 Months Ended
Jun. 30, 2015
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
                                   

Percent

 
   

June 30, 2015

   

December 31, 2014

   

Increase

 
   

Balance

   

%

   

Balance

   

%

   

(Decrease)

 

Originated loans

                                       

Commercial:

                                       

Commercial and industrial

  $ 487,440,000       34.1 %   $ 384,570,000       30.8 %     26.7 %

Vacant land, land development, and residential construction

    28,853,000       2.0       29,826,000       2.4       (3.3 )

Real estate – owner occupied

    297,694,000       20.8       291,758,000       23.4       2.0  

Real estate – non-owner occupied

    469,433,000       32.9       410,977,000       33.0       14.2  

Real estate – multi-family and residential rental

    38,968,000       2.7       36,058,000       2.9       8.1  

Total commercial

    1,322,388,000       92.5       1,153,189,000       92.5       14.7  
                                         

Retail:

                                       

Home equity and other

    60,417,000       4.2       50,059,000       4.0       20.7  

1-4 family mortgages

    46,818,000       3.3       42,868,000       3.5       9.2  

Total retail

    107,235,000       7.5       92,927,000       7.5       15.4  
                                         

Total originated loans

  $ 1,429,623,000       100.0 %   $ 1,246,116,000       100.0 %     14.7 %
                                   

Percent

 
   

June 30, 2015

   

December 31, 2014

   

Increase

 
   

Balance

   

%

   

Balance

   

%

   

(Decrease)

 

Acquired loans

                                       

Commercial:

                                       

Commercial and industrial

  $ 134,633,000       18.1 %   $ 166,037,000       19.7       (18.9% )

Vacant land, land development, and residential construction

    18,769,000       2.5       22,148,000       2.6       (15.3 )

Real estate – owner occupied

    124,660,000       16.8       138,630,000       16.4       (10.1 )

Real estate – non-owner occupied

    134,291,000       18.1       148,597,000       17.6       (9.6 )

Real estate – multi-family and residential rental

    85,690,000       11.6       86,702,000       10.3       (1.2 )

Total commercial

    498,043,000       67.1       562,114,000       66.6       (11.4 )
                                         

Retail:

                                       

Home equity and other

    89,077,000       12.0       109,219,000       13.0       (18.4 )

1-4 family mortgages

    155,089,000       20.9       171,828,000       20.4       (9.7 )

Total retail

    244,166,000       32.9       281,047,000       33.4       (13.1 )
                                         

Total acquired loans

  $ 742,209,000       100.0 %   $ 843,161,000       100.0 %     (12.0% )
                                   

Percent

 
   

June 30, 2015

   

December 31, 2014

   

Increase

 
   

Balance

   

%

   

Balance

   

%

   

(Decrease)

 

Total loans

                                       

Commercial:

                                       

Commercial and industrial

  $ 622,073,000       28.7 %   $ 550,607,000       26.4 %     13.0 %

Vacant land, land development, and residential construction

    47,622,000       2.2       51,974,000       2.5       (8.4 )

Real estate – owner occupied

    422,354,000       19.4       430,388,000       20.5       (1.9 )

Real estate – non-owner occupied

    603,724,000       27.8       559,574,000       26.8       7.9  

Real estate – multi-family and residential rental

    124,658,000       5.7       122,760,000       5.9       1.5  

Total commercial

    1,820,431,000       83.8       1,715,303,000       82.1       6.1  
                                         

Retail:

                                       

Home equity and other

    149,494,000       6.9       159,278,000       7.6       (6.1 )

1-4 family mortgages

    201,907,000       9.3       214,696,000       10.3       (6.0 )

Total retail

    351,401,000       16.2       373,974,000       17.9       (6.0 )
                                         

Total loans

  $ 2,171,832,000       100.0 %   $ 2,089,277,000       100.0 %     4.0 %
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]

Balance at March 31, 2015

  $ 5,241,000  

Additions

    0  

Accretion income

    (681,000 )

Net reclassification from nonaccretable to accretable

    708,000  

Reductions (1)

    (153,000 )
         

Ending balance

  $ 5,115,000  
         

Balance at December 31, 2014

  $ 4,998,000  

Additions

    0  

Accretion income

    (1,327,000 )

Net reclassification from nonaccretable to accretable

    1,649,000  

Reductions (1)

    (205,000 )
         

Ending balance

  $ 5,115,000  
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
   

June 30,

   

December 31,

 
   

2015

   

2014

 
                 

