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Note 4 - Loans and Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2015
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   

December 31, 2015

   

December 31, 2014

   

Percent

Increase

 
    Balance     %     Balance     %     (Decrease)  
Originated Loans                                        

Commercial:

                                       

Commercial and industrial

  $ 577,872,000       35.7 %   $ 384,570,000       30.8 %     50.3 %

Vacant land, land development, and residential construction

    30,138,000       1.9       29,826,000       2.4       1.0  

Real estate – owner occupied

    330,798,000       20.5       291,758,000       23.4       13.4  

Real estate – non-owner occupied

    520,754,000       32.2       410,977,000       33.0       26.7  

Real estate – multi-family and residential rental

    33,954,000       2.1       36,058,000       2.9       (5.8 )

Total commercial

    1,493,516,000       92.4       1,153,189,000       92.5       29.5  
                                         

Retail:

                                       

Home equity and other

    67,816,000       4.2       50,059,000       4.0       35.5  

1-4 family mortgages

    55,255,000       3.4       42,868,000       3.5       28.9  

Total retail

    123,071,000       7.6       92,927,000       7.5       32.4  
                                         

Total originated loans

  $ 1,616,587,000       100.0 %   $ 1,246,116,000       100.0 %     29.7 %
   

December 31, 2015

   

December 31, 2014

   

Percent

Increase

 
    Balance     %     Balance     %     (Decrease)  
Acquired Loans                                        

Commercial:

                                       

Commercial and industrial

  $ 118,431,000       17.9 %   $ 166,037,000       19.7 %     (28.7% )

Vacant land, land development, and residential construction

    14,982,000       2.3       22,148,000       2.6       (32.4 )

Real estate – owner occupied

    115,121,000       17.4       138,630,000       16.4       (17.0 )

Real estate – non-owner occupied

    123,597,000       18.7       148,597,000       17.6       (16.8 )

Real estate – multi-family and residential rental

    81,049,000       12.3       86,702,000       10.3       (6.5 )

Total commercial

    453,180,000       68.6       562,114,000       66.6       (19.4 )
                                         

Retail:

                                       

Home equity and other

    72,830,000       11.0       109,219,000       13.0       (33.3 )

1-4 family mortgages

    135,130,000       20.4       171,828,000       20.4       (21.4 )

Total retail

    207,960,000       31.4       281,047,000       33.4       (26.0 )
                                         

Total acquired loans

  $ 661,140,000       100.0 %   $ 843,161,000       100.0 %     (21.6% )
   

December 31, 2015

   

December 31, 2014

   

Percent

Increase

 
    Balance     %     Balance     %     (Decrease)  

Total Loans

                                       

Commercial:

                                       

Commercial and industrial

  $ 696,303,000       30.6 %   $ 550,607,000       26.4 %     26.5 %

Vacant land, land development, and residential construction

    45,120,000       2.0       51,974,000       2.5       (13.2 )

Real estate – owner occupied

    445,919,000       19.6       430,388,000       20.5       3.6  

Real estate – non-owner occupied

    644,351,000       28.3       559,574,000       26.8       15.2  

Real estate – multi-family and residential rental

    115,003,000       5.0       122,760,000       5.9       (6.3 )

Total commercial

    1,946,696,000       85.5       1,715,303,000       82.1       13.5  
                                         

Retail:

                                       

Home equity and other

    140,646,000       6.2       159,278,000       7.6       (11.7 )

1-4 family mortgages

    190,385,000       8.3       214,696,000       10.3       (11.3 )

Total retail

    331,031,000       14.5       373,974,000       17.9       (11.5 )
                                         

Total loans

  $ 2,277,727,000       100.0 %   $ 2,089,277,000       100.0 %     9.0 %
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]
    2015  

Balance at December 31, 2014

  $ 4,998,000  
Additions     26,000  

Accretion income

    (2,607,000 )

Net reclassification from nonaccretable to accretable

    4,272,000  

Reductions (1)

    (1,496,000 )

Balance at December 31, 2015

  $ 5,193,000  
   

2014

 

Balance at May 31, 2014

  $ 0  

Additions

    2,514,000  

Accretion income

    (786,000 )

Net reclassification from nonaccretable to accretable

    3,537,000  

Reductions (1)

    (267,000 )

Balance at December 31, 2014

  $ 4,998,000  
Concentrations Within Loan Portfolio [Table Text Block]
   

2015

    2014  
           

Percentage of

            Percentage of  
   

Balance

   

Loan Portfolio

   

Balance

   

Loan Portfolio

 

Commercial real estate loans to lessors of non-residential buildings

  $ 506,721,000       22.2 %   $ 480,170,000       23.0 %
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]
    2015     2014  
                 

