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Note 3 - Loans and Allowance for Loan Losses (Tables)
6 Months Ended
Jun. 30, 2019
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
                                   
Percent
 
   
June 30, 2019
   
December 31, 2018
   
Increase
 
   
Balance
   
%
   
Balance
   
%
   
(Decrease)
 
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                                       
Commercial and industrial
  $
833,589,000
     
31.9
%
  $
768,698,000
     
31.3
%
   
8.4
%
Vacant land, land development, and residential construction
   
40,609,000
     
1.6
     
39,950,000
     
1.6
     
1.6
 
Real estate – owner occupied
   
513,016,000
     
19.7
     
500,188,000
     
20.4
     
2.6
 
Real estate – non-owner occupied
   
786,666,000
     
30.1
     
745,127,000
     
30.4
     
5.6
 
Real estate – multi-family and residential rental
   
101,051,000
     
3.9
     
98,035,000
     
4.0
     
3.1
 
Total commercial
   
2,274,931,000
     
87.2
     
2,151,998,000
     
87.7
     
5.7
 
                                         
Retail:
                                       
Home equity and other
   
64,247,000
     
2.4
     
65,023,000
     
2.7
     
(1.2
)
1-4 family mortgages
   
270,508,000
     
10.4
     
235,425,000
     
9.6
     
14.9
 
Total retail
   
334,755,000
     
12.8
     
300,448,000
     
12.3
     
11.4
 
                                         
Total originated loans
  $
2,609,686,000
     
100.0
%
  $
2,452,446,000
     
100.0
%
   
6.4
%
                                   
Percent
 
   
June 30, 2019
   
December 31, 2018
   
Increase
 
   
Balance
   
%
   
Balance
   
%
   
(Decrease)
 
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                                       
Commercial and industrial
  $
47,607,000
     
17.5
%
  $
54,025,000
     
18.0
%
   
(11.9
%)
Vacant land, land development, and residential construction
   
4,549,000
     
1.7
     
4,935,000
     
1.6
     
(7.8
)
Real estate – owner occupied
   
43,852,000
     
16.2
     
48,431,000
     
16.1
     
(9.5
)
Real estate – non-owner occupied
   
66,178,000
     
24.3
     
71,155,000
     
23.7
     
(7.0
)
Real estate – multi-family and residential rental
   
27,438,000
     
10.1
     
29,562,000
     
9.8
     
(7.2
)
Total commercial
   
189,624,000
     
69.8
     
208,108,000
     
69.2
     
(8.9
)
                                         
Retail:
                                       
Home equity and other
   
17,073,000
     
6.3
     
20,416,000
     
6.8
     
(16.4
)
1-4 family mortgages
   
65,110,000
     
23.9
     
72,115,000
     
24.0
     
(9.7
)
Total retail
   
82,183,000
     
30.2
     
92,531,000
     
30.8
     
(11.2
)
                                         
Total acquired loans
  $
271,807,000
     
100.0
%
  $
300,639,000
     
100.0
%
   
(9.6
%)
                                   
Percent
 
   
June 30, 2019
   
December 31, 2018
   
Increase
 
   
Balance
   
%
   
Balance
   
%
   
(Decrease)
 
Total loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                                       
Commercial and industrial
  $
881,196,000
     
30.6
%
  $
822,723,000
     
29.9
%
   
7.1
%
Vacant land, land development, and residential construction
   
45,158,000
     
1.6
     
44,885,000
     
1.6
     
0.6
 
Real estate – owner occupied
   
556,868,000
     
19.3
     
548,619,000
     
19.9
     
1.5
 
Real estate – non-owner occupied
   
852,844,000
     
29.6
     
816,282,000
     
29.7
     
4.5
 
Real estate – multi-family and residential rental
   
128,489,000
     
4.4
     
127,597,000
     
4.6
     
0.7
 
Total commercial
   
2,464,555,000
     
85.5
     
2,360,106,000
     
85.7
     
4.4
 
                                         
Retail:
                                       
Home equity and other
   
81,320,000
     
2.8
     
85,439,000
     
3.1
     
(4.8
)
1-4 family mortgages
   
335,618,000
     
11.7
     
307,540,000
     
11.2
     
9.1
 
Total retail
   
416,938,000
     
14.5
     
392,979,000
     
14.3
     
6.1
 
                                         
Total loans
  $
2,881,493,000
     
100.0
%
  $
2,753,085,000
     
100.0
%
   
4.7
%
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Accretable Yield Movement [Table Text Block]
Balance at March 31, 2019
  $
1,270,000
 
Additions
   
7,000
 
Accretion income
   
(106,000
)
Net reclassification from nonaccretable to accretable
   
83,000
 
Reductions (1)
   
(19,000
)
         
Balance at June 30, 2019
  $
1,235,000
 
         
         
Balance at December 31, 2018
  $
1,274,000
 
Additions
   
9,000
 
Accretion income
   
(225,000
)
Net reclassification from nonaccretable to accretable
   
204,000
 
Reductions (1)
   
(27,000
)
         
Balance at June 30, 2019
  $
1,235,000
 
         
         
Balance at March 31, 2018
  $
1,319,000
 
Additions
   
0
 
Accretion income
   
(123,000
)
Net reclassification from nonaccretable to accretable
   
86,000
 
Reductions (1)
   
(35,000
)
         
Balance at June 30, 2018
  $
1,247,000
 
         
         
Balance at December 31, 2017
  $
1,404,000
 
Additions
   
0
 
Accretion income
   
(254,000
)
Net reclassification from nonaccretable to accretable
   
172,000
 
Reductions (1)
   
(75,000
)
         
Balance at June 30, 2018
  $
1,247,000
 
Financing Receivable, Nonaccrual [Table Text Block]
   