Loans past due 90 days or more still accruing interest

  $ 0     $ 0  

Nonaccrual loans

    2,893,000       26,048,000  
                 

Total nonperforming originated loans

  $ 2,893,000     $ 26,048,000  
   

June 30,

   

December 31,

 
   

2015

   

2014

 
                 

Loans past due 90 days or more still accruing interest

  $ 0     $ 26,000  

Nonaccrual loans

    5,210,000       3,358,000  
                 

Total nonperforming acquired loans

  $ 5,210,000     $ 3,384,000  
   

June 30,

   

December 31,

 
   

2015

   

2014

 

Commercial:

               

Commercial and industrial

  $ 278,000     $ 6,478,000  

Vacant land, land development, and residential construction

    183,000       209,000  

Real estate – owner occupied

    2,558,000       18,062,000  

Real estate – non-owner occupied

    246,000       378,000  

Real estate – multi-family and residential rental

    2,580,000       106,000  

Total commercial

    5,845,000       25,233,000  
                 

Retail:

               

Home equity and other

    749,000       800,000  

1-4 family mortgages

    1,509,000       3,399,000  

Total retail

    2,258,000       4,199,000  
                 

Total nonperforming loans

  $ 8,103,000     $ 29,432,000  
Past Due Financing Receivables [Table Text Block]
                   

Greater

                           

Recorded

 
   

30 – 59

   

60 – 89

   

Than 89

                           

Balance > 89

 
   

Days

   

Days

   

Days

   

Total

           

Total

   

Days and

 
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

   

Accruing

 

Originated loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0     $ 487,440,000     $ 487,440,000     $ 0  

Vacant land, land development, and residential construction

    0       0       0       0       28,853,000       28,853,000       0  

Real estate – owner occupied

    0       1,182,000       20,000       1,202,000       296,492,000       297,694,000       0  

Real estate – non-owner occupied

    0       0       0       0       469,433,000       469,433,000       0  

Real estate – multi-family and residential rental

    0       0       0       0       38,968,000       38,968,000       0  

Total commercial

    0       1,182,000       20,000       1,202,000       1,321,186,000       1,322,388,000       0  
                                                         

Retail:

                                                       

Home equity and other

    64,000       0       0       64,000       60,353,000       60,417,000       0  

1-4 family mortgages

    0       73,000       312,000       385,000       46,433,000       46,818,000       0  

Total retail

    64,000       73,000       312,000       449,000       106,786,000       107,235,000       0  
                                                         

Total past due loans

  $ 64,000     $ 1,255,000     $ 332,000     $ 1,651,000     $ 1,427,972,000     $ 1,429,623,000     $ 0  
                   

Greater

                           

Recorded

 
   

30 – 59

   

60 – 89

   

Than 89

                           

Balance > 89

 
   

Days

   

Days

   

Days

   

Total

           

Total

   

Days and

 
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

   

Accruing

 

Acquired loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 135,000     $ 0     $ 755,000     $ 890,000     $ 133,743,000     $ 134,633,000     $ 0  

Vacant land, land development, and residential construction

    0       0       0       0       18,769,000       18,769,000       0  

Real estate – owner occupied

    76,000       18,000       825,000       919,000       123,741,000       124,660,000       0  

Real estate – non-owner occupied

    85,000       0       246,000       331,000       133,960,000       134,291,000       0  

Real estate – multi-family and residential rental

    14,000       2,476,000       162,000       2,652,000       83,038,000       85,690,000       0  

Total commercial

    310,000       2,494,000       1,988,000       4,792,000       493,251,000       498,043,000       0  
                                                         

Retail:

                                                       

Home equity and other

    198,000       33,000       162,000       393,000       88,684,000       89,077,000       0  

1-4 family mortgages

    929,000       136,000       530,000       1,595,000       153,494,000       155,089,000       0  

Total retail

    1,127,000       169,000       692,000       1,988,000       242,178,000       244,166,000       0  
                                                         

Total past due loans

  $ 1,437,000     $ 2,663,000     $ 2,680,000     $ 6,780,000     $ 735,429,000     $ 742,209,000     $ 0  
                   

Greater

                           

Recorded

 
   

30 – 59

   

60 – 89

   

Than 89

                           

Balance > 89

 
   

Days

   

Days

   

Days

   

Total

           

Total

   

Days and

 
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

   

Accruing

 

Originated loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0     $ 384,570,000     $ 384,570,000     $ 0  

Vacant land, land development, and residential construction

    0       0       0       0       29,826,000       29,826,000       0  

Real estate – owner occupied

    0       0       120,000       120,000       291,638,000       291,758,000       0  