Loans past due 90 days or more still accruing interest

  $ 0     $ 0  

Nonaccrual loans

    1,954,000       26,049,000  

Total nonperforming loans

  $ 1,954,000     $ 26,049,000  
    2015     2014  
                 

Loans past due 90 days or more still accruing interest

  $ 5,000     $ 26,000  

Nonaccrual loans

    3,485,000       3,359,000  

Total nonperforming loans

  $ 3,490,000     $ 3,385,000  

 

 

December 31,

2015

   

December 31,

2014

 
Commercial:                

Commercial and industrial

  $ 458,000     $ 6,478,000  

Vacant land, land development, and residential construction

    155,000       209,000  

Real estate – owner occupied

    1,797,000       18,063,000  

Real estate – non-owner occupied

    79,000       378,000  

Real estate – multi-family and residential rental

    157,000       106,000  

Total commercial

    2,646,000       25,234,000  
                 

Retail:

               

Home equity and other

    771,000       800,000  

1-4 family mortgages

    2,027,000       3,400,000  

Total retail

    2,798,000       4,200,000  
                 

Total nonperforming loans

  $ 5,444,000     $ 29,434,000  
Past Due Financing Receivables [Table Text Block]
   

30 – 59

Days

Past Due

   

60 – 89

Days

Past Due

   

Greater

Than 89

Days

Past Due

   

Total

Past Due

   

Current

   

Total

Loans

   

Recorded

Balance > 89

Days and

Accruing

 
Originated Loans                                                        
                                                         
Commercial:                                                        

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0     $ 577,872,000     $ 577,872,000     $ 0  

Vacant land, land development, and residential construction

    0       0       0       0       30,138,000       30,138,000       0  

Real estate – owner occupied

    432,000       0       9,000       441,000       330,357,000       330,798,000       0  

Real estate – non-owner occupied

    0       0       0       0       520,754,000       520,754,000       0  

Real estate – multi-family and residential rental

    0       0       0       0       33,954,000       33,954,000       0  

Total commercial

    432,000       0       9,000       441,000       1,493,075,000       1,493,516,000       0  
                                                         

Retail:

                                                       

Home equity and other

    186,000       108,000       0       294,000       67,522,000       67,816,000       0  

1- 4 family mortgages

    107,000       95,000       356,000       558,000       54,697,000       55,255,000       0  

Total retail

    293,000       203,000       356,000       852,000       122,219,000       123,071,000       0  
                                                         

Total past due loans

  $ 725,000     $ 203,000     $ 365,000     $ 1,293,000     $ 1,615,294,000     $ 1,616,587,000     $ 0  
   

30 – 59

Days

Past Due

   

60 – 89

Days

Past Due

   

Greater

Than 89

Days

Past Due

   

Total

Past Due

   

Current

   

Total

Loans

   

Recorded

Balance > 89

Days and

Accruing

 
Acquired Loans                                                        
                                                         
Commercial:                                                        

Commercial and industrial

  $ 0     $ 5,000     $ 541,000     $ 546,000     $ 117,885,000     $ 118,431,000     $ 0  

Vacant land, land development, and residential construction

    27,000       0       0       27,000       14,955,000       14,982,000       0  

Real estate – owner occupied

    323,000       425,000       1,142,000       1,890,000       113,231,000       115,121,000       0  

Real estate – non-owner occupied

    53,000       703,000       79,000       835,000       122,762,000       123,597,000       0  

Real estate – multi-family and residential rental

    223,000       54,000       0       277,000       80,772,000       81,049,000       0  

Total commercial

    626,000       1,187,000       1,762,000       3,575,000       449,605,000       453,180,000       0  
                                                         

Retail:

                                                       

Home equity and other

    395,000       44,000       28,000       467,000       72,363,000       72,830,000       5,000  

1- 4 family mortgages

    960,000       354,000       416,000       1,730,000       133,400,000       135,130,000       0  

Total retail

    1,355,000       398,000       444,000       2,197,000       205,763,000       207,960,000       5,000  
                                                         

Total past due loans

  $ 1,981,000     $ 1,585,000     $ 2,206,000     $ 5,772,000     $ 655,368,000     $ 661,140,000     $ 5,000  
   

30 – 59

Days

Past Due

   

60 – 89

Days

Past Due

   

Greater

Than 89

Days

Past Due

   

Total

Past Due

   

Current

   

Total

Loans

   

Recorded

Balance > 89

Days and

Accruing

 
Originated Loans                                                        
                                                         
Commercial:                                                        

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0     $ 384,570,000     $ 384,570,000     $ 0  

Vacant land, land development, and residential construction

    0       0       0       0       29,826,000       29,826,000       0  

Real estate – owner occupied

    0       0       120,000       120,000       291,638,000       291,758,000       0  

Real estate – non-owner occupied

    0       0       116,000       116,000       410,861,000       410,977,000       0  

Real estate – multi-family and residential rental

    0       0       0       0       36,058,000       36,058,000       0  

Total commercial

    0       0       236,000       236,000       1,152,953,000       1,153,189,000       0  
                                                         

Retail:

                                                       