June 30,
2019
   
December 31,
2018
 
                 
Loans past due 90 days or more still accruing interest
  $
0
    $
0
 
Nonaccrual loans
   
723,000
     
803,000
 
                 
Total nonperforming originated loans
  $
723,000
    $
803,000
 
   
June 30,
2019
   
December 31,
2018
 
                 
Loans past due 90 days or more still accruing interest
  $
0
    $
0
 
Nonaccrual loans
   
2,782,000
     
3,338,000
 
                 
Total nonperforming acquired loans
  $
2,782,000
    $
3,338,000
 
   
June 30,
2019
   
December 31,
2018
 
Commercial:
               
Commercial and industrial
  $
2,000
    $
17,000
 
Vacant land, land development, and residential construction
   
0
     
0
 
Real estate – owner occupied
   
642,000
     
950,000
 
Real estate – non-owner occupied
   
26,000
     
0
 
Real estate – multi-family and residential rental
   
130,000
     
141,000
 
Total commercial
   
800,000
     
1,108,000
 
                 
Retail:
               
Home equity and other
   
419,000
     
454,000
 
1-4 family mortgages
   
2,286,000
     
2,579,000
 
Total retail
   
2,705,000
     
3,033,000
 
                 
Total nonperforming loans
  $
3,505,000
    $
4,141,000
 
Financing Receivable, Past Due [Table Text Block]
   
30 – 59
Days
Past Due
   
60 – 89
Days
Past Due
   
Greater
Than 89
Days
Past Due
   
Total
Past Due
   
Current
   
Total
Loans
   
Recorded
Balance
> 89
Days and
Accruing
 
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                                                       
Commercial and industrial
  $
0
    $
0
    $
0
    $
0
    $
833,589,000
    $
833,589,000
    $
0
 
Vacant land, land development, and residential construction
   
0
     
0
     
0
     
0
     
40,609,000
     
40,609,000
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
     
0
     
513,016,000
     
513,016,000
     
0
 
Real estate – non-owner occupied
   
0
     
0
     
0
     
0
     
786,666,000
     
786,666,000
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
     
0
     
101,051,000
     
101,051,000
     
0
 
Total commercial
   
0
     
0
     
0
     
0
     
2,274,931,000
     
2,274,931,000
     
0
 
                                                         
Retail:
                                                       
Home equity and other
   
7,000
     
0
     
0
     
7,000
     
64,240,000
     
64,247,000
     
0
 
1-4 family mortgages
   
0
     
0
     
108,000
     
108,000
     
270,400,000
     
270,508,000
     
0
 
Total retail
   
7,000
     
0
     
108,000
     
115,000
     
334,640,000
     
334,755,000
     
0
 
                                                         
Total past due loans
  $
7,000
    $
0
    $
108,000
    $
115,000
    $
2,609,571,000
    $
2,609,686,000
    $
0
 
   
30 – 59
Days
Past Due
   
60 – 89
Days
Past Due
   
Greater
Than 89
Days
Past Due
   
Total
Past Due
   
Current
   
Total
Loans
   
Recorded
Balance
> 89
Days and
Accruing
 
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                                                       
Commercial and industrial
  $
0
    $
0
    $
0
    $
0
    $
47,607,000
    $
47,607,000
    $
0
 
Vacant land, land development, and residential construction
   
122,000
     
0
     
0
     
122,000
     
4,427,000
     
4,549,000
     
0
 
Real estate – owner occupied
   
0
     
105,000
     
0
     
105,000
     
43,747,000
     
43,852,000
     
0
 
Real estate – non-owner occupied
   
96,000
     
0
     
26,000
     
122,000
     
66,056,000
     
66,178,000
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
     
0
     
27,438,000
     
27,438,000
     
0
 
Total commercial
   
218,000
     
105,000
     
26,000
     
349,000
     
189,275,000
     
189,624,000
     
0
 
                                                         
Retail:
                                                       
Home equity and other
   
126,000
     
13,000
     
20,000
     
159,000
     
16,914,000
     
17,073,000
     
0
 
1-4 family mortgages
   
187,000
     
141,000
     
413,000
     
741,000
     
64,369,000
     
65,110,000
     
0
 
Total retail
   
313,000
     
154,000
     
433,000
     
900,000
     
81,283,000
     
82,183,000
     
0
 
                                                         
Total past due loans
  $
531,000
    $
259,000
    $
459,000
    $
1,249,000
    $
270,558,000
    $
271,807,000
    $
0
 
   
30 – 59
Days
Past Due
   
60 – 89
Days
Past Due
   
Greater
Than 89
Days
Past Due
   
Total
Past Due
   
Current
   
Total
Loans
   
Recorded
Balance
> 89
Days and
Accruing
 
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                                                       
Commercial and industrial
  $
186,000
    $
0
    $
0
    $
186,000
    $
768,512,000
    $
768,698,000
    $
0
 
Vacant land, land development, and residential construction
   
0
     
0
     
0
     
0
     
39,950,000
     
39,950,000
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
     
0
     
500,188,000
     
500,188,000
     
0
 
Real estate – non-owner occupied
   
0
     
0
     
0
     
0
     
745,127,000
     
745,127,000
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
     
0
     
98,035,000
     
98,035,000
     
0
 
Total commercial
   
186,000
     
0
     
0
     
186,000
     
2,151,812,000
     
2,151,998,000
     
0
 
                                                         
Retail:
                                                       
Home equity and other
   
44,000
     
0
     
0
     
44,000
     
64,979,000
     
65,023,000
     
0
 
1-4 family mortgages
   
291,000
     
0
     
137,000
     
428,000
     
234,997,000
     
235,425,000
     
0
 
Total retail
   
335,000
     
0
     
137,000
     
472,000
     
299,976,000
     
300,448,000
     
0
 
                                                         
Total past due loans
  $
521,000
    $
0
    $
137,000
    $
658,000
    $
2,451,788,000
    $
2,452,446,000
    $
0
 