Real estate – non-owner occupied

    0       0       116,000       116,000       410,861,000       410,977,000       0  

Real estate – multi-family and residential rental

    0       0       0       0       36,058,000       36,058,000       0  

Total commercial

    0       0       236,000       236,000       1,152,953,000       1,153,189,000       0  
                                                         

Retail:

                                                       

Home equity and other

    38,000       3,000       0       41,000       50,018,000       50,059,000       0  

1-4 family mortgages

    0       0       366,000       366,000       42,502,000       42,868,000       0  

Total retail

    38,000       3,000       366,000       407,000       92,520,000       92,927,000       0  
                                                         

Total past due loans

  $ 38,000     $ 3,000     $ 602,000     $ 643,000     $ 1,245,473,000     $ 1,246,116,000     $ 0  
                   

Greater

                           

Recorded

 
   

30 – 59

   

60 – 89

   

Than 89

                           

Balance > 89

 
   

Days

   

Days

   

Days

   

Total

           

Total

   

Days and

 
   

Past Due

   

Past Due

   

Past Due

   

Past Due

   

Current

   

Loans

   

Accruing

 

Acquired Loans

                                                       

Commercial:

                                                       

Commercial and industrial

  $ 29,000     $ 32,000     $ 76,000     $ 137,000     $ 165,900,000     $ 166,037,000     $ 0  

Vacant land, land development, and residential construction

    0       38,000       0       38,000       22,110,000       22,148,000       0  

Real estate – owner occupied

    51,000       425,000       1,625,000       2,101,000       136,529,000       138,630,000       0  

Real estate – non-owner occupied

    68,000       598,000       395,000       1,061,000       147,536,000       148,597,000       0  

Real estate – multi-family and residential rental

    37,000       0       105,000       142,000       86,560,000       86,702,000       0  

Total commercial

    185,000       1,093,000       2,201,000       3,479,000       558,635,000       562,114,000       0  
                                                         

Retail:

                                                       

Home equity and other

    445,000       419,000       155,000       1,019,000       108,200,000       109,219,000       26,000  

1-4 family mortgages

    1,087,000       408,000       750,000       2,245,000       169,583,000       171,828,000       0  

Total retail

    1,532,000       827,000       905,000       3,264,000       277,783,000       281,047,000       26,000  
                                                         

Total past due loans

  $ 1,717,000     $ 1,920,000     $ 3,106,000     $ 6,743,000     $ 836,418,000     $ 843,161,000     $ 26,000  
Impaired Financing Receivables [Table Text Block]
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 
                                         

With no related allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 1,923,000     $ 1,923,000             $ 1,930,000     $ 1,674,000  

Vacant land, land development and residential construction

    0       0               98,000       135,000  

Real estate – owner occupied

    312,000       124,000               1,062,000       1,342,000  

Real estate – non-owner occupied

    5,761,000       5,761,000               2,937,000       2,362,000  

Real estate – multi-family and residential rental

    360,000       302,000               306,000       309,000  

Total commercial

    8,356,000       8,110,000               6,333,000       5,822,000  

Retail:

                                       

Home equity and other

    206,000       188,000               189,000       190,000  

1-4 family mortgages

    1,309,000       697,000               615,000       597,000  

Total retail

    1,515,000       885,000               804,000       787,000  
                                         

Total with no related allowance recorded

  $ 9,871,000     $ 8,995,000             $ 7,137,000     $ 6,609,000  
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 

With an allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 513,000     $ 460,000     $ 436,000     $ 2,812,000     $ 3,617,000  

Vacant land, land development and residential construction

    2,530,000       2,184,000       376,000       2,092,000       2,061,000  

Real estate – owner occupied

    6,646,000       2,094,000       637,000       8,806,000       11,095,000  

Real estate – non-owner occupied

    4,955,000       4,955,000       206,000       10,319,000       12,195,000  

Real estate – multi-family and residential rental

    1,305,000       1,305,000       492,000       1,321,000       1,338,000  

Total commercial

    15,949,000       10,998,000       2,147,000       25,350,000       30,306,000  

Retail:

                                       

Home equity and other

    198,000       163,000       126,000       165,000       138,000  

1-4 family mortgages

    165,000       132,000       51,000       217,000       811,000  

Total retail

    363,000       295,000       177,000       382,000       949,000  
                                         

Total with an allowance recorded

  $ 16,312,000     $ 11,293,000     $ 2,324,000     $ 25,732,000     $ 31,255,000  
                                         

Total impaired loans:

                                       