Home equity and other

    38,000       3,000       0       41,000       50,018,000       50,059,000       0  

1-4 family mortgages

    0       0       366,000       366,000       42,502,000       42,868,000       0  

Total retail

    38,000       3,000       366,000       407,000       92,520,000       92,927,000       0  
                                                         

Total past due loans

  $ 38,000     $ 3,000     $ 602,000     $ 643,000     $ 1,245,473,000     $ 1,246,116,000     $ 0  
   

 

30 – 59

Days

Past Due

   

60 – 89

Days

Past Due

   

Greater

Than 89

Days

Past Due

   

Total

Past Due

   

Current

   

Total

Loans

   

Recorded

Balance > 89

Days and

Accruing

 
Acquired Loans                                                        
                                                         
Commercial:                                                        

Commercial and industrial

  $ 29,000     $ 32,000     $ 76,000     $ 137,000     $ 165,900,000     $ 166,037,000     $ 0  

Vacant land, land development, and residential construction

    0       38,000       0       38,000       22,110,000       22,148,000       0  

Real estate – owner occupied

    51,000       425,000       1,625,000       2,101,000       136,529,000       138,630,000       0  

Real estate – non-owner occupied

    68,000       598,000       395,000       1,061,000       147,536,000       148,597,000       0  

Real estate – multi-family and residential rental

    37,000       0       105,000       142,000       86,560,000       86,702,000       0  

Total commercial

    185,000       1,093,000       2,201,000       3,479,000       558,635,000       562,114,000       0  
                                                         

Retail:

                                                       

Home equity and other

    445,000       419,000       155,000       1,019,000       108,200,000       109,219,000       26,000  

1-4 family mortgages

    1,087,000       408,000       750,000       2,245,000       169,583,000       171,828,000       0  

Total retail

    1,532,000       827,000       905,000       3,264,000       277,783,000       281,047,000       26,000  
                                                         

Total past due loans

  $ 1,717,000     $ 1,920,000     $ 3,106,000     $ 6,743,000     $ 836,418,000     $ 843,161,000     $ 26,000  
Impaired Financing Receivables [Table Text Block]
   

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related

Allowance

   

Year-To-Date Average

Recorded Principal Balance

 
With no related allowance recorded:                                
Commercial:                                

Commercial and industrial

  $ 1,509,000     $ 1,501,000             $ 1,683,000  

Vacant land, land development and residential construction

    0       0               81,000  

Real estate – owner occupied

    712,000       505,000               927,000  

Real estate – non-owner occupied

    5,696,000       5,696,000               3,703,000  

Real estate – multi-family and residential rental

    0       0               186,000  

Total commercial

    7,917,000       7,702,000               6,580,000  

Retail:

                               

Home equity and other

    14,000       5,000               153,000  

1-4 family mortgages

    1,328,000       657,000               637,000  

Total retail

    1,342,000       662,000               790,000  
                                 

Total with no related allowance recorded

  $ 9,259,000     $ 8,364,000             $ 7,370,000  

 

 

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related

Allowance

   

Year-To-Date Average Recorded Principal Balance

 
With an allowance recorded:                                
Commercial:                                

Commercial and industrial

  $ 352,000     $ 305,000     $ 165,000     $ 2,314,000  

Vacant land, land development and residential construction

    2,017,000       1,655,000       245,000       1,952,000  

Real estate – owner occupied

    5,867,000       1,314,000       242,000       7,285,000  

Real estate – non-owner occupied

    4,841,000       4,841,000       201,000       9,265,000  

Real estate – multi-family and residential rental

    1,028,000       1,028,000       365,000       1,219,000  

Total commercial

    14,105,000       9,143,000       1,218,000       22,035,000  

Retail:

                               

Home equity and other

    600,000       562,000       209,000       227,000  

1-4 family mortgages

    165,000       128,000       47,000       538,000  

Total retail

    765,000       690,000       256,000       765,000  
                                 

Total with an allowance recorded

  $ 14,870,000     $ 9,833,000     $ 1,474,000     $ 22,800,000  
                                 

Total impaired loans:

                               

Commercial

  $ 22,022,000     $ 16,845,000     $ 1,218,000     $ 28,615,000  

Retail

    2,107,000       1,352,000       256,000       1,555,000  

Total impaired loans

  $ 24,129,000     $ 18,197,000     $ 1,474,000     $ 30,170,000  
   

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related

Allowance

   

Year-To-Date Average Recorded Principal Balance

 
With no related allowance recorded:                                
Commercial:                                

Commercial and industrial

  $ 1,528,000     $ 1,494,000             $ 1,444,000  

Vacant land, land development and residential construction

    0       0               0  

Real estate – owner occupied

    2,233,000       1,952,000               818,000  

Real estate – non-owner occupied

    880,000       880,000               565,000  

Real estate – multi-family and residential rental

    452,000       404,000               1,520,000  

Total commercial

    5,093,000       4,730,000               4,347,000  

Retail:

                               

Home equity and other

    471,000       310,000               400,000  

1-4 family mortgages

    1,804,000       1,548,000               994,000  

Total retail

    2,275,000       1,858,000               1,394,000  
                                 

Total with no related allowance recorded

  $ 7,368,000     $ 6,588,000             $ 5,741,000  
   

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related

Allowance

   

Year-To-Date Average Recorded Principal Balance

 
With an allowance recorded:                                
Commercial:                                

Commercial and industrial

  $ 383,000     $ 376,000     $ 102,000     $ 127,000  

Vacant land, land development and residential construction

    0       0       0       0  

Real estate – owner occupied

    51,000       51,000       4,000       823,000  

Real estate – non-owner occupied

    0       0       0       0  

Real estate – multi-family and residential rental

    23,000       23,000       0       21,000  

Total commercial

    457,000       450,000       106,000       971,000  

Retail:

                               

Home equity and other

    0       0       0       0  

1-4 family mortgages

    175,000       175,000       6,000       185,000  

Total retail

    175,000       175,000       6,000       185,000  
                                 

Total with an allowance recorded

  $ 632,000     $ 625,000     $ 112,000     $ 1,156,000  
                                 

Total impaired loans:

                               

Commercial

  $ 5,550,000     $ 5,180,000     $ 106,000     $ 5,318,000  

Retail

    2,450,000       2,033,000       6,000       1,579,000  

Total impaired loans

  $ 8,000,000     $ 7,213,000     $ 112,000     $ 6,897,000  
   

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related 

Allowance

   

Year-To-Date Average Recorded

Principal

Balance

 
With no related allowance recorded:                                
Commercial:                                

Commercial and industrial

  $ 1,170,000     $ 1,164,000             $ 652,000  

Vacant land, land development and residential construction

    540,000       209,000               227,000  

Real estate – owner occupied

    3,609,000       1,901,000               4,365,000  

Real estate – non-owner occupied

    1,210,000       1,210,000               971,000  

Real estate – multi-family and residential rental

    375,000       317,000               64,000  

Total commercial

    6,904,000       4,801,000               6,279,000  

Retail:

                               

Home equity and other

    207,000       191,000               517,000  

1-4 family mortgages

    1,144,000       560,000               585,000  

Total retail

    1,351,000       751,000               1,102,000  
                                 

Total with no related allowance recorded

  $ 8,255,000     $ 5,552,000             $ 7,381,000  
   

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related

Allowance

   

Year-To-Date Average Recorded Principal Balance

 
With an allowance recorded:                                
Commercial:                                

Commercial and industrial

  $ 5,299,000     $ 5,226,000     $ 1,578,000     $ 2,759,000  

Vacant land, land development and residential construction

    2,000,000       2,000,000       151,000       3,229,000  

Real estate – owner occupied

    15,745,000       15,674,000       2,200,000       4,630,000  

Real estate – non-owner occupied

    16,033,000       15,949,000       4,779,000       18,245,000  

Real estate – multi-family and residential rental

    1,371,000       1,371,000       666,000       1,700,000  

Total commercial

    40,448,000       40,220,000       9,374,000       30,563,000  

Retail:

                               

Home equity and other

    115,000       84,000       84,000       128,000  

1-4 family mortgages

    2,194,000       2,000,000       694,000       2,115,000  

Total retail

    2,309,000       2,084,000       778,000       2,243,000  
                                 

Total with an allowance recorded

  $ 42,757,000     $ 42,304,000     $ 10,152,000     $ 32,806,000  
                                 

Total impaired loans:

                               

Commercial

  $ 47,352,000     $ 45,021,000     $ 9,374,000     $ 36,842,000  

Retail

    3,660,000       2,835,000       778,000       3,345,000  

Total impaired loans

  $ 51,012,000     $ 47,856,000     $ 10,152,000     $ 40,187,000  
   

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related

Allowance

   

Year-To-Date Average Recorded Principal Balance

 
With no related allowance recorded:                                
Commercial:                                

Commercial and industrial

  $ 1,586,000     $ 1,579,000             $ 563,000  

Vacant land, land development and residential construction

    0       0               0  

Real estate – owner occupied

    113,000       113,000               52,000  

Real estate – non-owner occupied

    326,000       326,000               260,000  

Real estate – multi-family and residential rental

    487,000       487,000               166,000  

Total commercial

    2,512,000       2,505,000               1,041,000  

Retail:

                               

Home equity and other

    641,000       639,000               262,000  

1-4 family mortgages

    866,000       866,000               458,000  

Total retail

    1,507,000       1,505,000               720,000  
                                 

Total with no related allowance recorded

  $ 4,019,000     $ 4,010,000             $ 1,761,000  
   

Unpaid

Contractual

Principal

Balance

   

Recorded

Principal

Balance

   

Related

Allowance

   

Year-To-Date Average Recorded Principal Balance

 