   
30 – 59
Days
Past Due
   
60 – 89
Days
Past Due
   
Greater
Than 89
Days
Past Due
   
Total
Past Due
   
Current
   
Total
Loans
   
Recorded
Balance
> 89
Days and
Accruing
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                                                       
Commercial and industrial
  $
8,000
    $
0
    $
0
    $
8,000
    $
54,017,000
    $
54,025,000
    $
0
 
Vacant land, land development, and residential construction
   
19,000
     
0
     
0
     
19,000
     
4,916,000
     
4,935,000
     
0
 
Real estate – owner occupied
   
108,000
     
950,000
     
0
     
1,058,000
     
47,373,000
     
48,431,000
     
0
 
Real estate – non-owner occupied
   
62,000
     
0
     
0
     
62,000
     
71,093,000
     
71,155,000
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
     
0
     
29,562,000
     
29,562,000
     
0
 
Total commercial
   
197,000
     
950,000
     
0
     
1,147,000
     
206,961,000
     
208,108,000
     
0
 
                                                         
Retail:
                                                       
Home equity and other
   
167,000
     
31,000
     
0
     
198,000
     
20,218,000
     
20,416,000
     
0
 
1-4 family mortgages
   
821,000
     
347,000
     
612,000
     
1,780,000
     
70,335,000
     
72,115,000
     
0
 
Total retail
   
988,000
     
378,000
     
612,000
     
1,978,000
     
90,553,000
     
92,531,000
     
0
 
                                                         
Total past due loans
  $
1,185,000
    $
1,328,000
    $
612,000
    $
3,125,000
    $
297,514,000
    $
300,639,000
    $
0
 
Impaired Financing Receivables [Table Text Block]
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
                                         
With no related allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
10,007,000
    $
10,007,000
            $
9,792,000
    $
9,396,000
 
Vacant land, land development and residential construction
   
88,000
     
88,000
             
90,000
     
91,000
 
Real estate – owner occupied
   
2,059,000
     
2,059,000
             
1,281,000
     
1,064,000
 
Real estate – non-owner occupied
   
0
     
0
             
0
     
0
 
Real estate – multi-family and residential rental
   
135,000
     
126,000
             
63,000
     
42,000
 
Total commercial
   
12,289,000
     
12,280,000
             
11,226,000
     
10,593,000
 
Retail:
                                       
Home equity and other
   
829,000
     
807,000
             
707,000
     
667,000
 
1-4 family mortgages
   
910,000
     
338,000
             
351,000
     
364,000
 
Total retail
   
1,739,000
     
1,145,000
             
1,058,000
     
1,031,000
 
                                         
Total with no related allowance recorded
  $
14,028,000
    $
13,425,000
            $
12,284,000
    $
11,624,000
 
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
With an allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
13,656,000
    $
13,656,000
    $
2,051,000
    $
9,581,000
    $
8,058,000
 
Vacant land, land development and residential construction
   
0
     
0
     
0
     
0
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
     
1,348,000
     
1,785,000
 
Real estate – non-owner occupied
   
0
     
0
     
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
     
65,000
     
89,000
 
Total commercial
   
13,656,000
     
13,656,000
     
2,051,000
     
10,994,000
     
9,932,000
 
Retail:
                                       
Home equity and other
   
386,000
     
373,000
     
158,000
     
377,000
     
395,000
 
1-4 family mortgages
   
406,000
     
331,000
     
18,000
     
334,000
     
336,000
 
Total retail
   
792,000
     
704,000
     
176,000
     
711,000
     
731,000
 
                                         
Total with an allowance recorded
  $
14,448,000
    $
14,360,000
    $
2,227,000
    $
11,705,000
    $
10,663,000
 
                                         
Total impaired loans:
                                       
Commercial
  $
25,945,000
    $
25,936,000
    $
2,051,000
    $
22,220,000
    $
20,525,000
 
Retail
   
2,531,000
     
1,849,000
     
176,000
     
1,769,000
     
1,762,000
 
Total impaired loans
  $
28,476,000
    $
27,785,000
    $
2,227,000
    $
23,989,000
    $
22,287,000
 
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
                                         
With no related allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
360,000
    $
353,000
            $
422,000
    $
414,000
 
Vacant land, land development and residential construction
   
0
     
0
             
0
     
0
 
Real estate – owner occupied
   
944,000
     
916,000
             
802,000
     
932,000
 
Real estate – non-owner occupied
   
213,000
     
211,000
             
175,000
     
117,000
 
Real estate – multi-family and residential rental
   
40,000
     
21,000
             
26,000
     
26,000
 
Total commercial
   
1,557,000
     
1,501,000
             
1,425,000
     
1,489,000
 
Retail:
                                       
Home equity and other
   
686,000
     
628,000
             
653,000
     
555,000
 
1-4 family mortgages
   
2,462,000
     
1,734,000
             
1,850,000
     
1,850,000
 
Total retail
   
3,148,000
     
2,362,000
             
2,503,000
     
2,405,000
 
                                         
Total with no related allowance recorded
  $
4,705,000
    $
3,863,000
            $
3,928,000
    $
3,894,000
 
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
With an allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
140,000
    $
138,000
    $
32,000
    $
106,000
    $
126,000
 
Vacant land, land development and residential construction
   
0
     
0
     
0
     
0
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
     
36,000
     
73,000
 
Real estate – non-owner occupied
   
0
     
0
     
0
     
47,000
     
101,000
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
     
0
     
1,000
 
Total commercial
   
140,000
     
138,000
     
32,000
     
189,000
     
301,000
 
Retail:
                                       
Home equity and other
   
243,000
     
241,000
     
107,000
     
195,000
     
277,000
 
1-4 family mortgages
   
408,000
     
385,000
     
83,000
     
305,000
     
327,000
 
Total retail
   
651,000
     
626,000
     
190,000
     
500,000
     
604,000
 
                                         
Total with an allowance recorded
  $
791,000
    $
764,000
    $
222,000
    $
689,000
    $
905,000
 