Commercial

  $ 24,305,000     $ 19,108,000     $ 2,147,000     $ 31,683,000     $ 36,128,000  

Retail

    1,878,000       1,180,000       177,000       1,186,000       1,736,000  

Total impaired loans

  $ 26,183,000     $ 20,288,000     $ 2,324,000     $ 32,869,000     $ 37,864,000  
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 
                                         

With no related allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 1,565,000     $ 1,532,000             $ 1,244,000     $ 1,356,000  

Vacant land, land development and residential construction

    0       0               0       0  

Real estate – owner occupied

    492,000       429,000               317,000       249,000  

Real estate – non-owner occupied

    586,000       545,000               427,000       393,000  

Real estate – multi-family and residential rental

    3,152,000       3,133,000               2,037,000       1,520,000  

Total commercial

    5,795,000       5,639,000               4,025,000       3,518,000  

Retail:

                                       

Home equity and other

    485,000       361,000               365,000       456,000  

1-4 family mortgages

    803,000       680,000               801,000       823,000  

Total retail

    1,288,000       1,041,000               1,166,000       1,279,000  
                                         

Total with no related allowance recorded

  $ 7,083,000     $ 6,680,000             $ 5,191,000     $ 4,797,000  
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 

With an allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 80,000     $ 80,000     $ 9,000     $ 97,000     $ 65,000  

Vacant land, land development and residential construction

    0       0       0       0       0  

Real estate – owner occupied

    1,177,000       1,086,000       561,000       1,256,000       1,338,000  

Real estate – non-owner occupied

    0       0       0       0       0  

Real estate – multi-family and residential rental

    26,000       27,000       1,000       28,000       19,000  

Total commercial

    1,283,000       1,193,000       571,000       1,381,000       1,422,000  

Retail:

                                       

Home equity and other

    0       0       0       0       0  

1-4 family mortgages

    342,000       282,000       13,000       283,000       189,000  

Total retail

    342,000       282,000       13,000       283,000       189,000  
                                         

Total with an allowance recorded

  $ 1,625,000     $ 1,475,000     $ 584,000     $ 1,664,000     $ 1,611,000  
                                         

Total impaired loans:

                                       

Commercial

  $ 7,078,000     $ 6,832,000     $ 571,000     $ 5,406,000     $ 4,940,000  

Retail

    1,630,000       1,323,000       13,000       1,449,000       1,468,000  

Total impaired loans

  $ 8,708,000     $ 8,155,000     $ 584,000     $ 6,855,000     $ 6,408,000  
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 
                                         

With no related allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 1,170,000     $ 1,164,000             $ 169,000     $ 283,000  

Vacant land, land development and residential construction

    540,000       209,000               171,000       235,000  

Real estate – owner occupied

    3,609,000       1,901,000               662,000       703,000  

Real estate – non-owner occupied

    1,210,000       1,210,000               1,169,000       1,024,000  

Real estate – multi-family and residential rental

    375,000       317,000               1,000       1,000  

Total commercial

    6,904,000       4,801,000               2,172,000       2,246,000  

Retail:

                                       

Home equity and other

    207,000       191,000               647,000       585,000  

1-4 family mortgages

    1,144,000       560,000               585,000       606,000  

Total retail

    1,351,000       751,000               1,232,000       1,191,000  
                                         

Total with no related allowance recorded

  $ 8,255,000     $ 5,552,000             $ 3,404,000     $ 3,437,000  
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 

With an allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 5,299,000     $ 5,226,000     $ 1,578,000     $ 882,000     $ 1,068,000  

Vacant land, land development and residential construction

    2,000,000       2,000,000       151,000       3,604,000       3,782,000  

Real estate – owner occupied

    15,745,000       15,674,000       2,200,000       1,974,000       1,820,000  

Real estate – non-owner occupied

    16,033,000       15,949,000       4,779,000       18,591,000       19,418,000  

Real estate – multi-family and residential rental

    1,371,000       1,371,000       666,000       1,319,000       1,774,000  

Total commercial

    40,448,000       40,220,000       9,374,000       26,370,000       27,862,000  

Retail:

                                       

Home equity and other

    115,000       84,000       84,000       91,000       157,000  

1-4 family mortgages

    2,194,000       2,000,000       694,000       2,136,000       2,168,000  

Total retail

    2,309,000       2,084,000       778,000       2,227,000       2,325,000  
                                         

Total with an allowance recorded

  $ 42,757,000     $ 42,304,000     $ 10,152,000     $ 28,597,000     $ 30,187,000  
                                         

Total impaired loans:

                                       