With an allowance recorded:

                               

Commercial:

                               

Commercial and industrial

  $ 0     $ 0     $ 0     $ 0  

Vacant land, land development and residential construction

    0       0       0       0  

Real estate – owner occupied

    1,516,000       1,502,000       605,000       501,000  

Real estate – non-owner occupied

    0       0       0       0  

Real estate – multi-family and residential rental

    0       0       0       0  

Total commercial

    1,516,000       1,502,000       605,000       501,000  

Retail:

                               

Home equity and other

    0       0       0       0  

1-4 family mortgages

    0       0       0       0  

Total retail

    0       0       0       0  
                                 

Total with an allowance recorded

  $ 1,516,000     $ 1,502,000     $ 605,000     $ 501,000  
                                 

Total impaired loans:

                               

Commercial

  $ 4,028,000     $ 4,007,000     $ 605,000     $ 1,542,000  

Retail

    1,507,000       1,505,000       0       720,000  

Total impaired loans

  $ 5,535,000     $ 5,512,000     $ 605,000     $ 2,262,000  
Financing Receivable Credit Quality Indicators [Table Text Block]
            Commercial                     Commercial  
            Vacant Land,     Commercial     Commercial     Real Estate -  
   

Commercial

   

Land  Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 417,120,000     $ 18,118,000     $ 230,629,000     $ 400,350,000     $ 19,121,000  

Grades 5 – 7

    160,454,000       10,365,000       98,332,000       120,404,000       13,806,000  

Grades 8 – 9

    298,000       1,655,000       1,837,000       0       1,027,000  

Total commercial

  $ 577,872,000     $ 30,138,000     $ 330,798,000     $ 520,754,000     $ 33,954,000  
           

Commercial

                    Commercial  
            Vacant Land,     Commercial     Commercial     Real Estate -  
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 67,978,000     $ 3,095,000     $ 45,807,000     $ 71,197,000     $ 44,763,000  

Grades 5 – 7

    47,589,000       11,364,000       63,563,000       50,066,000       35,288,000  

Grades 8 – 9

    2,864,000       523,000       5,751,000       2,334,000       998,000  

Total commercial

  $ 118,431,000     $ 14,982,000     $ 115,121,000     $ 123,597,000     $ 81,049,000  
   

 

Commercial

and

Industrial

   

Commercial

Vacant Land,

Land Development,

and Residential

Construction

   

Commercial

Real Estate -

Owner

Occupied

   

Commercial

Real Estate -

Non-Owner

Occupied

   

Commercial

Real Estate -

Multi-Family

and Residential

Rental

 
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 266,631,000     $ 11,242,000     $ 190,656,000     $ 285,035,000     $ 12,394,000  

Grades 5 – 7

    109,639,000       16,375,000       83,123,000       113,982,000       22,282,000  

Grades 8 – 9

    8,300,000       2,209,000       17,979,000       11,960,000       1,382,000  

Total commercial

  $ 384,570,000     $ 29,826,000     $ 291,758,000     $ 410,977,000     $ 36,058,000  
           

Commercial

                    Commercial  
            Vacant Land,    

Commercial

    Commercial     Real Estate -  
   

Commercial

   

Land Development,

   

Real Estate -

   

Real Estate -

   

Multi-Family

 
   

and

   

and Residential

   

Owner

   

Non-Owner

   

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         

Internal credit risk grade groupings:

                                       

Grades 1 – 4

  $ 72,411,000     $ 5,875,000     $ 39,496,000     $ 65,886,000     $ 35,858,000  

Grades 5 – 7

    90,320,000       14,472,000       92,212,000       78,103,000       49,781,000  

Grades 8 – 9

    3,306,000       1,801,000       6,922,000       4,608,000       1,063,000  

Total commercial

  $ 166,037,000     $ 22,148,000     $ 138,630,000     $ 148,597,000     $ 86,702,000  
Allowance for Credit Losses on Financing Receivables [Table Text Block]
   

Commercial

Loans

   

Retail

Loans

   

Unallocated

   

Total

 
Allowance for loan losses:                                

Beginning balance

  $ 17,736,000     $ 1,487,000     $ 76,000     $ 19,299,000  

Provision for loan losses

    (1,771,000 )     1,006,000       64,000       (701,000 )

Charge-offs

    (4,915,000 )     (1,280,000 )     0       (6,195,000 )

Recoveries

    2,622,000       208,000       0       2,830,000  

Ending balance

  $ 13,672,000     $ 1,421,000     $ 140,000     $ 15,233,000  
                                 

Ending balance: individually evaluated for impairment

  $ 1,218,000     $ 256,000     $ 0     $ 1,474,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 12,454,000     $ 1,165,000     $ 140,000     $ 13,759,000  
                                 

Total loans:

                               