                                         
Total impaired loans:
                                       
Commercial
  $
1,697,000
    $
1,639,000
    $
32,000
    $
1,614,000
    $
1,790,000
 
Retail
   
3,799,000
     
2,988,000
     
190,000
     
3,003,000
     
3,009,000
 
Total impaired loans
  $
5,496,000
    $
4,627,000
    $
222,000
    $
4,617,000
    $
4,799,000
 
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
                                         
With no related allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
8,604,000
    $
8,604,000
            $
373,000
    $
308,000
 
Vacant land, land development and residential construction
   
94,000
     
94,000
             
50,000
     
45,000
 
Real estate – owner occupied
   
632,000
     
632,000
             
1,453,000
     
1,453,000
 
Real estate – non-owner occupied
   
0
     
0
             
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
             
283,000
     
305,000
 
Total commercial
   
9,330,000
     
9,330,000
             
2,159,000
     
2,111,000
 
Retail:
                                       
Home equity and other
   
607,000
     
586,000
             
684,000
     
683,000
 
1-4 family mortgages
   
1,053,000
     
390,000
             
405,000
     
422,000
 
Total retail
   
1,660,000
     
976,000
             
1,089,000
     
1,105,000
 
                                         
Total with no related allowance recorded
  $
10,990,000
    $
10,306,000
            $
3,248,000
    $
3,216,000
 
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
With an allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
5,011,000
    $
5,011,000
    $
83,000
    $
2,089,000
    $
2,389,000
 
Vacant land, land development and residential construction
   
0
     
0
     
0
     
0
     
0
 
Real estate – owner occupied
   
2,658,000
     
2,658,000
     
363,000
     
1,713,000
     
1,606,000
 
Real estate – non-owner occupied
   
0
     
0
     
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
140,000
     
135,000
     
5,000
     
143,000
     
96,000
 
Total commercial
   
7,809,000
     
7,804,000
     
451,000
     
3,945,000
     
4,091,000
 
Retail:
                                       
Home equity and other
   
442,000
     
431,000
     
194,000
     
494,000
     
712,000
 
1-4 family mortgages
   
409,000
     
341,000
     
44,000
     
351,000
     
270,000
 
Total retail
   
851,000
     
772,000
     
238,000
     
845,000
     
982,000
 
                                         
Total with an allowance recorded
  $
8,660,000
    $
8,576,000
    $
689,000
    $
4,790,000
    $
5,073,000
 
                                         
Total impaired loans:
                                       
Commercial
  $
17,139,000
    $
17,134,000
    $
451,000
    $
6,104,000
    $
6,202,000
 
Retail
   
2,511,000
     
1,748,000
     
238,000
     
1,934,000
     
2,087,000
 
Total impaired loans
  $
19,650,000
    $
18,882,000
    $
689,000
    $
8,038,000
    $
8,289,000
 
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
                                         
With no related allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
398,000
    $
398,000
            $
720,000
    $
821,000
 
Vacant land, land development and residential construction
   
0
     
0
             
0
     
0
 
Real estate – owner occupied
   
1,193,000
     
1,193,000
             
677,000
     
671,000
 
Real estate – non-owner occupied
   
0
     
0
             
228,000
     
231,000
 
Real estate – multi-family and residential rental
   
45,000
     
26,000
             
42,000
     
101,000
 
Total commercial
   
1,636,000
     
1,617,000
             
1,667,000
     
1,824,000
 
Retail:
                                       
Home equity and other
   
388,000
     
361,000
             
710,000
     
642,000
 
1-4 family mortgages
   
2,494,000
     
1,849,000
             
2,000,000
     
2,051,000
 
Total retail
   
2,882,000
     
2,210,000
             
2,710,000
     
2,693,000
 
                                         
Total with no related allowance recorded
  $
4,518,000
    $
3,827,000
            $
4,377,000
    $
4,517,000
 
   
Unpaid
Contractual
Principal
Balance
   
Recorded
Principal
Balance
   
Related
Allowance
   
Second
Quarter
Average
Recorded
Principal
Balance
   
Year-To-
Date
Average
Recorded
Principal
Balance
 
With an allowance recorded
                                       
Commercial:
                                       
Commercial and industrial
  $
175,000
    $
166,000
    $
43,000
    $
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
     
0
     
0
     
0
 
Real estate – owner occupied
   
147,000
     
147,000
     
0
     
799,000
     
533,000
 
Real estate – non-owner occupied
   
210,000
     
210,000
     
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
3,000
     
3,000
     
0
     
0
     
0
 
Total commercial
   
535,000
     
526,000
     
43,000
     
799,000
     
533,000
 
Retail:
                                       
Home equity and other
   
462,000
     
440,000
     
178,000
     
17,000
     
12,000
 
1-4 family mortgages
   
418,000
     
371,000
     
89,000
     
0
     
0
 
Total retail
   
880,000
     
811,000
     
267,000
     
17,000
     
12,000
 
                                         
Total with an allowance recorded
  $
1,415,000
    $
1,337,000
    $
310,000
    $
816,000
    $
545,000
 
                                         
Total impaired loans:
                                       
Commercial
  $
2,171,000
    $
2,143,000
    $
43,000
    $
2,466,000
    $
2,357,000
 
Retail
   
3,762,000
     
3,021,000
     
267,000
     
2,727,000
     
2,705,000
 
Total impaired loans
  $
5,933,000
    $
5,164,000
    $
310,000
    $
5,193,000
    $
5,062,000
 
Financing Receivable Credit Quality Indicators [Table Text Block]
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi-Family
and
Residential
Rental
 
                                         
Internal credit risk grade groupings:
                                       
Grades 1 – 4
  $
521,211,000
    $
24,520,000
    $
320,067,000
    $
544,164,000
    $
72,767,000
 