Commercial

  $ 47,352,000     $ 45,021,000     $ 9,374,000     $ 28,542,000     $ 30,108,000  

Retail

    3,660,000       2,835,000       778,000       3,459,000       3,516,000  

Total impaired loans

  $ 51,012,000     $ 47,856,000     $ 10,152,000     $ 32,001,000     $ 33,624,000  
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 
                                         

With no related allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 1,586,000     $ 1,579,000             $ 0     $ 0  

Vacant land, land development and residential construction

    0       0               0       0  

Real estate – owner occupied

    113,000       113,000               0       0  

Real estate – non-owner occupied

    326,000       326,000               0       0  

Real estate – multi-family and residential rental

    487,000       487,000               0       0  

Total commercial

    2,512,000       2,505,000               0       0  

Retail:

                                       

Home equity and other

    641,000       639,000               0       0  

1-4 family mortgages

    866,000       866,000               0       0  

Total retail

    1,507,000       1,505,000               0       0  
                                         

Total with no related allowance recorded

  $ 4,019,000     $ 4,010,000             $ 0     $ 0  
                           

Second Quarter

   

Year-To-Date

 
   

Unpaid

                   

Average

   

Average

 
   

Contractual

   

Recorded

           

Recorded

   

Recorded

 
   

Principal

   

Principal

   

Related

   

Principal

   

Principal

 
   

Balance

   

Balance

   

Allowance

   

Balance

   

Balance

 

With an allowance recorded

                                       

Commercial:

                                       

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0     $ 0  

Vacant land, land development and residential construction

    0       0       0       0       0  

Real estate – owner occupied

    1,516,000       1,502,000       605,000       0       0  

Real estate – non-owner occupied

    0       0       0       0       0  

Real estate – multi-family and residential rental

    0       0       0       0       0  

Total commercial

    1,516,000       1,502,000       605,000       0       0  

Retail:

                                       

Home equity and other

    0       0       0       0       0  

1-4 family mortgages

    0       0       0       0       0  

Total retail

    0       0       0       0       0  
                                         

Total with an allowance recorded

  $ 1,516,000     $ 1,502,000     $ 605,000     $ 0     $ 0  
                                         

Total impaired loans:

                                       

Commercial

  $ 4,028,000     $ 4,007,000     $ 605,000     $ 0     $ 0  

Retail

    1,507,000       1,505,000       0       0       0  

Total impaired loans

  $ 5,535,000     $ 5,512,000     $ 605,000     $ 0     $ 0  
Financing Receivable Credit Quality Indicators [Table Text Block]
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
    Commercial    

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 348,542,000     $ 15,243,000     $ 211,066,000     $ 342,030,000     $ 16,044,000  

Grades 5 – 7

    136,948,000       11,426,000       83,907,000       121,726,000       21,619,000  

Grades 8 – 9

    1,950,000       2,184,000       2,721,000       5,677,000       1,305,000  

Total commercial

  $ 487,440,000     $ 28,853,000     $ 297,694,000     $ 469,433,000     $ 38,968,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 59,441,000     $ 5,382,000     $ 44,922,000     $ 67,258,000     $ 41,488,000  

Grades 5 – 7

    71,999,000       12,177,000       73,383,000       63,716,000       40,329,000  

Grades 8 – 9

    3,193,000       1,210,000       6,355,000       3,317,000       3,873,000  

Total commercial

  $ 134,633,000     $ 18,769,000     $ 124,660,000     $ 134,291,000     $ 85,690,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 266,631,000     $ 11,242,000     $ 190,656,000     $ 285,035,000     $ 12,394,000  

Grades 5 – 7

    109,639,000       16,375,000       83,123,000       113,982,000       22,282,000  

Grades 8 – 9

    8,300,000       2,209,000       17,979,000       11,960,000       1,382,000  

Total commercial

  $ 384,570,000     $ 29,826,000     $ 291,758,000     $ 410,977,000     $ 36,058,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 72,411,000     $ 5,875,000     $ 39,496,000     $ 65,886,000     $ 35,858,000  

Grades 5 – 7

    90,320,000       14,472,000       92,212,000       78,103,000       49,781,000  

Grades 8 – 9

    3,306,000       1,801,000       6,922,000       4,608,000       1,063,000  

Total commercial

  $ 166,037,000     $ 22,148,000     $ 138,630,000     $ 148,597,000     $ 86,702,000  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   

Commercial

   

Retail

                 
   

Loans

   

Loans

   

Unallocated

   

Total

 
                                 

Allowance for loan losses:

                               