Ending balance

  $ 1,493,516,000     $ 123,071,000             $ 1,616,587,000  
                                 

Ending balance: individually evaluated for impairment

  $ 16,845,000     $ 1,352,000             $ 18,197,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 1,476,671,000     $ 121,719,000             $ 1,598,390,000  
   

Commercial

Loans

   

Retail

Loans

   

Unallocated

   

Total

 
Allowance for loan losses:                                

Beginning balance

  $ 681,000     $ 61,000     $ 0     $ 742,000  

Provision for loan losses

    (617,000 )     318,000       0       (299,000 )

Charge-offs

    (77,000 )     (7,000 )     0       (84,000 )

Recoveries

    45,000       44,000       0       89,000  

Ending balance

  $ 32,000     $ 416,000     $ 0     $ 448,000  
   

Commercial

Loans

   

Retail

Loans

   

Unallocated

   

Total

 
Allowance for loan losses:                                

Beginning balance

  $ 20,455,000     $ 2,358,000     $ 8,000     $ 22,821,000  

Provision for loan losses

    (3,140,000 )     (721,000 )     68,000       (3,793,000 )

Charge-offs

    (876,000 )     (554,000 )     0       (1,430,000 )

Recoveries

    1,297,000       404,000       0       1,701,000  

Ending balance

  $ 17,736,000     $ 1,487,000     $ 76,000     $ 19,299,000  
                                 

Ending balance: individually evaluated for impairment

  $ 9,374,000     $ 778,000     $ 0     $ 10,152,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 8,362,000     $ 709,000     $ 76,000     $ 9,147,000  
                                 

Total loans:

                               

Ending balance

  $ 1,153,189,000     $ 92,927,000             $ 1,246,116,000  
                                 

Ending balance: individually evaluated for impairment

  $ 45,021,000     $ 2,835,000             $ 47,856,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 1,108,168,000     $ 90,092,000             $ 1,198,260,000  
   

Commercial

Loans

   

Retail

Loans

   

Unallocated

   

Total

 
Allowance for loan losses:                                

Beginning balance

  $ 0     $ 0     $ 0     $ 0  

Provision for loan losses

    734,000       59,000       0       793,000  

Charge-offs

    (55,000 )     (16,000 )     0       (71,000 )

Recoveries

    2,000       18,000       0       20,000  

Ending balance

  $ 681,000     $ 61,000     $ 0     $ 742,000  

 

 

Commercial

Loans

   

Retail

Loans

   

Unallocated

   

Total

 
Allowance for loan losses:                                

Beginning balance

  $ 26,043,000     $ 2,645,000     $ (11,000 )   $ 28,677,000  

Provision for loan losses

    (6,730,000 )     (489,000 )     19,000       (7,200,000 )

Charge-offs

    (5,120,000 )     (170,000 )     0       (5,290,000 )

Recoveries

    6,262,000       372,000       0       6,634,000  

Ending balance

  $ 20,455,000     $ 2,358,000     $ 8,000     $ 22,821,000  
                                 

Ending balance: individually evaluated for impairment

  $ 11,260,000     $ 1,126,000     $ 0     $ 12,386,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 9,195,000     $ 1,232,000     $ 8,000     $ 10,435,000  
                                 

Total loans:

                               

Ending balance

  $ 986,696,000     $ 66,547,000             $ 1,053,243,000  
                                 

Ending balance: individually evaluated for impairment

  $ 33,240,000     $ 3,628,000             $ 36,868,000  
                                 

Ending balance: collectively evaluated for impairment

  $ 953,456,000     $ 62,919,000             $ 1,016,375,000  
Troubled Debt Restructurings on Financing Receivables [Table Text Block]
            Pre-     Post-  
            Modification     Modification  
           

Recorded

    Recorded  
   

Number of

   

Principal

   

Principal

 
   

Contracts

   

Balance

   

Balance

 

Originated Loans

                       
                         

Commercial:

                       

Commercial and industrial

    9     $ 1,876,000     $ 1,901,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    0       0       0  

Real estate – non-owner occupied

    0       0       0  

Real estate – multi-family and residential rental

    0       0       0  

Total commercial

    9       1,876,000       1,901,000  
                         

Retail:

                       

Home equity and other

    1       146,000       146,000  

1-4 family mortgages

    0       0       0  

Total retail

    1       146,000       146,000  
                         

Total

    10     $ 2,022,000     $ 2,047,000  
                         

Acquired Loans

                       
                         

Commercial:

                       

Commercial and industrial

    3     $ 624,000     $ 624,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    7       494,000       494,000  

Real estate – non-owner occupied

    5       714,000       714,000  

Real estate – multi-family and residential rental

    4       287,000       287,000  

Total commercial

    19       2,119,000       2,119,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    1       143,000       143,000  

Total retail

    1       143,000       143,000  
                         

Total

    20     $ 2,262,000     $ 2,262,000  
   

 

   

Pre-

    Post-  
   

 

   

Modification

    Modification  
   

 

   

Recorded

    Recorded  
   

Number of

   