Grades 5 – 7
   
288,248,000
     
16,001,000
     
190,466,000
     
242,415,000
     
28,109,000
 
Grades 8 – 9
   
24,130,000
     
88,000
     
2,483,000
     
87,000
     
175,000
 
Total commercial
  $
833,589,000
    $
40,609,000
    $
513,016,000
    $
786,666,000
    $
101,051,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi-
Family
and
Residential
Rental
 
                                         
Internal credit risk grade groupings:
                                       
Grades 1 – 4
  $
28,882,000
    $
1,126,000
    $
19,972,000
    $
51,606,000
    $
16,409,000
 
Grades 5 – 7
   
18,213,000
     
3,176,000
     
22,750,000
     
14,404,000
     
10,987,000
 
Grades 8 – 9
   
512,000
     
247,000
     
1,130,000
     
168,000
     
42,000
 
Total commercial
  $
47,607,000
    $
4,549,000
    $
43,852,000
    $
66,178,000
    $
27,438,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi-
Family
and
Residential
Rental
 
                                         
Internal credit risk grade groupings:
                                       
Grades 1 – 4
  $
508,611,000
    $
28,170,000
    $
325,459,000
    $
526,445,000
    $
75,051,000
 
Grades 5 – 7
   
238,942,000
     
11,686,000
     
163,455,000
     
218,682,000
     
22,798,000
 
Grades 8 – 9
   
21,145,000
     
94,000
     
11,274,000
     
0
     
186,000
 
Total commercial
  $
768,698,000
    $
39,950,000
    $
500,188,000
    $
745,127,000
    $
98,035,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi-
Family
and
Residential
Rental
 
                                         
Internal credit risk grade groupings:
                                       
Grades 1 – 4
  $
34,678,000
    $
1,246,000
    $
21,595,000
    $
54,401,000
    $
16,050,000
 
Grades 5 – 7
   
19,122,000
     
3,431,000
     
25,485,000
     
16,687,000
     
13,460,000
 
Grades 8 – 9
   
225,000
     
258,000
     
1,351,000
     
67,000
     
52,000
 
Total commercial
  $
54,025,000
    $
4,935,000
    $
48,431,000
    $
71,155,000
    $
29,562,000
 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
Commercial
Loans
   
Retail
Loans
   
Unallocated
   
Total
 
                                 
Allowance for loan losses:
                               
Balance at March 31, 2019
  $
20,050,000
    $
2,140,000
    $
228,000
    $
22,418,000
 
Provision for loan losses
   
979,000
     
50,000
     
(131,000
)
   
898,000
 
Charge-offs
   
(2,000
)
   
(75,000
)
   
0
     
(77,000
)
Recoveries
   
46,000
     
46,000
     
0
     
92,000
 
Ending balance
  $
21,073,000
    $
2,161,000
    $
97,000
    $
23,331,000
 
                                 
                                 
Allowance for loan losses:
                               
Balance at December 31, 2018
  $
19,442,000
    $
2,068,000
    $
44,000
    $
21,554,000
 
Provision for loan losses
   
1,559,000
     
255,000
     
53,000
     
1,867,000
 
Charge-offs
   
(2,000
)
   
(250,000
)
   
0
     
(252,000
)
Recoveries
   
74,000
     
88,000
     
0
     
162,000
 
Ending balance
  $
21,073,000
    $
2,161,000
    $
97,000
    $
23,331,000
 
                                 
Ending balance: individually evaluated for impairment
  $
2,051,000
    $
176,000
    $
0
    $
2,227,000
 
                                 
Ending balance: collectively evaluated for impairment
  $
19,022,000
    $
1,985,000
    $
97,000
    $
21,104,000
 
                                 
                                 
Total loans:
                               
Ending balance
  $
2,274,931,000
    $
334,755,000
     
 
    $
2,609,686,000
 
                                 
Ending balance: individually evaluated for impairment
  $
25,936,000
    $
1,849,000
     
 
    $
27,785,000
 
                                 
Ending balance: collectively evaluated for impairment
  $
2,248,995,000
    $
332,906,000
     
 
    $
2,581,901,000
 
   
Commercial
Loans
   
Retail
Loans
   
Unallocated
   
Total
 
                                 
Allowance for loan losses:
                               
Balance at March 31, 2019
  $
161,000
    $
556,000
    $
0
    $
717,000
 
Provision for loan losses
   
36,000
     
(34,000
)
   
0
     
2,000
 
Charge-offs
   
0
     
0
     
0
     
0
 
Recoveries
   
1,000
     
2,000
     
0
     
3,000
 
Ending balance
  $
198,000
    $
524,000
    $
0
    $
722,000
 
                                 
                                 
Allowance for loan losses:
                               
Balance at December 31, 2018
  $
177,000
    $
649,000
    $
0
    $
826,000
 
Provision for loan losses
   
20,000
     
(137,000
)
   
0
     
(117,000
)
Charge-offs
   
0
     
0
     
0
     
0
 
Recoveries
   
1,000
     
12,000
     
0
     
13,000
 
Ending balance
  $
198,000
    $
524,000
    $
0
    $
722,000
 
   
Commercial
Loans
   
Retail
Loans
   
Unallocated
   
Total
 
                                 
Allowance for loan losses:
                               
Balance at March 31, 2018
  $
16,865,000
    $
2,001,000
    $
215,000
    $
19,081,000
 
Provision for loan losses
   
892,000
     
297,000
     
(275,000
)
   
914,000
 
Charge-offs
   
(85,000
)
   
(189,000
)
   
0
     
(274,000
)
Recoveries
   
654,000
     
107,000
     
0
     
761,000
 
Ending balance
  $
18,326,000
    $
2,216,000
    $
(60,000
)
  $
20,482,000
 
                                 
                                 
Allowance for loan losses:
                               
Balance at December 31, 2017
  $
16,456,000
    $
2,584,000
    $
93,000
    $
19,133,000
 