Balance at March 31, 2015

  $ 18,977,000     $ 1,235,000     $ 39,000     $ 20,251,000  

Provision for loan losses

    (1,151,000 )     513,000       (5,000 )     (643,000 )

Charge-offs

    (4,199,000 )     (154,000 )     0       (4,353,000 )

Recoveries

    365,000       120,000       0       485,000  

Ending balance

  $ 13,992,000     $ 1,714,000     $ 34,000     $ 15,740,000  
                                 
                                 

Allowance for loan losses:

                               

Balance at December 31, 2014

  $ 17,736,000     $ 1,487,000     $ 76,000     $ 19,299,000  

Provision for loan losses

    (1,651,000 )     592,000       (42,000 )     (1,101,000 )

Charge-offs

    (4,277,000 )     (517,000 )     0       (4,794,000 )

Recoveries

    2,184,000       152,000       0       2,336,000  

Ending balance

  $ 13,992,000     $ 1,714,000     $ 34,000     $ 15,740,000  
                                 

Ending balance: individually evaluated for impairment

  $ 2,146,000     $ 178,000     $ 0     $ 2,324,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 11,846,000     $ 1,536,000     $ 34,000     $ 13,416,000  
                                 
                                 

Total loans:

                               

Ending balance

  $ 1,322,388,000     $ 107,235,000             $ 1,429,623,000  
                                 

Ending balance: individually evaluated for impairment

  $ 19,108,000     $ 1,180,000             $ 20,288,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 1,303,280,000     $ 106,055,000             $ 1,409,335,000  
   

Commercial

   

Retail

                 
   

Loans

   

Loans

   

Unallocated

   

Total

 
                                 

Allowance for loan losses:

                               

Balance at March 31, 2015

  $ 622,000     $ 177,000     $ 0     $ 799,000  

Provision for loan losses

    (31,000 )     74,000       0       43,000  

Charge-offs

    (30,000 )     0       0       (30,000 )

Recoveries

    0       9,000       0       9,000  

Ending balance

  $ 561,000     $ 260,000     $ 0     $ 821,000  
                                 
                                 

Allowance for loan losses:

                               

Balance at December 31, 2014

  $ 681,000     $ 61,000     $ 0     $ 742,000  

Provision for loan losses

    (90,000 )     191,000       0       101,000  

Charge-offs

    (31,000 )     (7,000 )     0       (38,000 )

Recoveries

    1,000       15,000       0       16,000  

Ending balance

  $ 561,000     $ 260,000     $ 0     $ 821,000  
   

Commercial

   

Retail

                 
   

Loans

   

Loans

   

Unallocated

   

Total

 
                                 

Allowance for loan losses:

                               

Balance at March 31, 2014

  $ 19,001,000     $ 1,957,000     $ (4,000 )   $ 20,954,000  

Provision for loan losses

    (334,000 )     (345,000 )     (21,000 )     (700,000 )

Charge-offs

    (98,000 )     (5,000 )     0       (103,000 )

Recoveries

    538,000       167,000       0       705,000  

Ending balance

  $ 19,107,000     $ 1,774,000     $ (25,000 )   $ 20,856,000  
                                 
                                 

Allowance for loan losses:

                               

Balance at December 31, 2013

  $ 20,455,000     $ 2,358,000     $ 8,000     $ 22,821,000  

Provision for loan losses

    (1,788,000 )     (779,000 )     (33,000 )     (2,600,000 )

Charge-offs

    (684,000 )     (7,000 )     0       (691,000 )

Recoveries

    1,124,000       202,000       0       1,326,000  

Ending balance

  $ 19,107,000     $ 1,774,000     $ (25,000 )   $ 20,856,000  
                                 

Ending balance: individually evaluated for impairment

  $ 9,440,000     $ 922,000     $ 0     $ 10,362,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 9,667,000     $ 852,000     $ (25,000 )   $ 10,494,000  
                                 
                                 

Total loans:

                               

Ending balance

  $ 1,076,609,000     $ 68,488,000             $ 1,145,097,000  
                                 

Ending balance: individually evaluated for impairment

  $ 27,199,000     $ 3,405,000             $ 30,604,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 1,049,410,000     $ 65,083,000             $ 1,114,493,000  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
           

Pre-

   

Post-

 
           

Modification

   

Modification

 
           

Recorded

   

Recorded

 
   

Number of

   

Principal

   

Principal

 
   

Contracts

   

Balance

   

Balance

 

Originated loans

                       

Commercial:

                       

Commercial and industrial

    4     $ 1,308,000     $ 1,308,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    0       0       0  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total originated commercial

    4       1,308,000       1,308,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total originated retail