Principal

   

Principal

 
   

Contracts

   

Balance

   

Balance

 

Originated Loans

                       
                         

Commercial:

                       

Commercial and industrial

    2     $ 5,994,000     $ 6,094,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    2       16,787,000       16,787,000  

Real estate – non-owner occupied

    1       146,000       146,000  

Real estate – multi-family and residential rental

    0       0       0  

Total commercial

    5       22,927,000       23,027,000  
                         

Retail:

                       

Home equity and other

    0       0       0  

1-4 family mortgages

    0       0       0  

Total retail

    0       0       0  
                         

Total

    5     $ 22,927,000     $ 23,027,000  
                         
                         

Acquired Loans

                       
                         

Commercial:

                       

Commercial and industrial

    7     $ 1,604,000     $ 1,604,000  

Vacant land, land development and residential construction

    0       0       0  

Real estate – owner occupied

    2       1,619,000       1,619,000  

Real estate – non-owner occupied

    1       65,000       65,000  

Real estate – multi-family and residential rental

    4       394,000       394,000  

Total commercial

    14       3,682,000       3,682,000  
                         

Retail:

                       

Home equity and other

    1       26,000       26,000  

1-4 family mortgages

    1       179,000       179,000  

Total retail

    2       205,000       205,000  
                         

Total

    16     $ 3,887,000     $ 3,887,000  
Troubled Debt Restructurings on Financing Receivables WithIn Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]
   

Number of

Contracts

   

Recorded

Principal

Balance

 
Commercial:                

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    0       0  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    0       0  

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    0     $ 0  
   

Number of

Contracts

   

Recorded

Principal

Balance

 
Commercial:                

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    1       18,000  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    1       18,000  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    1     $ 18,000  
   

Number of

Contracts

   

Recorded

Principal

Balance

 
Commercial:                

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    0       0  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    0       0  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    0     $ 0  
   

Number of

Contracts

   

Recorded

Principal

Balance

 
Commercial:                

Commercial and industrial

    0     $ 0  

Vacant land, land development and residential construction

    0       0  

Real estate – owner occupied

    0       0  

Real estate – non-owner occupied

    0       0  

Real estate – multi-family and residential rental

    0       0  

Total commercial

    0       0  
                 

Retail:

               

Home equity and other

    0       0  

1-4 family mortgages

    0       0  

Total retail

    0       0  
                 

Total

    0     $ 0  
Trouble Debt Restructuring Activity [Table Text Block]
   

Commercial 

and

   

Commercial

Vacant Land,

Land Development,

and Residential

   

Commercial

Real Estate -

Owner

   

Commercial

Real Estate -

Non-Owner

   

Commercial

Real Estate -

Multi-Family

and Residential

 
   

Industrial

   

Construction

   

Occupied

   

Occupied

   

Rental

 
                                         
Commercial Loan Portfolio:                                        
Beginning Balance   $ 7,026,000     $ 2,680,000     $ 17,160,000     $ 17,439,000     $ 505,000  
Charge-Offs     0       0       (4,198,000 )     0       0  
Payments     (6,648,000 )     (594,000 )     (11,562,000 )     (6,782,000 )     (29,000 )
Transfers to ORE     0       0       0       0       0  
Net Additions/Deletions     1,650,000       0       0       0       0  
Ending Balance   $ 2,028,000     $ 2,086,000     $ 1,400,000     $ 10,657,000     $ 476,000  
   

Retail

Home Equity

and Other

   

Retail

1-4 Family

Mortgages

 
                 
Retail Loan Portfolio:                

Beginning Balance

  $ 0     $ 1,967,000  

Charge-Offs

    0       (148,000 )

Payments

    0       (1,691,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    146,000       0  

Ending Balance

  $ 146,000     $ 128,000  
   

Commercial 

and

Industrial 

   

Commercial

 Vacant Land,

Land Development,

and Residential

Construction

   

Commercial

Real Estate -

Owner

Occupied

   

Commercial

Real Estate -

Non-Owner

Occupied

   

Commercial

 Real Estate -

Multi-Family

and Residential

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,439,000     $ 0     $ 1,569,000     $ 64,000     $ 381,000  

Charge-Offs

    0       0       (31,000 )     0       (42,000 )

Payments

    (444,000 )     0       (590,000 )     (9,000 )     (342,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    691,000       0       704,000       592,000       334,000  

Ending Balance

  $ 1,686,000     $ 0     $ 1,652,000     $ 647,000     $ 331,000  
   

Retail

Home Equity

and Other

   

Retail

1-4 Family

Mortgages

 
             
Retail Loan Portfolio:                

Beginning Balance

  $ 26,000     $ 178,000  

Charge-Offs

    0       0  

Payments

    (39,000 )     (3,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    154,000       141,000  

Ending Balance

  $ 141,000     $ 316,000  
   

Commercial

and

Industrial

   

Commercial 

Vacant Land,

Land Development,

and Residential

Construction

   