Provision for loan losses
   
551,000
     
(266,000
)
   
(153,000
)
   
132,000
 
Charge-offs
   
(342,000
)
   
(324,000
)
   
0
     
(666,000
)
Recoveries
   
1,661,000
     
222,000
     
0
     
1,883,000
 
Ending balance
  $
18,326,000
    $
2,216,000
    $
(60,000
)
  $
20,482,000
 
                                 
Ending balance: individually evaluated for impairment
  $
391,000
    $
283,000
    $
0
    $
674,000
 
                                 
Ending balance: collectively evaluated for impairment
  $
17,935,000
    $
1,933,000
    $
(60,000
)
  $
19,808,000
 
                                 
                                 
Total loans:
                               
Ending balance
  $
2,151,998,000
    $
300,448,000
     
 
    $
2,452,446,000
 
                                 
Ending balance: individually evaluated for impairment
  $
17,134,000
    $
1,748,000
     
 
    $
18,882,000
 
                                 
Ending balance: collectively evaluated for impairment
  $
2,134,864,000
    $
298,700,000
     
 
    $
2,433,564,000
 
   
Commercial
Loans
   
Retail
Loans
   
Unallocated
   
Total
 
                                 
Allowance for loan losses:
                               
Balance at March 31, 2018
  $
359,000
    $
534,000
    $
0
    $
893,000
 
Provision for loan losses
   
(254,000
)
   
40,000
     
0
     
(214,000
)
Charge-offs
   
0
     
0
     
0
     
0
 
Recoveries
   
0
     
6,000
     
0
     
6,000
 
Ending balance
  $
105,000
    $
580,000
    $
0
    $
685,000
 
                                 
                                 
Allowance for loan losses:
                               
Balance at December 31, 2017
  $
291,000
    $
77,000
    $
0
    $
368,000
 
Provision for loan losses
   
60,000
     
508,000
     
0
     
568,000
 
Charge-offs
   
(246,000
)
   
(15,000
)
   
0
     
(261,000
)
Recoveries
   
0
     
10,000
     
0
     
10,000
 
Ending balance
  $
105,000
    $
580,000
    $
0
    $
685,000
 
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
   
Number of
Contracts
   
Pre-
Modification
Recorded
Principal
Balance
   
Post-
Modification
Recorded
Principal
Balance
 
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
3
    $
14,040,000
    $
14,337,000
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
1
     
1,567,000
     
1,567,000
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total originated commercial
   
4
     
15,607,000
     
15,904,000
 
                         
Retail:
                       
Home equity and other
   
2
     
23,000
     
23,000
 
1-4 family mortgages
   
0
     
0
     
0
 
Total originated retail
   
2
     
23,000
     
23,000
 
                         
Total originated loans
   
6
    $
15,630,000
    $
15,927,000
 
                         
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
0
    $
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total acquired commercial
   
0
     
0
     
0
 
                         
Retail:
                       
Home equity and other
   
2
     
70,000
     
71,000
 
1-4 family mortgages
   
3
     
122,000
     
122,000
 
Total acquired retail
   
5
     
192,000
     
193,000
 
                         
Total acquired loans
   
5
    $
192,000
    $
193,000
 
   
Number of
Contracts
   
Pre-
Modification
Recorded
Principal
Balance
   
Post-
Modification
Recorded
Principal
Balance
 
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
6
    $
14,429,000
    $
14,726,000
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
1
     
1,567,000
     
1,567,000
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total originated commercial
   
7
     
15,996,000
     
16,293,000
 
                         
Retail:
                       
Home equity and other
   
2
     
23,000
     
23,000
 
1-4 family mortgages
   
0
     
0
     
0
 
Total originated retail
   
2
     
23,000
     
23,000
 
                         
Total originated loans
   
9
    $
16,019,000
    $
16,316,000
 
                         
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
0
    $
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
1
     
690,000
     
679,000
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total acquired commercial
   
1
     
690,000
     
679,000
 
                         
Retail:
                       
Home equity and other
   
6
     
140,000
     
141,000
 
1-4 family mortgages
   
4
     
154,000
     
154,000
 
Total acquired retail
   
10
     
294,000
     
295,000
 
                         
Total acquired loans
   
11
    $
984,000
    $
974,000
 
   
Number of
Contracts
   
Pre-
Modification
Recorded
Principal
Balance
   
Post-
Modification
Recorded
Principal
Balance
 
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
2
    $
974,000
    $
1,079,000
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total originated commercial
   
2
     
974,000
     
1,079,000
 
                         
Retail:
                       
Home equity and other
   
0
     
0
     
0
 
1-4 family mortgages
   
0
     
0
     
0
 
Total originated retail
   
0
     
0
     
0
 
                         
Total originated loans
   
2
    $
974,000
    $
1,079,000
 
                         
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
0
    $
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total acquired commercial
   
0
     
0
     
0
 
                         
Retail:
                       
Home equity and other
   
5
     
113,000
     
114,000
 
1-4 family mortgages
   
1
     
24,000
     
24,000
 
Total acquired retail
   
6
     
137,000
     
138,000
 
                         
Total acquired loans
   
6
    $
137,000
    $
138,000
 
   
Number of
Contracts
   
Pre-
Modification
Recorded
Principal
Balance
   
Post-
Modification
Recorded
Principal
Balance
 
Originated loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
4
    $
1,068,000
    $
1,162,000
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
2
     
1,192,000
     
1,180,000
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total originated commercial
   
6
     
2,260,000
     
2,342,000
 
                         
Retail:
                       
Home equity and other
   
1
     
50,000
     
50,000
 
1-4 family mortgages
   
0
     
0
     
0
 
Total originated retail
   
1
     
50,000
     
50,000
 
                         
Total originated loans
   
7
    $
2,310,000
    $
2,392,000
 
                         
Acquired loans
 
 
 
 
 