    0       0       0  
                         

Total originated loans

    4     $ 1,308,000     $ 1,308,000  
                         

Acquired loans

                       

Commercial:

                       

Commercial and industrial

    2     $ 286,000     $ 286,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    3       119,000       119,000  

Real estate – non-owner occupied

    1       302,000       302,000  

Real estate – multi-family and residential rental

    3       265,000       265,000  

Total acquired commercial

    9       972,000       972,000  
                         

Retail:

                       

Home equity and other

    1       161,000       161,000  

1-4 family mortgages

    0       0       0  

Total acquired retail

    1       161,000       161,000  
                         

Total acquired loans

    10     $ 1,133,000     $ 1,133,000  
           

Pre-

   

Post-

 
           

Modification

   

Modification

 
           

Recorded

   

Recorded

 
   

Number of

   

Principal

   

Principal

 
   

Contracts

   

Balance

   

Balance

 

Originated loans

                       

Commercial:

                       

Commercial and industrial

    10     $ 1,876,000     $ 1,901,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    0       0       0  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total originated commercial

    10       1,876,000       1,901,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total originated retail

    0       0       0  
                         

Total originated loans

    10     $ 1,876,000     $ 1,901,000  
                         

Acquired loans

                       

Commercial:

                       

Commercial and industrial

    2     $ 286,000     $ 286,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    5       169,000       169,000  

Real estate – non-owner occupied

    1       302,000       302,000  

Real estate – multi-family and residential rental

    3       265,000       265,000  

Total acquired commercial

    11       1,022,000       1,022,000  
                         

Retail:

                       

Home equity and other

    1       161,000       161,000  

1-4 family mortgages

    0       0       0  

Total acquired retail

    1       161,000       161,000  
                         

Total acquired loans

    12     $ 1,183,000     $ 1,183,000  
           

Pre-

   

Post-

 
           

Modification

   

Modification

 
           

Recorded

   

Recorded

 
   

Number of

   

Principal

   

Principal

 
   

Contracts

   

Balance

   

Balance

 

Originated loans

                       

Commercial:

                       

Commercial and industrial

    0     $ 0     $ 0  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    1       996,000       996,000  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total originated commercial

    1       996,000       996,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total originated retail

    0       0       0  
                         

Total originated loans

    1     $ 996,000     $ 996,000  
                         

Acquired loans

                       

Commercial:

                       

Commercial and industrial

    0     $ 0     $ 0  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    0       0       0  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total acquired commercial

    0       0       0  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total acquired retail

    0       0       0  
                         

Total acquired loans

    0     $ 0     $ 0  
           

Pre-

   

Post-

 
           

Modification

   

Modification

 
           

Recorded

   

Recorded

 
   

Number of

   

Principal

   

Principal

 
   

Contracts

   

Balance

   

Balance

 

Originated loans

                       

Commercial:

                       

Commercial and industrial

    1     $ 14,000     $ 14,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    1       996,000       996,000  

Real estate – non-owner occupied

    1       146,000       146,000  

Real estate – multi-family and residential rental

    0       0       0  

Total originated commercial

    3       1,156,000       1,156,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total originated retail

    0       0       0  
                         

Total originated loans

    3     $ 1,156,000     $ 1,156,000  
                         

Acquired loans

                       

Commercial:

                       

Commercial and industrial

    0     $ 0     $ 0  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    0       0       0  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total acquired commercial

    0       0       0  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total acquired retail

    0       0       0  
                         

Total acquired loans

    0     $ 0     $ 0  
Troubled Debt Restructurings on Financing Receivables WithIn Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]
           

Recorded

 
   

Number of

   

Principal

 
   

Contracts

   

Balance

 

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    1       1,182,000  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    1       1,182,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    1     $ 1,182,000  
           

Recorded

 
   

Number of

   

Principal

 
   

Contracts

   

Balance

 

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    1       1,182,000  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    1       1,182,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    1     $ 1,182,000  
           

Recorded

 
   

Number of

   

Principal

 
   

Contracts

   

Balance

 

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    1       18,000  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    1       18,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    1     $ 18,000  
           

Recorded

 
   

Number of

   

Principal

 
   

Contracts

   

Balance

 

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    1       18,000  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    1       18,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    1     $ 18,000  
           

Recorded

 
   

Number of

   

Principal

 
   

Contracts

   

Balance

 

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    0       0  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    0       0  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    0     $ 0  
           

Recorded

 
   

Number of

   

Principal

 
   

Contracts

   

Balance

 

Commercial:

               