Commercial

Real Estate -

Owner

Occupied

   

Commercial

Real Estate -

Non-Owner

Occupied

   

Commercial 

Real Estate -

Multi-Family

and Residential

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 1,656,000     $ 4,501,000     $ 1,816,000     $ 22,312,000     $ 2,620,000  

Charge-Offs

    (67,000 )     0       (11,000 )     0       (420,000 )

Payments

    (871,000 )     (4,719,000 )     (2,343,000 )     (5,191,000 )     (1,695,000 )

Transfers to ORE

    (21,000 )     0       (48,000 )     0       0  

Net Additions/Deletions

    6,329,000       2,898,000       17,746,000       318,000       0  

Ending Balance

  $ 7,026,000     $ 2,680,000     $ 17,160,000     $ 17,439,000     $ 505,000  
   

Retail

Home Equity

and Other

   

Retail

1-4 Family

Mortgages

 
             

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 1,987,000  

Charge-Offs

    0       0  

Payments

    0       (224,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       204,000  

Ending Balance

  $ 0     $ 1,967,000  
   

Commercial 

and

Industrial 

   

Commercial 

Vacant Land,

Land Development,

and Residential

Construction

   

Commercial

Real Estate -

Owner

Occupied

   

Commercial

Real Estate -

Non-Owner

Occupied

   

Commercial

 Real Estate -

Multi-Family

and Residential

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 0     $ 0     $ 0     $ 0     $ 0  

Charge-Offs

    0       0       0       0       0  

Payments

    (2,000 )     0       0       0       (18,000 )

Transfers to ORE

    0       0       0       0       0  

Net Additions/Deletions

    1,441,000       0       1,569,000       64,000       399,000  

Ending Balance

  $ 1,439,000     $ 0     $ 1,569,000     $ 64,000     $ 381,000  
   

Retail

Home Equity

and Other

   

Retail

1-4 Family

Mortgages

 
             
Retail Loan Portfolio:                

Beginning Balance

  $ 0     $ 0  

Charge-Offs

    0       0  

Payments

    0       0  

Transfers to ORE

    0       0  

Net Additions/Deletions

    26,000       178,000  

Ending Balance

  $ 26,000     $ 178,000  
   

Commercial

and

Industrial

   

Commercial 

Vacant Land,

Land Development,

and Residential

Construction

   

Commercial

Real Estate -

Owner

Occupied

   

Commercial

Real Estate -

Non-Owner

Occupied

   

Commercial

 Real Estate -

Multi-Family

and Residential

Rental

 
                                         

Commercial Loan Portfolio:

                                       

Beginning Balance

  $ 2,720,000     $ 3,071,000     $ 4,116,000     $ 37,671,000     $ 3,027,000  

Charge-Offs

    (35,000 )     (725,000 )     (70,000 )     (2,537,000 )     (15,000 )

Payments

    (2,781,000 )     (1,596,000 )     (2,151,000 )     (13,795,000 )     (735,000 )

Transfers to ORE

    (74,000 )     0       (363,000 )     (1,153,000 )     0  

Net Additions/Deletions

    1,826,000       3,751,000       284,000       2,126,000       343,000  

Ending Balance

  $ 1,656,000     $ 4,501,000     $ 1,816,000     $ 22,312,000     $ 2,620,000  
   

Retail

Home Equity

and Other

   

Retail

1-4 Family

Mortgages

 
             

Retail Loan Portfolio:

               

Beginning Balance

  $ 0     $ 155,000  

Charge-Offs

    0       0  

Payments

    0       (46,000 )

Transfers to ORE

    0       0  

Net Additions/Deletions

    0       1,878,000  

Ending Balance

  $ 0     $ 1,987,000  
Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]
   

December 31,

2015

   

December 31,

2014

 
Commercial:                

Commercial and industrial

  $ 221,000     $ 16,000  

Vacant land, land development, and residential construction

    186,000       151,000  

Real estate – owner occupied

    115,000       182,000  

Real estate – non-owner occupied

    201,000       4,778,000  

Real estate – multi-family and residential rental

    365,000       666,000  

Total commercial

    1,088,000       5,793,000  
                 

Retail:

               

Home equity and other

    14,000       0  

1-4 family mortgages

    6,000       0  

Total retail

    20,000       0  
                 

Total related allowance

  $ 1,108,000     $ 5,793,000  
Retail Portfolio Segment [Member]  
Note 4 - Loans and Allowance for Loan Losses (Tables) [Line Items]  
Financing Receivable Credit Quality Indicators [Table Text Block]
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 67,816,000     $ 55,255,000  
    Retail    

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 72,830,000     $ 135,130,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 50,059,000     $ 42,868,000  
   

Retail

   

Retail

 
   

Home Equity

   

1-4 Family

 
   

and Other

   

Mortgages

 
                 

Total retail

  $ 109,219,000     $ 171,828,000