 
 
 
 
 
 
 
Commercial:
                       
Commercial and industrial
   
0
    $
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
     
0
 
Real estate – owner occupied
   
0
     
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
     
0
 
Total acquired commercial
   
0
     
0
     
0
 
                         
Retail:
                       
Home equity and other
   
10
     
217,000
     
218,000
 
1-4 family mortgages
   
1
     
24,000
     
24,000
 
Total acquired retail
   
11
     
241,000
     
242,000
 
                         
Total acquired loans
   
11
    $
241,000
    $
242,000
 
Troubled Debt Restructurings on Financing Receivables with in Previous Twelve Months that Became Over Thirty Days Past Due [Table Text Block]
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
0
     
0
 
                 
Retail:
               
Home equity and other
   
0
     
0
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
0
     
0
 
                 
Total
   
0
    $
0
 
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
0
     
0
 
                 
Retail:
               
Home equity and other
   
0
     
0
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
0
     
0
 
                 
Total
   
0
    $
0
 
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
0
     
0
 
                 
Retail:
               
Home equity and other
   
0
     
0
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
0
     
0
 
                 
Total
   
0
    $
0
 
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
0
     
0
 
                 
Retail:
               
Home equity and other
   
0
     
0
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
0
     
0
 
                 
Total
   
0
    $
0
 
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
1
     
195,000
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
1
     
195,000
 
                 
Retail:
               
Home equity and other
   
0
     
0
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
0
     
0
 
                 
Total
   
1
    $
195,000
 
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
1
     
195,000
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
1
     
195,000
 
                 
Retail:
               
Home equity and other
   
0
     
0
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
0
     
0
 
                 
Total
   
1
    $
195,000
 
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
0
     
0
 
                 
Retail:
               
Home equity and other
   
1
     
5,000
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
1
     
5,000
 
                 
Total
   
1
    $
5,000
 
   
Number of
Contracts
   
Recorded
Principal
Balance
 
Commercial:
               
Commercial and industrial
   
0
    $
0
 
Vacant land, land development and residential construction
   
0
     
0
 
Real estate – owner occupied
   
0
     
0
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
0
     
0
 
                 
Retail:
               
Home equity and other
   
1
     
5,000
 
1-4 family mortgages
   
0
     
0
 
Total retail
   
1
     
5,000
 
                 
Total
   
1
    $
5,000
 
Trouble Debt Restructuring Activity [Table Text Block]
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi-Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
15,072,000
    $
0
    $
2,713,000
    $
0
    $
0
 
Charge-Offs
   
0
     
0
     
0
     
0
     
0
 
Payments
   
(3,099,000
)
   
0
     
(2,311,000
)
   
0
     
0
 
Transfers to ORE
   
0
     
0
     
0
     
0
     
0
 
Net Additions/Deletions
   
11,672,000
     
0
     
1,180,000
     
0
     
0
 
Ending Balance
  $
23,645,000
    $
0
    $
1,582,000
    $
0
    $
0
 
   
Retail
Home Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
915,000
    $
142,000
 
Charge-Offs
   
0
     
0
 
Payments
   
(25,000
)
   
(1,000
)
Transfers to ORE
   
0
     
0
 
Net Additions/Deletions
   
23,000
     
0
 
Ending Balance
  $
913,000
    $
141,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi-Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
538,000
    $
0
    $
982,000
    $
189,000
    $
21,000
 
Charge-Offs
   
0
     
0
     
0
     
0
     
0
 
Payments
   
(49,000
)
   
0
     
(66,000
)
   
(4,000
)
   
(4,000
)
Transfers to ORE
   
0
     
0
     
0
     
0
     
0
 
Net Additions/Deletions
   
0
     
0
     
0
     
0
     
0
 
Ending Balance
  $
489,000
    $
0
    $
916,000
    $
185,000
    $
17,000
 
   
Retail
Home Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
529,000
    $
458,000
 
Charge-Offs
   
(18,000
)
   
0
 
Payments
   
(37,000
)
   
(13,000
)
Transfers to ORE
   
0
     
0
 
Net Additions/Deletions
   
79,000
     
120,000
 
Ending Balance
  $
553,000
    $
565,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi-Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
13,590,000
    $
0
    $
2,682,000
    $
0
    $
0
 
Charge-Offs
   
0
     
0
     
0
     
0
     
0
 
Payments
   
(4,755,000
)
   
0
     
(2,350,000
)
   
0
     
0
 
Transfers to ORE
   
0
     
0
     
0
     
0
     
0
 
Net Additions/Deletions
   
14,810,000
     
0
     
1,250,000
     
0
     
0
 
Ending Balance
  $
23,645,000
    $
0
    $
1,582,000
    $
0
    $
0
 
   
Retail
Home Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
938,000
    $
142,000
 
Charge-Offs
   
0
     
0
 
Payments
   
(48,000
)
   
(1,000
)
Transfers to ORE
   
0
     
0
 
Net Additions/Deletions
   
23,000
     
0
 
Ending Balance
  $
913,000
    $
141,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
548,000
    $
0
    $
418,000
    $
210,000
    $
24,000
 
Charge-Offs
   
0
     
0
     
0
     
0
     
0
 
Payments
   
(59,000
)
   
0
     
(75,000
)
   
(25,000
)
   
(7,000
)
Transfers to ORE
   
0
     
0
     
(97,000
)
   
0
     
0
 
Net Additions/Deletions
   
0
     
0
     
670,000
     
0
     
0
 
Ending Balance
  $
489,000
    $
0
    $
916,000
    $
185,000
    $
17,000
 
   
Retail Home
Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
464,000
    $
436,000
 
Charge-Offs
   
(18,000
)
   
0
 
Payments
   
(42,000
)
   
(23,000
)
Transfers to ORE
   
0
     
0
 
Net Additions/Deletions
   
149,000
     
152,000
 
Ending Balance
  $
553,000
    $
565,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
1,982,000
    $
338,000
    $
4,548,000
    $
0
    $
0
 