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    0       0  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    0       0  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    0     $ 0  
Trouble Debt Restructuring Activity [Table Text Block]
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 6,556,000     $ 2,654,000     $ 16,966,000     $ 16,063,000     $ 498,000  

Charge-Offs

    0       0       (4,198,000 )     0       0  

Payments

    (5,380,000 )     (22,000 )     (10,550,000 )     (4,981,000 )     (7,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    1,266,000       0       0       0       0  

Ending Balance

  $ 2,442,000     $ 2,632,000     $ 2,218,000     $ 11,082,000     $ 491,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 302,000  

Charge-Offs

    0       (23,000 )

Payments

    0       (9,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       0  

Ending Balance

  $ 0     $ 270,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,519,000     $ 0     $ 1,492,000     $ 62,000     $ 333,000  

Charge-Offs

    0       0       (31,000 )     0       0  

Payments

    (275,000 )     0       (292,000 )     0       (6,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    277,000       0       181,000       299,000       253,000  

Ending Balance

  $ 1,521,000     $ 0     $ 1,350,000     $ 361,000     $ 580,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 177,000  

Charge-Offs

    0       0  

Payments

    0       0  

Transfers to ORE

    0       0  

Net Additions/Deletions

    152,000       0  

Ending Balance

  $ 152,000     $ 177,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 7,026,000     $ 2,680,000     $ 17,160,000     $ 17,439,000     $ 505,000  

Charge-Offs

    0       0       (4,198,000 )     0       0  

Payments

    (6,535,000 )     (48,000 )     (10,744,000 )     (6,357,000 )     (14,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    1,951,000       0       0       0       0  

Ending Balance

  $ 2,442,000     $ 2,632,000     $ 2,218,000     $ 11,082,000     $ 491,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 1,967,000  

Charge-Offs

    0       (148,000 )

Payments

    0       (1,549,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       0  

Ending Balance

  $ 0     $ 270,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,439,000     $ 0     $ 1,569,000     $ 64,000     $ 381,000  

Charge-Offs

    0       0       (31,000 )     0       0  

Payments

    (275,000 )     0       (471,000 )     (2,000 )     (54,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    357,000       0       283,000       299,000       253,000  

Ending Balance

  $ 1,521,000     $ 0     $ 1,350,000     $ 361,000     $ 580,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 

Retail Loan Portfolio:

               

Beginning Balance

  $ 26,000     $ 178,000  

Charge-Offs

    0       0  

Payments

    (26,000 )     (1,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    152,000       0  

Ending Balance

  $ 152,000     $ 177,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,404,000     $ 4,250,000     $ 1,756,000     $ 21,629,000     $ 732,000  

Charge-Offs

    (67,000 )     0       0       0       0  

Payments

    (161,000 )     (464,000 )     (42,000 )     (2,966,000 )     (13,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    0       0       997,000       0       0  

Ending Balance

  $ 1,176,000     $ 3,786,000     $ 2,711,000     $ 18,663,000     $ 719,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 2,122,000  

Charge-Offs

    0       0  

Payments

    0       (45,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       0  

Ending Balance

  $ 0     $ 2,077,000  
           

Commercial

                   

Commercial

 
           

Vacant Land,

   

Commercial

   

Commercial

   

Real Estate -

 
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,656,000     $ 4,501,000     $ 1,816,000     $ 22,311,000     $ 2,620,000  

Charge-Offs

    (67,000 )     0       (11,000 )     0       (420,000 )

Payments

    (427,000 )     (3,613,000 )     (90,000 )     (3,967,000 )     (1,481,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    14,000       2,898,000       996,000       319,000       0  

Ending Balance

  $ 1,176,000     $ 3,786,000     $ 2,711,000     $ 18,663,000     $ 719,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 2,191,000  

Charge-Offs

    0       0  

Payments

    0       (114,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       0  

Ending Balance

  $ 0     $ 2,077,000  
Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]
   

June 30,

   

December 31,

 
   

2015

   

2014

 
                 

Commercial:

               

Commercial and industrial

  $ 252,000     $ 16,000  

Vacant land, land development, and residential construction

    288,000       151,000  

Real estate – owner occupied

    120,000       182,000  

Real estate – non-owner occupied

    206,000       4,778,000  

Real estate – multi-family and residential rental

    492,000       666,000  

Total commercial

    1,358,000       5,793,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total related allowance

  $ 1,358,000     $ 5,793,000  
Retail Portfolio Segment [Member]  
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 60,417,000     $ 46,818,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 89,077,000     $ 155,089,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 50,059,000     $ 42,868,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 109,219,000     $ 171,828,000