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Note 5 - Premises and Equipment, Net
12 Months Ended
Dec. 31, 2015
Property, Plant and Equipment [Abstract]  
Property, Plant and Equipment Disclosure [Text Block]

NOTE 5 - PREMISES AND EQUIPMENT, NET


Year-end premises and equipment were as follows:


   

2015

   

2014

 
             

Land and improvements

  $ 16,529,000     $ 16,579,000  

Buildings

    39,394,000       38,761,000  

Furniture and equipment

    16,978,000       16,622,000  
      72,901,000       71,962,000  

Less: accumulated depreciation

    26,039,000       23,150,000  
                 

Total premises and equipment

  $ 46,862,000     $ 48,812,000  

Future lease payments total $1.6 million, comprised of $0.4 million in one year, $0.8 million in one to three years, $0.3 million in three to five years and $0.1 million in over five years. Depreciation expense totaled $3.0 million in 2015, $2.3 million in 2014, and $1.3 million in 2013.