Charge-Offs
   
0
     
0
     
0
     
0
     
0
 
Payments
   
(53,000
)
   
(109,000
)
   
(2,764,000
)
   
0
     
0
 
Transfers to ORE
   
0
     
0
     
0
     
0
     
0
 
Net Additions/Deletions
   
496,000
     
0
     
0
     
0
     
0
 
Ending Balance
  $
2,425,000
    $
229,000
    $
1,784,000
    $
0
    $
0
 
   
Retail Home
Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
1,169,000
    $
144,000
 
Charge-Offs
   
0
     
0
 
Payments
   
(150,000
)
   
(1,000
)
Transfers to ORE
   
0
     
0
 
Net Additions/Deletions
   
0
     
0
 
Ending Balance
  $
1,019,000
    $
143,000
 
   
 
Commercial
and
Industrial
   
 
Commercial
Vacant Land,
Land
Development,
and
Residential Construction
   
 
Commercial
Real Estate -
Owner
Occupied
   
 
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
716,000
    $
0
    $
2,007,000
    $
232,000
    $
36,000
 
Charge-Offs
   
0
     
0
     
0
     
0
     
0
 
Payments
   
(22,000
)
   
0
     
(1,614,000
)
   
(7,000
)
   
(4,000
)
Transfers to ORE
   
0
     
0
     
0
     
0
     
0
 
Net Additions/Deletions
   
0
     
0
     
0
     
0
     
0
 
Ending Balance
  $
694,000
    $
0
    $
393,000
    $
225,000
    $
32,000
 
   
Retail Home
Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
240,000
    $
384,000
 
Charge-Offs
   
(15,000
)
   
0
 
Payments
   
(36,000
)
   
(8,000
)
Transfers to ORE
   
0
     
0
 
Net Additions/Deletions
   
113,000
     
24,000
 
Ending Balance
  $
302,000
    $
400,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
2,989,000
    $
383,000
    $
1,599,000
    $
0
    $
0
 
Charge-Offs
   
(230,000
)
   
0
     
0
     
0
     
0
 
Payments
   
(935,000
)
   
(154,000
)
   
(3,619,000
)
   
0
     
0
 
Transfers to ORE
   
0
     
0
     
0
     
0
     
0
 
Net Additions/Deletions
   
601,000
     
0
     
3,804,000
     
0
     
0
 
Ending Balance
  $
2,425,000
    $
229,000
    $
1,784,000
    $
0
    $
0
 
   
Retail Home
Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
1,127,000
    $
146,000
 
Charge-Offs
   
0
     
0
 
Payments
   
(158,000
)
   
(3,000
)
Transfers to ORE
   
0
     
0
 
Net Additions/Deletions
   
50,000
     
0
 
Ending Balance
  $
1,019,000
    $
143,000
 
   
Commercial
and
Industrial
   
Commercial
Vacant Land,
Land
Development,
and
Residential
Construction
   
Commercial
Real Estate -
Owner
Occupied
   
Commercial
Real Estate -
Non-Owner
Occupied
   
Commercial
Real Estate -
Multi Family
and
Residential
Rental
 
                                         
Commercial Loan Portfolio:
                                       
Beginning Balance
  $
1,001,000
    $
0
    $
427,000
    $
237,000
    $
41,000
 
Charge-Offs
   
(275,000
)
   
0
     
0
     
0
     
0
 
Payments
   
(32,000
)
   
0
     
(1,633,000
)
   
(12,000
)
   
(9,000
)
Transfers to ORE
   
0
     
0
     
0
     
0
     
0
 
Net Additions/Deletions
   
0
     
0
     
1,599,000
     
0
     
0
 
Ending Balance
  $
694,000
    $
0
    $
393,000
    $
225,000
    $
32,000
 
   
Retail Home
Equity
and Other
   
Retail
1-4 Family
Mortgages
 
Retail Loan Portfolio:
               
Beginning Balance
  $
219,000
    $
393,000
 
Charge-Offs
   
(30,000
)
   
0
 
Payments
   
(37,000
)
   
(17,000
)
Transfers to ORE
   
(82,000
)
   
0
 
Net Additions/Deletions
   
232,000
     
24,000
 
Ending Balance
  $
302,000
    $
400,000
 
Allowance Related to Loans Categorized as Troubled Debt Restructurings [Table Text Block]
   
June 30,
2019
   
December 31,
2018
 
                 
Commercial:
               
Commercial and industrial
  $
2,083,000
    $
126,000
 
Vacant land, land development, and residential construction
   
0
     
0
 
Real estate – owner occupied
   
0
     
363,000
 
Real estate – non-owner occupied
   
0
     
0
 
Real estate – multi-family and residential rental
   
0
     
0
 
Total commercial
   
2,083,000
     
489,000
 
                 
Retail:
               
Home equity and other
   
234,000
     
337,000
 
1-4 family mortgages
   
95,000
     
110,000
 
Total retail
   
329,000
     
447,000
 
                 
Total related allowance
  $
2,412,000
    $
936,000
 
Retail Portfolio Segment [Member]  
Notes Tables  
Financing Receivable Credit Quality Indicators [Table Text Block]
   
Retail
Home Equity
and Other
   
Retail
1-4 Family
Mortgages
 
                 
Total retail
  $
64,247,000
    $
270,508,000
 
   
Retail
Home Equity
and Other
   
Retail
1-4 Family
Mortgages
 
                 
Total retail
  $
17,073,000
    $
65,110,000
 
   
Retail
Home Equity
and Other
   
Retail
1-4 Family
Mortgages
 
                 
Total retail
  $
65,023,000
    $
235,425,000
 
   
Retail
Home Equity
and Other
   
Retail
1-4 Family
Mortgages
 
                 
Total retail
  $
20,416,000
    $
72,115,000